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Best Mortgage Brokers in Edison, NJ

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Edison Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

39Reviewed

29Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

271 Route 46 West Suite H202-203, Fairfield, NJ 07004
WebsiteLicense: 1253330

Expertise.com Rating

Review Sources

Google
5.0 (328)
Facebook
5.0 (103)

Why choose this provider?

High Quality Mortgage Loans offers assistance to first-time homebuyers and property investors throughout the Edison metro and nearby areas. The firm provides a wide array of mortgage solutions to suit clients' needs, including fixed- and adjustable-rate conventional, VA, FHA, construction, and jumbo and super jumbo loans. Mortgage refinancing options are also available. Co-founder Matthew D. DiBrino is a Certified Divorce Lending Professional and a former practicing attorney who understands the intricacies of divorce refinance loans.

  • Refinance

1 Main St, Suite 201, Eatontown, NJ 07724
WebsiteLicense: 1712023

Expertise.com Rating

Review Sources

Facebook
5.0 (15)

Why choose this provider?

Abdel Khawatmi is a mortgage professional from Paramount Residential Mortgage Group who helps individuals and families in Edison. He guides his clients looking to purchase or refinance existing homes in the mortgage application process. These involve accomplishing online requests, comparing interest rates and terms, and choosing loan programs that match clients' financial goals. He offers a selection of loan types, including FHA, VA, jumbo, and 203k. Customers can browse through his website to utilize various mortgage tools, such as payment calculators and refinance analysis.

  • Refinance

180 Mount Airy Road, Suite 202, Basking Ridge, NJ 07920
WebsiteLicense: 1074084

Expertise.com Rating

Review Sources

Google
5.0 (81)

Why choose this provider?

Cornerstone Mortgage Group assists individuals and families in the Edison metro and nearby areas to find a home they can afford and maximize their financial goals. It offers services such as PMI, appraisals, closing expenses, refinancing, and foreclosures. It also helps clients choose from several types of home loan programs, including FHA, conventional, USDA, VA, fixed-rate, and reverse mortgages for clients over 62 years old. The company is a member of the National Association of Mortgage Brokers.

  • Reverse Mortgages
  • Refinance

655 Amboy Ave, Suite 100, Woodbridge, NJ 07095
WebsiteLicense: 341713

Expertise.com Rating

Review Sources

Facebook
5.0 (60)
Google
4.7 (26)

Why choose this provider?

Kingdom First Mortgage caters to individuals and families in Edison and the surrounding areas. Its professionals are available to take loan applications over the phone. They also help borrowers with the pre-approval process. The mortgage brokerage firm partners with small and big lenders to provide clients with mortgage loan options that suit their individual goals and needs. Kingdom First Mortgage aims to encourage the youth by supporting organizations that advocate for orphans and abandoned children.

  • Refinance

309 Parsippany Road, Parsippany, NJ 07054
WebsiteLicense: 2230580

Expertise.com Rating

Review Sources

Google
5.0 (150)

Why choose this provider?

American Preferred Mortgage Corp. assists in streamlining home loans and refinancing for homebuyers in Edison and the surrounding areas. It processes loans and enables clients to take advantage of lower interest rates by reducing their monthly payments or modifying the terms of their loans, like extending a 15-year mortgage to 30 years. It also helps them get access to equity for house improvements. The mortgage company has been in the industry for more than 18 years.

  • Refinance
  • New Construction

Suite 1547-D Finnegan Lane, North, Brunswick, NJ 08902
WebsiteLicense: 1464824

Expertise.com Rating

Review Sources

Google
5.0 (152)
Zillow
5.0 (15)
Facebook
5.0 (10)

Why choose this provider?

Home Got Owned is a locally owned and operated mortgage lending firm that serves individuals and families in Edison and the surrounding areas. It helps clients find financing for properties such as single-family homes, multi-family homes, condominiums, townhouses, and manufactured homes. It offers a variety of loan programs, including FHA, VA, USDA, Jumbo, Conventional, and HomePath loans. In addition, it offers refinance and renovation loans. Home Got Owned donates to community organizations with every mortgage it closes.

  • Refinance
  • New Construction

1316 Bound Brook Road, Suite 2C, Middlesex, NJ 08846
WebsiteLicense: 1611117

Expertise.com Rating

Review Sources

Google
5.0 (90)

Why choose this provider?

The Rate House Mortgage Company offers purchase loans and refinancing options to clients in Edison. Its home purchase mortgage options include conventional, Federal Housing Administration, veterans only, and non-conforming loans. Clients can choose home refinancing mortgages to fund renovations, remove the monthly payment for private mortgage insurance, and consolidate expenses. It accommodates purchases and refinancing of single-family, condo, townhouse, and two-family homes. The company focuses on providing the mortgage option that best fits clients' preferences and financial conditions.

  • Refinance

100 Wood Ave South, Suite 123, Iselin, NJ 08830
WebsiteLicense: 35321

Expertise.com Rating

Review Sources

Google
4.9 (451)
Yelp
5.0 (5)

Why choose this provider?

American Royal Mortgage Corp. is a full-service brokerage serving builders, individual homebuyers, and real estate professionals in Edison. It helps customers select loan products from various lenders that offer adjustable-rate, fixed-rate, jumbo, cooperative financing, commercial, and investment property mortgages. Its staff provides clients with progress reports on their applications and mortgage management services for those looking at a purchase or cash-out refinance. Hitesh and Dhawal Kadakia, the company’s loan officers, have 50 years of combined industry experience.

  • New Construction

4459 Amboy Rd Suite #1, Staten Island, NY 10312
WebsiteLicense: 8162

Expertise.com Rating

Review Sources

Zillow
5.0 (44)
Yelp
5.0 (3)

Why choose this provider?

Mortgage Tech Home Finance has been serving customers in Edison and nearby locations for over a decade. Its team works with clients who plan to purchase real estate. It provides prequalification and assists in getting an estimate of how much cash clients need. It also calculates monthly payments and itemizes closing fees. In addition, the company offers information about mortgage loan products and rate options. CEO and founder Philip S. Benigno has over 25 years of experience in title insurance and real estate finance.

  • Refinance
  • New Construction

343 Thornall St. Suite 550, Edison, NJ 08837
WebsiteLicense: 460228

Expertise.com Rating

Review Sources

Google
4.9 (103)
Facebook
5.0 (18)

Why choose this provider?

Mortgage broker Michael Borodinsky has been helping clients purchase their homes through financing for 39 years. He focuses on new home and condominium projects and offers different loan options, such as conventional, FHA, USDA, VA, and Smart Series. He has funded over $5 billion in individual loans to more than 15,000 homeowners in Edison and the Tri-State area. Michael has received several awards, including the 2020 “Mortgage Professional of the Year” by the National Association of Homebuilders.

  • Reverse Mortgages
  • Multi-Family Loans
  • Refinance

894 Green Street, Iselin, NJ 08830
WebsiteLicense: 250784

Expertise.com Rating

Review Sources

Zillow
5.0 (14)
Google
4.1 (11)

Why choose this provider?

American Dollar Funding has mortgage options for home purchasers in Edison. The application process is online and steps ranging from gathering e-signatures to advisory consultations are completed over the web. The team has products that include fixed-rate and multi-decade contracts and government-backed FHA loans. American Dollar Funding is a family business that was started at home. It grows its customer base chiefly through referrals and has been featured on established media outlets like Yahoo Finance.

  • Refinance
  • New Construction

197 Rt 18 South Suite 110S, East Brunswick, NJ 08816
WebsiteLicense: 799303

Expertise.com Rating

Review Sources

Zillow
5.0 (7060)
Google
4.9 (161)
Facebook
5.0 (8)

Why choose this provider?

AnnieMac Home Mortgage - East Brunswick provides services to clients throughout Edison and the surrounding areas. It aims to help clients choose a loan option suitable for their home purchasing needs. These loan options include FHA, USDA, jumbo, and conventional. It also serves active military, veterans, reservists, and national guards who wish to apply for VA mortgage loans. The agency carries construction loan programs for clients wanting to build their homes. It has a mobile application to provide 24/7 support to clients.

  • Commercial Loans

306 Avenel St., Avenel, NJ 07001
WebsiteLicense: 322578

Expertise.com Rating

Review Sources

Google
4.7 (359)
Zillow
4.8 (61)
Facebook
4.9 (37)

Why choose this provider?

Lion Mortgage serves home purchasers in Edison and the surrounding areas who need loan options ranging from FHA to Freddie Mac options. The team has programs aimed at first-time buyers, seasoned investors, and individuals in the market for a vacation house. It also has refinancing products for debtors who need more favorable terms on their existing obligations. Lion Mortgage is a privately-held firm that was founded in 2002 to cater to families from diverse backgrounds.

  • Refinance
  • New Construction

241 Forsgate Drive Suite 204, Monroe, NJ 08831
WebsiteLicense: 254596

Expertise.com Rating

Review Sources

Google
4.9 (92)
Facebook
5.0 (31)

Why choose this provider?

Pinky Shah Mortgage Team is an agency under Fairway Independent Mortgage Corporation serving individuals and families in Edison. It assists customers in finding loan options that fit their needs and eligibility. It offers various mortgage loan types, including conventional, FHA, VA, jumbo, and USDA. The agency also provides down payment assistance, renovation loans, and First Time Home Buyer Programs. Additionally, it has refinancing solutions for clients interested in shortening mortgage length, lowering monthly payments, and transforming adjustable-rate or interest-only mortgages.

  • Refinance
  • New Construction

315 Forsgate Dr, Monroe, NJ 08831
WebsiteLicense: 1944468

Expertise.com Rating

Review Sources

Google
5.0 (63)
Zillow
5.0 (5)

Why choose this provider?

First Team Mortgage addresses the needs of customers throughout the Edison area. Its team covers a diverse range of programs and options, from home equity and jumbo financing to VA and FHA loans. It works closely with clients throughout the process by following up on their requirements, assessing potential obstacles, and offering marketing insight and information on interest rate conditions. It also offers access to comprehensive mortgage resources for an applicant's perusal and connects them to third-party providers who fit their needs and goals.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
High Quality Mortgage Loans
271 Route 46 West Suite H202-203, Fairfield, NJ 07004
Abdel Khawatmi
1 Main St, Suite 201, Eatontown, NJ 07724
Cornerstone Mortgage Group
180 Mount Airy Road, Suite 202, Basking Ridge, NJ 07920
Kingdom First Mortgage
655 Amboy Ave, Suite 100, Woodbridge, NJ 07095
American Preferred Mortgage Corp.
309 Parsippany Road, Parsippany, NJ 07054
Home Got Owned
Suite 1547-D Finnegan Lane, North, Brunswick, NJ 08902
The Rate House Mortgage Company
1316 Bound Brook Road, Suite 2C, Middlesex, NJ 08846
American Royal Mortgage Corp.
100 Wood Ave South, Suite 123, Iselin, NJ 08830
Mortgage Tech Home Finance
4459 Amboy Rd Suite #1, Staten Island, NY 10312
Michael Borodinsky
343 Thornall St. Suite 550, Edison, NJ 08837
American Dollar Funding
894 Green Street, Iselin, NJ 08830
AnnieMac Home Mortgage - East Brunswick
197 Rt 18 South Suite 110S, East Brunswick, NJ 08816
Lion Mortgage
306 Avenel St., Avenel, NJ 07001
Pinky Shah Mortgage Team
241 Forsgate Drive Suite 204, Monroe, NJ 08831
First Team Mortgage
315 Forsgate Dr, Monroe, NJ 08831

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.