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Best Mortgage Brokers in Livonia, MI

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Livonia Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

36Reviewed

27Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

30200 Telegraph Rd Suite 105, Bingham Farms, MI 48025
WebsiteLicense: 1880338

Expertise.com Rating

Review Sources

Google
4.9 (635)
Facebook
4.8 (64)

Why choose this provider?

Next Door Lending handles clients' mortgage needs in and around the Livonia metro. The mortgage firm's founders and team members have more than 150 years of combined experience helping clients select suitable loan programs to help accomplish their goals of homeownership. Options include FHA, VA, USDA, jumbo, and fixed- and adjustable-rate mortgage loans. Refinancing is also offered to clients who wish to cut their monthly payments, save money on interest by paying off their loans faster, or borrow against existing equity.

  • New Construction

38701 W. Seven Mile Rd Suite 290, Livonia, MI 48152
WebsiteLicense: 1375378

Expertise.com Rating

Review Sources

Google
4.8 (526)
Zillow
5.0 (468)
Facebook
5.0 (13)

Why choose this provider?

Priority 1 Lending addresses clients' financing needs in Livonia and the surrounding areas. Upon completing a mortgage pre-approval letter request, homebuyers receive options based on their specific situations. These include FHA, VA, USDA, conventional, and jumbo loans. Its team also helps homeowners who wish to lower their monthly payments and interest rates, change their loan terms, or withdraw cash from the equity in their homes through mortgage refinancing. The company utilizes industry-standard technology in handling and processing loan applications.

  • New Construction

Detroit, MI 48201
WebsiteLicense: 1853660

Expertise.com Rating

Review Sources

Google
5.0 (38)

Why choose this provider?

Kingdom Financial is a locally owned and operated mortgage company that serves the residents of Livonia and the surrounding areas. It helps clients apply for home purchase loans such as 30-year fixed-rate, 15-year fixed-rate, and adjustable-rate mortgages. It also provides specialized programs such as jumbo, super jumbo, FHA, VA, and USDA loans. In addition, the company assists with refinancing existing mortgages. Owner Kenneth Woody has more than two decades of experience in mortgage lending and real estate sales.

  • Refinance
  • New Construction

7954 N Lilley Rd, Canton, MI 48187
WebsiteLicense: 164511

Expertise.com Rating

Review Sources

Google
4.6 (40)
Facebook
4.8 (11)

Why choose this provider?

Accurate Mortgage Solutions serves individuals in Livonia and surrounding communities. It computes borrowers' purchasing power and assists them with considering various factors as part of their home purchasing plans, such as closing costs and down payments. It also helps shorten mortgage terms and reduce interest rates as part of its refinancing services. Its team of loan officers works with various lenders to provide loans to clients fitted for their needs, including fixed-rate or adjustable-rate options as well as VA and reverse mortgages.

  • Refinance
  • New Construction

1200 S. Sheldon Road, Plymouth, MI 48170
WebsiteLicense: 130562

Expertise.com Rating

Review Sources

Facebook
4.8 (118)
Google
4.3 (41)
Zillow
5.0 (7)

Why choose this provider?

Success Mortgage Partners, Inc., is a residential lending specialist serving Livonia and its neighboring communities. To cater to different clients, including first-time homebuyers and homeowners looking to refinance existing loans, it provides various programs such as FHA, USDA, VA IRRRL, and new construction loans. Its team of mortgage professionals also assists clients through the process of applying for conventional mortgages, whether Fannie Mae HomeReady, Freddie Mac Home Possible & Home Possible Advantage, or Fannie Mae HomeStyle.

  • New Construction

25925 Telegraph Rd Suite 410, Southfield, MI 48033
WebsiteLicense: 2275128

Expertise.com Rating

Review Sources

Google
5.0 (163)
Facebook
4.7 (8)

Why choose this provider?

Nations Mortgage is a privately held brokerage firm that serves individuals and families in Livonia. It offers a variety of mortgage rate options, including fixed-rate, adjustable-rate, interest-only, and graduated payment programs. Its team of licensed mortgage originators assists with jumbo loans, as well as government programs such as FHA, VA, and USDA loans. In addition, the company provides mortgage refinance programs. President Neal Clark has been working in the mortgage industry for more than six years.

  • Refinance
  • New Construction

6 Parklane Blvd, suite 104, Dearborn, MI 48126
WebsiteLicense: 1748450

Expertise.com Rating

Review Sources

Google
5.0 (123)
Zillow
5.0 (46)
Facebook
5.0 (13)

Why choose this provider?

Vesta Lending serves Livonia residents, providing them with mortgage options and services backed by over a decade of industry experience. Its staff helps first-time and repeat homebuyers find and apply for various mortgage options, such as government-supported programs like VA and FHA loans or mortgages specifically for investment and vacation properties. The company also offers refinancing services. Its mortgage professionals collaborate with mortgagors in restructuring their current lending options for shorter terms, lowered interest rates, and cash-outs.

  • Refinance

31700 W 13 Mile Rd, Farmington Hills, MI 48334
WebsiteLicense: 1911058

Expertise.com Rating

Review Sources

Google
4.8 (104)

Why choose this provider?

Turbo Mortgage Funding provides services throughout Livonia and the surrounding cities. It caters to individuals wishing to purchase homes using mortgage loan programs, such as USDA, VA, FHA, and jumbo. It also handles fixed-rate options for clients wanting to have 10- to 30-year terms. The company's team guides homeowners in refinancing their current loan programs to lower their interest rates, change their terms, reduce monthly payments, and take out cash for their home improvement needs.

  • Refinance

33966 W. 8 Mile Rd #101, Farmington Hills, MI 48335
WebsiteLicense: 130290

Expertise.com Rating

Review Sources

Google
5.0 (51)
Facebook
5.0 (4)

Why choose this provider?

Frankiewicz Financial is a family-owned home financing company serving borrowers in and near the Livonia area. Its team of mortgage advisors helps clients select from multiple options, including jumbo, FHA, and VA loans. They also offer interest-only and graduated payment mortgages and fixed- and adjustable-rate loans. In addition, USDA loans, which cater to clients planning to purchase homes in suburban locations, are available. Frankiewicz Financial's lending professionals have more than five decades of collective industry experience.

  • Refinance

39500 Orchard Hill Pl, Novi, MI 48375
WebsiteLicense: 1805970

Expertise.com Rating

Review Sources

Google
4.9 (220)
Facebook
5.0 (20)
Zillow
5.0 (5)

Why choose this provider?

Silverline Lending responds to the mortgage needs of Livonia-based real estate investors, first-time homebuyers, and seasoned veterans. The business provides more than 100 loan program options, such as FHA, jumbo, 30- and 15-year conventional, VA, and rehab and renovation. Its loan officers guide clients in the home purchasing, selling, and refinancing process, including reviewing their credit scores and assessing annual income. Founder Brent Wilson has been active in the industry for over 17 years. Silverline Lending also offers in-house title and real estate solutions.

  • Renovation
  • New Construction
  • Purchase

30500 Northwestern Hwy Ste 100, Farmington Hills, MI 48334
WebsiteLicense: 1708458

Expertise.com Rating

Review Sources

Google
4.6 (266)

Why choose this provider?

Elite Home Funding assists the residents of Livonia in realizing their mortgage goals. The brokerage offers various home financing programs, such as jumbo, USDA, and FHA loans. In addition, it provides mortgage rate options, including interest-only, adjustable-rate, and fixed-rate, to meet the borrowers' individual needs and financial resources. Elite Home Funding helps clients make informed mortgage decisions by educating them about the loan process, which covers pre-qualification, downpayment sources, and FICO credit scores, as well as the financial challenges for the self-employed.

  • Multi-Family Loans

39111 Six Mile Road,, Livonia, MI 48152
WebsiteLicense: 12901

Expertise.com Rating

Review Sources

Google
4.9 (30)
Facebook
5.0 (1)

Why choose this provider?

MiMutual Mortgage Livonia Michigan serves first-time homebuyers and real estate investors. The agency offers several residential loan programs, such as jumbo, FHA, VA, renovation, adjustable- and fixed-rate terms, and USDA or rural development. Its team of mortgage loan advisers assesses clients' income and debts, property value, and credit history before evaluating their loan applications. They also respond to the mortgage needs of clients in over 37 states, including Florida and North Carolina. MiMutual Mortgage is a Fannie Mae, Gennie Mae, and Freddie Mac direct lender.

  • Refinance

43422 W Oaks Dr, Suite 421, Novi, MI 48377
WebsiteLicense: 2119829

Expertise.com Rating

Review Sources

Google
5.0 (43)
Zillow
5.0 (6)

Why choose this provider?

Pro Mortgage Funding works to help clients realize their dream of homeownership through its refinancing solutions in Livonia. It has a selection of products such as jumbo, VA, USDA, FHA, and conventional loans with terms ranging from five to 30 years. Its mortgage rate options include graduated payments, interest-only programs, fixed-rate loans, and adjustable-rate mortgages. Its team has over 15 years of collective experience in the industry. The company extends its services to first-time homebuyers, veterans, and self-employed individuals.

  • Refinance
  • New Construction

25882 Orchard Lake Rd, L-11, Farmington Hills, MI 48336
WebsiteLicense: 1683183

Expertise.com Rating

Review Sources

Google
5.0 (35)
Facebook
5.0 (32)
Zillow
5.0 (26)

Why choose this provider?

Regal Home Lending is a mortgage broker serving aspiring real estate owners in Livonia. It caters to the funding needs of first-time homebuyers, property investors, and borrowers with existing debts. Its loan options include conforming, jumbo, rehab, refinance, low-downpayment, and government-supported programs. The company guides clients in their mortgage journey and identifies loans matching their goals, financial situations, and credit histories. It provides online pre-qualification screenings, amortization calculation tools, and personalized quotes. Company founder Bob Vensko has been in the industry for over 15 years.

  • Commercial Loans

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Next Door Lending
30200 Telegraph Rd Suite 105, Bingham Farms, MI 48025
Priority 1 Lending
38701 W. Seven Mile Rd Suite 290, Livonia, MI 48152
Kingdom Financial
Detroit, MI 48201
Accurate Mortgage Solutions
7954 N Lilley Rd, Canton, MI 48187
Success Mortgage Partners, Inc.
1200 S. Sheldon Road, Plymouth, MI 48170
Nations Mortgage
25925 Telegraph Rd Suite 410, Southfield, MI 48033
Vesta Lending
6 Parklane Blvd, suite 104, Dearborn, MI 48126
Turbo Mortgage Funding
31700 W 13 Mile Rd, Farmington Hills, MI 48334
Frankiewicz Financial
33966 W. 8 Mile Rd #101, Farmington Hills, MI 48335
Silverline Lending
39500 Orchard Hill Pl, Novi, MI 48375
Elite Home Funding
30500 Northwestern Hwy Ste 100, Farmington Hills, MI 48334
MiMutual Mortgage Livonia Michigan
39111 Six Mile Road,, Livonia, MI 48152
Pro Mortgage Funding
43422 W Oaks Dr, Suite 421, Novi, MI 48377
Regal Home Lending
25882 Orchard Lake Rd, L-11, Farmington Hills, MI 48336

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.