Expertise.com Homepage

2024

Last updated:

Best Mortgage Brokers in Centreville, VA

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Centreville Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35Reviewed

28Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4461 Cox Road, Glen Allen, VA 23060
WebsiteLicense: 67717

Expertise.com Rating

Review Sources

Zillow
5.0 (584)
Google
4.6 (293)
Facebook
4.5 (31)

Why choose this provider?

CapCenter provides mortgage solutions throughout Centreville. It guides home buyers in applying for conventional, VA, and FHA mortgage loans with fixed or adjustable rates to help purchase their investment, primary, and secondary residences. Its team also assists individuals and families in searching for homes suitable for their needs by reviewing historical sales data and accessing homes not yet posed on real estate sites. Established in 1997, the company has completed transactions for more than 46,000 clients throughout the metro and the neighboring areas.

  • Veteran Loan Specialist
  • USDA
  • Purchase
  • Residential Mortgages
  • Refinance
  • Bilingual Loan Officers
  • First Time Home Buyer Financing
  • HELOCs
  • Reverse Loans
  • Home Purchase

Centreville, VA

Expertise.com Rating

Why choose this provider?

Need help contacting a Mortgage Broker in Centreville? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

4114 Legato Road, Suite 320, Fairfax, VA 22033
WebsiteLicense: 448992

Expertise.com Rating

Review Sources

Google
4.9 (236)

Why choose this provider?

Monarch Mortgage serves individuals and families in Centreville and the surrounding areas. It seeks to meet the community's mortgage needs through a variety of loan products and investment tools. It serves different types of borrowers, such as first-time home buyers and refinancing clients. Its mortgage programs include VA, USDA, FHA, and conventional home loans. It also offers reverse mortgage options. It provides customers with self-help tools on its website, including mortgage, refinance, and principal calculators.

  • Refinance

14151 A Robert Paris CT, Chantilly, VA 20151
WebsiteLicense: 1874961

Expertise.com Rating

Review Sources

Google
5.0 (164)

Why choose this provider?

DMV Home Funding caters to people in Centreville who seek to apply for loan plans and refinancing programs. Its team canvasses different mortgages that extend throughout varying periods and are obtained from at least 100 investors in the local region. It matches specific choices to applicants based on their financial situations in terms of income, total assets, and outstanding credit. The company helps borrowers adjust their current and prospective loans by providing them with comprehensive reports on property values, marketing conditions, and interest rates.

  • Refinance
  • New Construction

42020 Village Center Plaza,, Stone Ridge, VA 20105
WebsiteLicense: 2050004

Expertise.com Rating

Review Sources

Google
5.0 (3)
Yelp
5.0 (2)

Why choose this provider?

Northern Virginia Mortgage LLC serves clients in Centreville who need home purchase loans. The team has fixed-rate options with terms ranging from 15 to 30 years. Products fit for real estate investors are available. Government-backed choices are on hand for veterans of the military community and the crew also refinances current obligations. Northern Virginia Mortgage coordinates with buyers during the entire borrowing process and offers programs absent from the menus of credit unions and banks.

  • Refinance

3261 Old Washington Road Suite 1011, Waldorf, MD 20602
WebsiteLicense: 70452

Expertise.com Rating

Review Sources

Google
5.0 (87)
Facebook
4.7 (14)

Why choose this provider?

Colonial Mortgage Group serves clients throughout Centreville. The company helps aspiring homeowners obtain properties through various solutions, including fixed-rate and adjustable-rate loans. It also provides the FHA 203k rehabilitation loan, a program that allows borrowers to access financing for home improvement projects or repair work. The company offers other programs like reverse mortgages. Paul Skeens, its president and owner, has spent over 28 years in the industry. He has experience being consulted by the Federal Reserve Board on mortgage industry issues.

  • Refinance

4080 Lafayette Center Drive Suite 100, Chantilly, VA 20151
WebsiteLicense: 130460

Expertise.com Rating

Review Sources

Zillow
5.0 (8)

Why choose this provider?

United Mortgage Corporation caters to the home purchasing and refinancing needs of clients in Centreville. The mortgage broker offers a variety of options, including FHA, VA, USDA, jumbo, and conventional loans with terms ranging from 10 to 30 years. It also provides investment, vacation, and self-employed loans. In addition, it has refinancing options to help individuals reduce interest rates, convert adjustable-rate to fixed-rate mortgages, consolidate debts, shorten the length of loan terms, and borrow against the equity of their homes.

  • Refinance

14501 George Carter Way, Chantilly, VA 20151
WebsiteLicense: 75164

Expertise.com Rating

Review Sources

Google
4.9 (2866)
Facebook
4.6 (228)

Why choose this provider?

Prosperity Home Mortgage, LLC, is a full-service company that works with buyers and investors in and around Centreville. It offers residential mortgage assistance to help individuals and families purchase their dream investment spaces. The agency processes a wide selection of mortgage products, such as VA, FHA, fixed- and adjustable-rate, jumbo, and renovation loans. Its team also assists borrowers in creating strategies on how they can shorten their loan terms. Prosperity Home Mortgage has been in operation since 2014.

  • Refinance

11325 Random Hills Road Suite 600, Fairfax, VA 22030
WebsiteLicense: 1403392

Expertise.com Rating

Why choose this provider?

Ryan Kelly, a loan officer at Intercoastal Mortgage, LLC, assists with mortgage transactions of clients in Centreville and the surrounding areas. He offers various residential mortgage programs, such as conventional and non-conventional loans, as well as jumbo and super jumbo loans. He also helps clients apply for government-backed loans, including those from VA, FHA, and USDA. Kelly began working in the mortgage industry in 2010. He is backed by the company's in-house processing, underwriting, and closing departments.

  • New Construction
  • Refinance

3975 Fair Ridge Dr #320N, Fairfax, VA 22033
WebsiteLicense: 448601

Expertise.com Rating

Review Sources

Google
5.0 (100)
Facebook
5.0 (31)

Why choose this provider?

The Jolene Moore Mortgage Team of Main Street Home Loans serves individuals and families in Centreville and the surrounding areas. It assists clients in applying for various home loans such as FHA, VA, conventional, and jumbo. It also offers mortgage refinancing services to help customers reduce their monthly payments and interest rates, consolidate debts, shorten their loan terms, or withdraw cash from the equity of their homes. Senior loan officer Jolene Moore carries 18 years of mortgage lending experience.

  • Refinance
  • New Construction

14637 Lee Highway Ste 103, Centreville, VA 20121
WebsiteLicense: 176854

Expertise.com Rating

Review Sources

Zillow
5.0 (15)

Why choose this provider?

Marion Mortgage assists Centreville residents with achieving their homeowning goals. It offers a variety of loan programs, including conventional, non-conforming, FHA, VA, Jumbo, and USDA. Cash-out refinancing, reverse mortgages, and Rehab FHA 203(k) loans are also available for homeowners. Its loan originators and processors work with a broad range of clients, from first-time homebuyers to seasoned real estate investors. They practice transparency by providing honest advice on the client's borrowing situation and the ideal loan.

  • Refinance

14382 Flourcastle Ct, Centreville, VA 20120
WebsiteLicense: 1756752

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Bluestone Home Loans serves communities in and around Centreville. It offers industry-standard home financing options with varied mortgage programs. The company's’ loan offerings include FHA, VA, conforming, jumbo, non-traditional, and reverse mortgages. Its team works with wholesale lenders to provide clients with a portfolio of programs intended to meet their unique needs. The company commits to providing continued education to its clients to let them know about the mortgage process, its various steps, and their financial options.

  • Refinance
  • New Construction

14101 Parke Long Ct Ste Q, Chantilly, VA 20151
WebsiteLicense: 1949497

Expertise.com Rating

Review Sources

Google
5.0 (72)

Why choose this provider?

Mable Loans works with clients throughout the Centreville metro. The company guides aspiring homeowners through the mortgage financing process and offers various loan options. These include 15-year and 30-year programs. The company also assists current or former members of the U.S. military with their homeownership goals through VA mortgages. It addresses the concerns of other clients involving the refinancing process and helps them obtain cash to manage home improvement-related expenses. It provides a home valuation report to guide homeowners with their decision-making.

  • Refinance
  • New Construction

14120 A Lee Hwy # 133, Centreville, VA 20122
WebsiteLicense: 183484

Expertise.com Rating

Review Sources

Google
5.0 (26)

Why choose this provider?

St. Michael Mortgage, LLC, is a full-service consulting firm that caters to borrowers in Centreville. Its mortgage brokers provide financing options to consumers planning to purchase a home. The company offers various loan programs and helps customers understand the different types of mortgages, allowing them to make informed decisions. Its brokers also cater to those refinancing a home mortgage to obtain a lower monthly rate. They evaluate the client's mortgage needs and draft a refinancing plan to help them save costs.

  • Refinance
  • New Construction

4050 Legato Road Suites 100 & 120, Fairfax, VA 22033
WebsiteLicense: 476380

Expertise.com Rating

Why choose this provider?

Remigio Ferrara delivers mortgage brokers' services to residents of Centreville. He operates under the CMG Home Loans umbrella and the latter has operations across majority of the United States. Home purchase and refinancing options are available. The mother company has a mobile application that facilitates the preapproval process and calculates periodic obligations. The smartphone software also opens convenient lines of communication with the agent. Remigio Ferrara is a senior loan officer for retail lending.

  • New Construction

12916 Swedes St., Fairfax, VA 22030
WebsiteLicense: 393076

Expertise.com Rating

Why choose this provider?

Capital Mortgage Group, Inc., is a brokerage company that offers home loans for first-time buyers in Centreville, Chantilly, Clifton, and Fairfax. Its refinancing programs include Heloc, VA streamline, and VA and FHA cashout, as well as FHA 203k and FHA streamline. It also offers refinancing and buying options for a variety of properties, such as single and multi-family houses, townhouses, condominiums, and manufactured homes. Capital Mortgage Group offers online resources to help educate clients on the loan process.

  • Refinance

5860 Trinity Parkway, Ste 100, Centreville, VA 20120
WebsiteLicense: 376030

Expertise.com Rating

Review Sources

Yelp
5.0 (21)

Why choose this provider?

Tim Kelly is a mortgage professional affiliated with Highlands Residential Mortgage, serving the people of Centreville and the surrounding areas. He helps first-time buyers, investors, and existing homeowners find and purchase residential properties based on their financial status or capacity. Kelly has been in the industry for over 17 years and has worked with more than 200 first-time homebuyers. He is joined by Lauren Gill, who has been a mortgage broker for over nine years.

  • New Construction

12700 Fair Lakes Circle Suite 400, Fairfax, VA 22033
WebsiteLicense: 1657323

Expertise.com Rating

Review Sources

Zillow
5.0 (85)

Why choose this provider?

Vellum Advantage is a home mortgage lender that serves clients in the Centreville community. Its team members work with people who want to purchase or refinance a home by providing mortgage loan options. These include fixed-rate and jumbo mortgages as well as VA, FHA, USDA, and VHDA loans. Its brokers also offer adjustable-rate mortgages that allow borrowers to take advantage of low-interest rates. They navigate customers throughout the process, from the application and verification to the approval and loan closing.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
CapCenter
4461 Cox Road, Glen Allen, VA 23060Free quote
Monarch Mortgage
4114 Legato Road, Suite 320, Fairfax, VA 22033
DMV Home Funding
14151 A Robert Paris CT, Chantilly, VA 20151
Northern Virginia Mortgage LLC
42020 Village Center Plaza,, Stone Ridge, VA 20105
Colonial Mortgage Group
3261 Old Washington Road Suite 1011, Waldorf, MD 20602
United Mortgage Corporation
4080 Lafayette Center Drive Suite 100, Chantilly, VA 20151
Prosperity Home Mortgage, LLC
14501 George Carter Way, Chantilly, VA 20151
Ryan Kelly
11325 Random Hills Road Suite 600, Fairfax, VA 22030
Jolene Moore Mortgage Team
3975 Fair Ridge Dr #320N, Fairfax, VA 22033
Marion Mortgage
14637 Lee Highway Ste 103, Centreville, VA 20121
Bluestone Home Loans
14382 Flourcastle Ct, Centreville, VA 20120
Mable Loans
14101 Parke Long Ct Ste Q, Chantilly, VA 20151
St. Michael Mortgage, LLC
14120 A Lee Hwy # 133, Centreville, VA 20122
Remigio Ferrara
4050 Legato Road Suites 100 & 120, Fairfax, VA 22033
Capital Mortgage Group, Inc.
12916 Swedes St., Fairfax, VA 22030
Tim Kelly
5860 Trinity Parkway, Ste 100, Centreville, VA 20120
Vellum Advantage
12700 Fair Lakes Circle Suite 400, Fairfax, VA 22033

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.