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Best Mortgage Brokers in Farmington Hills, MI

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Farmington Hills Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

34Reviewed

26Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

30840 Northwestern Hwy Suite 200, Farmington Hills, MI 48334
WebsiteLicense: 2060573

Expertise.com Rating

Review Sources

Google
4.7 (27)
Facebook
5.0 (3)

Why choose this provider?

Modern Mortgage Financial is a mortgage brokerage that serves clients in Farmington Hills. It assists with home purchases and mortgage refinancing through various loan programs such as conventional, FHA, jumbo, USDA, and VA. It provides fixed-rate mortgages with terms of up to 30 years, allowing for budget stability and predictability. It also offers adjustable-rate mortgages and renovation loans. Modern Mortgage Financial was established in 2020 with the goal of assisting first-time homebuyers, self-employed borrowers, real estate investors, and high-net-worth clients.

  • Refinance

31100 Northwestern Hwy, Farmington Hills, MI 48334
WebsiteLicense: 130290

Expertise.com Rating

Review Sources

Google
4.9 (212)
Facebook
5.0 (53)
Zillow
5.0 (39)

Why choose this provider?

Kaye Financial Corporation is a Farmington Hills-based company that attends to the mortgage needs of homeowners and homebuyers in and near the local area. Conforming, super jumbo, USDA, and VA loans are some of the programs it offers for clients looking to purchase homes. Its team educates clients on the differences among various loan options to help them select a product suitable for their needs. Kaye Financial Corporation, which has more than 25 years of experience, also provides assistance throughout the refinancing process.

  • Refinance
  • New Construction

30700 Telegraph Rd, Bingham Farms, MI 48025
WebsiteLicense: 1798321

Expertise.com Rating

Review Sources

Google
4.8 (353)
Facebook
2.6 (14)

Why choose this provider?

Rapid Mortgage Funding is a company in Farmington Hills that assists homeowners and both first-time and seasoned homebuyers. Its team works closely with clients to provide custom financing solutions, whether they are planning to buy a townhouse, condo, single-family home, or multi-family property. In addition, the mortgage advisors offer home refinancing assistance, catering to individuals looking to modify the length of loan terms, lower monthly payments, reduce interest rates, or cash out from their home equity.

  • Refinance
  • New Construction

300 Galleria Officentre, Suite 101, Southfield, MI 48034
WebsiteLicense: 2220134

Expertise.com Rating

Review Sources

Google
4.8 (93)

Why choose this provider?

United Mortgage Lending enables Farmington Hills residents to choose from a variety of loan solutions. It offers VA, FHA, USDA Rural Development, jumbo, conventional, and first-time homebuyer loans. The company also helps people who want to downsize or invest in real estate. It has refinancing options for homeowners who want to cash out, as well as those looking for lower monthly payments and loan terms. United Mortgage Lending handles the entire process in-house and uses a platform to take its application fully online.

  • Refinance

29444 Northwestern Hwy, Southfield, MI 48034
WebsiteLicense: 2025962

Expertise.com Rating

Review Sources

Google
4.9 (314)
Facebook
4.4 (8)
Zillow
5.0 (8)

Why choose this provider?

Extreme Loans is a mortgage broker that provides a variety of financial solutions to borrowers in Farmington Hills. It offers FHA, VA, USDA-Rural, jumbo, and fixed and adjustable-rate loans. The team also provides interest only-programs, as well as reverse mortgages for homeowners who are 62 years old and up. The company has three branch managers who are aided by an experienced staff of 35 individuals. Zack Jabro, one of the managers, was featured in the Daily Herald for his take on the refinancing market.

  • Commercial Loans

30500 Northwestern Hwy Ste 100, Farmington Hills, MI 48334
WebsiteLicense: 1708458

Expertise.com Rating

Review Sources

Google
4.7 (265)
Yelp
5.0 (1)

Why choose this provider?

Elite Home Funding works with families and individuals in Farmington Hills. It helps buyers and investors acquire various types of residential spaces, such as single- and multifamily homes, townhouses, condominiums, and manufactured homes. The company processes different mortgage programs, such as VA, FHA, USDA, and jumbo loans. Its team also provides fixed- and adjustable, graduated, and interest-only mortgage rate options. In addition, Elite Home Funding assists borrowers in creating refinancing solutions to lower monthly payments and interest rates, change loan terms, and consolidate debts.

  • Refinance
  • New Construction

30600 Telegraph Rd, Bingham Farms, MI 48025
WebsiteLicense: 1925374

Expertise.com Rating

Review Sources

Google
4.8 (104)

Why choose this provider?

Turbo Mortgage provides services to home buyers and owners in Farmington Hills and the nearby cities. Its loan officers guide individuals in applying for mortgage loan programs to help purchase their primary residences, investment homes, or vacation properties. It also serves clients wishing to refinance their current mortgage loans and take out cash from their home's equity. The company is available to provide loans for clients purchasing single-family, manufactured homes, townhouses, condominium units, and multi-family homes.

  • Refinance

29777 Telegraph Road, Southfield, MI 48034
WebsiteLicense: 1949548

Expertise.com Rating

Review Sources

Google
5.0 (69)
Facebook
5.0 (5)

Why choose this provider?

SafeWay Lending helps families in the Farmington Hills area with various loan and mortgage solutions. It offers 15-year and 30-year fixed rate, FHA, and VA loans. It also develops custom loan options through YOURgage by Quicken Mortgage, allowing borrowers to get flexible loans with loan periods of eight to 29 years. In addition, the firm assists with mortgage refinancing. SafeWay Lending was founded in 2020 and works with multiple lenders to tailor products based on clients' short-term and long-term goals.

  • Refinance

30110 Orchard Lake Rd., Farmington Hills, MI 48334
WebsiteLicense: 129429

Expertise.com Rating

Review Sources

Facebook
4.7 (65)
Google
4.8 (43)
Zillow
4.2 (5)

Why choose this provider?

Atlantis Mortgage in Farmington Hills has been in the residential lending business since 2002. The wholesale mortgage company assists clients with their purchase and refinancing needs, offering a variety of solutions including conventional, jumbo, FHA, VA, USDA, and HARP loans. It has partnerships with NARFE, Ford, and NTEU, making employees and members eligible for credit for all bank costs when they avail of its services. Atlantis Mortgage also serves clients in Texas, Indiana, California, and Virginia.

  • Refinance

25925 Telegraph Rd Suite 410, Southfield, MI 48033
WebsiteLicense: 2275128

Expertise.com Rating

Review Sources

Google
5.0 (163)
Facebook
4.7 (8)
Zillow
5.0 (4)

Why choose this provider?

Nations Mortgage addresses the financing needs of property buyers and investors in Farmington Hills. The company provides a vast selection of products, investment tools, and mortgages to fulfill the demands of its clients. It offers different home loan programs, such as FHA, VA, USDA, jumbo, fixed, and adjustable rate mortgages. Its team assists clients in creating strategies to reduce payments and get better interest rates. Nations Mortgage has helped clients refinance various residential properties, including townhouses, condominiums, manufactured homes, and single- and multi-family residences.

  • Refinance
  • New Construction

7071 Orchard Lake Rd Suite 235, West Bloomfield Township, MI 48322
WebsiteLicense: 2096793

Expertise.com Rating

Review Sources

Google
4.9 (65)
Zillow
5.0 (1)

Why choose this provider?

Amax Lending is a brokerage firm that serves customers in Farmington Hills and nearby areas. It caters to veteran home purchasers and first-time home buyers, providing home equity loans and mortgage refinance solutions. Its loan officers perform the processing and underwriting in-house to streamline the mortgage process and loan closing. Amax Lending has been in the industry for over 17 years and is affiliated with 13 different lenders, including Chase, Loan Depot, and Quicken Loans.

  • Refinance
  • New Construction

38275 W 12 Mile Rd #100, Farmington Hills, MI 48331
WebsiteLicense: 131062

Expertise.com Rating

Review Sources

Google
4.7 (113)
Facebook
4.6 (22)
Yelp
5.0 (1)

Why choose this provider?

MMS Mortgage Services is a banker catering to financial institutions, real estate professionals, and consumers in Farmington Hills. Its team analyzes needs to design loan programs tailored to individual buyers who may be planning to buy their first or vacation homes and looking for down payment assistance options. Additionally, the team connects clients to products such as MHSDA mortgages, construction loans, and refinancing solutions. The company was founded in 1987. It is a Ginnie Mae and Freddie Mac seller and HUD-direct-endorsed lender.

  • Refinance

25882 Orchard Lake Rd, L-11, Farmington Hills, MI 48336
WebsiteLicense: 1683183

Expertise.com Rating

Why choose this provider?

Regal Home Lending is a mortgage brokerage firm that caters to the home financing needs of clients in Farmington Hills and neighboring metros. Its group of mortgage brokers offers loan products, such as fixed-rate, FHA, VA, jumbo, and rehab loans for first-time homebuyers and those looking to purchase a propety investment. They also help clients with existing mortgages reduce their monthly payments, consolidate high-interest debts, and shorten current loan terms through various refinance loan programs.

  • Refinance
  • New Construction

33966 W. 8 Mile Rd #101, Farmington Hills, MI 48335
WebsiteLicense: 130290

Expertise.com Rating

Review Sources

Zillow
5.0 (74)
Google
5.0 (51)
Facebook
5.0 (4)

Why choose this provider?

Frankiewicz Financial is a family-owned and family-operated mortgage brokerage firm that serves clients throughout Farmington Hills and the surrounding areas. Its loan consultants have more than five decades of combined industry experience and aim to help families and individuals afford the home of their dreams through a wide array of loan options. These include VA, jumbo, FHA, and USDA loans. Clients may also select between fixed-rate and adjustable-rate mortgages, interests only, and graduated payments for a preferred mortgage rate.

  • Refinance

29201 Telegraph Rd., Ste 611, Southfield, MI 48034
WebsiteLicense: 133494

Expertise.com Rating

Review Sources

Google
5.0 (111)
Yelp
5.0 (6)

Why choose this provider?

Mortgage Resource Plus, Inc., caters to the new purchase market and homeowners in Farmington Hills. Its loan professionals design customized programs that fit the diverse needs of clients looking into buying new homes and securing refinancing. These professionals assist in navigating the loan process, from pre-qualification and application to home search and closing. The company adopts a referral-only business model. One of its leaders, Michael Cauley, has been in the industry since 1986 and is a Certified Mortgage Planner.

  • Refinance
  • New Construction

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Modern Mortgage Financial
30840 Northwestern Hwy Suite 200, Farmington Hills, MI 48334
Kaye Financial Corporation
31100 Northwestern Hwy, Farmington Hills, MI 48334
Rapid Mortgage Funding
30700 Telegraph Rd, Bingham Farms, MI 48025
United Mortgage Lending
300 Galleria Officentre, Suite 101, Southfield, MI 48034
Extreme Loans
29444 Northwestern Hwy, Southfield, MI 48034
Elite Home Funding
30500 Northwestern Hwy Ste 100, Farmington Hills, MI 48334
Turbo Mortgage
30600 Telegraph Rd, Bingham Farms, MI 48025
SafeWay Lending
29777 Telegraph Road, Southfield, MI 48034
Atlantis Mortgage
30110 Orchard Lake Rd., Farmington Hills, MI 48334
Nations Mortgage
25925 Telegraph Rd Suite 410, Southfield, MI 48033
Amax Lending
7071 Orchard Lake Rd Suite 235, West Bloomfield Township, MI 48322
MMS Mortgage Services
38275 W 12 Mile Rd #100, Farmington Hills, MI 48331
Regal Home Lending
25882 Orchard Lake Rd, L-11, Farmington Hills, MI 48336
Frankiewicz Financial
33966 W. 8 Mile Rd #101, Farmington Hills, MI 48335
Mortgage Resource Plus, Inc.
29201 Telegraph Rd., Ste 611, Southfield, MI 48034

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.