Best Mortgage Brokers in Germantown, MD

Elite Mortgage, LLC, specializes in helping clients purchase and refinance homes. It provides borrowers in the Germantown area with a variety of options, including conforming, jumbo, FHA, VA, and no-income doc loans. The service area for non-QM loans covers the majority of states. The firm's loan officers offer access to soft-pull credit reports and issuance of pre-approval letters within 24 business hours. Elite Mortgage also serves clients in various states, including Virginia, Florida, Georgia, Texas, and Washington, DC.

Greenway Funding Group, Inc., is a team of mortgage professionals serving Germantown. It helps borrowers select a program, whether conforming FRMs or ARMs, non-conforming products, or government-funded VA and FHA loans, based on their present financial situation and future plans for their property. The company also offers home equity and refinance options for those seeking to lock in their mortgage at a lower rate. Greenway Funding Group has expanded its business to provide lending services to numerous states, including Virginia, Delaware, Georgia, and Texas.

Apex Home Loans has been helping individuals and families in Germantown with their home purchase decisions for over 20 years. The firm offers various mortgage options, which include conventional, jumbo, high balance, and Fannie Mae HomeReady loans. In addition, it has refinancing solutions, including traditional, no-closing-cost, FHA streamline, and cash-out. Apex Home Loans has been featured in several publications, such as The Washington Post, Nerdwallet, and CNBC. It is also licensed to operate in Georgia, Delaware, and Florida.

Sunny Lending, LLC, is a mortgage originating, lending, and brokerage company catering to the locals of Germantown. Its team provides a variety of mortgage programs, including asset qualification programs, conforming fixed rates, adjustable rates, non-QM bank statements, WVOE, and DSCR. The company educates clients on the loan options best suited to their needs and situations, including jumbo, commercial, VA, USDA, FHA, and renovation. Other services include assistance with hard money, DPA, and new construction. Its staff has more than 20 years of combined industry experience.

A-Z Mortgage Inc. helps Germantown-based customers consolidate their debt, search for their dream homes, or refinance their property to acquire a lower rate through its loan programs. These include FHA, fixed-and adjustable rates, Fannie Mae HARP, VA, conventional, and high-balance loans. Its team of mortgage brokers guides clients in the home selling and buying process, including evaluating their current savings and debts, reviewing their credit scores, and assessing their employment history. They are also licensed to respond to the mortgage needs of Virginia residents.

Fidelity Direct Mortgage provides multiple types of loans and mortgages to its clients in and around the Germantown community. The company offers a variety of mortgage loan alternatives, including 30-year and 15-year fixed rates, adjustable rates, hybrid adjustable rates, 2/1 buy-downs, yearly ARMs, and monthly ARMs. Its team also assists in applying for reverse mortgages, such as fixed rates, LIBOR adjustable rates, and variable rates. Fidelity Direct Mortgage was established in 2006 by a group of five professionals.

The Mortgage Gallery caters to clients across the Germantown area. It works with self-employed borrowers, wage earners, and divorced applicants and provides different program options, including FHA, VA, and USDA loans. The company sets up other mortgages, including fixed-rate and adjustable-rate loans. It also deals with homeowners refinancing their mortgages and offers guidance through the process to help them consolidate debt. The Mortgage Gallery has been in business since 2002. One of its team members, Veronica Eisenbart, holds a bachelor's degree in economics.

Mortgage 4 U helps Germantown residents who are looking for home financing options. It helps borrowers digest information and compare various mortgage products before making a home purchase or refinance. The independent lending company partners with investors to secure favorable loan terms for its customers. Additionally, it offers commercial loan programs, including portfolio and niche mortgages, to real estate investors. The multilingual team at Mortgage 4 U is fluent in English, Chinese, Korean, Vietnamese, and Spanish.

District Home Loans serves clients throughout Germantown. The company guides aspiring homeowners across the mortgage application process, from pre-approval to closing. It offers different program options, including USDA and VA loans. The company also provides the FHA 203(K) loan, a solution that allows borrowers to finance home renovation projects. It maintains a website with a mortgage calculator to help clients with their decision-making. Its CEO, Silvia Anders, has spent more than a decade in the mortgage industry.

Presidential Bank Mortgage Gaithersburg serves families and individuals in Germantown and the surrounding areas. It is a full-service residential mortgage lender that has been in business since 1987. Its mortgage programs include VA, FHA, conventional, and construction loans. It also offers refinance loans and home equity lines of credit. The firm is the operating division of Presidential Bank, FSB. Its executive vice president, Michael Carr, has more than 30 years of experience in the mortgage industry.

Cornerstone Mortgage serves individuals, families, and businesses in Germantown and the surrounding areas. It is a mortgage lending firm that caters to customers who need assistance in purchasing properties, such as residential and vacation homes, as well as commercial buildings. It works with different lenders to provide clients with a variety of loan options. Some of its mortgage programs are conventional fixed- and adjustable-rate mortgages and VA, FHA, and SBA loans. It also offers rehab and fixer-upper loans.

Nick Pakulla is a senior loan officer for George Mason Mortgage. He leads a team that assists Germantown residents as they filter mortgage options for their home purchase or refinance. He offers ARM, VA, USDA, bridge, and new construction loans, as well as down payment assistance programs for first-time homeowners. Jumbo mortgages are also available for those considering living in high-cost areas. Pakulla’s local and boutique team serves as a single point of contact for customers, from loan origination to closing.

For over 20 years, Mortgage Link has been providing residential financing solutions in Germantown. Its lending options include conventional, commercial, jumbo, HomePath, and federal-backed programs. The mortgage broker also offers loan assistance for borrowers with high credit risk. It highlights pre-qualification screening as an initial step in securing a bid on a property. Mortgage Link provides online submission tools, interactive calculators, and digital quotes. Company CEO Steve Summers is a member of MAMP and NAMB. He appeared on Great Day Washington to discuss homeownership issues.