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2024

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Best Mortgage Brokers in Wyoming, MI

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Wyoming Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

32Reviewed

24Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5043 Cascade Road SE, Suite A, Grand Rapids, MI 49546
WebsiteLicense: 129757

Expertise.com Rating

Review Sources

Google
5.0 (326)
Facebook
4.9 (82)
Yelp
4.0 (5)

Why choose this provider?

Team Mortgage Company addresses the financing needs of families and veterans in Wyoming. Its team supports investors and first-time purchasers in acquiring their ideal residential spaces through its mortgage solutions. The company offers a variety of mortgage products, such as VA, FHA, USDA rural development, and 203k construction loans. It also serves borrowers seeking assistance with refinancing to reduce their monthly payments. President Thomas C. Girardot has been in the finance and mortgage industry for more than two decades.

  • Refinance
  • New Construction

603 3rd St. NW, Grand Rapids, MI 49504
WebsiteLicense: 2024196

Expertise.com Rating

Review Sources

Facebook
4.9 (106)
Google
5.0 (96)

Why choose this provider?

West Michigan Mortgage serves the home financing and refinancing needs of the people in Wyoming. It offers jumbo, conforming, and adjustable-rate mortgages, as well as FHA and USDA home loans. The brokerage also guides clients through the refinancing process, which includes completing a refinance analysis request and receiving options based on the needs and financial resources of clients. West Michigan Mortgage provides tools, such as pre-approval letters and mortgage calculators, to estimate the potential expenses of borrowers.

  • Refinance
  • New Construction

4595 Broadmoor Ave SE, Grand Rapids, MI 49512
WebsiteLicense: 349432

Expertise.com Rating

Review Sources

Google
4.9 (59)

Why choose this provider?

MiMutual Mortgage has a selection of comprehensive loan programs available for prospective borrowers in the Wyoming metro. Its personalized processing method adheres to information that involves each client's credit history, total assets, and financial goals such as the purchase of new properties. Its loan officers also help applicants choose specific programs with terms that match their capabilities based on assessments of long-term interest rates and marketing conditions. They process bank statements, conduct property appraisals, and canvass potential choices from a variety of local lenders.

  • Refinance
  • New Construction

5088 Corporate Exchange Blvd #340, Grand Rapids, MI 49512
WebsiteLicense: 2189752

Expertise.com Rating

Review Sources

Google
5.0 (17)

Why choose this provider?

JPAL Mortgage connects borrowers in Wyoming with lenders to help them achieve their home loan goals. It works with Realtors and investors to offer loan programs that match the needs of borrowers, such as FHA, conforming, and rural development. The brokerage also helps clients lower their interest rates and convert home equity into cash through refinancing. Founders Jeremy Prins and Adam Leavesley have over 20 years of combined mortgage industry experience. They believe in a process-driven and consultative home financing process.

  • Refinance

151 44th Street SW, Grandville, MI 49418
WebsiteLicense: 319981

Expertise.com Rating

Review Sources

Zillow
5.0 (4)

Why choose this provider?

Home Loan with Naomi guides Wyoming clients throughout the mortgage process. Owner Naomi Schroeder, who has been a mortgage lender since 1997, helps both first-time buyers and prior homeowners find the financing option that fits their needs and explains the differences of loans in layman terms. She also assists clients who are seeking to refinance their existing loans to a lower rate. The company is a participating MSHDA lender that offers conventional, FHA, USDA-RD, and VA loan programs.

  • New Construction

5500 Northland Dr NE Suite J, Grand Rapids, MI 49525
WebsiteLicense: 168184

Expertise.com Rating

Review Sources

Google
4.6 (116)
Zillow
5.0 (22)

Why choose this provider?

Lake State Mortgage accommodates loan applications and inquiries from prospective homebuyers and refinancers in the Wyoming metro. Its selection of home loan programs includes HARP, USDA, FHA, and conventional mortgages, as well as adjustable-rate and interest-only refinancing plans. Its staff utilizes a variety of industry resources and years of experience to inform clients of the factors involved in their applications, including local rates and marketing trends. The company also canvasses property listings and values in the region for those seeking to purchase new residences.

  • Refinance

3738 28th St. SE, Grand Rapids, MI 49512
WebsiteLicense: 162064

Expertise.com Rating

Review Sources

Google
4.9 (41)
Facebook
5.0 (10)
Yelp
2.5 (5)

Why choose this provider?

AIM Tax & Mortgage serves clients in Wyoming. It offers different types of loan options for first-time homebuyers and individuals who want to refinance an outstanding loan or consolidate their debt. Some of its loan programs include VA, USDA, FHA, jumbo, and conventional loans. Adjustable-rate and combined or hybrid mortgages are also available. Its team looks at every aspect of a client's damaged credit score to help them get a loan. It also helps people with tax preparation and IRS audits.

  • Refinance
  • New Construction

210 Fulton Street E, Grand Rapids, MI 49503
WebsiteLicense: 222982

Expertise.com Rating

Review Sources

Google
4.6 (1792)
Zillow
4.9 (83)

Why choose this provider?

Treadstone is a residential mortgage lender offering a selection of financial solutions to homebuyers in Wyoming. The company provides traditional programs such as HomeReady, VA, and conventional loans and specialty programs like condo, jumbo, and refinancing loans. Its professionals deploy a team-based approach to help clients make decisions and accomplish transactions. They implement strategies to make the loan process seamless, from pre-approval and application to closing. Treadstone was established in 2003 and supports the nonprofit New Growth Project.

  • Refinance
  • New Construction

5651 Byron Center Road, Wyoming, MI 49519
WebsiteLicense: 1530646

Expertise.com Rating

Review Sources

Facebook
4.5 (118)
Google
4.6 (37)
Zillow
5.0 (1)

Why choose this provider?

Pamela Daniels is a broker from VanDyke Mortgage who serves the locals of Wyoming. Her aim is to guide her clients through their loan application and provide them with support and tools, such as industry-standard financial software. Daniels is a loan originator who helps clients gain a secure mortgage program and help them acquire their new home. Her efforts as a community volunteer involve dog care, helping address hunger, and giving homeless people access to basic needs.

  • Refinance
  • New Construction

3205 Eaglecrest Dr NE #206, Grand Rapids, MI 49525
WebsiteLicense: 666287

Expertise.com Rating

Review Sources

Google
4.9 (665)

Why choose this provider?

Riverbank Finance has been attending to the mortgage needs of people in Wyoming since 2011. It has loan options for individuals and families who are looking to purchase a home or want to consider mortgage refinancing. Its programs include VA, USDA rural development, jumbo, and FHA construction loans. The company also helps clients get approved for vacation home, refinance, and reverse mortgages. Its experts have over 25 years of combined experience in the mortgage and real estate industry.

  • Reverse Mortgages
  • Refinance

3300 Eagle Run Dr NE Suite 102, Grand Rapids, MI 49525
WebsiteLicense: 137202

Expertise.com Rating

Review Sources

Google
5.0 (190)
Facebook
5.0 (32)

Why choose this provider?

Colin Quiney caters to clients in Wyoming and nearby areas, working with the firm Benchmark Mortgage to deliver loan options for aspiring homeowners. These include the HomeStyle Renovation Program, a way for borrowers to finance home improvement projects or repair work without the need for a second mortgage. He also provides a specialized mortgage for people affiliated with the healthcare profession, like podiatrists, doctors, ophthalmologists, and dentists. Quiney has been in the real estate sector since 1996.

  • New Construction

5601 Wilson Ave SE, Wyoming, MI 49418
WebsiteLicense: 121569

Expertise.com Rating

Review Sources

Facebook
5.0 (206)

Why choose this provider?

Heartland Home Mortgage has been providing financing solutions to people in Wyoming and nearby areas since 2008. It helps first-time homebuyers and seasoned investors apply for a loan program that matches their goals. Among the purchase loan products offered are fixed- and adjustable rate, conforming, and jumbo and super jumbo loans. The firm's leading specialists also assist those who qualify for a refinance mortgage. They spend time getting to know clients' needs and concerns to find the right financing solutions.

  • Refinance

6207 Harvey St., Muskegon, MI 49444
WebsiteLicense: 129386

Expertise.com Rating

Review Sources

Facebook
4.8 (199)

Why choose this provider?

Michigan Mortgage serves people in Wyoming. The company offers a variety of home loans from which first-time and experienced homebuyers can choose based on their current financial needs. Some of its mortgage programs include conventional, FHA, VA, USDA, MSHDA, and 203(k) loans. Its brokers also educate clients on refinancing options for reducing monthly payments, changing loan terms, or consolidating debt. Michigan Mortgage launched in 2014 with the goal of providing the most practical mortgage plans in a fun and welcoming environment.

  • Refinance

3243 E Paris Ave SE, Grand Rapids, MI 49512
WebsiteLicense: 153778

Expertise.com Rating

Review Sources

Facebook
4.9 (127)
Google
4.9 (106)

Why choose this provider?

Mortgage 1, Inc., caters to clients throughout Wyoming. The company has experience discussing with aspiring homeowners their loan programs, including mortgages backed by the USDA and FHA. It also offers loans from the Michigan State Housing Development Authority. The company addresses the concerns of other clients involving refinancing programs. Dan Grzywacz, one of its managers, previously served as president for organizations like Michigan Mortgage Lenders and the Western Michigan Mortgage Lenders Association. He is a Grand Rapids Fair Housing Center member.

  • New Construction

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Team Mortgage Company
5043 Cascade Road SE, Suite A, Grand Rapids, MI 49546
West Michigan Mortgage
603 3rd St. NW, Grand Rapids, MI 49504
MiMutual Mortgage Grand Rapids, MI
4595 Broadmoor Ave SE, Grand Rapids, MI 49512
JPAL Mortgage
5088 Corporate Exchange Blvd #340, Grand Rapids, MI 49512
Home Loan with Naomi
151 44th Street SW, Grandville, MI 49418
Lake State Mortgage
5500 Northland Dr NE Suite J, Grand Rapids, MI 49525
AIM Tax & Mortgage
3738 28th St. SE, Grand Rapids, MI 49512
Treadstone
210 Fulton Street E, Grand Rapids, MI 49503
Pamela Daniels
5651 Byron Center Road, Wyoming, MI 49519
Riverbank Finance
3205 Eaglecrest Dr NE #206, Grand Rapids, MI 49525
Colin Quiney
3300 Eagle Run Dr NE Suite 102, Grand Rapids, MI 49525
Heartland Home Mortgage
5601 Wilson Ave SE, Wyoming, MI 49418
Michigan Mortgage
6207 Harvey St., Muskegon, MI 49444
Mortgage 1, Inc.
3243 E Paris Ave SE, Grand Rapids, MI 49512

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.