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Best Mortgage Brokers in Cypress, TX

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cypress Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

46Reviewed

34Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8900 Eastloch Dr 140, Spring, TX 77379
WebsiteLicense: 1443146

Expertise.com Rating

Review Sources

Google
5.0 (83)

Why choose this provider?

Morton Mortgage, Inc., is a mortgage broker serving clients in Cypress and nearby areas. With over 50 years of combined experience, the firm helps residential customers find loan options that meet their mortgage and refinancing needs. Its loan programs include adjustable-rate, jumbo, conventional fixed-rate, FHA, and VA. In addition, its loan officers walk the client through the whole loan process. Its owner Renee Morton is a Director of Programs & Arrangements for The National Association of Professional Mortgage Women.

  • Refinance

19500 State Hwy 249, Ste 210, Houston, TX 77070
WebsiteLicense: 286371

Expertise.com Rating

Review Sources

Google
4.0 (29)
Facebook
5.0 (1)

Why choose this provider?

Texas FHA Home Loans is a dba of Capital Home Mortgage, a direct lender that helps to make the FHA home loan process quick and easy for customers in Cypress. Its loan options include FHA 203b, 203k, purchase, and refinance loan programs. The firm also offers FHA one-time close construction loans and reverse mortgages. Striving to provide quality customer service and convenience, its team originates, processes, underwrites, and funds FHA loans to make the process smooth and efficient.

  • Refinance
  • Reverse Mortgages

480 Wildwood Forest Drive, Spring, TX 77380
WebsiteLicense: 227206

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (3)

Why choose this provider?

Jennifer Kutac is a senior loan officer at CMG Financial who serves clients in Cypress. She offers a wide range of mortgage loan options for homeowners and homebuyers, including conventional, FHA, VA, USDA, jumbo, and HomeFundIt loans. Jennifer's 20 years of experience in the mortgage industry have made her knowledgeable of the home financing programs that may suit the needs of her clients. CMG Financial supports several non-profit organizations, such as the Gary Sinise Foundation and the Cancer Support Community

  • Refinance
  • Reverse Mortgages

418 West 19th Street, Houston, TX 77008
WebsiteLicense: 230098

Expertise.com Rating

Review Sources

Google
5.0 (19)
Facebook
5.0 (15)

Why choose this provider?

Established in 2008, Preferred Home Lending is a full-service mortgage lending company that serves clients in Cypress and the surrounding areas. Its mortgage professionals assist clients by providing financial solutions that meet their financing needs. They offer loan options such as conforming, FHA, VA, jumbo, and rental loans, as well as terms in adjustable-rate and fixed-rate options. Other services include one-time close construction, self-employed, and RHS loan programs. Preferred Home Lending is also licensed in Colorado and Louisiana.

  • New Construction
  • Refinance

14030 Telge Road, Cypress, TX 77429
WebsiteLicense: 292897

Expertise.com Rating

Review Sources

Facebook
4.8 (34)
Yelp
3.5 (8)
Google
5.0 (5)

Why choose this provider?

Encompass Lending Group is a mortgage brokerage firm that serves Cypress and the surrounding communities. It offers various loan programs, including fixed-rate and adjustable-rate mortgages, conventional loans, jumbo loans, and government-insured programs such as FHA, VA, and USDA rural development. Clients looking to refinance to lower their monthly payments, get a better interest rate, or pay off their debts more quickly can take advantage of refinancing options offered by the company as well.

  • Refinance

16718 House & Hahl Road, Cypress, TX 77433
WebsiteLicense: 1231852

Expertise.com Rating

Review Sources

Google
5.0 (47)

Why choose this provider?

Cypress Mortgage Pro. handles the needs of homebuyers and homeowners in Cypress. The broker provides a wide range of mortgage loan options for first-time homebuyers and those who are looking to refinance their outstanding loans or consolidate their debts. These options include federal housing administration mortgages, conventional fixed-rate mortgages, VA loans, and renovation loans. It also offers clients jumbo mortgages, USDA loans, cash-out home loans, and investment property loans. Jennifer No, the company's mortgage loan originator, previously worked in the real estate industry.

  • Refinance

118 Vintage Park Boulevard, Houston, TX 77070
WebsiteLicense: 286357

Expertise.com Rating

Review Sources

Google
5.0 (50)

Why choose this provider?

The Texas Mortgage Pros is a team of loan specialists and loan processors serving first-time home buyers and current homeowners in Cypress. The company specializes in various types of purchase loan programs suited to each borrower's background and budget. In addition, its professionals can also guide families and individuals who want to set up cash-out loans to help pay for college tuition, debt, and other financial commitments. The Texas Mortgage Pros also strives to close loans in less than 30 days.

  • Refinance

715 East Main Street, Tomball, TX 77375
WebsiteLicense: 205839

Expertise.com Rating

Review Sources

Facebook
4.0 (67)
Google
5.0 (12)
Yelp
5.0 (2)

Why choose this provider?

Winn Molnari is a branch manager of NRL Mortgage. He helps clients find the right loan options that are suitable for their mortgage needs in Cypress and nearby areas. These loan options include conventional, VA, refinance, FHA, and 203K. He also assists in signing initial disclosures, appraisals, title reports, documentations, and conditional approval. In addition, NRL Mortgage was founded in 2007 and is currently licensed to operate in 45 states and the District of Columbia. It was also featured in the Top 100 Mortgage Companies at Mortgage Executive Magazine.

  • New Construction

10330 Lake Road, Houston, TX 77070
WebsiteLicense: 1563252

Expertise.com Rating

Review Sources

Google
5.0 (125)
Facebook
4.0 (29)

Why choose this provider?

The Wood Group is part of the Fairway Independent Mortgage Corporation. It is headquartered in Houston and provides its services to clients in the surrounding areas, including Cypress. The Wood Group offers loan products such as conventional loans, FHA loans, and USDA loans. It also handles VA loans and veteran housing assistance programs. The company's other mortgage services include reverse mortgages, refinancing loans, and renovation loans. Matt Wood, the regional SVP and loan officer of The Wood Group, established the company in 2010.

  • Refinance

12258 Queenston Boulevard, Houston, TX 77095
WebsiteLicense: 75243

Expertise.com Rating

Review Sources

Google
4.0 (15)

Why choose this provider?

Paramount Residential Mortgage Group, Inc., is a technology-based mortgage brokerage that serves clients in the Cypress area. It works with direct lenders, such as Fannie Mae & Freddie Mac and Ginnie Mae, to help customers find the loan policies that meet their mortgage and refinancing needs. Its loan packages include USDA, VA, FHA, and jumbo. The company has been in the industry for over 10 years. It established PRMG Cares, a nonprofit organization, to give back to the local community.

  • Refinance

15705 Jarvis Road, Cypress, TX 77429
WebsiteLicense: 393194

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
5.0 (1)
Yelp
1.0 (1)

Why choose this provider?

Cypress Mortgage is a mortgage brokerage firm that has been providing the Cypress area with quality financial services. Some of the services it offers include FHA, jumbo, VA, and conventional loans. Cypress Mortgage mainly assists clients who are first-time homebuyers, as well as those who are looking into purchasing their dream homes or investment properties. The professionals also help find the right loan program for clients who need to refinance an outstanding loan or consolidate existing debts.

  • New Construction

19023 Greenleaf Ridge Court, Cypress, TX 77429
WebsiteLicense: 1616402

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Texas Family Mortgage is a brokerage that serves clients in the Cypress area. It works with a range of lenders to help customers find the right loan policies that meet their mortgage and refinancing needs. Its loan packages include conventional, fixed-rate, non-QM, and VA loans. Its owner, Kevin J. Force, previously worked as a United States Marine, a firefighter, and a police officer before establishing his own mortgage firm. Force is committed to assisting aspiring homeowners by giving them a transparent and honest service.

  • Multi-Family Loans

9999 Bellaire Boulevard, Houston, TX 77036
WebsiteLicense: 129122

Expertise.com Rating

Review Sources

Google
4.0 (23)
Facebook
5.0 (10)

Why choose this provider?

AmCap Home Loans is a mortgage firm that serves Cypress and the surrounding areas. Under the leadership Jeffrey Caballero, who has over three decades of industry experience, it helps clients secure mortgage solutions that fit their unique needs. The firm's team of mortgage professionals offers various loan program options such as FHA loans, VA loans, jumbo loans, and USDA loans for clients who are looking into buying their first home, refinancing their current mortgage, or consolidating their debts.

  • Refinance

11020 Saathoff Drive, Cypress, TX 77429
WebsiteLicense: 1612458

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (2)

Why choose this provider?

Vintage Home Loan is a mortgage loan company serving clients in Cypress and the surrounding areas. It offers home purchase loans, home refinance loans, conventional loans, and government loans. The company also offers unique loan programs like alternative document loans, construction loans, investor loans, and doctor or physician loans. Vintage Home Loan offers fast online loan applications, helps find the right coverages, and assists throughout the whole process. Previous clients have commended the company for its immediate and professional services.

  • New Construction
  • Refinance

15855 Mueschke Road, Cypress, TX 77433
WebsiteLicense: 184038

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (2)

Why choose this provider?

Gold Financial Services is a mortgage banker that serves clients in Cypress. Branch manager Rick Bevard specializes in conventional, FHA, VA, and USDA loans. The company combines its mortgage industry experience with modern online technology to deliver mortgage loan options that suit the homeownership goals of its clients. A division of AmCap Mortgage, Ltd., Gold Financial Services was established in San Antonio in 1998. One client talks about how Rick is always available to respond to his inquiries.

  • Commercial Loans
  • Multi-Family Loans

14340 Memorial Drive, Houston, TX 77079
WebsiteLicense: 857682

Expertise.com Rating

Review Sources

Facebook
5.0 (121)
Google
4.0 (118)

Why choose this provider?

Serving in the Houston and Cypress areas, Rock Mortgage is a mortgage loan company owned by Eduardo Adame and Michael Ogg with over 40 years of combined experience. Its lending programs include home equity loans, VA loans, FHA loans, jumbo loans, and cash-out refinance. Rock Mortgage has been helping individuals, couples, families, and business professionals for over 20 years. It aims to provide different loan options that fit customers' needs and financial capacities.

  • Refinance

9601 Jones Road, Houston, TX 77065
WebsiteLicense: 105693

Expertise.com Rating

Review Sources

Google
4.0 (55)

Why choose this provider?

Member Home Loan is a mortgage lending firm established in 2005. It serves individual homebuyers, real estate agents, builders, and credit union members in Cypress with their purchase, upgrading, and refinancing needs. Available mortgage products include cash-out refinance, VA, FHA, renovation, bank statement programs, and 100% financing. Member Home Loan is a credit union-owned company with state licenses in Illinois, Missouri, Louisiana, Ohio, New Mexico, Oklahoma, and Texas. It also delivers unconventional portfolio products to serve the unique requirements of every client.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Morton Mortgage, Inc.
8900 Eastloch Dr 140, Spring, TX 77379
Capital Home Mortgage Team
19500 State Hwy 249, Ste 210, Houston, TX 77070
Jennifer Kutac
480 Wildwood Forest Drive, Spring, TX 77380
Preferred Home Lending
418 West 19th Street, Houston, TX 77008
Encompass Lending Group
14030 Telge Road, Cypress, TX 77429
Cypress Mortgage Pro.
16718 House & Hahl Road, Cypress, TX 77433
The Texas Mortgage Pros
118 Vintage Park Boulevard, Houston, TX 77070
Winn Molnari
715 East Main Street, Tomball, TX 77375
The Wood Group
10330 Lake Road, Houston, TX 77070
Paramount Residential Mortgage Group, Inc.
12258 Queenston Boulevard, Houston, TX 77095
Cypress Mortgage
15705 Jarvis Road, Cypress, TX 77429
Texas Family Mortgage
19023 Greenleaf Ridge Court, Cypress, TX 77429
AmCAp Home Loans
9999 Bellaire Boulevard, Houston, TX 77036
Vintage Home Loan
11020 Saathoff Drive, Cypress, TX 77429
Gold Financial Services
15855 Mueschke Road, Cypress, TX 77433
Rock Mortgage
14340 Memorial Drive, Houston, TX 77079
Member Home Loan
9601 Jones Road, Houston, TX 77065

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.