Best Mortgage Brokers in Elizabeth, NJ

Petra Cephas, a residential mortgage company with offices in Piscataway and Somerset, assists home buyers from Elizabeth and nearby areas using a free market system. Its mortgage brokers have access to multiple lenders, which means clients have various options. They don’t steer borrowers towards one loan program or another. Some of the most common loan options they provide include FHA, VA, and conventional loans. They also guide clients with other aspects of the home buying process such as moving, electricity, water, and trash pick up.

Stem Lending is a tech-enabled mortgage brokerage serving clients in Elizabeth. The company utilizes technology to look for multiple loan options suitable for clients. Its loan officers assist clients in mortgage pre-approval for jumbo, FHA, or VA loans. They help determine clients' eligibility to get cash-out or low-credit refinance options. In addition, the officers also deliver investment property and immigrant-friendly mortgages, as well as renovation loans. Shantanu Sharma co-founded this fintech startup in May 2017.

Tristar Mortgage Corp. offers refinancing and a home purchase loan programs in Elizabeth. First-time buyers can choose from options like VA loans and FHA loans. Tristar also provides mortgage loans for vacation and investment homes. Clients can either opt for a 30-year or a 15-year fixed-rate loan. In addition, the brokerage processes jumbo mortgages of up to $10 million. John Rukab, one of the loan originators, has worked in the mortgage industry for 24 years.

American United Mortgage Corporation offers financial assistance to real property buyers situated in Elizabeth. The firm has various options such as fixed and adjustable-rate mortgages, combinations of the former, and jumbo mortgages. This aid extends to transactions involving the purchase and renovation of residences. The business has been operating for over two decades. The corporation is partnered with reputable banking and financial institutions to offer consumers myriad choices. The company emphasizes clarity in its dealings.

Making Lives Better is a mortgage firm that serves the lending needs of homebuyers, homeowners, real estate professionals, and builders in Elizabeth and the surrounding areas. It helps clients seeking to purchase or refinance any residential properties. It offers various loan program options such as FHA loans, VA loans, jumbo loans, and USDA loans. The company gives back to the local community through its partnership with the Union County Educational Services Commission and the Codogno Center.

Home Got Owned is a mortgage company that serves clients in Elizabeth and the surrounding areas. Its mortgage specialists work with clients to find the right loan program that meets their needs and specific requirements. Some of the loan options they offer are FHA, VA, USDA, jumbo, conventional, and HomePath mortgage. In addition, Home Got Owned helps clients who want to donate the remaining funds they have saved on closing costs to a charity of their choice.

Jersey Mortgage Company is a direct lender that assists first-time homebuyers and those refinancing their homes in Elizabeth by tailoring loan options according to their specific needs. It offers jumbo loans, USDA loans, VA loans, FHA loans, and reverse mortgage. It also offers a Live Where You Work housing mortgage incentive program. Jersey Mortgage Company has been serving clients since 1938 and has helped thousands of families reach their financial goals. It operates out of three offices across New Jersey.

Heritage Financial Corp is a mortgage company that has been serving Elizabeth and the surrounding communities for more than 25 years. It helps individuals in securing a mortgage by providing financial education and guiding them through the process of homeownership. A wide range of commercial and residential loan options is available including FHA, VA, equity, SBA Doc, construction, and fix and flip. The company assists clients with different purposes such as buying a new home, consolidating a bill, or launching a marketing campaign.

Alliance Mortgage caters to property buyers and sellers in the Elizabeth metro and nearby areas. Its mortgage brokers provide financial advice and help individuals obtain fixed- and adjustable-rate mortgage loans. They also offer VA, FHA, USDA, and super jumbo loan programs. In addition, they accommodate clients who want to refinance their existing mortgages. Alliance Mortgage creates customized mortgage solutions to help customers achieve their dream properties. It maintains an affiliation with the Association of Independent Mortgage Brokers.

NorthStar Funding is a mortgage lender and broker that serves clients in the Elizabeth metro and its surrounding areas. Its loan specialists work with them in understanding the different loan options they may apply to, including FHA, veterans administration, jumbo, and reverse mortgage loans. They also assess every client's financial situation and help them submit the required paperwork. In addition, NorthStar Funding provides assistance to homeowners in the mortgage refinancing process. Its team is always available to respond to questions from clients.

Lion Mortgage offers financial solutions to home buyers in Elizabeth. Its loan officers help clients determine their requirements and capabilities to pick appropriate products from FHA, conventional, jumbo, reverse mortgage, investment and vacation home, and commercial loans. They also assist individuals looking to cash out of the equity through the HELOC refinance program. In addition, they cater to those who are looking for stated income, adjustable-rate, and fixed-rate mortgage options. The company also serves individuals in Pennsylvania.

New Dwelling Mortgage is a group of brokers helping people in the Elizabeth metro find their homes through different mortgage options. It offers a variety of loan programs, including conventional loans, 15 or 30-year mortgages, FHA loans, and VA home loans. A member of AIME and the New York Association of Mortgage Brokers, it also offers investment loans and Jumbo loans. Its president, Frank V. Collo, established New Dwelling Mortgage in 2018 with the commitment of putting clients first.