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2024

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Best Mortgage Brokers in Nashville, TN

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Nashville Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

157Reviewed

99Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

49 Music Square West, Nashville, TN 37203
WebsiteLicense: 1630513

Expertise.com Rating

Review Sources

Facebook
4.0 (58)
Google
5.0 (26)

Why choose this provider?

Castle & Cooke Mortgage, LLC, guides potential homebuyers in the Nashville area through simplifying loan application and refinancing procedures. The firm offers various loan types for clients including first-time buyers and repeat investors. Its local loan officers assist in making down payments, managing credit scores, and understanding budget limits. As part of its refinancing services, the firm also helps optimize lower interest rates to help restructure debts. Castle & Cooke Mortgage has been operating for over 16 years.

  • New Construction
  • Refinance
  • Commercial Loans

134 Steelson Ct, Murfreesboro, TN 37128

Expertise.com Rating

Review Sources

Google
4.9 (69)
Facebook
5.0 (6)

Why choose this provider?

Sparkman Lending is an independent mortgage brokerage company that serves individuals and families in Nashville and the surrounding communities. It assists clients looking to purchase a home and explains the process to qualify. It has partnered with various lenders and offers different loan and refinancing options such as FHA, VA, USDA, jumbo loans, and adjustable-rate mortgages. Owner Marshall Sparkman is a veteran and a military relocation professional. He has been in the mortgage industry since 2008.

  • Refinance

4004 Hillsboro Pike, Suite 216-B, Nashville, TN 37215

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

Steadfast Mortgage is a full-service firm that offers comprehensive mortgage solutions to clients in Nashville and its nearby areas. It offers personalized mortgage lending options to meet the needs of its clients who are looking to purchase their homes. Some of its loan programs include conventional, VA, FHA, USDA, and jumbo loans. Likewise, clients can select from various mortgage rate options such as fixed-rate and adjustable-rate mortgage, interest-only, and graduated payments. The firm also accommodates clients in need of mortgage refinancing.

  • New Construction
  • Refinance

730 Cool Springs Blvd, Ste 110, Franklin, TN 37067

Expertise.com Rating

Review Sources

Google
4.9 (389)
Zillow
5.0 (100)
Yelp
5.0 (2)

Why choose this provider?

The Kaplan Team provides services to individuals and families in Nashville and nearby metros. It assists clients with mortgage lending, loans, home financing, and wealth management. The team practices a 20-point WOW Service communication plan with the company's clients. Shawn Kaplan is a mortgage planner and senior loan officer at Legacy Mutual Mortgage. He has been a mortgage professional for more than 20 years. He also works as a nonprofit director for the Coffee Drop Project and leads mission trips to Israel for charitable activities.

  • Multi-Family Loans

1574 Medical Center Parkway, Murfreesboro, TN 37129
WebsiteLicense: 155561

Expertise.com Rating

Review Sources

Yelp
5.0 (3)

Why choose this provider?

With 18 years of mortgage brokering experience, Kelly Cearing has closed thousands of loans for families in Nashville and the surrounding communities. She helps clients realize their dream of homeownership or save more each month through various mortgage products. The different loan options she offers include conventional loans, VA loans, USDA loans, and FHA loans. Kelly is an active member of the Rutherford County Home Builders Association, where she served as vice president for three years.

  • New Construction
  • Refinance

500 Medical Center Parkway, Murfreesboro, TN 37129
WebsiteLicense: 2914

Expertise.com Rating

Review Sources

Zillow
5.0 (186)
Google
5.0 (101)
Facebook
5.0 (7)

Why choose this provider?

iServe Residential Lending’s Murfreesboro Mortgage Team has been working with clients in Nashville and the Middle Tennessee area for nearly a decade. The company provides homebuyers with various mortgage products and assists homeowners who want to refinance an existing mortgage or consolidate debts. It offers a range of loan programs such as conventional, FHA, VA, USDA, and 203K home loans. Zero down payment home loans are also available. iServe Residential Lending is a multi-state mortgage banker founded in 2007.

  • Refinance

805 South Church Street, Murfreesboro, TN 37127
WebsiteLicense: 1233387

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Zillow
5.0 (1)

Why choose this provider?

Michael Daugherty partners with Nashville homebuyers to find loan options that best suit their financing needs. He focuses on residential mortgages, guiding clients buying their first home purchase as well as those who are looking to refinance existing loans. He aims to ensure that each client understands every step of the mortgage process. He works around a flexible schedule to answer any questions even at odd hours. Michael works with Interlinc Mortgage Services to provide various lending options, including conventional loans and government-backed loans.

  • New Construction

1321 Murfreesboro Pike, Ste. 200, Nashville, TN 37217

Expertise.com Rating

Review Sources

Zillow
5.0 (538)
Facebook
4.6 (55)
Google
4.8 (39)

Why choose this provider?

Accurate Mortgage Group is a local service provider serving the needs of people in the Nashville area and the surrounding communities. The company provides a variety of home mortgage programs, including conventional, refinancing, FHA, and USDA RHS loans. It also develops specialty loan options to cater to foreign nationals, medical practitioners, and workers such as educators, firefighters, and military personnel. Accurate Mortgage Group's president, Mike Hoover, has more than 20 years of financial service experience.

  • New Construction
  • Refinance

2 Maryland Way Ste. 110, Brentwood, TN 37027

Expertise.com Rating

Review Sources

Google
5.0 (122)
Zillow
5.0 (37)
Yelp
5.0 (2)

Why choose this provider?

Jonathan D. Wilson is an advisor at Legends Bank Mortgage Lending. He provides services to individuals and families in Nashville and the surrounding cities. The mortgage specialist assists clients in processing loans to purchase new homes and discusses various options, such as FHA, VA, USDA loans, fixed-rate mortgages, investment property loans, and low down payment purchases. He also offers mortgage refinancing and cash-out refinancing options. Jonathan has been in the mortgage industry for more than 13 years.

  • New Construction
  • Refinance

128 Holiday Court #121, Franklin, TN 37067

Expertise.com Rating

Review Sources

Google
4.9 (58)
Facebook
4.9 (30)
Yelp
4.2 (5)

Why choose this provider?

Music City Mortgage is a family-owned and operated firm serving Nashville and the surrounding areas. It has been providing mortgage services for more than 25 years. Its team is composed of mortgage professionals, attorneys, and real estate agents. It offers a wide range of mortgage programs and partners with various lenders to meet the individual needs of each client. These loan options include conventional and jumbo mortgages, first-time homebuyer programs, and FHA, VA, and USDA home loans.

  • New Construction
  • Refinance

Nashville, TN 37203
WebsiteLicense: 108919

Expertise.com Rating

Why choose this provider?

HomeRate Mortgage - Nashville is a mortgage brokerage that offers different types of loan programs. These include jumbo, VA, FHA, conventional, government, and USDA loans. It also gives clients the chance to choose different fixed-rate loans, such as 30-, 20-, and 15-year. In addition, its team members specialize in educating clients about adjustable-rate mortgage programs, interest-only loans, and refinance services. HomeRate Mortgage caters to individuals who want to purchase or owns condominiums, single-family homes, and townhouses.

  • Refinance

510 Lentz Dr, Madison, TN 37115

Expertise.com Rating

Review Sources

Google
4.9 (488)
Facebook
5.0 (34)
Yelp
3.5 (3)

Why choose this provider?

Lending Hand Mortgage, LLC, serves Nashville clients who want to select home purchase loans that match their unique specifications. It assists them throughout any home purchase process by comparing various loan programs, explaining mortgage terms in detail, and drafting pre-approval letter requests. It also offers other loan options, such as USDA, VA, and FHA. Lending Hand Mortgage was established in 2005 and currently has a 90% referral rate. Each of its staff members has an average of over 10 years of experience.

  • New Construction
  • Refinance

1 Vantage Way Ste E240, Nashville, TN 37228

Expertise.com Rating

Review Sources

Google
4.8 (77)
Zillow
5.0 (4)
Yelp
3.0 (2)

Why choose this provider?

Volunteer Mortgage Group serves clients in Nashville and the nearby areas. It guides individuals before and after purchasing residential properties. It offers a checklist to help expedite the mortgage application process. Its brokers also handle debt consolidation loans. The agency provides refinancing and reverse mortgage services. It helps clients with mortgage payments and rates, regardless of their credit score, bankruptcy, or foreclosure history. Volunteer Mortgage Group also helps customers in Florida, Georgia, and Missouri.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Castle & Cooke Mortgage, LLC - Nashville
49 Music Square West, Nashville, TN 37203
Sparkman Lending
134 Steelson Ct, Murfreesboro, TN 37128
Steadfast Mortgage
4004 Hillsboro Pike, Suite 216-B, Nashville, TN 37215
The Kaplan Team
730 Cool Springs Blvd, Ste 110, Franklin, TN 37067
Kelly Cearing
1574 Medical Center Parkway, Murfreesboro, TN 37129
iServe Residential Lending
500 Medical Center Parkway, Murfreesboro, TN 37129
Michael Daugherty
805 South Church Street, Murfreesboro, TN 37127
Accurate Mortgage Group
1321 Murfreesboro Pike, Ste. 200, Nashville, TN 37217
Jonathan D. Wilson
2 Maryland Way Ste. 110, Brentwood, TN 37027
Music City Mortgage
128 Holiday Court #121, Franklin, TN 37067
HomeRate Mortgage - Naashville
Nashville, TN 37203
Lending Hand Mortgage LLC
510 Lentz Dr, Madison, TN 37115
Volunteer Mortgage Group
1 Vantage Way Ste E240, Nashville, TN 37228

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.