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2024

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Best Mortgage Brokers in Kansas City, MO

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Kansas City Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

126Reviewed

82Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3100 Broadway Blvd Ste 313, Kansas City, MO 64111

Expertise.com Rating

Review Sources

Google
5.0 (150)
Facebook
5.0 (71)
Yelp
5.0 (1)

Why choose this provider?

Signature Mortgage Group is a locally owned and operated lender that has been serving clients in Kansas City and nearby areas for more than 16 years. It offers a variety of mortgage loan programs for first-time homebuyers, homeowners, and investors, including conventional, fixed-rate, jumbo, USDA, and FHA loans. Its loan consultants have more than 60 years of combined industry experience. Scott O'Connor and Jason Draut, the company's owners, have been in the mortgage industry since 1998 and 2001, respectively.

  • Purchase and Refinance
  • New Construction

7280 Northwest 87th Terrace, Kansas City, MO 64153

Expertise.com Rating

Review Sources

Google
5.0 (28)
Facebook
4.7 (7)

Why choose this provider?

Metropolitan Mortgage Corporation's Lawrence office provides mortgage lending and refinancing options in Kansas City. Its team of mortgage brokers offers different payment schemes which match the clients' paying capacity. These options include standard mortgage, FHA home loans, and VA home loans. The company also offers fixed-rate loans in either a 15-year or 30-year scheme and consolidation of debts. Metropolitan Mortgage is a multi-year Five Star Award Winner, which is given less than 5% of mortgage professionals in the Kansas City area.

4967 NE Goodview Cir, Lee's Summit, MO 64064
WebsiteLicense: 164545

Expertise.com Rating

Review Sources

Google
5.0 (147)
Facebook
5.0 (4)

Why choose this provider?

Summit Lending is a mortgage company that caters to home buyers and sellers in the Kansas City metro. Its loan programs include conventional, VA, USDA, and FHA mortgage loans. For more than 15 years, the company has been helping clients in refinancing their properties and obtaining homeownership. It is committed to providing services that will address the mortgage needs of its clients. Owner Darren Copeland has been in the mortgage industry for more than a decade.

  • Refinance

8700 Indian Creek Pkwy Suite 150, Overland Park, KS 66210

Expertise.com Rating

Review Sources

Google
5.0 (40)
Zillow
5.0 (19)

Why choose this provider?

Central Group Mortgage L.L.C. is a lending agency that serves individuals in Kansas City. It offers home loan programs, including conventional, jumbo, VA, and FHA. Its officers work with clients to help them receive suitable loans and turn their dreams of homeownership into reality. They also provide home equity, cashflow investment, and entrepreneurial loans. They are powered by a team of highly experienced and extensively trained home loan advisors, who leverage their multilingual proficiency to help our non-native US clients find a perfect home lending solution. Their mortgage agents have extensive experience in helping self-employed customers, with incomplete papers, complicated tax documents, and low credit scores, buy the house of their dreams. Monica Zhang, who worked in the finance industry for seven years, founded Central Group Mortgage in 2019. She holds a dual bachelor's degree in International Studies and Business Administration.

  • Non-QM
  • Bilingual Loan Officers
  • New Construction

9229 Ward Parkway, Kansas City, MO 64114
WebsiteLicense: 225371

Expertise.com Rating

Review Sources

Google
4.0 (18)
Facebook
5.0 (11)

Why choose this provider?

Lusk Mortgage Group is a group of mortgage professionals located in Kansas City. It caters to clients looking for a home purchase loan, refinance loan for an existing mortgage, or property investment. From the pre-approval and refinance analysis requests to closeout of loan, the Lusk Mortgage Group loan specialists guide each client through. Various loan options available are conventional loans, FHA loans, VA loans, and jumbo and super jumbo loans. Loans for renovation or new construction are also being offered.

  • New Construction
  • Refinance

9201 Ward Parkway, Kansas City, MO 64114

Expertise.com Rating

Review Sources

Zillow
5.0 (671)
Google
4.8 (479)
Facebook
4.4 (57)

Why choose this provider?

First Mortgage Direct serves the residents of Kansas City and its nearby communities. It helps clients make financial decisions when it comes to buying their first home, or refinancing their current mortgage. It offers consultations and creates tailor-made mortgage solutions for every client. The team also performs pre-qualification checks to make home shopping easier for prospective buyers. As a mortgage lender, it funds loans with the company's money and sells them on the secondary market. First Mortgage Direct has been operating since 2008.

  • Refinance

6505 N. Prospect Ave. Ste. 400, Gladstone, MO 64119

Expertise.com Rating

Review Sources

Google
5.0 (26)
Facebook
5.0 (14)

Why choose this provider?

National VA Loans is a mortgage brokerage serving Kansas City and the surrounding areas. The firm provides sourcing and evaluating home financing and refinancing options for veterans and military service members. It helps clients understand the benefits of home loans, eligibility, occupancy requirements, entitlement, closing costs, and buying process. The company also provides refinancing options such as interest rate reduction and cash-out refinance. It assists in the purchase options of manufactured home loans, renovation loans, and one-time construction loans.

  • Refinance

435 Nichols Road, Kansas City, MO 64112

Expertise.com Rating

Review Sources

Facebook
5.0 (33)
Google
5.0 (2)

Why choose this provider?

Trusted Lending Center is a full-service mortgage company meeting clients' mortgage needs in Kansas City. Its team offers a variety of products, like ARM, Non-QM, jumbo, OTC construction, FHA, and USDA loans based on the financial needs of its clients. The company is owned by a husband-and-wife tandem and works with experienced loan officers to practice a client-focused approach. Trusted Lending Center extends its services to customers in Arizona, Missouri, and California.

  • New Construction
  • Refinance

5440 W 110th St Ste 300, Overland Park, KS 66212

Expertise.com Rating

Review Sources

Google
5.0 (240)
Facebook
5.0 (18)
Yelp
5.0 (2)

Why choose this provider?

Smart Home Lending caters to clients in Kansas City who are looking to refinance their mortgages or purchase a home. Its brokers provide a wide portfolio of loan options, including conventional, renovation, USDA, FHA, and VA loans. Clients are counseled throughout the loan application process, to better determine their distinct circumstances and to identify the program that best fits their needs. Its brokers provide them with industry knowledge and resources to qualify for the loan. They also offer adjustable- and fixed-rate mortgages.

  • Refinance

100 E. 43rd Street, Kansas City, MO 64111

Expertise.com Rating

Review Sources

Google
4.4 (205)
Yelp
4.6 (5)

Why choose this provider?

The Neighborhood Assistance Corporation of America (NACA) offers mortgages to property purchasers in Kansas City and its adjacent areas. The firm targets low- and moderate-income clients and offers products with 15- to 30-year terms. It offers single or multi-family properties across condominiums, co-ops, and mixed-use structures. NACA is a non-profit entity whose advocacy is to provide an alternative to larger institutions such as Wells Fargo. It began operating in 1988 and also provides property renovation options.

  • New Construction

656 SE Bayberry Ln Suite 102, Lee’s Summit, MO 64063

Expertise.com Rating

Why choose this provider?

First Fidelis caters to residential and commercial clients in Kansas City and its surrounding areas. It offers FHA, VA, and USDA loans to help clients maximize the opportunities of borrowing money from creditors. Its jumbo loans are appropriate for individuals who want to purchase expensive properties. First-time home buyer loans are available, which help remove some of the clients' financial burdens. Founder and senior loan officer Lance Richards has more than a decade of experience in mortgage loan businesses.

  • Refinance

7301 Mission Road, Prairie Village, KS 66208
WebsiteLicense: 1175236

Expertise.com Rating

Review Sources

Google
5.0 (51)
Yelp
5.0 (2)

Why choose this provider?

Established in 2014, Elite Mortgage Group, LLC is a mortgage service business in Kansas City. Its team of brokers assists clients with home purchase loans, refinance rates, rate comparisons, fast funding, property evaluations, and cash-out refinance. Additionally, the firm offers various loan options such as FHA loans, VA loans, jumbo and super loans, USDA loans, and 203K loans. The company provides free tools like pre-approval letters, refinance analyses, home value estimates, and home insurance quotes.

401 Southeast 3rd Street, Lee's Summit, MO 64063
WebsiteLicense: 327268

Expertise.com Rating

Review Sources

Zillow
5.0 (36)
Facebook
5.0 (32)
Yelp
5.0 (1)

Why choose this provider?

Shawn Parker is a mortgage broker under Premier Mortgage Resources LLC. He primarily serves Kansas City and the nearby areas. He offers his services to first-time buyers and to people looking to refinance. Some of the programs he offers his clients are fixed-rate mortgages (FRMs), FHA loans, USDA loans, VA loans, and conventional mortgages. Shawn can also offer his clients PMR's exclusive FastTrac Approval System, where clients can get underwriting approval within 48 hours.

  • Refinance

2300 Main Street, Kansas City, MO 64108
WebsiteLicense: 1154629

Expertise.com Rating

Review Sources

Google
4.0 (68)
Facebook
3.5 (49)
Yelp
5.0 (3)

Why choose this provider?

Churchill Mortgage is a privately owned mortgage brokerage firm serving clients in Kansas City and the surrounding areas. It helps its customers find the right loan program that matches their needs and goals. Its loan options include FHA, VA, conventional, and USDA mortgages. The professionals at this company provide complete transparency throughout the whole home buying and home refinancing process. Churchill Mortgage has been in business for nearly 30 years and has been ranked as one of the "Top Workplaces" in Tennessee for four years straight.

  • Refinance

2 Victory Drive, Suite 250, Liberty, MO 64068

Expertise.com Rating

Review Sources

Google
5.0 (35)

Why choose this provider?

KC Mortgage Duo works with property owners in Kansas City. Its team helps first-time and veteran buyers with securing loan pre-approval. The company offers conventional, FHA, VA, and USDA mortgages and provides financing for construction and remodeling projects. It also helps clients restructure their mortgages so that they get lower interest rates and smaller monthly payments. KC Mortgage Duo was founded by Mike Verhoff and Mike Corwin, who are good friends and former police officers.

  • New Construction

200 NW Executive Way, Lee's Summit, MO 64063

Expertise.com Rating

Review Sources

Google
4.9 (347)
Facebook
4.9 (161)
Yelp
4.5 (13)

Why choose this provider?

A1 Mortgage - Kansas City offers various loan products to property buyers in Kansas City. The firm provides conventional options covering single and multi-family structures and with terms lasting up to 30 years. It delivers jumbo loans with fixed and adjustable rates for transactions over larger houses. The team also has refinancing options for streamlining existing arrangements. Among A1 Mortgage's clients are military service personnel and their spouses. Their agents work to close deals in 10 days or less.

  • Refinance

10020 NW Prairie View Rd., Kansas City, MO 64153

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (7)
Yelp
5.0 (2)

Why choose this provider?

John Stathopoulos is the vice president of the mortgage banking firm LeaderOne Financial Corporation, which serves Kansas City and the neighboring communities. He guides clients through the process of applying for USDA, VA, jumbo, and conventional mortgage programs. John also monitors daily rates and future economic patterns to keep his past and current clients updated on mortgage interest rates. He also helps clients achieve lower payments by extending the loan term, removing mortgage insurance, or consolidating two or more mortgages.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Signature Mortgage Group
3100 Broadway Blvd Ste 313, Kansas City, MO 64111
Metropolitan Mortgage Corporation - Lawrence
7280 Northwest 87th Terrace, Kansas City, MO 64153
Summit Lending - Missouri
4967 NE Goodview Cir, Lee's Summit, MO 64064
Central Group Mortgage L.L.C.
8700 Indian Creek Pkwy Suite 150, Overland Park, KS 66210
Lusk Mortgage Group
9229 Ward Parkway, Kansas City, MO 64114
First Mortgage Direct
9201 Ward Parkway, Kansas City, MO 64114
National VA Loans
6505 N. Prospect Ave. Ste. 400, Gladstone, MO 64119
Trusted Lending Center
435 Nichols Road, Kansas City, MO 64112
Smart Home Lending
5440 W 110th St Ste 300, Overland Park, KS 66212
Neighborhood Assistance Corporation of America
100 E. 43rd Street, Kansas City, MO 64111
First Fidelis
656 SE Bayberry Ln Suite 102, Lee’s Summit, MO 64063
Elite Mortgage Group, LLC
7301 Mission Road, Prairie Village, KS 66208
Shawn Parker
401 Southeast 3rd Street, Lee's Summit, MO 64063
Churchill Mortgage - Kansas City, MO
2300 Main Street, Kansas City, MO 64108
KC Mortgage Duo
2 Victory Drive, Suite 250, Liberty, MO 64068
A1 Mortgage - Kansas City
200 NW Executive Way, Lee's Summit, MO 64063
John Stathopoulos
10020 NW Prairie View Rd., Kansas City, MO 64153

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.