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2024

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Best Mortgage Brokers in Austin, TX

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Austin Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

203Reviewed

129Curated

20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Austin, TX
WebsiteLicense: 2114425

Expertise.com Rating

Review Sources

Google
5.0 (28)
Yelp
5.0 (3)

Why choose this provider?

AsertaLoans serves real estate investors and residential and commercial property customers in Austin and its nearby communities. The company offers various loan products, such as FHA, conventional mortgage, construction, VA, and investment property loans. Its team of mortgage brokers guides first-time homeowners throughout the buying and selling process. They assist those without Social Security Numbers in applying for the ITIN loan program and building their credit with an ITIN loan. AsertaLoans also provides refinancing programs, including the Home Equity Line Of Credit.

  • Down Payment Assistance
  • HELOCs
  • Investment Property Loans
  • Purchase
  • Refinance
  • New Construction

Austin, TX

Expertise.com Rating

Why choose this provider?

Need help contacting a Mortgage Broker in Austin? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

9050 North Capital of Texas Highway, Austin, TX 78759

Expertise.com Rating

Review Sources

Facebook
4.0 (18)
Google
4.0 (6)

Why choose this provider?

Streamline Funding is a full-service private lending company that serves clients in Austin and throughout Texas. The firm helps Builders and Real Estate Investors to expand their properties and real estate portfolios with its variety of mortgage and real estate loan options including New Construction, Fix-and-Flip, Multifamily, and Residential Bridge. Some of the loan products the firm offers include construction, fix and flip, residential bridge, land acquisition, and infill multi-unit loans. The company has helped its local community build over 2,000 homes since it started operating 20 years ago.

  • Multi-Family Loans
  • Refinance

6011 Cape Coral Drive, Austin, TX 78746
WebsiteLicense: 264320

Expertise.com Rating

Review Sources

Yelp
4.6 (14)

Why choose this provider?

Barton Creek Lending Group is a full-service mortgage lender serving the Austin community for over 16 years. Its objective is to provide mortgage financing for residential and commercial properties, raw land, and construction projects. Barton Creek Lending Group specializes in conventional, jumbo, USDA, FHA, VA, and home equity mortgage loans. It also offers mortgages for both warrantable and non-warrantable condos for new projects. The mortgage lender searches through various lending channels to help clients find the best rate for their needs.

  • Refinance

1301 South Capital of Texas Highway, Austin, TX 78746
WebsiteLicense: 1676613

Expertise.com Rating

Review Sources

Google
5.0 (19)
Facebook
5.0 (3)

Why choose this provider?

Carlos A. Zorrilla is a local mortgage broker and loan originator serving clients in Austin. His business interests have made him discover his passion for real estate and the financial industry. He offers a list of services, including cash-out refinancing, rate and term financing, and residential purchase financing. He also assists his clients in obtaining conventional, FHA, USDA, or VA loans. Besides loans and mortgages, Carlos is also interested in aviation, cooking, tennis, and traveling.

  • Refinance

6500 River Place Boulevard, Austin, TX 78730
WebsiteLicense: 283288

Expertise.com Rating

Review Sources

Google
4.0 (18)
Facebook
4.0 (8)
Yelp
5.0 (3)

Why choose this provider?

Mortgage Pros, Inc., is a company that helps its clients in Austin with their purchasing needs. It provides programs such as conventional fixed-rate and adjustable-rate mortgages. The business also offers options like jumbo, construction, and home equity loans. In addition, its website features a selection of tools, including calculators for amortization and debt consolidation. A customer commended the team's professional and friendly approach throughout the process, as well as how they were always available to answer queries.

  • Refinance

1525 Lakeville Drive, Austin, TX 77339
WebsiteLicense: 12901

Expertise.com Rating

Review Sources

Google
3.8 (28)
Facebook
3.7 (11)
Yelp
4.5 (7)

Why choose this provider?

Lone Star Financing offers different mortgage options for clients in Austin and nearby areas. Its agents recommend FHA loans for first-time home buyers, VA home loans for US veterans, and USDA home loans products for rural property buyers. For loans below $548,250, the firm has conventional mortgages, and for higher amount loans, jumbo options are offered. Refinance and reverse mortgages are also available from the company. Its staff sets a 28-day turnaround for the processing of applications.

  • New Construction
  • Refinance

1907 Cypress Creek Road, Cedar Park, TX 78613
WebsiteLicense: 1834352

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (2)
Yelp
5.0 (2)

Why choose this provider?

Advantage One Mortgage is a broker that serves clients in Austin. The company's team of mortgage brokers helps clients purchase their homes, refinance an outstanding loan, and consolidate debts. They specialize in several types of mortgage loans in Texas that include home purchase loans, home refinance loans, USDA loans, jumbo home loans, FHA loans, and VA loans. The locally owned company is operated by founder Joe Bob Everett. He has been in the lending industry since 1985.

  • Refinance

3019 Palominos Pass, Leander, TX 78641
WebsiteLicense: 1692019

Expertise.com Rating

Review Sources

Google
4.0 (55)
Facebook
5.0 (11)
Yelp
5.0 (2)

Why choose this provider?

CapFi Lending is a mortgage brokerage firm that serves Austin and the neighboring communities. It offers several solutions such as Texas FHA, 30-year fixed conventional, VA, and USDA rural development loans. The firm also provides low-down-payment options for first-time homebuyers. CapFi Lending also has refinancing options for clients who want to lower their monthly payments, consolidate their debts, or pay off their mortgage more quickly. Dustin Edwards, the company's principal, has over 14 years of mortgage lending experience.

  • New Construction
  • Refinance

3420 Executive Center Drive, Austin, TX 78731
WebsiteLicense: 1886352

Expertise.com Rating

Review Sources

Google
4.0 (297)
Yelp
5.0 (255)
Facebook
4.0 (47)

Why choose this provider?

Leaman Team has been providing mortgage options for home purchases and refinances to clients in the Austin area since 2001. It offers a wide range of loan options, including FHA, USDA, conventional, VA, and jumbo. The company specializes in condo loans and has partnered with over 200 different condo communities. Investor home loans are also available. Additionally, the team assists with loans that involve Owelty Deeds and offers loan products that can be helpful to divorcing couples.

  • Refinance
  • Purchase Transactions

4307 Maybelle Avenue, Austin, TX 78756
WebsiteLicense: 349828

Expertise.com Rating

Review Sources

Google
5.0 (34)
Yelp
5.0 (12)

Why choose this provider?

Iron Harbor Mortgage explores the mortgage market to score loan options fit for its clients' unique needs. Located in Austin, the service provider has completed over 5,000 loan transactions for the past 20 years. Its officers analyze the available loan programs provided by its lender, backed with a decade of experience, and prepare detailed quotes for possible circumstances. The company offers loans for investing, purchasing, and refinancing properties. Iron Harbor Mortgage is committed to delivering thorough, transparent, and truthful services.

  • Refinance

4520 Burnet Rd, Austin, TX 78756
WebsiteLicense: 132111

Expertise.com Rating

Review Sources

Facebook
5.0 (547)
Google
5.0 (323)
Zillow
4.9 (82)

Why choose this provider?

Sente Mortgage - Austin helps clients in the local metro navigate through loan processes. It offers a wide range of loan programs including VA, FHA, USDA, jumbo, and conventional. Its team of loan officers conducts discussions to identify an individual's long-term financial goals and the type of property they're considering. The company's regional manager, Karen Elliott, has over 30 years of experience in leadership and the mortgage industry. She is a recipient of the Kenton Brown Distinguished Service Award.

  • Refinance

1301 South Capital of Texas Highway, Austin, TX 78746
WebsiteLicense: 1679245

Expertise.com Rating

Review Sources

Google
4.7 (122)
Facebook
5.0 (65)
Yelp
1.0 (1)

Why choose this provider?

Stephen Roberts is a mortgage broker who is also the founder and owner of Austin Mortgage Lending. Together with his team of loan experts, they help a diverse range of clients in Austin and the surrounding communities, such as first-time homebuyers or second home buyers, navigate through the whole mortgage process. Those looking to refinance an existing mortgage and investment buyers looking for a financing option with a high return on investment are also served.

  • New Construction
  • Refinance

Austin, TX
WebsiteLicense: 1300515

Expertise.com Rating

Review Sources

Google
4.9 (39)
Facebook
5.0 (1)

Why choose this provider?

NextGen Mortgage Innovation is a full-service mortgage brokerage firm serving clients in Austin and the surrounding areas. It offers several loan programs, including conventional, jumbo, bridge, FHA, and VA loans. The firm provides client support and coaching to help them fully understand their options and how the transaction works. It assists clients throughout the process of home refinancing, home purchase, and home equity. The firm also utilizes the latest technology, providing transparent loan processes and friendly services.

  • New Construction
  • Refinance

9009 Mountain Ridge Drive, Austin, TX 78759
WebsiteLicense: 221471

Expertise.com Rating

Review Sources

Zillow
5.0 (201)
Google
5.0 (33)

Why choose this provider?

Joe Krupp is a mortgage broker located in Austin. He works as a senior mortgage consultant for Highlander Mortgage and assists clients in processing mortgage applications. He specializes in conventional and jumbo loans, as well as government mortgages. Products offered include FHA, USDA, and VA loans. He also provides streamlined refinancing and private mortgage insurance. Joe is an Equal Housing Lender and has worked with hundreds of families. He previously worked for the Bank of America and United Lending.

  • Refinance

9050 North Capital of Texas Highway, Austin, TX 78759
WebsiteLicense: 75243

Expertise.com Rating

Review Sources

Google
4.0 (59)
Yelp
5.0 (4)
Facebook
5.0 (3)

Why choose this provider?

Mortgage Guru Group is a loan company that provides solutions to the financing needs of clients within the Austin metro. It has offered conventional, FHA, USDA, and jumbo mortgages with consideration to the unique needs of its borrowers. It was founded with the combined talents of Ali Hedayatifar and Todd McDougall who developed it into an AI-powered business. It simplifies the loan process and uses a lead generation system that matches clients to one of its loan professionals.

  • Refinance

9600 Great Hills Trail, Austin, TX 78759
WebsiteLicense: 2108389

Expertise.com Rating

Review Sources

Google
5.0 (166)
Yelp
5.0 (52)

Why choose this provider?

Leahy Lending is a home loan company that has been providing financing assistance since 2002. Serving the Austin area, its team of mortgage professionals helps clients apply for numerous types of programs such as green mortgage, adjustable-rate mortgage, construction, conventional, and FHA loans, regardless if they are first-time homebuyers or homeowners who need refinancing assistance. Leahy Lending is headed by Ryan Leahy. He and his staff of home loan specialists have 100 years of collective industry experience.

  • New Construction
  • Refinance

907 Ranch Road 620 North, Lakeway, TX 78734
WebsiteLicense: 1705910

Expertise.com Rating

Review Sources

Google
5.0 (115)

Why choose this provider?

Lendplicity Mortgage is an independent mortgage brokerage firm serving clients in the Austin area, providing loan advice while utilizing mortgage analysis and research. It offers purchase loan programs for first-home buyers, including FHA, VA, and fixed-rate. Other loan offerings include adjustable-rate mortgages and jumbo home loans. Lendplicity Mortgage provides homeowners with refinancing programs that consolidate debt, reduce monthly payments, and provide shorter loan terms. The company's website has a mortgage payment and comparison calculators for its clients.

  • New Construction
  • Refinance

4030- West Braker Lane, Austin, TX 78759
WebsiteLicense: 1162384

Expertise.com Rating

Review Sources

Facebook
4.0 (53)
Zillow
5.0 (6)
Google
5.0 (1)

Why choose this provider?

AMP Lending is a company of mortgage brokers that serves the residents of the Austin metro through home financing and refinancing options. The company is an independent brokerage tied up with different investors, which allows it to offer diverse loan programs and mortgage solutions based on the client's budget and requirements. It works on loan programs such as VA loans, FHA loans, as well as fixed-rate and adjustable-rate loans. AMP Loans offers 24/7 customer service through its online portal.

  • Refinance

1846 N Loop 1604 W, San Antonio, TX 78248
WebsiteLicense: 237341

Expertise.com Rating

Why choose this provider?

South Texas Lending serves families and individuals in and around Austin. It helps homebuyers obtain their dream investment properties by offering a variety of mortgage solutions. The agency processes FHA and VA loans tailored to the client's current credit score and financial situation. Its team helps buyers communicate with Realtors and assists them in developing strategies on how they can consolidate their debts and refinance their homes. South Texas Lending has been in the industry since 2021.

  • Refinance
  • New Construction

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
AsertaLoans
Austin, TXCall for rate quote
Streamline Funding
9050 North Capital of Texas Highway, Austin, TX 78759
Barton Creek Lending Group
6011 Cape Coral Drive, Austin, TX 78746
Carlos A. Zorrilla
1301 South Capital of Texas Highway, Austin, TX 78746
Mortgage Pros Inc.
6500 River Place Boulevard, Austin, TX 78730
Lone Star Financing
1525 Lakeville Drive, Austin, TX 77339
Advantage One Mortgage
1907 Cypress Creek Road, Cedar Park, TX 78613
CapFi Lending
3019 Palominos Pass, Leander, TX 78641
Leaman Team
3420 Executive Center Drive, Austin, TX 78731
Iron Harbor Mortgage
4307 Maybelle Avenue, Austin, TX 78756
Sente Mortgage - Austin
4520 Burnet Rd, Austin, TX 78756
Stephen Roberts
1301 South Capital of Texas Highway, Austin, TX 78746
NextGen Mortgage Innovation
Austin, TX
Joe Krupp
9009 Mountain Ridge Drive, Austin, TX 78759
Mortgage Guru Group
9050 North Capital of Texas Highway, Austin, TX 78759
Leahy Lending
9600 Great Hills Trail, Austin, TX 78759
Lendplicity Mortgage
907 Ranch Road 620 North, Lakeway, TX 78734
AMP Lending
4030- West Braker Lane, Austin, TX 78759
South Texas Lending
1846 N Loop 1604 W, San Antonio, TX 78248

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.