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2024

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Best Mortgage Brokers in Longview, TX

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Longview Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

23Reviewed

15Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1328 Heritage Blvd, Longview, TX 75605
WebsiteLicense: 233918

Expertise.com Rating

Review Sources

Facebook
4.9 (140)
Google
4.8 (100)
Zillow
4.9 (98)

Why choose this provider?

Kenneth Travis provides services to home buyers and owners throughout Longview. Kenneth guides individuals and families in purchasing their first or investment homes while meeting their budget and financial goals by applying for mortgage programs. He enables clients to choose from various loan options suitable for their needs, including VA, FHA, jumbo, and USDA. Mortgage refinancing services are also available. Kenneth served in the Marine Corps before becoming a mortgage loan originator and establishing TradeMark Mortgage in 2008.

  • Refinance
  • New Construction

1100 Judson Rd, Ste 700A, Longview, TX 75601
WebsiteLicense: 132831

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
5.0 (9)
Zillow
5.0 (5)

Why choose this provider?

Rodney Malone is a broker and branch manager of Supreme Lending, a mortgage company that has been in the industry since 1999. He caters to clients in the Longview area looking to apply for a loan program or lengthen the duration of their current mortgage, whether it is a traditional, government, or property-type loan. Malone navigates borrowers throughout the process, from the loan application and underwriting to closing. He extends his services post-closing process to address his client's additional concerns.

  • New Construction
  • Refinance

9907 Judson Road, Longview, TX 75601
WebsiteLicense: 224654

Expertise.com Rating

Review Sources

Google
5.0 (3)
Yelp
2.0 (1)

Why choose this provider?

America's Mortgage Center is a Longview-based agency that caters to clients throughout the metro and the surrounding areas. It assists individuals who want to purchase new properties. It provides FHA, VA, USDA, and reverse mortgage programs. Options including 15-year, 30-year, adjustable-rate, and interest-only terms are also offered. The company's loan process involves determining the loan amount, pre-qualifying, applying, and closing. It also crafts mortgage refinance loans that help reduce interest rates, lower monthly payments, and consolidate debts.

  • Reverse Mortgages

1300 Hollybrook Dr, Longview, TX 75605
WebsiteLicense: 210861

Expertise.com Rating

Review Sources

Zillow
4.8 (57)
Google
4.5 (35)
Yelp
2.5 (6)

Why choose this provider?

Tom Holyfield is a senior loan officer at Guild Mortgage that serves Longview. He assists clients in applying for home loans, including FHA, conventional, VA, and USDA. He also assists customers who want to switch from adjustable-rate to fixed-rate terms and take cash out of their home equity using refinancing solutions. Tom has been in the mortgage industry for over 20 years. He has been recognized as a top producer for two major mortgage companies by the President's Club.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Kenneth Travis
1328 Heritage Blvd, Longview, TX 75605
Rodney Malone
1100 Judson Rd, Ste 700A, Longview, TX 75601
America's Mortgage Center
9907 Judson Road, Longview, TX 75601
Tom Holyfield
1300 Hollybrook Dr, Longview, TX 75605

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.