Best Mortgage Brokers in Saint Paul, MN

Minnesota Residential Mortgage, Inc. is a company of mortgage professionals in Minneapolis that services the residents of the Saint Paul metro. The firm specializes in residential financing options such as loan programs and mortgage financing. It is an expert in processing and securing loans such as government loans, conventional loans, and mortgage refinancing (HARP 2.0). It also works on niche loans such as second-mortgage loans, investor loans, 103% purchase loans. The firm and its team of loan officers are NMLS certified.

St. Croix Home Loans is a locally owned and full-service mortgage company attending to the needs in Saint Paul through a simplified mortgage finance process. Its team of loan originators specialize in home purchase and refinance loans. These professionals offer reduced interest rates from loan providers. They work with different lenders to present the loan option that suits the client's financial goals. They are experienced in handling loan products, such as conventional, jumbo, FHA, USDA, and reverse mortgages.

For over 10 years, MLS Mortgage has been serving the home loan needs of Saint Paul and the neighboring areas. It has partnered with various lenders to provide homebuyers and real estate investors with mortgage solutions that meet their requirements and long-term goals. It offers first-time homebuyer programs, which include conventional, FHA, VA, and USDA loans. In addition, it also helps homeowners refinance their current mortgages or acquire renovation or home improvement loans.

Les Ferris, the owner of Propel Home Loans, is a home loan architect with more than 20 years of experience in mortgage lending and the real estate industry. Her agency caters to homebuyers in Saint Paul. Its loan programs consist of home purchasing, home refinancing, and home equity. Her team of mortgage strategists is committed to creating custom mortgage loan solutions and managing customers' mortgage debt. Les works with community organizations such as Avenues For Homeless Youth and Lutheran Social Services.

Reduced Fee Mortgage, Inc. is a mortgage brokerage business that caters to Minneapolis/Saint Paul and its surrounding areas. They are actively licensed and offer financing in Colorado, Florida, Michigan, Minnesota, Washington, and Wisconsin. They offer a wide array of mortgage programs, including Conventional, FHA , USDA , Jumbo and we specialize in VA home loans. This firm is comprised of mortgage professionals averaging more than a decade of industry experience, and who focus on helping clients understand the finer details of each loan option. Reduced Fee Mortgage works hand in hand with customers throughout the entire loan process, to deliver a financing experience that is unparalleled in the industry.

M&M Mortgage provides home loans solutions to clients in Saint Paul and the surrounding areas. It assists clients seeking approval for programs including VA, FHA, conventional, jumbo, and FHA 203k loan in fixed-rate and adjustable-rate terms. The locally owned and operated company employs a diverse team that can bring clients the mortgage options that are appropriate for their needs. President Mike Petry and Chief Manager Michael Kopiecki lead the company.

Thomas Nguyen serves the Saint Paul metro and the rest of Minnesota. He assists new homebuyers and clients seeking to refinance an existing mortgage through conventional and FHA loans. He also offers down payment assistance and reverse mortgages. Moreover, USDA, VA, and jumbo loans are also available. Nguyen is a branch manager at Lend Smart Mortgage, a direct mortgage lender with 27 branches in 25 states. The company is a locally owned lending firm established in 2006.

Progressive Lending Solutions is a full-service mortgage company serving the Saint Paul area. Its brokers are knowledgeable in various loan programs, assisting clients in choosing the option according to their financial situation. They cater to clients looking to purchase or refinance their mortgage loans by providing a wide range of programs. Such programs include VA, FHA, and USDA loans, in addition to conventional fixed-rate and adjustable-rate mortgages. Its president, Joe Becker, strives to provide comprehensive mortgage solutions.

The Allen Team is a mortgage company that works with homebuyers and individuals looking to refinance their homes with its financing options. The firm's senior loan officer has been addressing the home mortgage needs of Saint Paul residents since 1987. The Allen Team also serves as lending specialists at Bay Equity, a firm that offers FHA, VA, jumbo, and USDA loans, as well as DPA programs and reverse mortgages. Its clients can opt for fixed-rate or adjustable-rate mortgages.

Andy Burton leads The Andy Burton Mortgage Team of Waterstone Mortgage, a mortgage firm serving communities in Minnesota and Wisconsin, including Saint Paul. Andy carries mortgage industry experience of over ten years. His team offers purchase loans like standard conventional, FHA, USDA, and VA loans. It also covers refinance loans to help customers reduce their monthly payments, save on interest, or get home equity. Other specialty and portfolio loans are available through its parent company, Waterstone Bank SSB.

Mark Henderson is a mortgage loan originator for Luminate Home Loans who serves clients in Saint Paul and the surrounding areas. He helps clients find the right loan that fits their financial plan and situation. The loan options include conventional and FHA loans. He also guides the clients throughout the process by maintaining open communication, striving to meet their goals and standards. Moreover, Mark provides clients with several mortgage resources and interactive tools to help them better understand the loan process.

Ted Bougie is the founder and senior loan officer of Best Advantage Mortgage. He has been in the mortgage industry for more than 12 years, helping individuals in the process of refinancing their homes in the Saint Paul metro. He provides personalized loan services suited to the clients' financial needs. Bougie and his team work with Verve Realty and Edina Realty in providing homeownership to their clients. Additionally, he has been featured as the Super Mortgage Professional by Mpls. St. Paul Magazine for many years

Chris O'Connell is a business owner, real estate investor, and mortgage broker that serves homeowners in Saint Paul and its surrounding communities. He specializes in first-time home buyers and repeat buyers. He provides professional assistance in the complex process of mortgage loan programs and purchase & refinances. He offers thorough guidance for the client's decision-making process in choosing home loan options that include reverse mortgage, FHA loan, jumbo loan, and conventional loan. In addition, Chris gives back to the community through fundraising, volunteering, and social awareness.

Spectra Home Mortgage is a broker serving clients from Saint Paul and its surrounding areas. The company guides clients who want to buy or refinance a residential property with the right loan options based on their needs. It offers various options, such as VA, FHA, and reverse mortgage solutions. 10, 15, and 20-year mortgage options are also available. The company has a mortgage calculator and decision-making tools that clients can readily access on the website.

Josh McCarthy is an area manager at loanDepot that provides mortgage solutions in Saint Paul and its surrounding areas. He has been in the industry for more than 20 years and handles a team called at loanDepot. His team offers assistance to customers who plan to buy a new house or refinance their existing loans. The loan options McCarthy provides include FHA, jumbo, and VA loans. In addition, he also offers fixed-rate, and adjustable-rate mortgages.

The Joe Metzler Mortgage Team is a group of loan officers that provides its services in Saint Paul and its surrounding areas. It offers various loan options to its clients, such as VA, FHA, jumbo, and USDA loans. It is led by Joe Metzler, who is a senior loan officer and a mortgage expert that has been in the industry for over 25 years. Metzler has been working at the locally owned company Cambria Mortgage since 2019.

Edina Realty Mortgage is a brokerage that serves the Saint Paul area. The company partners with real estate companies to offer home financing options that include FHA loans, VA loans, jumbo financing, conventional conforming, investment property financing, and fixed-rate and adjustable-rate financing. Its team of loan officers also aid borrowers who plan to purchase, renovate, or refinance their homes. Joe Tupy is an Edina Realty Mortgage loan officer who has over 15 years in mortgage, financing, and business ownership.

MLP Home Mortgage is a provider of loan options for families in Saint Paul. It represents a wide range of lenders and offers cash-out programs for owner-occupied and non-owner-occupied homes. Its mortgage programs include home purchase, refinance, home equity, home improvement, FHA, and VA loans for its clients. MLP Home Mortgage also provides reverse mortgages to older clients to help them finance their home improvement projects, pay for medical expenses, or augment their retirement income.