Best Mortgage Brokers in Columbia, MD

Prosperity Home Mortgage, LLC, caters to clients in Columbia who need a variety of brokerage services. The team has loan and refinancing options ranging from fixed and adjustable rate programs to government-backed choices for agricultural asset buyers and military service veterans. Fannie Mae solutions are available for low-income households. Prosperity Home Mortgage has over 500 consultants on its roster across 49 jurisdictions. It is an umbrella group that covers several agencies, such as DFW Texas Mortgage and FM Lending Services.

Abiz Mortgage provides financial solutions for home purchasers in Columbia and the surrounding areas. The firm's senior mortgage loan officer, Earl E Geoghegan II, assists in selecting the right loan that suits unique goals and financial circumstances. Geoghegan and his team handle the home purchase and refinance, including one-time close construction, bank statement income qualifying, residential, and commercial. Some loan products available are adjustable rates, fixed-rate, interest only, and home equity line of credit loans.

Hon Zoobee R Chukwurah is a mortgage broker that serves Columbia-based clients and those in the surrounding communities. The agent offers mortgage home purchase loans like fixed- and adjustable-rate mortgages, as well as conforming, jumbo and super jumbo, and FHA loans. VA and USDA loans are also part of its programs. In addition, he has refinancing options, which entail terms from five to 30 years. The mortgage broker operates under NEXA Mortgage, LLC.

Hometown Lenders is a local, woman-operated business that serves customers in Columbia. It assists clients who are purchasing a new home or considering upgrading, downgrading, or refinancing. Its loan options include FHA, VA, rehab, USDA, and jumbo. It also has solutions for first-time homebuyers and real estate investors. Additionally, it offers low downpayment loan programs. Hometown Lenders is headed by Aimee Minnis, the mortgage girl boss who works with clients from Maryland, the District of Columbia, and Virginia.

Homeside provides mortgage services to home buyers and owners across Columbia and the surrounding cities. It serves individuals and families needing loan application assistance to help them choose the right program that fits their needs and purchasing goals. It allows clients to explore different loan types, including adjustable-rate, conventional, renovation, jumbo, and high-balance. Mortgage refinancing services are also available. Homeside has more than 240 loan officers who have helped obtain over $21 billion in funds for more than 89,000 loans.

American Bancshares is a mortgage brokerage business serving first-time residential property purchasers and experienced real estate investors in Columbia. Its loan options include jumbo programs reaching up to $2 million, USDA with no cash reserves, reverse loans that take away mortgage dues, and VA with zero down payment. The company has a website with various resources and tools, such as a mortgage calculator and glossary, buyer's guide, and application checklist. American Bancshares has been operating in the industry for over two decades.

Federal Hill Mortgage is a brokerage and lending agency that has been serving families in Columbia since 2006. It offers fixed-rate and adjustable-rate conventional loans, as well as government-backed loan programs, such as FHA, VA, and USDA. It assists customers seeking to refinance existing mortgages for primary, secondary, and investment properties. It also provides solutions to those who want to access home equity without refinancing. Federal Hill Mortgage is headed by Tammy Saul, a loan originator with a license to practice law.

BMIC Mortgage, Inc., is a full-service lender and broker offering solutions to complex transactions in Columbia. It follows a customized mortgage process to serve first-time homebuyers, elderly homeowners, move-up buyers, and second-time borrowers. Its team of mortgage professionals keeps clients updated on rates and trends and guides clients regarding taxes, escrow, and pre-approval. The company was founded in 1985 and has been featured in various media outlets, including Washington Business Journal, The Washington Post, and Newsweek.

United Equity Lending, LLC, is a full-service mortgage company based in Ellicott City that extends its services to the people of Columbia. It focuses on home purchase loans and refinancing solutions to help clients realize their homeownership goals and save money by reducing their monthly mortgage payments. Among the financing programs that United Equity Lending offers are FHA, VA, jumbo, and conventional loans. The company also provides clients assistance to cash out their home equity.

Samson Doyle is a mortgage consultant for Norcom Mortgage who works with clients in and around Columbia. He provides a wide variety of lending options for people looking to purchase a home. These include fixed-rate and adjustable-rate, conventional, FHA, VA, and USDA loans. Reverse mortgages are also available for seniors 62 and older who want to convert the equity in their home into tax-free cash. Doyle was praised by one customer for explaining the mortgage process and answering all of his questions.

Mortgage Affiliates, Inc., caters to potential loan applicants in Columbia. Its team utilizes both financial technology and its understanding of market rates and conditions to canvass various loaning and refinancing programs for customers. Its communicative approach involves the use of educative consultations that help applicants understand their eligibility for different options in line with their credit scores and previous loans. Mortgage Affiliates derives its programs from a selection of local lenders that match each client's long-term financial goals.

KPG Mortgage is a full-service brokerage that caters to the people of Columbia. It offers a variety of financial products, including conventional and jumbo loans as well as VA, USDA, and FHA mortgages. Additionally, its experts offer guidance to first-time home buyers and clients who want to access their home equity. The firm was established in 2019 by Kevin Geraghty, an industry expert with more than a decade of experience. Kevin previously worked in the non-profit and social workspace.

Advantage Star Mortgage addresses the financial needs of clients in and around Columbia. It offers a variety of loan programs for people looking to buy a house, such as FHA, VA, conventional, USDA, and jumbo loans. It also provides homeowners with various refinancing options, including cash-out, VA streamline, and FA streamline refinance, which enable them to lower their monthly payments, shorten their loan terms, or take cash out from their equity for home improvements or debt consolidation.