Best Mortgage Brokers in Bloomington, MN

Edina Realty Mortgage handles applications from potential homebuyers and refinancers from areas within Bloomington. Its staff uses its first-hand knowledge of lending processes and program details, which it draws from decades of collective experience, to guide applicants in securing their preferred plans and terms. It has both standard and government-issued options like FHA streamline loans and USDA mortgages, as well as choices for real estate investments. It adjusts its recommendations and financial counsel based on changing factors like local marketing trends and interest rates.

Rainbow Mortgage Inc. is a woman-owned company that has been serving the Bloomington area since 1999. It shops from various lenders to find mortgage options tailored to clients' specifications, such as specific government lending programs like FHA or VA loans or specialty loans for self-employed individuals. It also specializes in helping clients in challenging loan situations, particularly individuals going through a divorce. The company advises them on the processes involved in securing mortgage programs while working through a divorce and recommends favorable options according to their financial goals and circumstances.

Dream Team is a mortgage brokerage that serves customers in Bloomington and nearby areas. It offers a variety of loan programs for purchases, refinances, renovations, and rehab for primary, secondary, and investment properties. It provides traditional loans, including conventional, jumbo, HomeReady, HomePossible, and Lock and Look, and government loans, such as FHA, VA, and USDA rural housing. Dream Team is affiliated with Supreme Lending, utilizing in-house processing and underwriting for on-time closings and real-time reporting.

PRMG Edina serves clients throughout the Bloomington metro. The company discusses various mortgage options with aspiring homeowners, including programs guaranteed by the VA and the FHA. It has experience providing the FHA 203(b) program, a solution that aims to prevent borrowers from defaulting. It also sets up a reverse mortgage that helps existing homeowners convert a portion of their property's value into cash. The company has been operating in the sector for more than two decades.

First Equity is a locally owned and operated mortgage company with locations in Bloomington and Roseville. It provides a variety of residential home loans, including FHA, VA, conventional, and USDA or Rural Development loans. It also offers refinancing and home renovation programs. Its team assists with every step of the loan process, from the pre-purchase home inspection to closing. First Equity has been in business for more than a decade. The company partners with myTalk 107.1 to support various community organizations.

The Furlong Team of Mortgages Unlimited Inc. serves clients throughout Bloomington. The company educates aspiring homeowners on their multiple mortgage program options, including loans insured or guaranteed by the VA, FHA, and USDA. It also provides specialized financing solutions for clients looking to acquire investment properties. The company addresses other concerns related to the refinancing process and assembles the necessary paperwork. Steve Furlong, one of its mortgage specialists, is the recipient of the Loan Officer of the Year award in 2012 from the Minnesota Mortgage Association.

Matthew S. Coutu is a mortgage broker for Edge Home Finance Corporation, serving the greater Bloomington area. He provides brokerage services aiming to help individuals find the mortgage program that suits their needs. Couto guides clients about the selection of products available to them, such as adjustable-rate, fixed-rate, hybrid ARMs, FHA, VA, and USDA loans. In addition, the program includes reverse, balloon, interest-only, and graduated payment mortgages. Matthew S. Coutu has been in the brokerage industry for over 20 years.

Johannsen Group, a mortgage firm under My City Mortgage, serves clients in and around Bloomington. Its mortgage loan officer, Thomas Johannsen, spends time learning and understanding borrowers' requirements and homeownership goals. He works with clients who want to purchase new homes or investment properties and those who want to refinance an active loan. Among the mortgage products he offers are VA, USDA, FHA, and home equity line of credit loans. In addition, Johannsen performs mortgage and debt reviews and investment property analyses.

Mark Holland is a senior mortgage banker serving clients in the Bloomington area. The loan expert helps clients find home purchase programs or advise on a mortgage refinance. He guides individuals about the selection of mortgage options they can take advantage of, such as first-time homebuyer, new construction, rehab, VA, vacation home, and refinance programs. The lending professional also offers downsizing and move-up buyer options. Mark Holland has been with Bell Bank Mortgage for over 20 years.

Dream Team of Supreme Lending serves locals in the Bloomington metro. It provides first-time homebuyers with conventional loans that are Fannie Mae- and Freddie Mac-guaranteed. Dedicated to helping its clients secure their property-financing needs, the full-service mortgage lender also offers construction and renovation loan options. Other services provided include FHA, VA, and USDA loans, as well as mortgage refinance for debt consolidation purposes. Dream Team's loan officer, Benson Ringle, holds a Bachelor’s degree in Finance.

CG Home Loan Partners is a local mortgage agency that caters to individuals and families in Bloomington. It offers various mortgage loan options and its team aims to guide its clients throughout the loan process. Its programs include FHA, VA, USDA, and adjustable-rate and fixed-rate mortgages. Reverse mortgages, refinancing, and physician loans are available. It also provides construction and renovation financing. The agency is part of the Fairway Independent Mortgage Corporation, an employee-owned company that has been in the industry for over 25 years.