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2024

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Best Mortgage Brokers in Knoxville, TN

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Knoxville Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

62Reviewed

44Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

608 Mabry Hood Road, Knoxville, TN 37932
WebsiteLicense: 336782

Expertise.com Rating

Review Sources

Facebook
4.0 (107)

Why choose this provider?

Jon Powers is a mortgage loan originator and vice president of the OneTrust Home Loans (NMLS# 46375) office in Knoxville. He started living in the area in 1992 and entered the mortgage business in 1998. Since then he has helped hundreds of clients in the community. He offers conventional, construction, FHA, USDA, and VA loan options and matches these with the clients' homeownership goals. In addition, Jon continues his educational pursuit, focusing more on mortgage planning, debt management, and total cost analysis.

  • New Construction
  • Refinance

1508 Coleman Road, Knoxville, TN 37909
WebsiteLicense: 153790

Expertise.com Rating

Review Sources

Facebook
4.0 (51)
Google
4.0 (22)
Yelp
1.0 (2)

Why choose this provider?

Established in 2006, Keystone Mortgage in Knoxville helps clients pre-qualify and apply for various loan and mortgage products. These products include VA, USDA, FHA, conventional, and jumbo loans. It also has first-time homebuyer programs. Its mortgage professionals cooperate with clients to establish their financial goals and find a mortgage program suited to their needs. One client recounts how the staff at Keystone Mortgage handled most of the paperwork involved in the mortgage process and kept them updated on the status of their mortgage.

  • Refinance

1033 West Broadway Avenue, Maryville, TN 37801
WebsiteLicense: 1287608

Expertise.com Rating

Review Sources

Google
4.0 (79)
Facebook
5.0 (32)

Why choose this provider?

Volunteer Home Mortgage Inc. operates in Maryville and its neighboring communities, including Knoxville. The locally owned company offers a wide selection of mortgage products, ranging from conventional and FHA loans to USDA and VA loans. Its mortgage professionals can also assist clients in comparing and contrasting available mortgage products to find the one that meets their financial needs. Volunteer Home Mortgage is a member of the Association of Independent Mortgage Experts and the Knoxville Mortgage Bankers Association.

  • Refinance

219 Gill Street, Alcoa, TN 37701
WebsiteLicense: 179298

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
5.0 (9)

Why choose this provider?

Loren Riddick is a mortgage specialist serving customers across Knoxville and the surrounding communities. With a career in the mortgage industry spanning over two decades, Loren has originated more than $300 million in loan volume. He is a certified reverse mortgage professional who currently serves as the national director of Thrive Mortgage's reverse lending division. He helps clients, particularly seniors, explore the benefits of getting a reverse mortgage and aids them throughout the whole application process.

  • New Construction
  • Reverse Mortgages

220 South Peters Road, Knoxville, TN 37923
WebsiteLicense: 332941

Expertise.com Rating

Review Sources

Facebook
4.4 (7)
Google
4.0 (4)

Why choose this provider?

Chris Burleson works as a mortgage loan originator at Knoxville Mortgage Brokers. He assists clients who want to put their homes in the market, buy or build a new one, and pay off an existing mortgage. Chris provides home purchase loans and refinancing with options such as jumbo, 203k, USDA, VA, and FHA loans. Mortgage programs range from fixed- and adjustable-rate options with 5- to 30-year terms. Chris is a member of the Association of Independent Mortgage Experts.

  • Refinance

150 North Seven Oaks Drive, Knoxville, TN 37922
WebsiteLicense: 184816

Expertise.com Rating

Review Sources

Google
5.0 (24)
Facebook
5.0 (9)

Why choose this provider?

Mike Raines Mortgage Advisor is a firm that provides solutions for Knoxville clients looking for loan assistance in securing a property or renovating a home. Its owner, Mike Raines, assists clients from different walks of life in securing a loan that's right for their needs. He checks the suitability of various loan options that include VA, FHA, USDA, conventional, and reverse mortgage. Raines was awarded a Kentucky Colonel Appointment in October 2017.

  • Reverse Mortgages

9051 Executive Park Drive, Knoxville, TN 37923
WebsiteLicense: 175237

Expertise.com Rating

Review Sources

Google
4.0 (31)
Facebook
5.0 (10)

Why choose this provider?

David DeWitt is a Southwest Funding loan professional who serves the lending needs of first-time and seasoned investors within the Knoxville area. Since 1996, he has offered mortgage programs like FHA, VA, USDA, FHLMC, and Jumbo loans. David assists his clients through the entire loan process by giving them advice, answering their queries, and keeping them updated with their loan status. Furthermore, he works with several real estate agents who can help his clients find the property of their preference.

  • Refinance

726 Clinch Avenue, Clinton, TN 37716
WebsiteLicense: 139446

Expertise.com Rating

Review Sources

Google
5.0 (58)
Facebook
5.0 (3)
Yelp
5.0 (3)

Why choose this provider?

Creative Mortgage Solutions provides mortgage advice and loan assistance to customers in Knoxville and the surrounding areas. It is a mortgage brokerage firm that assists prospective homebuyers in obtaining conventional loans as well as government-backed loans like VA, FHA, and USDA. Furthermore, the staff also finds financing programs for renovations, constructions, and manufactured homes. Since its foundation in 2000, the Creative Mortgage Solutions team has worked with people with different financial situations and credit scores.

  • Refinance

424 Maryville Highway, Seymour, TN 37865
WebsiteLicense: 134637

Expertise.com Rating

Why choose this provider?

Mortgages Unlimited is a Knoxville-based mortgage broker company offering loan programs for home purchasing and refinancing. This women-led company was founded over 20 years ago on the belief that "everyone deserves a home". The company assess and evaluates each clients' situation, and offer mortgage loan options that meet their requirement. Its loan officers guide clients throughout the loan application process from initial inquiry to loan approval. It partners with wholesale lenders to provide FHA, VA, USDA, and conventional home loans.

  • Refinance
  • Reverse Mortgages

4707 Papermill Drive Northwest, Knoxville, TN 37909
WebsiteLicense: 176976

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
4.0 (5)

Why choose this provider?

Real Estate Finance Group is a local mortgage provider in the metro of Knoxville. Its team of over 10 mortgage consultants is credit trained with immediate decision-making authority. With more than 20 years in the industry, it combines its extensive financing options with its concierge-level service. Its home financing programs include conventional, jumbo, FHA, USDA rural housing, and VA. Its consultants consider loan size, property type, and credit score to be able to provide a quote accurately.

  • Commercial Loans
  • Multi-Family Loans

Riverview Tower 900 South Gay Street, Knoxville, TN 37902
WebsiteLicense: 2914

Expertise.com Rating

Review Sources

Google
3.0 (7)
Facebook
5.0 (2)

Why choose this provider?

iDirect Home Loans is a multi-state mortgage brokerage that serves clients in the Knoxville area. It works with a range of lenders to help customers find the right plans for their refinancing and mortgage needs. Its loan programs include jumbo, VA, FHA, and conventional. The agency has been in the industry since 2004. Chris Hooker, its executive vice president, started his career in the field in 1989. He then opened his first agency eight years later.

  • Commercial Loans
  • Multi-Family Loans

303 Rocktown Road, Jefferson City, TN 37760
WebsiteLicense: 915856

Expertise.com Rating

Review Sources

Google
4.0 (20)

Why choose this provider?

Paramount Residential Mortgage Group, Inc., is a team of home loan specialists that serves Knoxville homebuyers. They help clients select from various financing options, including Freddie Mac, Fannie Mae, and reverse mortgages. Furthermore, the lending specialists, who perform loan processing and underwriting in-house, also offer government-supported programs like VA and FHA loans. Paramount Residential Mortgage Group started out as a team of three and has now grown to over 1,500 employees in more than 150 branches across the country.

  • Refinance

123 Center Park Drive, Knoxville, TN 37922
WebsiteLicense: 1387311

Expertise.com Rating

Review Sources

Google
4.0 (77)
Zillow
5.0 (21)
Facebook
5.0 (20)

Why choose this provider?

Foundation Mortgage is a mortgage broker that operates in Knoxville, serving both first-time and experienced homeowners and home buyers. It examines and estimates the cost of various loan programs, from conventional loans to jumbo loans. It can also examine special loan types like FHA and VA plans. The brokerage can help clients process their pre-approvals for both mortgages and refinancing. Its founder and president, Nick Galbraith, has worked in finance since 2000. He and his team can also estimate a house's current market value.

  • Refinance

8351 East Walker Springs Lane, Knoxville, TN 37923
WebsiteLicense: 1850409

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

John Fleming, Jr., is a Peoples Home Equity residential mortgage loan originator serving clients throughout the Greater Knoxville area. He assists customers with their home purchase and refinancing needs. Originally from Sugar Grove, he moved to Knoxville in 2019, where he started working for Peoples Home Equity. He offers a wide range of loan options, including a 30-year fixed mortgage, 15-year fixed mortgage, FHA, VA, jumbo, and USDA loans. John also provides notary services.

  • Refinance
  • Purchase Transactions

6000 Walden Drive, Knoxville, TN 37919
WebsiteLicense: 168659

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Summit South Mortgage is a full-service firm mainly offering government and conventional mortgage loans in Knoxville. The company provides both residential and commercial mortgage loans, whether they are short-term, construction, or long-term and permanent. It also handles USDA loans, as well as business and industry commercial loan programs. Moreover, it deals with private equity lending to help business owners, homeowners, and real estate investors. Its president and CEO, Lou Browning, has more than 15 years of experience in the field.

  • Refinance
  • Purchase Transactions

5319 North Broadway Street, Knoxville, TN 37918
WebsiteLicense: 607765

Expertise.com Rating

Review Sources

Google
3.0 (34)
Facebook
4.0 (26)
Zillow
5.0 (9)

Why choose this provider?

Fountain City Finance Company is a locally owned and operated mortgage brokerage firm that serves clients in Knoxville. The company offers a wide range of loan options for homebuyers and homeowners, including conventional loans, rural development loans, reverse mortgages, FHA loans, and VA home loans. Since its establishment in 1991, it has been providing financial services to East Tennessee residents. Its sister company, Fountain City Funding, Inc., serves as its mortgage banker division, which provides residential mortgage products.

  • Refinance

200 Prosperity Drive, Knoxville, TN 37923
WebsiteLicense: 987470

Expertise.com Rating

Review Sources

Facebook
4.0 (37)
Google
5.0 (24)

Why choose this provider?

First Community Mortgage helps Knoxville residents with a home purchase and refinancing through a variety of mortgage programs. Serving first-time homebuyers and refinance customers for almost two decades, the firm offers a wide range of loan programs, including conventional, VA, FHA, USDA or rural development, and state bond loans. Its team of professionals also performs underwriting and closing services for mortgage brokers, credit unions, and small banks. First Community Mortgage has loan originators throughout the US and is able to originate loans in 46 states.

  • Commercial Loans
  • Multi-Family Loans

8351 East Walker Springs Lane, Knoxville, TN 37923
WebsiteLicense: 184740

Expertise.com Rating

Review Sources

Zillow
5.0 (2373)
Facebook
4.0 (33)

Why choose this provider?

Peoples Home Equity Mortgage Lending is a mortgage broker that services residents of Knoxville and nearby areas. The company guides clients, especially first-time buyers, who are set to buy or refinance residential properties with its personalized loan programs. It offers FHA, VA, and conventional loans, as well as investment property financing and rural development lending. The business is led by Margo Krogulski and Marissa French who have been providing their expertise to the community since 2001.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Jon Powers
608 Mabry Hood Road, Knoxville, TN 37932
Keystone Mortgage
1508 Coleman Road, Knoxville, TN 37909
Volunteer Home Mortgage Inc.
1033 West Broadway Avenue, Maryville, TN 37801
Loren Riddick
219 Gill Street, Alcoa, TN 37701
Chris Burleson
220 South Peters Road, Knoxville, TN 37923
Mike Raines Mortgage Advisor
150 North Seven Oaks Drive, Knoxville, TN 37922
David DeWitt
9051 Executive Park Drive, Knoxville, TN 37923
Creative Mortgage Solutions
726 Clinch Avenue, Clinton, TN 37716
Mortgages Unlimited - Tennessee
424 Maryville Highway, Seymour, TN 37865
Real Estate Finance Group
4707 Papermill Drive Northwest, Knoxville, TN 37909
iDirect Home Loans
Riverview Tower 900 South Gay Street, Knoxville, TN 37902
Paramount Residential Mortgage Group, Inc.
303 Rocktown Road, Jefferson City, TN 37760
Foundation Mortgage
123 Center Park Drive, Knoxville, TN 37922
John Fleming, Jr.
8351 East Walker Springs Lane, Knoxville, TN 37923
Summit South Mortgage
6000 Walden Drive, Knoxville, TN 37919
Fountain City Finance Company
5319 North Broadway Street, Knoxville, TN 37918
First Community Mortgage
200 Prosperity Drive, Knoxville, TN 37923
Peoples Home Equity Mortgage Lending
8351 East Walker Springs Lane, Knoxville, TN 37923

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.