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Best Mortgage Brokers in Lawton, OK

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lawton Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

27Reviewed

17Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1709 West Gore Blvd Suite A, Lawton, OK 73501
WebsiteLicense: 291524

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

Supreme Lending is a mortgage originator serving individuals and families in Lawton. It offers a wide array of loan products, including traditional loans, like conventional and jumbo, and government loans, such as FHA, VA, and USDA. Refinancing and loans for renovation and property investment are also available. The agency, which has been in the business since 1999, was included in the 2017 Top Workplaces by The Denver Post and the 2016 list of top mortgage employers by the National Mortgage Professional.

  • Refinance

9205 SE 15th St, Suite B, Lawton, OK 73130
WebsiteLicense: 181632

Expertise.com Rating

Review Sources

Google
4.8 (246)
Facebook
4.9 (136)

Why choose this provider?

Financial Concepts Mortgage has been accommodating applications for loans and refinancing plans from people in Lawton since 2001. Its team employs a personalized approach by recommending different options based on each potential applicant's financial situation and credit score. It also educates clients on the details and requirements for various programs, like fixed- and adjustable-rate mortgages. One of its members is Jill Able, a loan processor who has at least three decades' worth of experience in helping first-time and seasoned homebuyers obtain tailored financial plans.

  • Refinance

2410 NW Cache Rd, Ste. C, Lawton, OK 73505
WebsiteLicense: 1907

Expertise.com Rating

Review Sources

Google
4.9 (105)
Zillow
5.0 (43)
Facebook
5.0 (15)

Why choose this provider?

Veterans United of Lawton, OK, is a team of military advisors serving residents in and around Lawton. They help service members, military families, and veterans secure VA loans, providing assistance throughout the process. The mortgage brokers utilize their area knowledge to educate clients about a neighborhood's amenities. Some of the VA loan options offered are VA IRRRL, VA purchase, and VA cash-out refinance. Kaleth O. Wright, one of the firm's military advisors, was an 18th Chief Master Sergeant of the Air Force who served for over three decades.

  • New Construction

9201 State Highway 17, Suite B, Elgin, OK 73538
WebsiteLicense: 1944335

Expertise.com Rating

Review Sources

Google
4.9 (9)

Why choose this provider?

Paramount Residential Mortgage Group, Inc., (PRMG) is a brokerage company serving home purchasers and residential owners in Lawton seeking refinancing. Its Fannie Mae and Freddie Mac conventional lending products include Home Possible, HomeReady, and Homestyle Renovation. It also offers Ginnie Mae loan options, such as VA and FHA, to borrowers with credit scores of as low as 550. PRMG has been operating in the industry for more than two decades. Its nonprofit foundation, PRMG Cares, is built to support local charities.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Supreme Lending
1709 West Gore Blvd Suite A, Lawton, OK 73501
Financial Concepts Mortgage
9205 SE 15th St, Suite B, Lawton, OK 73130
Veterans United of Lawton, OK
2410 NW Cache Rd, Ste. C, Lawton, OK 73505
PRMG Elgin
9201 State Highway 17, Suite B, Elgin, OK 73538

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.