Best Mortgage Brokers in Clifton, NJ

Brightwire Loans caters to real estate investors and residential property owners in and around Clifton. The company offers various loan programs, such as Brightavantage, Elite Borrower, FHA, and Borrower Edge. Founder Todd Harrington guides first-time homebuyers in navigating the home purchasing and selling process. He has helped acquire different properties, including multi-unit dwellings, condominiums, and single-family residences. Harrington worked as a technology engineer before he ventured into the mortgage industry. Brightwire Loans also provides exclusive loan programs.

Forward Mortgage, LLC, provides clients in Clifton with residential home loans. It helps clients make their dream of homeownership a reality by offering them home purchase loan options. It serves individuals who want to change their monthly budget or receive extra cash for home updates through refinancing. Fixed- and adjustable-rate mortgages are also available. Other programs include VA, FHA, USDA, jumbo, and conforming loans. The company's president, Christopher Di Girolamo, started in the mortgage industry in 2004 and formed the company 12 years after.

Dennis Viera is a loan consultant at Philadelphia Mortgage Brokers, serving individuals and families in Clifton. He connects borrowers with potential lenders that offer conventional, renovation, and jumbo loans, as well as VA and USDA programs. Viera works with more than 20 lenders and several Realtors, enhancing his ability to meet the expectations and unique needs of clients. In addition, he provides various tools, such as a pre-approval letter to start the loan origination process, a refinance analyzer, and a mortgage rate finder.

Chand Mortgage serves the home financing needs of Clifton residents. Its team connects homeowners and home buyers with potential lenders that offer adjustable-rate, interest-only, and graduated payment rate options. In addition, the brokerage provides various home loan programs, including jumbo, conventional, and FHA, to meet the individual needs and financial resources of clients. It has been in the mortgage industry for more than 25 years. Chand Mortgage is also licensed to originate loans in Florida.

Ameridream Home Loans is a local mortgage brokerage that guides residents and individuals in the Clifton area through the home purchase and refinance process. With 25 years of combined experience, its team offers a variety of loan programs, such as VA, adjustable- and fixed-rate, FHA streamline, jumbo, and reverse mortgages. In addition, Ameridream Home Loans was founded in 2016 by Genaro E. Rojas and Joseph V. Grato, senior brokers who have been in the industry for over a decade.

DML is a mortgage broker supporting Clifton clients in achieving homeownership goals. Since 1988, it has secured over 15,000 loan transactions. It gives borrowers access to multiple lending banks offering a variety of financing options, including conforming, ARM, jumbo, commercial, construction, and government-insured programs. It also finds stated income loans for self-employed individuals with unique employment, credit, or income situations. Company founder David Lichtman started his career as a loan originator more than 35 years ago. DML also caters to Spanish-speaking clients.

Since 2005, Silver Fin Capital has been dealing with clients across Clifton. The company advises individuals looking to purchase homes on their various mortgage options, including fixed-rate programs and adjustable-rate mortgages. It also offers VA loans, a way for veterans to access property financing schemes. The company provides other options that allow borrowers to convert their home's equity into cash or consolidate debt. One of its principals, Richard Pisnoy, has been featured in The New York Times and the Wall Street Journal.

Patriot Mortgage is a full-service brokerage firm that serves individuals in Clifton and the neighboring areas. It helps its clients with their financial goals through various refinancing solutions. It aims to deliver an honest service through the inclusion of its step-by-step mortgage process on its website. Patriot Mortgage is also licensed to operate in the states of Pennsylvania and Florida. Its owner, Peter Berryman, has been in the mortgage industry for more than 30 years.

First Integrity Mortgage Company has been specializing in residential mortgage matters in Clifton and surrounding communities for over 23 years. Its mortgage broker team provides a wide range of purchase loan programs, including conventional, FHA, VA, USDA, and reverse mortgages. They also help people with outstanding loans lower their payments, consolidate their debts, eliminate mortgage insurance, and cash out their equity through refinance loans. They work closely with clients from pre-qualification to loan closing to help them achieve their dream of homeownership.

Lucid Mortgage is a Fairfield-based business that deals with clients across Clifton. It helps aspiring homeowners obtain properties through loan programs like hybrid ARMs, a solution that blends the characteristics of a fixed-rate mortgage with an adjustable-rate option. It also assists military veterans in realizing their goal of homeownership through mortgage programs backed by the VA. It provides other solutions, including FHA loans and interest-only mortgages. As part of its efforts to offer tailored loan options, the company discusses with clients their credit scores.

Weichert Financial Services caters to borrowers in Clifton and the surrounding areas. It is a mortgage company founded in 1980 to help customers finance their real estate-related goals. As an approved Fannie Mae and Freddie Mac lender, the firm is equipped with the resources to provide a variety of loan products, including jumbo loans and fixed- and adjusted-rate mortgages. It seeks to provide a smooth closing experience by developing loan programs that suit the market's dynamic needs.

EMM Loans has been serving clients across Clifton since 2002. The company offers mortgage programs like USDA, VA, and FHA loans. It also provides the non-qualified mortgage loan, a way for real estate investors or self-employed individuals to attain homeownership without the need for traditional underwriting guidelines. The company maintains a website that contains various educational resources for clients, including mortgage calculators and home buying tips. Jason Brooks, one of its team members, once worked as a branch manager for the Residential Finance Corporation.

Christopher Gallo works with clients across Clifton. He sets up various mortgage options for individuals aiming to acquire properties, including fixed-rate and adjustable-rate programs. Gallo also educates clients seeking to purchase homes in rural areas through the USDA mortgage application process. He provides other solutions like the FHA 203K loan, a way for homebuyers to finance home repair projects. Gallo previously served as a mortgage consultant for a range of firms, from the Cardinal Financial Company to GMI Home Loans.