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Best Mortgage Brokers in Missouri City, TX

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Missouri City Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

32Reviewed

25Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2525 Robinhood #1100, Houston, TX 77005
WebsiteLicense: 2229954

Expertise.com Rating

Review Sources

Google
5.0 (46)
Yelp
5.0 (1)

Why choose this provider?

Texas Top Mortgage caters to the purchase, refinance, and new construction needs of clients in Missouri City and the surrounding areas. Its team of mortgage brokers offers a variety of loan programs, including conventional, FHA, VA, USDA, jumbo, and construction loans. Cash out, streamline, HARP, reverse, and jumbo refinance loan products are also available. The company's lead mortgage broker, Laura Eason, has more than 12 years of mortgage experience and specializes in single-family homes and condominiums.

  • Refinance
  • New Construction

16525 Lexington Blvd. Suite 200, Sugar Land, TX 77479
WebsiteLicense: 1706471

Expertise.com Rating

Review Sources

Google
4.9 (238)
Facebook
4.5 (10)
Zillow
5.0 (9)

Why choose this provider?

Champions Mortgage has been providing home purchase and refinancing solutions to Missouri City residents since 2017. It seeks to deliver a stress-free mortgage experience by helping customers overcome the challenges that may occur while securing a loan. Some of the programs it offers are VA and FHA loans, ARMs, and balloon mortgages. Joel Mathew, the president and CEO of the firm, started his career at JP Morgan Chase, where he was first introduced to the home mortgage lending industry.

  • Refinance

7324 Southwest Fwy #660, Houston, TX 77074
WebsiteLicense: 1822714

Expertise.com Rating

Review Sources

Google
4.9 (55)

Why choose this provider?

Swift Mortgages matches borrowers with potential lenders in Missouri City. It offers various mortgage options for homeowners and homebuyers, including fixed-rate, adjustable-rate, and jumbo, as well as VA and FHA home loans. The brokerage aims to educate and guide clients through the mortgage process to help them achieve their homeownership dreams. In addition, it provides amortization, debt consolidation, and refinance savings calculators to help borrowers project their potential expenses. Swift Mortgages strives to build long-term relationships with clients by meeting their individual needs.

  • Refinance

2245 Texas Dr. Suite 300, Sugar Land, TX 77479
WebsiteLicense: 2151259

Expertise.com Rating

Review Sources

Google
5.0 (33)
Facebook
5.0 (20)

Why choose this provider?

Home Trust Financing is a local mortgage broker that serves residents in the Missouri City area. Its staff offers borrowers multiple loan programs and helps compare rates that will match their home purchasing and refinancing needs. It co-markets with full-time real estate agents seeking to partner with a mortgage broker. Home Trust Financing strives to offer customized home loan solutions to its clients by taking on a personal approach and providing updates from application to closing.

  • Refinance

14090 Southwest Freeway Suite 300, Room 361, Sugar Land, TX 77478
WebsiteLicense: 9891

Expertise.com Rating

Why choose this provider?

Sutherland, which is associated with Sutherland Global Services, is a mortgage provider serving homebuyers in Missouri City and the neighboring communities. It guides clients through the process of selecting, applying for, and obtaining loans. It provides a variety of programs, including 15- and 30-year mortgages. The company also offers VA loans, which cater to conflict and wartime veterans, reserves, and national guards. In addition, refinance loans for clients looking to switch from adjustable- to fixed-rate mortgages are available.

  • Refinance

77 Sugar Creek Center Blvd Suite 600, Sugar Land, TX 77478
WebsiteLicense: 361097

Expertise.com Rating

Review Sources

Google
4.8 (62)
Facebook
4.9 (61)
Zillow
4.7 (24)

Why choose this provider?

Codemark Financial assists customers in and around the Missouri City area in securing the right loan that meets their financial situation and home goals. The business offers various loan options that are reviewed and assessed to consider its clients' lifestyles and finances. It also helps homeowners looking to refinance for a better rate or get some cash out of their property. Codemark Financial has been in the real estate mortgage industry for over a decade.

  • Refinance

1 Sugar Creek Center Blvd Suite 945, Sugar Land, TX 77478
WebsiteLicense: 1396430

Expertise.com Rating

Review Sources

Google
4.5 (35)
Facebook
5.0 (17)
Yelp
3.5 (9)

Why choose this provider?

Baker Mortgage has been catering to homeowners and property buyers in Missouri City and the surrounding communities for over 65 years. It helps individuals and families by providing counsel on various loan products for clients to receive suitable programs to fund their home purchase or cash-out refinance. Its loan solutions include FHA, VA, reverse mortgages, IRRRL, and HECM options. The company was established by Gordon R. Baker and is presently managed by his daughter Cathy for the past four decades.

  • Refinance

One Sugar Creek Center Blvd., Sugar Land, TX 77478
WebsiteLicense: 229844

Expertise.com Rating

Review Sources

Google
4.9 (280)
Facebook
4.8 (109)

Why choose this provider?

Hancock Mortgage Partners is an independent agency addressing the real estate needs of Missouri City residents. Its team works closely with individuals and families to determine their property goals and helps them process various mortgage programs. The company assists borrowers in filing loan applications to process RHS, conforming, conventional, reverse, and fixed-rate mortgage loans. It also provides FHA, VA, ARM, and jumbo loan options. President Myatt Hancock has been in the entrepreneurial and business industry experience for over three decades.

  • Reverse Mortgages
  • Refinance

2245 Texas Dr. Suite 300, Sugar Land, TX 77479
WebsiteLicense: 1492939

Expertise.com Rating

Review Sources

Facebook
4.8 (27)
Google
4.3 (22)
Zillow
4.0 (4)

Why choose this provider?

Mattie Mae Financial Services caters to the mortgage needs of individuals and families in Missouri City and the surrounding areas. The company works with customers who wish to purchase properties and refinance their existing mortgages. It partners with more than 100 investors in offering various programs, including adjustable-rate, conventional, jumbo, home equity, and VA loans. It also works with Realtors to help clients who want to sell their homes or relocate to a new place.

  • Refinance

7070 Knights Ct., Missouri City, TX 77459
WebsiteLicense: 1898998

Expertise.com Rating

Review Sources

Google
5.0 (31)
Facebook
5.0 (5)

Why choose this provider?

First Step Mortgage is a brokerage firm that deals with loan requests for home purchases and refinances in the greater Missouri City metro. It offers brokerage services to a wide range of clients, from self-employed borrowers and first-time homebuyers to investors and high-net-worth clients. It provides a selection of loan options, including FHA, VA, USDA, jumbo, and refinancing mortgages. First Step Mortgage also offers fixed-rate, adjustable-rate, and conventional loans.

  • Refinance

2323 S. Voss Road, Suite 335, Houston, TX 77057
WebsiteLicense: 922703

Expertise.com Rating

Review Sources

Google
4.9 (147)

Why choose this provider?

Clear Lending caters to the financing needs of individuals and businesses in and around Missouri City. Its team of mortgage advisors assists clients looking to purchase or refinance loans. They serve a diverse clientele comprising first-time and seasoned homebuyers, investors, veterans, non-permanent residents, and foreign nationals. Some of the products they offer are construction, HomeStyle renovation, downpayment assistance, and manufactured home loan programs. Clear Lending also provides a 12 Bank Statement loan program, which suits applicants whose taxes may not accurately reflect their level of purchasing power.

  • Refinance

2111 Highway 90-A, Suite A, Missouri City, TX 77489
WebsiteLicense: 291086

Expertise.com Rating

Review Sources

Google
4.8 (45)

Why choose this provider?

Sutton Residential and Commercial Mortgage, LLC is a locally owned brokerage firm based in Missouri City. It assists clients with their mortgage needs, offering various purchase and refinancing loan products with in-house processing. Its products include conventional, veteran, hard money, and FHA loans. While it focuses on home loans in Texas, the firm is capable to provide business property loans all over the country. President Al Sutton has been in the lending business for over 13 years.

  • Refinance
  • New Construction

800 Town and Country Blvd., Houston, TX 77024
WebsiteLicense: 156333

Expertise.com Rating

Review Sources

Google
4.7 (446)

Why choose this provider?

Angelo Christian is a commercial lender who provides custom financial solutions for clients in Missouri City. He offers a selection of private loaning choices for rentals, new construction endeavors, and property rehabilitation projects with terms that match each client's situation and capabilities. His team also finances real estate developments and structured joint ventures, as well as asset-based landings for the capital of budding businesses. His firm has funded over 500 loans amounting to more than $500 million throughout 20 years of service.

  • Refinance

7026 Old Katy Rd. #267, Houston, TX 77024
WebsiteLicense: 1720729

Expertise.com Rating

Review Sources

Google
5.0 (333)

Why choose this provider?

K&G Capital Mortgage offers a wide variety of loan options for homebuyers throughout Missouri City and neighboring areas. Its loan programs include conventional, FHA, VA, home equity convention mortgage, and USDA Rural loans. Non-qualified loan products are also available, such as ALT Doc Jumbo Financing, alternative income, asset inclusion, non-warrantable condos, and expanded ratio loans. Branch manager Charles Goodwin has been in the mortgage industry since 2001 and leads a team of more than 10 loan consultants.

  • Reverse Mortgages
  • Refinance

14905 Southwest Freeway, Suite 201, Sugar Land, TX 77478
WebsiteLicense: 208266

Expertise.com Rating

Review Sources

Google
4.9 (131)
Facebook
5.0 (11)

Why choose this provider?

Home USA Mortgage has been providing financing solutions to individuals in Missouri City and nearby communities since 1999. Its team of lending specialists assists clients throughout the process of applying for loans. With a commitment to old-fashioned and human-centered service, a loan professional is assigned to each client, who will get the concierge's personal number. Home USA Mortgage was established by brothers Mike and Charlie Moore. The company has financed $1.3 billion since it started operating.

  • New Construction

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Texas Top Mortgage
2525 Robinhood #1100, Houston, TX 77005
Champions Mortgage
16525 Lexington Blvd. Suite 200, Sugar Land, TX 77479
Swift Mortgages
7324 Southwest Fwy #660, Houston, TX 77074
Home Trust Financing
2245 Texas Dr. Suite 300, Sugar Land, TX 77479
Sutherland
14090 Southwest Freeway Suite 300, Room 361, Sugar Land, TX 77478
Codemark Financial
77 Sugar Creek Center Blvd Suite 600, Sugar Land, TX 77478
Baker Mortgage
1 Sugar Creek Center Blvd Suite 945, Sugar Land, TX 77478
Hancock Mortgage Partners
One Sugar Creek Center Blvd., Sugar Land, TX 77478
Mattie Mae Financial Services
2245 Texas Dr. Suite 300, Sugar Land, TX 77479
First Step Mortgage
7070 Knights Ct., Missouri City, TX 77459
Clear Lending
2323 S. Voss Road, Suite 335, Houston, TX 77057
Sutton Residential and Commercial Mortgage, LLC.
2111 Highway 90-A, Suite A, Missouri City, TX 77489
Angelo Christian
800 Town and Country Blvd., Houston, TX 77024
K&G Capital Mortgage
7026 Old Katy Rd. #267, Houston, TX 77024
Home USA Mortgage
14905 Southwest Freeway, Suite 201, Sugar Land, TX 77478

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.