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Best Mortgage Brokers in Fargo, ND

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fargo Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

32Reviewed

23Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Fargo, ND 58104
WebsiteLicense: 2121957

Expertise.com Rating

Review Sources

Facebook
5.0 (55)
Google
5.0 (25)

Why choose this provider?

Wholesale Mortgage Team caters to customers in Fargo. The company is empowered by Nexa Mortgage, providing clients with the support and flexibility required when purchasing homes. Its owner, Kyle Green, is a mortgage loan originator who works with customers prepared to buy their first or second home. He offers a wide array of mortgage options, including FHA, VA, USDA, commercial, construction, and conventional loans. Green listens to his client's situations and provides options tailored to meet their needs.

  • New Construction

3315 45th St. South Suite 200, Fargo, ND 58104
WebsiteLicense: 175746

Expertise.com Rating

Review Sources

Zillow
5.0 (123)
Google
4.8 (119)
Facebook
5.0 (73)

Why choose this provider?

The brokers of Valley Mortgage, Inc., serve people who reside in Fargo. The company’s ultimate aim is to build long-term relationships with clients and provide them with excellent mortgage services. It provides mortgage loans, refinance programs, and new construction loans. The company assists those who want to purchase or build a new house, downsize their residence, consolidate debt by refinancing their existing mortgage, or buy a vacation home. Valley Mortgage is a partner of Homes for Heroes. It was established in 1983.

  • Refinance

3100 13th Ave. S., Fargo, ND 58103
WebsiteLicense: 517033

Expertise.com Rating

Review Sources

Google
5.0 (17)

Why choose this provider?

Heidi Ihry is a mortgage broker for Bell Bank Mortgage who serves clients in the Fargo metro. She assists purchasers of single-family units, condominiums, and townhouses in securing the loan program that matches their needs, whether VA, FHA, or conventional loan. She also helps homeowners seeking to lower their monthly payments or access the equity in their properties to pay for remodels or college expenses through mortgage refinancing. Ihry guides customers throughout the loan process, from pre-approval to underwriting and closing.

  • Refinance
  • New Construction

2300 13th Avenue S, Fargo, ND 58103
WebsiteLicense: 2520

Expertise.com Rating

Review Sources

Google
4.6 (39)
Facebook
4.9 (36)
Zillow
4.9 (26)

Why choose this provider?

First Class Mortgage accepts loan applications from individuals and families in communities around Fargo. Its staff helps first-time and seasoned homebuyers, as well as property investors, secure financial coverage for their endeavors through various programs like VA, FHA, and USDA loans. It addresses client inquiries concerning specific terms, scopes of coverage, and interest rates using knowledge derived from over a century of collective experience. Outside of its work, it contributes to local efforts for charitable groups and programs such as Make-A-Wish North Dakota.

  • New Construction

4520 19th Ave. S, Fargo, ND 58103
WebsiteLicense: 2233917

Expertise.com Rating

Why choose this provider?

Jason Thornton is a mortgage loan officer serving individuals and families in Fargo. He represents Benchmark Mortgage, a company that has been helping veterans achieve their homeownership goals for two decades. He started in the mortgage industry in his senior year in college when he got accepted at Community First National Bank as a management trainee. He served as the president of the bank's branch in Fraser before founding his own business, Sold Real Estate.

  • Refinance

Fargo, ND
WebsiteLicense: 460383

Expertise.com Rating

Why choose this provider?

Charlene Blumhardt, from Alerus Mortgage, serves the locals of Fargo. She offers mortgage solutions or refinancing that can help her clients lower their payments, consolidate higher-interest debts, and shorten their terms. The agent also provides personal attention and guidance to aid her clients in meeting their financial goals. Blumhardt, a Casselton-based mortgage specialist, has been in the banking industry for more than 25 years and uses that experience to help her clients make informed decisions.

  • Refinance

4170 41st Ave S Ste 102, Fargo, ND 58104
WebsiteLicense: 198814

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Zillow
4.8 (4)
Google
5.0 (3)

Why choose this provider?

Park Mortgage caters to borrowers residing in Fargo. The firm strives to deliver quality customer service by simplifying the loan process for first-time homebuyers and recurring clients interested in purchasing a new home or an investment property. Its mortgage products include conventional, FHA, VA, and USDA rural development loans. In addition, its team advises experienced homeowners to consider refinancing as an option. Founder Greg Dean has over 15 years of experience in the finance and mortgage industry.

  • Refinance

Fargo, ND 58102
WebsiteLicense: 134666

Expertise.com Rating

Review Sources

Google
5.0 (84)
Zillow
5.0 (2)

Why choose this provider?

Imagine Home Lending caters to clients in Fargo and the surrounding areas. It helps individuals achieve their dream houses or properties by finding financing options that suit their goals and needs. Its lending specialists assist clients applying for FHA, VA, USDA, or conventional loans. Among the eligible properties are modular homes, condos, and planned unit developments. The team works closely with borrowers and assesses their circumstances to recommend the most suitable loan program, rate, and term. Owner Chris Popp has over 15 years of mortgage industry experience.

  • Refinance

4575 23rd Ave S #250, Fargo, ND 58104
WebsiteLicense: 1797983

Expertise.com Rating

Review Sources

Google
4.3 (6)
Zillow
5.0 (2)

Why choose this provider?

Forward Mortgage offers a wide range of financial solutions to borrowers in Fargo. It provides FHA, VA, jumbo, and fixed and adjustable-rate loans. It also has the first-time buyer, no point and no fee, and home equity line of credit programs. Cash-out and streamline refinance options are available. The company helps clients choose the right solution by providing an online analysis tool that gives borrowers a comprehensive breakdown of the rates and payments. Forward Mortgage employs a team that is available 24/7.

  • Refinance

1110 College Drive Suite 207, Fargo, ND 58501
WebsiteLicense: 2106984

Expertise.com Rating

Review Sources

Google
5.0 (111)
Facebook
5.0 (9)

Why choose this provider?

Assure Home Mortgage caters to home purchasers in Fargo who need loan brokers. The team offers products such as 15- and 30-year fixed-rate mortgages and adjustable-rate options. Non-traditional programs are available, as are government-backed plans fit for military personnel and agricultural asset buyers. A mortgage calculator is on hand to dispense initial information before meeting an advisor. Assure Home Mortgage is owned by Tanya Decker. She received an award from the North Dakota Housing Finance Agency in 2018 for her homeownership efforts.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Wholesale Mortgage Team
Fargo, ND 58104
Valley Mortgage, Inc.
3315 45th St. South Suite 200, Fargo, ND 58104
Heidi Ihry
3100 13th Ave. S., Fargo, ND 58103
Fargo, ND - First Class Mortgage II
2300 13th Avenue S, Fargo, ND 58103
Jason Thornton
4520 19th Ave. S, Fargo, ND 58103
Charlene Blumhardt
Fargo, ND
Park Mortgage
4170 41st Ave S Ste 102, Fargo, ND 58104
Imagine Home Lending
Fargo, ND 58102
Forward Mortgage
4575 23rd Ave S #250, Fargo, ND 58104
Assure Home Mortgage
1110 College Drive Suite 207, Fargo, ND 58501

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.