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2024

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Best Mortgage Brokers in Raleigh, NC

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Raleigh Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

110Reviewed

72Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

280 Towerview Ct, Cary, NC 27513
WebsiteLicense: 1104545

Expertise.com Rating

Review Sources

Zillow
5.0 (52)
Google
5.0 (16)
Yelp
5.0 (3)

Why choose this provider?

Grayton Mortgage is a company that has been serving the Raleigh community since 2013. It offers a wide range of mortgage solutions for underserved clients in the lending marketplace. These include mortgages for conforming loans, first-time homebuyers, downpayment options, adjustable rates, and piggybacks or HELOCs. Its founder, Kevin Leibowitz, is a mortgage broker with over 20 years of experience. His past clients have praised his vast knowledge about the market.

  • Refinance

215 East Chatham Street, Cary, NC 27511
WebsiteLicense: 71774

Expertise.com Rating

Review Sources

Google
4.0 (133)
Zillow
5.0 (68)
Facebook
5.0 (16)

Why choose this provider?

The Sherry Riano Team at First Heritage Mortgage is a resource of mortgages for primary, investment, and vacation properties in Raleigh. For more than 20 years, it has been providing property financing solutions with its team of experienced loan officers. Its mortgage options include VA, FHA, conventional, refinancing, jumbo, and construction and renovation loans. In addition, it offers specialty programs that consist of second mortgage loans, bridge loans, and a financing program for non-warrantable condos.

  • Refinance
  • New Construction

1780 Heritage Center Drive, Suite 103, Wake Forest, NC 27587
WebsiteLicense: 1849774

Expertise.com Rating

Review Sources

Google
5.0 (46)
Facebook
5.0 (1)

Why choose this provider?

Ace Mortgage Group, LLC, is a brokerage that serves the Raleigh metro. The company is committed to delivering quality customer service and assistance to individuals and families that are choosing the appropriate loan program for their needs. Ace Mortgage Group also caters to prospective home buyers looking to purchase a new property and homeowners who are interested in refinancing their current homes. The company provides a pre-approval letter to its clientele to educate them and confirm their eligibility for the loan.

  • FHA and VA mortgages
  • Multi-Family Loans
  • Purchase Transactions

8414 Falls of Neuse Road Suite 202, Raleigh, NC 27615
WebsiteLicense: 69573

Expertise.com Rating

Review Sources

Google
5.0 (334)
Facebook
4.9 (58)
Zillow
5.0 (9)

Why choose this provider?

Raleigh Mortgage Group has been serving the home loan needs of Raleigh and the surrounding communities since 2001. It finds the mortgage program that matches its clients' needs and long-term goals. For first-time home buyers, the company offers conventional, USDA, VA and FHA loans. It also handles Fannie Mae and Freddie Mac loans for real estate investors who aim to purchase and refinance an investment property. In addition, it helps buyers of high-end homes acquire jumbo loans. Its owner Brian Grubbs has been in the industry since 1997.

  • New Construction
  • Purchase Transactions
  • Refinance

131 Wind Chime Court, Raleigh, NC 27615
WebsiteLicense: 3094

Expertise.com Rating

Review Sources

Google
4.0 (101)

Why choose this provider?

Dash Home Loans is a mortgage brokerage firm serving Raleigh and the surrounding areas. It assists first-time homebuyers and refinancers through several loan programs, such as FHA 203(k), manufactured home loans, Chenoa funds, and USDA rural development loans. Founders Andy Borter, Luke Stelzer, and Paul Carini have over 45 years of combined experience in the home loan industry. The company is also active in giving back to the community through organizations like The Leukemia and Lymphoma Society and CASA, a non-profit affordable housing developer.

  • New Construction

4700 Falls of Neuse Road, Raleigh, NC 27609
WebsiteLicense: 117824

Expertise.com Rating

Review Sources

Google
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Richard Cohen is a branch manager at Movement Mortgage who serves clients in Raleigh. He offers a variety of mortgage loan programs for homebuyers and homeowners, including conventional loans, FHA loans, cash-out refinance, condominium loans, jumbo loans, and reverse mortgages. Since its establishment in 2008, Movement Mortgage's employees have grown into more than 4,000, and it has expanded its services to more than 650 locations across the U.S. Consequently, it was recognized by Inc. magazine as the fastest-growing mortgage bank in the country.

  • Refinance

8045 Arco Corporate Drive, Raleigh, NC 27617
WebsiteLicense: 1776485

Expertise.com Rating

Review Sources

Zillow
5.0 (1009)
Google
4.0 (18)

Why choose this provider?

Established in 1983, Amerifirst Home Mortgage is an independent mortgage banker that attends to borrowers in Raleigh. Its loan products include FHA, VA, and USDA rural development loans. It also offers loans for those who are planning to remodel their homes. Its area manager, Michael Lassiter, previously served as the vice president of Homeside Financial. In its mission to deliver equal housing opportunities, Amerifirst Home Mortgage has built a Diversity, Equity, and Inclusion team to provide representation for cultural communities.

  • Refinance

10224 Durant Road, Raleigh, NC 27614
WebsiteLicense: 106455

Expertise.com Rating

Review Sources

Google
4.8 (84)
Facebook
4.9 (66)
Zillow
5.0 (14)

Why choose this provider?

Serving the Raleigh metro, The Amy Bonis Mortgage Team is a mortgage company founded by Amy Bonis. Its mortgage products include down payment assistance, housing finance, investor loans, and rehab loans. Amy Bonis, who has over 30 years of industry experience, and her professional mortgage staff help their clients with their financial needs and long-term goals by offering personal consultations and finding the right loan programs. The company is a guest on “It’s Your Money” and has been featured on local TV stations.

  • Down Payment Assistance Loans
  • New Construction
  • Purchase

1135 Kildaire Farm Road, Cary, NC 27511
WebsiteLicense: 1108665

Expertise.com Rating

Review Sources

Google
4.1 (35)
Yelp
4.0 (8)

Why choose this provider?

Miller Lending Group, LLC is a locally owned and locally operated company catering to homeowners and homebuyers in Raleigh. Established in 2013, it brings clients mortgage solutions for a home purchase or refinancing. It also assists first-time homebuyers with assessing mortgage loan options from various providers. Miller Lending Group's loan officers select lending partners that offer clients competitive rates and a simple underwriting process. The company strives to be transparent with its clients and inform them of drastic shifts in the market.

  • Refinance
  • Purchase Transactions

4509 Creedmoor Road, Raleigh, NC 27612
WebsiteLicense: 75164

Expertise.com Rating

Review Sources

Google
5.0 (355)
Facebook
4.0 (34)

Why choose this provider?

FM Lending Services is a mortgage banker that handles refinancing and residential loans to homebuyers and sellers in Raleigh. It offers a wide range of mortgage programs, including adjustable-rate and fixed-rate mortgages, VA, FHA, and renovation financing. The company has in-house local underwriting and closing departments for timely closing times and loan settlements. FM Lending Services, led by Tim W. Wilson, has licenses in 46 states. Tim has over 30 years of experience in the housing and mortgage refinancing industry.

  • Refinance

7521 Mourning Dove Road, Raleigh, NC 27615
WebsiteLicense: 1114541

Expertise.com Rating

Review Sources

Google
5.0 (15)
Facebook
5.0 (11)

Why choose this provider?

Rob Yo The Mortgage Pro is a mortgage brokerage with multiple offices in Raleigh, Clayton, Goldsboro, Garner, and Cary. It provides a complete range of mortgage banking services, from processing to in-house loan funding. The company offers an extensive range of loan products, including FHA loans, USDA loans, and VA loans. It also provides conventional loans, jumbo loans, and MCC. It assists clients looking to buy their first homes or planning to buy their dream homes, as well as those looking to refinance outstanding loans.

  • Refinance

8352 Six Forks Road, Raleigh, NC 27615
WebsiteLicense: 75333

Expertise.com Rating

Review Sources

Google
5.0 (130)
Facebook
4.0 (7)

Why choose this provider?

Perennial Mortgage Group has been helping first-time homebuyers and homeowners in Raleigh since 1996. The company's professionals are dedicated to guiding clients throughout the loan process, especially those who are refinancing a home or purchasing a new one. They coordinate with various lenders on the market to obtain rates and programs that best suit each family and individual's financial situation. Additionally, Perennial Mortgage Group handles multiple types of loans and strives to keep each customer's personal information safe and secure.

  • New Construction
  • Refinance

140 Preston Executive Drive, Cary, NC 27513
WebsiteLicense: 1819864

Expertise.com Rating

Review Sources

Google
4.0 (113)
Facebook
4.0 (30)
Yelp
4.0 (9)

Why choose this provider?

Pathway Mortgage Group is a brokerage in Cary that provides mortgage solutions for homebuyers and homeowners in the Raleigh metro. The firm is owned and operated by Barb Multari, a licensed mortgage advisor with over 20 years of experience in the field. She counsels clients who are looking for assistance in procuring home financing loans, such as conventional, government, and jumbo loans. Pathway Mortgage Group also offers tailored mortgage solutions for first-time homebuyers and homeowners looking to refinance their current mortgage.

  • Refinance

8352 Six Forks Road, Raleigh, NC 27615
WebsiteLicense: 69658

Expertise.com Rating

Review Sources

Google
5.0 (130)

Why choose this provider?

Janice Fowler of Perennial Mortgage Group provides financing assistance to borrowers in Raleigh. She helps clients select from various loan options, from fixed-rate and adjustable-rate loans to government-supported programs such as VA and FHA. Furthermore, the mortgage professional guides homeowners along the refinancing process, whether they need to shorten their mortgage term or decrease monthly payments. Additionally, Janice offers down payment assistance programs for first-time homebuyers and eligible professionals such as county jailers, K-12 educators, and firefighters.

  • New Construction
  • Refinance

1121 Situs Court, Raleigh, NC 27606
WebsiteLicense: 89645

Expertise.com Rating

Review Sources

Google
5.0 (122)

Why choose this provider?

Carl Kiger is a CIMG Residential Mortgage loan officer serving Raleigh. He assists North and South Carolina clients with home loan choices such as fixed-rate and adjustable-rate mortgages, FHA, VA, and USDA loans. He also advises residents looking at refinancing as an option. Born and raised in Raleigh himself, Carl is focused on timely delivery and updating the customer in every step of the process. He has 16 years of experience in the mortgage industry.

  • Multi-Family Loans

4515 Falls of Neuse Road, Raleigh, NC 27609
WebsiteLicense: 214800

Expertise.com Rating

Review Sources

Google
4.0 (225)

Why choose this provider?

Towne Mortgage of the Carolinas provides financing assistance from its Raleigh location. Its team of home loan specialists assists a diverse clientele, covering clients who are purchasing their first homes, borrowers who need funding for home construction, and homeowners looking into refinancing existing mortgages. VA, FHA, renovation, jumbo, and conventional loans are some of the firm's products. Towne Mortgage of the Carolinas utilizes its relationships with builders, appraisers, and Realtors in guiding clients along the home loan process.

  • Refinance
  • Purchase Transactions

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Grayton Mortgage
280 Towerview Ct, Cary, NC 27513
The Sherry Riano Team at First Heritage Mortgage
215 East Chatham Street, Cary, NC 27511
Ace Mortgage Group LLC
1780 Heritage Center Drive, Suite 103, Wake Forest, NC 27587
Raleigh Mortgage Group
8414 Falls of Neuse Road Suite 202, Raleigh, NC 27615
Dash Home Loans
131 Wind Chime Court, Raleigh, NC 27615
Richard Cohen
4700 Falls of Neuse Road, Raleigh, NC 27609
Amerifirst Home Mortgage - Raleigh, NC
8045 Arco Corporate Drive, Raleigh, NC 27617
The Amy Bonis Mortgage Team
10224 Durant Road, Raleigh, NC 27614
Miller Lending Group, LLC
1135 Kildaire Farm Road, Cary, NC 27511
FM Lending Services
4509 Creedmoor Road, Raleigh, NC 27612
Rob Yo The Mortgage Pro
7521 Mourning Dove Road, Raleigh, NC 27615
Perennial Mortgage Group
8352 Six Forks Road, Raleigh, NC 27615
Pathway Mortgage Group
140 Preston Executive Drive, Cary, NC 27513
Janice Fowler
8352 Six Forks Road, Raleigh, NC 27615
Carl Kiger
1121 Situs Court, Raleigh, NC 27606
Towne Mortgage of the Carolinas
4515 Falls of Neuse Road, Raleigh, NC 27609

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.