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Best Mortgage Brokers in Plano, TX

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Plano Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

84Reviewed

58Curated

20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4000 Parkside Center Blvd #505, Dallas, TX 75244
WebsiteLicense: 141869

Expertise.com Rating

Review Sources

Google
5.0 (100)
Facebook
5.0 (39)

Why choose this provider?

MPS Mortgage LLC provides home purchase and refinance options to clients in Plano and the surrounding metros. The firm offers various loan programs, including conventional and government-backed financing through the FHA, VA, and USDA. It also assists borrowers in securing jumbo loans and reverse mortgages. MPS Mortgage's broker, Tom Spaniel, has been helping individuals and families across Texas achieve the dream of homeownership for over 25 years. He specializes in self-employed loans and debt consolidation.

  • cash out refinance loans
  • Purchase
  • Refinance

5027 Empire Way, Irving, TX 75038
WebsiteLicense: 1829248

Expertise.com Rating

Review Sources

Google
5.0 (85)

Why choose this provider?

HomeBound Loans, Inc., is a mortgage brokerage firm that caters to clients in Plano and the surrounding communities. It offers fixed-rate and adjustable-rate mortgages as well as jumbo, VA, and FHA loans. It also assists clients in refinancing their mortgages and acquiring reverse mortgages. HomeBound Loans represents more than 100 investors and lenders to help clients obtain mortgage loans that suit their financial needs. Its loan advisor, Amith Gandhi, is a certified mortgage planning specialist.

  • Refinance

7160 Dallas Parkway, Plano, TX 75024
WebsiteLicense: 1254891

Expertise.com Rating

Review Sources

Google
4.0 (62)
Facebook
5.0 (5)

Why choose this provider?

Mark Karetskiy is a mortgage loan officer at Movement Mortgage, LLC, who serves clients in Plano. He specializes in offering mortgage loan options for first-time home buyers, second-home buyers, refinancing homeowners, investment buyers, and older people who are seeking reverse mortgages. Karetskiy is also aware of various government-sponsored mortgage programs, such as USDA and VA home loans, that allow clients to buy a property with little or no money down. Movement Mortgage is a supporter of Equal Housing Opportunity.

  • Refinance

1800 Golden Trail, Carrollton, TX 75010
WebsiteLicense: 152707

Expertise.com Rating

Review Sources

Google
5.0 (60)
Facebook
5.0 (12)

Why choose this provider?

Serving clients in Plano, Michael Inkman is a branch manager and senior loan originator at Fairway Independent Mortgage Corporation. He guides first-time homebuyers through the process of receiving approval for their home loan. His work focuses on identifying appropriate financing for clients, including traditional and reverse mortgage options. Inkman proffers advice to consumers seeking to be approved for FHA, VA, and jumbo financing. A certified reverse mortgage specialist, Inkman has offered his expertise to over 2,500 families in the past.

  • Refinance

5800 West Plano Parkway, Plano, TX 75093
WebsiteLicense: 1642355

Expertise.com Rating

Review Sources

Yelp
3.0 (2)

Why choose this provider?

Dan Carson is a senior vice president and mortgage loan originator at Willow Bend Mortgage Company. He has been serving first-time homebuyers, people looking for trade up, and families deciding to downsize their property in the community of Plano since 2017. He helps and guides clients throughout the entire home loan process. The business provides mortgage lending services from purchase and refinances to construction lending. In addition, it also offers home renovation loans, reverse mortgages, jumbo loans, FHA, VA, and conventional loans.

  • New Construction
  • Refinance

6351 Preston Road, Frisco, TX 75034
WebsiteLicense: 213947

Expertise.com Rating

Review Sources

Google
4.9 (128)
Facebook
4.8 (20)

Why choose this provider?

Guaranty Federal Mortgage (GFM) is a mortgage lender that serves homeowners in Plano and in nearby areas. With over 16 years of experience, the company specializes in examining the backgrounds of each client, from income to property value, to find suitable loan programs for their needs. These programs include fixed-rate and adjustable-rate plans. The lender can also examine existing mortgage contracts to find alternatives with lower interest rates and contract durations.

  • Refinance

1402 South Custer Road, McKinney, TX 75070
WebsiteLicense: 188788

Expertise.com Rating

Why choose this provider?

Tom Sherman is a mortgage loan originator and one of the branch managers of Benchmark Mortgage, a full-service mortgage banker. With over 25 years of experience, Sherman helps clients in Plano with their financial and mortgage decisions. One of the specialty services he offers is VA loans for army veterans. Other loans such as conventional, jumbo, and fixed-rate and adjustable-rate mortgages are also available for first-time homebuyers or those looking for a current mortgage refinance.

  • Refinance

16000 Preston Road, Dallas, TX 75248

Expertise.com Rating

Review Sources

Zillow
5.0 (3693)
Yelp
3.0 (37)
Facebook
5.0 (4)

Why choose this provider?

Prosperity Home Mortgage, LLC is a mortgage banker that specializes in providing residential and refinance loans to borrowers in Plano. Its mortgage products include fixed and ARM loans, renovation financing, and VA loans. Founded in 2006, Prosperity Home Mortgage was recognized by the Mortgage Executive Magazine and Scotsman Guide as one of the country's top mortgage companies. It has also partnered with Habitat for Humanity to fund the construction of 14 low-cost homes for families in Washington, D.C.

  • Refinance

5601 Granite Parkway, Plano, TX 75024
WebsiteLicense: 299820

Expertise.com Rating

Review Sources

Google
5.0 (38)
Zillow
5.0 (19)
Yelp
5.0 (6)

Why choose this provider?

Tristan Sherrill is a mortgage professional representing YourLoanPro who specializes in loan and mortgage solutions for clients in the Plano metro. He has been in the industry for over two decades and has cultivated expertise in crafting tailored mortgage strategies and loan programs. He is focused on helping clients make informed and educated decisions in applying for loans such as conventional loans for high-credit borrowers, VA loans for military personnel, and USDA loans for rural property owners.

  • Refinance

1220 Coit Road, Plano, TX 75075
WebsiteLicense: 341517

Expertise.com Rating

Review Sources

Google
4.0 (97)
Facebook
5.0 (5)

Why choose this provider?

Stone Lake Mortgage is committed to simplifying the mortgage process for homebuyers. The company is based in Plano, providing home lending solutions to local clients for over a decade. Stone Lake Mortgage offers different mortgage programs that meet clients' needs in various financial situations, regardless of poor credit scores, student loan debt, or past foreclosures and bankruptcies. Some of the loan options available include fixed-rate mortgages, USDA, FHA, VA, and home improvement loans.

  • New Construction

5055 West Park Boulevard, Ste 300, Plano, TX 75093
WebsiteLicense: 1108451

Expertise.com Rating

Review Sources

Facebook
5.0 (991)
Google
4.0 (33)

Why choose this provider?

Jordan O'Brien is a mortgage broker under Cardinal Financial that serves Plano and the surrounding areas. He offers a variety of loan options, including conventional, jumbo, and government programs like FHA, VA, and USDA rural development loans. Jordan also provides other options such as disaster relief, construction home loans, down payment assistance, and unique home financing. Additionally, Jordan actively supports Room to Read, a non-profit organization advocating for children's literacy and girls' education in Asia and Africa.

  • Refinance
  • Purchase Transactions

1002 Raintree Circle, Allen, TX 75013
WebsiteLicense: 211689

Expertise.com Rating

Review Sources

Google
5.0 (15)
Zillow
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

James Hoglen is a mortgage professional affiliated with the American Mortgage Company, a brokerage based in Allen. Serving Plano and its nearby places, Hoglen assists clients in navigating the mortgage process and obtaining the best possible home loan programs. He caters to financial needs of different sizes, helping with mortgage plan analysis, and processing applications for loans, including conventional, VA, and FHA types. Additionally, Hoglen is a purchase lender, offering mortgages issued to a non-qualifying borrower by the homeowners themselves.

  • Refinance

2040 Spring Creek Parkway, Plano, TX 75023
WebsiteLicense: 895289

Expertise.com Rating

Review Sources

Google
4.0 (29)

Why choose this provider?

Bengal Mortgage is a mortgage company that serves individuals and families of the Plano metro and the surrounding communities of Allen, Frisco, and McKinney. In addition to construction mortgages, it also provides lending services like mortgage counseling, conventional fixed-rate, adjustable-rate mortgages, investment property mortgages, jumbo mortgages, and interest-only mortgages. Additionally, it also offers refinancing, cash-out refinancing, and debt consolidations. Moreover, it helps clients sell previously owned homes. Faizur Rahman leads the team at Bengal Mortgage.

  • New Construction
  • Refinance

6351 Preston Road, Frisco, TX 75034
WebsiteLicense: 278675

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (3)

Why choose this provider?

Legacy Mutual Mortgage - Frisco is a mortage broker that serves homeowners in Plano and in nearby cities. It has a team of loan officers and mortgage experts that also speak Spanish. They educate each client about different loan options, like fixed-rate mortgage plans, adjustable-rate mortgages, and FHA loans. They also calculate the interest rate and downpayment costs of both 15-year and 30-year programs. To serve home sellers, Legacy Mutual connects with affiliated partners like the Platinum Top 50 and local homebuilder associations.

  • Refinance

6800 Weiskopf Avenue, McKinney, TX 75070
WebsiteLicense: 166487

Expertise.com Rating

Review Sources

Facebook
4.0 (78)
Yelp
5.0 (4)

Why choose this provider?

The Richard Woodward Team NEXA Mortgage serves Plano clients. The company offers different loan options for aspiring homeowners, including USDA, VA, and FHA programs, as well as conventional and jumbo loans. It also provides a doctor home loan, a mortgage solution that helps physicians going into private practice or entering a residency program acquire property. To help senior homeowners tap into their property's equity, the company offers reverse mortgages. Richard Woodward, the team's leader, holds a Certified Divorce Lending Professional designation.

  • Refinance

6800 Weiskopf Avenue, McKinney, TX 75070
WebsiteLicense: 166487

Expertise.com Rating

Review Sources

Google
4.9 (546)

Why choose this provider?

Service First Mortgage is a mortgage brokerage that serves clients in the Plano area. It works with a range of lenders to help customers find the loan policies that meet their mortgage and refinancing needs. Its loan packages include renovations, cash-out refinance, FHA, and USDA. It was established in 1997 with an aim of providing a hands-on approach to educating every customer about responsible financing. Its CEO, Shawn Broussard, possesses over 25 years of expertise in the industry.

  • Refinance
  • Purchase Transactions

1820 Preston Park Boulevard, Plano, TX 75093
WebsiteLicense: 286706

Expertise.com Rating

Review Sources

Google
4.0 (35)
Facebook
5.0 (16)

Why choose this provider?

Nortex Mortgage is a team of financial advisors located in Plano. Whether clients are purchasing new homes, consolidating debt, or refinancing loans, they can provide a number of financing options, including jumbo, conforming, conventional, and USDA mortgages. Furthermore, they help clients obtain a combination of adjustable- and fixed-rate loans, and they also provide refinancing solutions such as cash-out and rate and term. Nortex Mortgage has been assisting individuals and families' financing needs for more than 20 years.

  • Refinance

15601 Dallas Parkway, Addison, TX 75001
WebsiteLicense: 729612

Expertise.com Rating

Review Sources

Google
4.0 (33)
Yelp
5.0 (13)

Why choose this provider?

Mark Pfeiffer is a mortgage loan originator providing services to Plano. He assists clients and provides them several types of loan programs. These include USDA, FA, VA, jumbo, and conventional loans. In addition, he guides clients in the loan process, which includes loan setup, appraisal, underwiring approval, and closing disclosure. With nearly two decades of experience in the industry, Pfeiffer was featured in D Magazine and Mortgage Executive Magazine. He is currently working as a branch manager and loan officer at Homebridge Financial Services.

  • New Construction
  • Refinance

1400 Preston Road, Plano, TX 75093
WebsiteLicense: 454108

Expertise.com Rating

Review Sources

Google
4.0 (6)
Facebook
5.0 (1)

Why choose this provider?

KT Mortgage Inc. is a team of home loan professionals who serves Plano and the surrounding areas. Whether clients are refinancing existing mortgages or purchasing townhouses, manufactured homes, or single-family residences, they offer several products, including conventional, jumbo, FHA 203k, and FHA streamline loans. Additionally, they help clients apply for niche programs like reverse mortgages and home improvement loans. KT Mortgage is led by Kent Taylor, who has been working in the lending industry since 1998.

  • Refinance

Plano, TX
WebsiteLicense: 700058

Expertise.com Rating

Why choose this provider?

Amit “Mick” Gandhi, MBA, CDLP®, CMPS®, CWPP™, CAPP™ is a senior loan officer who serves clients in the Plano community looking to buy, sell, refinance, or build residential properties. Backed by a network of lenders and over a hundred investors, he offers different types of loan programs, including 10-year to 30-year mortgages, ARMs, and conventional, jumbo, and VA options. He assists with conforming and non-conforming real estate loans. Amit also has reverse mortgage solutions for older borrowers.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
MPS Mortgage LLC
4000 Parkside Center Blvd #505, Dallas, TX 75244
Amit Gandhi - HomeBound Loans, Inc. | 108 Capital Management, Wealth & Advisory Firm
5027 Empire Way, Irving, TX 75038
Mark Karetskiy
7160 Dallas Parkway, Plano, TX 75024
Michael Inkman
1800 Golden Trail, Carrollton, TX 75010
Dan Carson
5800 West Plano Parkway, Plano, TX 75093
Guaranty Federal Mortgage
6351 Preston Road, Frisco, TX 75034
Tom Sherman
1402 South Custer Road, McKinney, TX 75070
Prosperity Home Mortgage, LLC
16000 Preston Road, Dallas, TX 75248
Tristan Sherrill
5601 Granite Parkway, Plano, TX 75024
Stone Lake Mortgage
1220 Coit Road, Plano, TX 75075
Jordan O'Brien
5055 West Park Boulevard, Ste 300, Plano, TX 75093
James Hoglen
1002 Raintree Circle, Allen, TX 75013
Bengal Mortgage
2040 Spring Creek Parkway, Plano, TX 75023
Legacy Mutual Mortgage - Frisco
6351 Preston Road, Frisco, TX 75034
The Richard Woodward Team NEXA Mortgage
6800 Weiskopf Avenue, McKinney, TX 75070
Service First Mortgage
6800 Weiskopf Avenue, McKinney, TX 75070
Nortex Mortgage
1820 Preston Park Boulevard, Plano, TX 75093
Mark Pfeiffer
15601 Dallas Parkway, Addison, TX 75001
KT Mortgage Inc.
1400 Preston Road, Plano, TX 75093
Amit “Mick” Gandhi, MBA, CDLP®, CMPS®, CWPP™, CAPP™
Plano, TX

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.