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2024

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Best Mortgage Brokers in Huntington, NY

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Huntington Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

66Reviewed

46Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

45 Middle Neck Road Ste. 210, Great Neck, NY 11021
WebsiteLicense: 1756116

Expertise.com Rating

Review Sources

Google
5.0 (60)
Facebook
5.0 (3)

Why choose this provider?

Merita Capital Funding offers several financial products to assist purchasers of single-family homes, multi-family homes, condominiums, townhouses, and manufactured homes in Huntington. Whether clients need to buy a property as their primary residence, vacation home, or investment, its loan officers provide FHA, VA, jumbo, commercial pr conventional loans. They also assist with refinancing by offering options like FHA or VA streamline and cash out. Merita Capital Funding, which has a 10-day average approval period, has funded over $15 million in loans.

  • Refinance
  • Home Purchase
  • Mortgage Broker

143 Post Avenue 3139, Westbury, NY 11590
WebsiteLicense: 5838

Expertise.com Rating

Review Sources

Google
4.7 (83)
Zillow
5.0 (14)

Why choose this provider?

Lynx Mortgage Bank, LLC, is a direct lender catering to Huntington residents. It primarily assists first-time buyers through the mortgage process from pre-approval to closing. It offers fixed-rate, adjustable-rate, FHA, VA, jumbo, and condo loans. In addition, it helps customers who are looking at refinancing their mortgage or using their home equity to obtain financial aid. The team at Lynx Mortgage Bank has nearly 100 years of collective experience in mortgage lending and financial services.

  • Residential Mortgages
  • Purchase Loan Officer

140 Adams Ave, Suite A-5, Hauppauge, NY 11788
WebsiteLicense: 121459

Expertise.com Rating

Review Sources

Google
5.0 (57)
Facebook
5.0 (25)
Yelp
5.0 (21)

Why choose this provider?

Evolution Mortgage is a team of mortgage brokers that serves clients residing in Huntington and the nearby areas. The company offers home purchase and refinancing loan options for fixed-rate mortgages, conforming loans, adjustable-rate mortgages, FHA loans, and VA loans. Its team also provides other specialized programs such as renovation home loans and reverse mortgages. Founder Joseph A. Sciacca is a Certified Public Accountant and has owned and operated a full-scale public accounting firm for over 35 years.

  • Refinance
  • Reverse Mortgages

333 Jericho Turnpike Suite 1-1, Jericho, NY 11753
WebsiteLicense: 1566567

Expertise.com Rating

Review Sources

Google
5.0 (198)
Facebook
5.0 (4)

Why choose this provider?

Gold Coast Funding Inc. provides various solutions to meet the home buying needs of clients in Huntington. Its products include conventional, FHA, VA, hard money, and land loans. Its agents also offer fix and flip, jumbo, and portfolio loans. Unwarranted options for co-ops and condominiums and also available. In addition, the company accommodates individuals for alternate income or no income verification loans by offering asset-based alternatives. Gold Coast Funding has been of service to the community for 45 years.

  • Refinance

134 4th Avenue, Bay Shore, NY 11706
WebsiteLicense: 23084

Expertise.com Rating

Review Sources

Google
5.0 (63)
Yelp
5.0 (5)
Facebook
5.0 (1)

Why choose this provider?

Artisan Mortgage assists first-time homebuyers and long-time owners residing in Huntington. The company was established by Jim Barry, who possesses two decades worth of industry experience helping clients involved in residential mortgage transactions. Barry and his team of loan officers can provide sound advice for families and individuals who want to obtain funds to purchase their new home or plan to build a new residence. They are dedicated to walking each customer through every step of the way, from prequalification to closing the loan.

  • New Construction
  • Refinance

399 Conklin Street, Suite 206, Farmingdale, NY 11735
WebsiteLicense: 1330

Expertise.com Rating

Review Sources

Google
4.8 (903)
Facebook
4.8 (97)

Why choose this provider?

United Faith Mortgage provides financial solutions to first-time homebuyers in Huntington. The company is composed of team members who apply their Christian and family values in assisting clients in obtaining appropriate fixed rates, adjustable rates, FHA, and conventional loans. They try to understand the situations of every client and recommend suitable products like VA, cash-out refinance, USDA, investment property, and multi-family loans, as well as reverse mortgages and refinance options. United Faith Mortgage gives back to the community through Cross International.

  • Refinance

452 Lake Avenue, Saint James, NY 11780
WebsiteLicense: 88075

Expertise.com Rating

Review Sources

Google
5.0 (67)
Facebook
5.0 (37)
Yelp
5.0 (5)

Why choose this provider?

Brokers at All Shores Mortgage have over two decades of combined experience in assisting clients that are buying homes, refinancing, and consolidating debt in Huntington and the surrounding areas. They are in charge of tailoring loans depending on the customers' needs. Options include conventional loans, FHA loans, VA loans, and reverse mortgages. All Shores Mortgage, a family-owned business, strives to be a supportive presence for individuals and families during important milestones—such as buying their first homes, children's weddings, and their retirement.

  • Refinance

Huntington Quadrangle, Melville, NY 11747
WebsiteLicense: 27090

Expertise.com Rating

Review Sources

Google
5.0 (59)
Facebook
5.0 (7)
Yelp
4.5 (3)

Why choose this provider?

Whether Hungtington residents are buying their first homes or looking into refinancing current loans, the professionals at Affordable Financial Services Ltd. can assist them with their mortgage needs. The firm's loan consultants are knowledgeable in different programs, including VA, FHA, conventional, and reverse loans. They guide clients throughout the process, from selecting suitable mortgages to processing loans. Furthermore, they help homeowners who need assistance with refinancing to lower their mortgages' interest rates. They also offer home equity and debt consolidation services.

  • Refinance

3 Dakota Drive Suite 100, Lake Success, NY 11042
WebsiteLicense: 1862796

Expertise.com Rating

Review Sources

Google
4.9 (374)

Why choose this provider?

Madison Mortgage is a mortgage firm that serves the Huntington metro. The firm assists clients in navigating the mortgage process involving home purchase loans, refinancing of existing mortgages, and property evaluation. It also provides online tools such as pre-qualification letters, payment calculators, property listings, and refinancing calculators. Madison Mortgage has been in the real estate and mortgage service business for more than 20 years. It raises funds for charities through its regular Madison Team Charity Poker Tournament.

  • Refinance

140 Fell Court Suite 101, Hauppauge, NY 11788
WebsiteLicense: 10640

Expertise.com Rating

Review Sources

Google
5.0 (503)

Why choose this provider?

Coltrain Funding Group LLC is a mortgage broker helping clients in Huntington obtain suitable financial products when purchasing or refinancing homes. Its representatives assist individuals in applying for 30-, 20-, 15-, or 10-year mortgage or one-, three-, and five-year ARMS. They cater to the needs of borrowers for jumbo, conventional, VA, home equity, and commercial loans. In addition, they present refinance options like FHA, VA, and cash out, as well as reverse mortgages. The loan officers accommodate non-owners and those without the required documents.

  • Refinance
  • Reverse Mortgages
  • Conventional Loans

70 Charles Lindbergh Blvd. Suite 200, Uniondale, NY 11553
WebsiteLicense: 65328

Expertise.com Rating

Review Sources

Zillow
5.0 (323)
Google
4.7 (140)
Yelp
4.7 (14)

Why choose this provider?

For over three decades, Cliffco Mortgage Bankers has been helping clients in the Huntington area. It manages various loan programs, from VA and conventional loans to FHA and down payment assistance loans. The company also guides clients through the property buying process, from pre-approval to closing. It has experience serving different types of people, including retired borrowers, salaried employees, and self-employed borrowers. Mario Argenzio, one of the company's loan officers, has over 20 years of experience in the mortgage industry.

  • Refinance

1430 Broadway, Suite 1207, New York, NY 10018
WebsiteLicense: 108318

Expertise.com Rating

Review Sources

Google
4.9 (158)
Facebook
5.0 (45)
Yelp
5.0 (4)

Why choose this provider?

Great Northern Mortgage Corporation is a firm that provides residential and commercial loans to customers in the Huntington metro and nearby areas. It aids clients in lowering their monthly payments and opens up the opportunity to achieve their financial goals by increasing their cash flow, funding home renovations, and repairs, and paying their credit cards. The firm also offers reverse mortgage options. Hotel Financing is also included in its services. Great Northern Mortgage Corporation is an FHA-approved lending institution.

  • Refinance

25 Melville Park Road, Suite 100, Melville, NY 11747
WebsiteLicense: 1330

Expertise.com Rating

Review Sources

Google
3.9 (126)
Zillow
5.0 (15)

Why choose this provider?

United Mortgage Corp. is a Hungtington-based firm assisting clients with residential property purchases. Its team of mortgage brokers offers multi-unit property and single-family property designed for VA REO purchases. Its services also include home purchase and refinance guides to clients. In addition, the firm assists in mortgage payment, home affordability, amortization, and debt-to-income ratio calculation. With over 150 years of combined mortgage experience, the company is approved by FHA, and its team comprises NMLS licensed loan officers.

  • Refinance

111 West Main Street, Suite 110, Bay Shore, NY 11706
WebsiteLicense: 3542

Expertise.com Rating

Review Sources

Google
4.6 (99)
Facebook
4.8 (53)
Zillow
5.0 (19)

Why choose this provider?

Since 2007, Jet Direct Mortgage has been serving individuals and families in the community of Huntington and its surrounding areas, including Wilmington and Coral Springs. The business provides a wide range of purchase home loans, such as USDA, VA, conventional, jumbo, SONYMA, and FHA 203k rehab loans. Its team of mortgage brokers educates and guides property owners throughout the process of home refinancing and buying. They also help clients with drafting refinancing plans and evaluating their mortgage needs.

  • Residential Mortgages
  • Refinancing
  • Home Purchase

1670 Old Country Road, Suite 220, Plainview, NY 11803
WebsiteLicense: 886337

Expertise.com Rating

Review Sources

Google
4.9 (207)
Zillow
5.0 (185)

Why choose this provider?

Green River Capital is a family-owned mortgage brokerage serving clients in Huntington and its surrounding areas since 2012. Its team of brokers, who have over 40 years of collective industry experience, utilizes leading-edge methodologies when working with clients to secure home purchase loans. Since its establishment, the firm has been financing billions of dollars in real estate deals. In addition, Green River Capital also handles home refinance loans, guiding clients through the refinance process.

  • Refinance

3601 Hempstead Turnpike, Suite 300, Levittown, NY 11756
WebsiteLicense: 7230

Expertise.com Rating

Review Sources

Google
4.9 (300)
Facebook
4.7 (101)

Why choose this provider?

UNMB Home Loans Inc. caters to clients in Huntington and the surrounding areas. It handles the mortgage needs of first-time homebuyers or those who are planning to renovate their properties. The company also has loan programs available for people who want to fund their vacation or second homes. In addition, it offers HECM for Purchase or H4P program as a financing solution for clients aged 62 and up. UNMB Home Loans has been in business since 1979.

  • Refinance
  • Reverse Mortgages

68 S Service Rd Suite 400, Melville, NY 11747
WebsiteLicense: 819382

Expertise.com Rating

Review Sources

Google
4.4 (147)
Zillow
5.0 (26)

Why choose this provider?

Nationwide Mortgage Bankers, Inc, provides services to clients in Huntington and the surrounding areas. It assists clients applying for mortgage loan programs to help them purchase their desired homes. It also refinances home loans for clients wanting to meet their financial goals and needs. The company's founder and chairman, Richard Steinberg, brings over 20 years of residential lending experience. Before establishing the company, he has served as the eastern regional vice president of Countrywide Financial.

  • Refinance
  • Reverse Mortgages
  • Refinancing

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Merita Capital Funding
45 Middle Neck Road Ste. 210, Great Neck, NY 11021
Lynx Mortgage Bank LLC
143 Post Avenue 3139, Westbury, NY 11590
Evolution Mortgage
140 Adams Ave, Suite A-5, Hauppauge, NY 11788
Gold Coast Funding Inc.
333 Jericho Turnpike Suite 1-1, Jericho, NY 11753
Artisan Mortgage
134 4th Avenue, Bay Shore, NY 11706
United Faith Mortgage
399 Conklin Street, Suite 206, Farmingdale, NY 11735
All Shores Mortgage
452 Lake Avenue, Saint James, NY 11780
Affordable Financial Services Ltd.
Huntington Quadrangle, Melville, NY 11747
Madison Mortgage
3 Dakota Drive Suite 100, Lake Success, NY 11042
Coltrain Funding Group LLC
140 Fell Court Suite 101, Hauppauge, NY 11788
Cliffco Mortgage Bankers
70 Charles Lindbergh Blvd. Suite 200, Uniondale, NY 11553
Great Northern Mortgage Corporation
1430 Broadway, Suite 1207, New York, NY 10018
United Mortgage Corp.
25 Melville Park Road, Suite 100, Melville, NY 11747
Jet Direct Mortgage
111 West Main Street, Suite 110, Bay Shore, NY 11706
Green River Capital
1670 Old Country Road, Suite 220, Plainview, NY 11803
UNMB Home Loans Inc.
3601 Hempstead Turnpike, Suite 300, Levittown, NY 11756
Nationwide Mortgage Bankers, Inc
68 S Service Rd Suite 400, Melville, NY 11747

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.