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Best Mortgage Brokers in Flint, MI

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Flint Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

39Reviewed

29Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

115 S Main St Suite 300, Royal Oak, MI 48067
WebsiteLicense: 1212760

Expertise.com Rating

Review Sources

Facebook
5.0 (79)

Why choose this provider?

Omega Lending is a local mortgage brokerage firm that serves clients in the Flint community. It caters to individuals and families seeking to purchase a new home or refinance existing properties. It offers fixed-rate mortgages and various loan types, including VA, FHA, and jumbo. Its refinancing options may help lower monthly payments and take cash out from equity. Omega Lending was founded in 2018. Its owner, Paul Apostolakis, is the host of Inside Real Estate The Podcast.

  • Refinance
  • New Construction

1257 Haslett Rd, Haslett, MI 48840
WebsiteLicense: 131221

Expertise.com Rating

Review Sources

Facebook
4.9 (161)
Google
5.0 (47)

Why choose this provider?

Ideal Mortgage Services, LLC, is a locally owned and operated business that caters to residents in Flint. It offers a variety of mortgage products to help individuals and families obtain different types of residential properties. The company assists buyers and investors in determining their interest rates and expected taxes and insurance using a prequalification calculator. Its team also processes FHA and rural development loans. Ideal Mortgage Services is a member of the National Association of Mortgage Brokers and the Michigan Mortgage Professionals.

  • Refinance
  • New Construction

31700 W 13 Mile Rd, Farmington Hills, MI 48334
WebsiteLicense: 1911058

Expertise.com Rating

Review Sources

Google
4.8 (104)

Why choose this provider?

Turbo Mortgage Funding helps individuals and families in Flint achieve their homeownership goals. It educates people about their different loan options and helps them choose the right one for their needs. Its programs include jumbo, VA, FHA, and USDA loans. The company also offers graduated payment, interest only, and fixed- and adjustable-rate mortgages. Its experts walk clients through the whole process of securing a home loan, from pre-qualifying to selecting the type of loan to closing.

  • Refinance

329 W 14 Mile Rd, Clawson, MI 48017
WebsiteLicense: 1454769

Expertise.com Rating

Review Sources

Google
4.9 (64)
Facebook
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Arcadia Lending provides mortgage services throughout the Flint metro and the surrounding cities. It helps individuals apply for mortgage loans to help secure and achieve their financial goals. The company is available to serve clients with different credit scores and individuals who got through chapters 13 and 7 of bankruptcy cases. Arcadia Lending is also licensed to serve clients in Florida, Ohio, South Carolina, Georgia, Indiana, and Ohio. Its owner, Mike Martin, has been in the industry for over two decades.

  • Refinance

35 West Huron Street #301, Pontiac, MI 48342
WebsiteLicense: 136972

Expertise.com Rating

Review Sources

Google
4.9 (216)

Why choose this provider?

Michigan Mortgage Solutions is a locally owned and operated brokerage company that serves individuals and families in Flint. It assists with different types of home purchase programs, including first-time home buyer, zero down payment, and low credit score loans. Its team also offers refinance loans for conventional, FHA streamline, and VA mortgages. The company works with dozens of lender partners. The professionals of Michigan Mortgage Solutions have more than three decades of combined industry experience.

  • New Construction

585 South Blvd E., Pontiac, MI 48341
WebsiteLicense: 3038

Expertise.com Rating

Review Sources

Google
4.3 (2358)
Facebook
4.1 (1002)

Why choose this provider?

United Wholesale Mortgage caters to individuals and families in Flint. Its team helps buyers and investors acquire their dream residential spaces through its mortgage services. The company assists clients in filing loan applications to process various types of mortgage programs, including USDA, VA, FHA, and price jumbo loans. It also offers stand-alone and piggyback HELOC, CEMA, bank statement, and investor flex loans. President and CEO Mat Ishbia has been named one of the 25 Most Connected Mortgage Professionals by National Mortgage Professional Magazine.

  • Refinance

5409 Gateway Center, Suite C, Flint, MI 48507
WebsiteLicense: 2145812

Expertise.com Rating

Review Sources

Google
5.0 (131)
Facebook
5.0 (64)

Why choose this provider?

Pride Mortgage Lending is a loan agency that assists clients in Flint looking to purchase or refinance a property. It offers 15-year and 30-year fixed-rate and adjustable-rate mortgages. Clients may choose from a variety of loan types, including FHA, VA, jumbo, USDA, and reverse loans, based on their goals and current situations. Pride Mortgage Lending's senior loan originator, Michelle Couturier-Edmonds, comes from a family of mortgage and real estate professionals. She has been in the industry since 1993.

  • Refinance

34100 Woodward Ave Suite 200, Birmingham, MI 48009
WebsiteLicense: 1879263

Expertise.com Rating

Review Sources

Google
5.0 (596)
Facebook
5.0 (16)

Why choose this provider?

Loan X Mortgage caters to the home financing and refinancing needs of first-time and experienced home buyers in Flint. The lender helps clients achieve their homeownership goals by educating and guiding them through the mortgage process. It aims to maintain working relationships with clients, team members, and business partners by providing up-to-date mortgage information. Business founder Tim Dankha has been in the mortgage industry for over nine years. Several CEO publications, such as Forbes, have recognized him for his contributions to the industry.

  • Refinance
  • New Construction

33834 Woodward Ave., Birmingham, MI 48009
WebsiteLicense: 1792262

Expertise.com Rating

Review Sources

Google
5.0 (107)
Facebook
5.0 (7)

Why choose this provider?

Rockwood Mortgage works for people in Flint and the surrounding areas. It offers a wide range of options, including adjustable- and fixed-rate mortgages and jumbo, FHA, VA, and USDA loans. It also helps borrowers obtain reverse mortgages and HARP loans. In addition, the company assists customers in choosing the right home refinance program for their needs. Its process begins by filling out the home refinance analysis request form, which can be found on its website.

  • Refinance

38275 W 12 Mile Rd #100, Farmington Hills, MI 48331
WebsiteLicense: 131062

Expertise.com Rating

Review Sources

Google
4.7 (109)
Facebook
4.6 (22)
Yelp
5.0 (1)

Why choose this provider?

MMS Mortgage Services is a banker serving Flint and the rest of Michigan. It offers conventional and jumbo mortgages to customers who are buying a first, second, or vacation home. The lender is directly endorsed by FHA and approved by VA and USDA to offer their programs. In addition to loan underwriting and processing, the company provides support to homeowners throughout the life of the loan. MMS Mortgage Services, comprising seven loan officers, has been operating since 1987.

  • Refinance

2765 Ridge Rd, White Lake, MI 48383
WebsiteLicense: 1415775

Expertise.com Rating

Review Sources

Google
5.0 (116)

Why choose this provider?

Rick Rozman is a loan originator with Exact Mortgage, serving residential customers in the Flint metro and the surrounding areas. He offers access to various loan types based on the rates and terms that fit the needs and current situations of clients. He also provides calculation assistance to those looking to purchase a new property. Rozman founded the company in 2015. He has over 25 years of experience in the real estate, mortgage, and banking industries.

  • Refinance

415 S Main St B, Rochester, MI 48307
WebsiteLicense: 1899436

Expertise.com Rating

Review Sources

Google
5.0 (43)
Yelp
5.0 (3)

Why choose this provider?

Ascend Mortgage is an independent lending company that works with investors and buyers in and around Flint. It assists borrowers in filing loan applications to acquire their dream residential spaces. The local agency offers a selection of mortgage products, including jumbo, conventional, interest-only, FHA, and VA loans. It also provides refinancing solutions to help clients lower interest rates and change loan terms. Founder Sean Chamberlain has been in the industry for more than two decades.

  • Refinance
  • New Construction

804 N Main Street, Ste 1A, Rochester, MI 48307
WebsiteLicense: 128031

Expertise.com Rating

Review Sources

Google
5.0 (247)
Facebook
5.0 (13)
Yelp
4.0 (1)

Why choose this provider?

Advantage Lending Corp is a mortgage broker serving clients in the Flint metro and nearby locations. On behalf of customers, it shops various programs such as Fannie Mae, Freddie Mac, VA, jumbo, reverse, and USDA zero-down mortgages from numerous lenders. FHA streamline and 203K loans are available for homeowners refinancing or renovating, while bank statement loans are offered to self-employed individuals. Advantage Lending also assists divorcing couples in negotiating mortgage buyouts as they transition to living separate lives.

  • Refinance

100 S Adelaide Street Suite D, Fenton, MI 48430
WebsiteLicense: 129386

Expertise.com Rating

Review Sources

Google
4.7 (83)
Facebook
5.0 (6)

Why choose this provider?

Mortgage 1 Inc. serves homebuyers in Flint. The company provides home purchase and refinance loans, including conventional, FHA, USDA RD, VA, and MSHDA. Its mortgage brokers—who have over 40 years of combined experience—also offer loan options such as Doctor loans and rehabilitation mortgages that do not fall within the parameters of traditional mortgage loans. The team walks clients through the entire mortgage process, from pre-approval to closing. Since its inception in 1994, the company has assisted over 1,000 families in achieving their home ownership goals.

  • Refinance
  • New Construction

1537 East Hill Road Suite 100, Grand Blanc, MI 48439
WebsiteLicense: 1759275

Expertise.com Rating

Review Sources

Google
5.0 (151)
Zillow
4.9 (61)
Facebook
5.0 (18)

Why choose this provider?

Legacy Mortgage works with buyers and investors in the Flint area and nearby locations. It helps individuals and families achieve their dream of homeownership by providing them with a variety of mortgage solutions. The company processes various types of mortgage programs, such as rural development, conventional, jumbo, VA, and FHA loans. It also offers single-close construction, renovation, bank statement, and investment property loans. Legacy Mortgage partners with Fannie Mae, Funding Suite, SimpleNexus, and Ellie Mae.

  • Refinance

113 W Exchange St. Suite 201, Owosso, MI 48867
WebsiteLicense: 1897723

Expertise.com Rating

Review Sources

Google
5.0 (70)
Zillow
5.0 (69)
Facebook
5.0 (22)

Why choose this provider?

Success Group Mortgage & Servicing LLC serves clients in Flint. It assists individuals and families applying for a financing loan to buy their first house and homeowners who wish to refinance an existing mortgage. Its professionals help clients shop for loan products from various institutions to find the one that best meets their needs. Aaron D. Cox, the company's president and co-founder, is a mortgage broker with more than 17 years of experience in the residential and commercial real estate industry.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Omega Lending
115 S Main St Suite 300, Royal Oak, MI 48067
Ideal Mortgage Services, LLC
1257 Haslett Rd, Haslett, MI 48840
Turbo Mortgage Funding
31700 W 13 Mile Rd, Farmington Hills, MI 48334
Arcadia Lending
329 W 14 Mile Rd, Clawson, MI 48017
Michigan Mortgage Solutions
35 West Huron Street #301, Pontiac, MI 48342
United Wholesale Mortgage
585 South Blvd E., Pontiac, MI 48341
Pride Mortgage Lending
5409 Gateway Center, Suite C, Flint, MI 48507
Loan X Mortgage
34100 Woodward Ave Suite 200, Birmingham, MI 48009
Rockwood Mortgage
33834 Woodward Ave., Birmingham, MI 48009
MMS Mortgage Services
38275 W 12 Mile Rd #100, Farmington Hills, MI 48331
Exact Mortgage, Inc. - Rick Rozman
2765 Ridge Rd, White Lake, MI 48383
Ascend Mortgage
415 S Main St B, Rochester, MI 48307
Advantage Lending Corp
804 N Main Street, Ste 1A, Rochester, MI 48307
Mortgage 1 Inc.
100 S Adelaide Street Suite D, Fenton, MI 48430
Legacy Mortgage
1537 East Hill Road Suite 100, Grand Blanc, MI 48439
Success Group Mortgage & Servicing LLC
113 W Exchange St. Suite 201, Owosso, MI 48867

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.