Best Mortgage Brokers in Troy, MI

House of Lending is a full-service brokerage firm that assists prospective homebuyers in Troy and guides them in acquiring new homes. It helps individuals and families who want to purchase single-family, multi-family, condominium, and townhouse residences. Its agents offer conventional, VA, FHA, and Jumbo loans. They also assist property owners with existing mortgages who wish to shorten their loan terms, reduce their monthly repayments, or cash out on the property's equity. The company is NMLS certified with 19 NMLS-certified agents.

Lend-A-Loan is an independent mortgage brokerage firm serving clients in Troy. The company helps first-time and seasoned homebuyers find the best mortgage deal in the market. Its mortgage brokers specialize in conventional, Jumbo, Reverse, VA, and FHA mortgages. For those looking to reduce monthly payments or shorten loan terms, the team also offers refinancing options such as cash-out, rate-and-term, and FHA streamline mortgages. The company was founded in 2021 with the intention of making the home-buying process simple and stress-free through open communication and careful guidance.

Imperium Lending has been helping people in Troy since 2021, educating them on their various mortgage options. These include fixed-rate loans and adjustable-rate programs. Its website contains a mortgage calculator, a tool that enables users to understand the breakdown of their monthly payments. The company also works with the owners of townhomes, condos, and single-family residents seeking to refinance their loans. Joey Guarino, its senior founding loan officer, used to be the vice president of F5 Mortgage.

Arcadia Lending is a mortgage company that helps customers in the Troy area find the right loan that matches their needs. It offers various loan options such as FHA, conventional fixed rate, USDA, VA, and 203K. The business has a team of loan officers who work on securing mortgage and loan options for borrowers with bruised credit histories. Arcadia Lending aims to create a straightforward loan process by offering financial tools and appointing one contact person per client.

Rockwood Mortgage caters to clients in Troy. The company educates first-time and experienced homebuyers on the differences between home loans to help them choose the right program for their mortgage needs. Some of its home loan options include fixed-rate, ARM, Jumbo or Super Jumbo, conforming, FHA, and VA mortgages. Its mortgage brokers also offer refinance programs to individuals looking to pay off their current mortgage with a new loan. Rocky Billore, a mortgage specialist, founded the company in 2018.

Ross Mortgage Corporation provides home financing assistance from its headquarters in Troy. One of the products it offers is the FHA Back-to-Work program, which caters to individuals who recently filed for a short sale, foreclosure, or bankruptcy. Specialty mortgages such as USDA Rural Development and FHA 203(k) are also available. The former caters to clients planning to purchase homes in rural areas, while the latter is for individuals purchasing residences that need improvement or repair. Ross Mortgage Corporation started operating in 1949.

Turbo Mortgage Funding delivers a variety of homeownership solutions for individuals and families in the Troy metro. The company personalizes financial services by providing interactive mortgage calculators and offering online application options. Its team of professionals creates loan programs tailored to the needs of homebuyers buying their first or dream homes and borrowers planning to refinance. The team assists clients in every step of the loan process, from assessment and pre-qualification to application, processing, and closing.

Connect Mortgage Funding addresses the financial needs of clients in Troy and its surrounding areas. It provides mortgage solutions based on each customer's budget and goals. The company offers purchase loans for condos, townhouses, manufactured homes, and single-family residences. Its team provides escrow analysis and value estimate services. It also offers pre-connection letters, helping borrowers complete the necessary paperwork. Connect Mortgage Funding offers refinancing services to those who plan to cash out or consolidate their debt.

Hall Financial provides home financing solutions for residents in Troy. It helps borrowers purchase homes or refinance their existing mortgages through fixed-rate, adjustable-rate, and FHA loans. The brokerage's owner, David Hall, has more than 25 years of mortgage industry experience. He and his team work with Realtors to facilitate real estate transactions tailored to clients' individual needs and financial resources. Hall Financial has been in business since 2016. It also caters to the home financing needs of clients in Florida and Tennessee.

Demetris Holloway works as a senior mortgage officer and partner at Shoreline Mortgage Inc. in Troy. Whether his clients want to buy a new home or refinance their current mortgage, he takes a personable, timely, and professional approach to meeting their needs. His mortgage products include fixed-rate, adjustable-rate, Jumbo, and FHA loans. Holloway has been in the mortgage industry for over seven years. As a family man who understands the complexities of home buying, he strives to make the process as easy and enjoyable for his clients as possible.

National Mortgage Home Loans caters to individuals in Troy who want to purchase or refinance a property. Its brokers provide borrowers with various loan options, including adjustable- and fixed-rate mortgages and 203K, USDA, FHA, and VA loans. They guide clients throughout the process, which starts with obtaining a pre-approval letter and choosing the program that suits their objectives. Its brokers also direct customers to the company's website, which features numerous decision-making tools, such as home value estimate and refinance analysis.

Capital Property Lending caters to residential property buyers and owners in Troy. It guides individuals in purchasing investment properties, secondary homes, and primary residences, including single-family, townhouses, condos, and multi-family units, using a variety of mortgage loan programs. In addition to home-purchasing mortgages, the company refinances loans for clients needing to change their terms, lower their monthly payments, or obtain cash funds. Capital Property Lending is available to serve clients in California, Florida, and Colorado.

John Adams Mortgage Co. has been serving Troy residents since 1973. The company offers home purchase loans that are tailored to homebuyers' financial circumstances. Some of these programs include conventional, Jumbo, FHA, VA, MSHDA, and USDA RD. The team also offers special financing programs such as renovation, doctor, and non-warrantable condo mortgages that do not fall within the traditional mortgage parameters. The company was named a Top Workplace in Metro Detroit in 2011. It has also raised over $6.4 million dollars for various local charities since the 1990s.

EMortgage Funding attends to the needs of homebuyers and homeowners in and around the Troy area. To cater to clients' individual requirements, it offers a variety of loan products such as VA, FHA, USDA, jumbo, and fixed-rate mortgages. The company also provides funding assistance for first-time homebuyers, homeowners looking to fund property renovations, and investors planning to purchase vacation properties. In addition, EMortgage Funding provides refinancing options, catering to individuals who wish to lower interest rates or monthly payments.