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2024

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Best Mortgage Brokers in Baton Rouge, LA

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Baton Rouge Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

67Reviewed

45Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1500 Lobdell Avenue, Baton Rouge, LA 70806
WebsiteLicense: 1738922

Expertise.com Rating

Review Sources

Google
5.0 (10)
Facebook
5.0 (2)

Why choose this provider?

Utopia Home Mortgage is a Baton Rouge-based company helping clients with their home purchasing needs. It offers several loan programs, including a fixed-rate option that provides 10, 15, 20, or 30-year terms. It also has a VA loan program for military and veterans borrowers who need to buy their first or second homes. Additionally, its team assists clients with down payments, closing costs, ongoing costs, and refinancing services. Utopia Home Mortgage also carries adjustable-rate loan programs.

  • Refinance
  • Purchase Transactions

7330 Highland Road, Baton Rouge, LA 70808
WebsiteLicense: 1094177

Expertise.com Rating

Review Sources

Google
4.0 (69)
Facebook
4.0 (41)

Why choose this provider?

Intelligent Mortgage is a business based in Baton Rouge providing financing solutions to homebuyers across the Gulf South region. Its team of specialists is experienced in creating mortgage plans to fit any situation, whether clients are purchasing a new property or refinancing an existing mortgage. Customers can check if they pre-qualify and apply for a loan online through the company's secure web portal. The website also provides mortgage calculators and resources on different loan products to aid clients in determining options that suit their needs.

  • Refinance

7341 Jefferson Highway, Baton Rouge, LA 70806
WebsiteLicense: 1870387

Expertise.com Rating

Review Sources

Google
4.0 (13)

Why choose this provider?

Custom Mortgage Lending Group has been delivering personalized solutions to individuals in Baton Rouge for nearly two decades. It is operated by James Desormeaux, who has an extensive professional background in mortgage lending. James guides clients through a simplified home mortgage process that includes pre-approvals and applications. He assists them in securing a loan program that is customized to their specific needs and lifestyle. Custom Mortgage Lending Group offers different loan types from more than 100 banks and lenders.

  • New Construction
  • Refinance

11616 Southfork Avenue, Baton Rouge, LA 70816
WebsiteLicense: 120865

Expertise.com Rating

Review Sources

Google
4.0 (15)
Facebook
5.0 (1)

Why choose this provider?

Standard Mortgage Corporation is a mortgage lender based in Baton Rouge. It was founded in 1925 and was eventually acquired in 1964 by the Bright Family. The company has extensive experience in real estate. It usually handles mortgage loans secured for single-family properties. Its staff consists of accountants, underwriters, loan servicing specialists, and mortgage bankers. Standard Mortgage Corporation helps clients with their home refinancing through different loan options. It also carries cash-out refinance loans.

  • Refinance

38034 Post Office Road, Prairieville, LA 70769
WebsiteLicense: 69545

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (7)

Why choose this provider?

Founded in 2002, Gulf Mortgage Group, LLC, is a group of mortgage professionals serving the Baton Rouge area. For more than 18 years, founders David Brian and Todd Villar have been helping thousands of customers become homeowners by offering conventional loans, government-insured loans such as VA, FHA, and USDA, and refinance loans. As part of its process, Gulf Mortgage Group guides the clients from the pre-qualification to the presentation of various loan options, underwriting, and closeout.

  • New Construction
  • Refinance

4100 South Sherwood Forest Boulevard Ste 202, Baton Rouge, LA 70816
WebsiteLicense: 1145793

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Corey Kling is a Baton Rouge-based mortgage professional who is affiliated with Cardinal Financial Company. He customizes loan programs according to clients' unique needs and guides them throughout the mortgage process. The loan specialist is knowledgeable of various products, from USDA, FHA, VA, and jumbo to conventional loans. Furthermore, he provides refinancing assistance and disaster relief and home construction loans. Additionally, Corey offers financing options for buyers of unique residences such as tiny and manufactured homes.

  • Refinance
  • Purchase Transactions

2051 Silverside Drive, Baton Rouge, LA 70808
WebsiteLicense: 129561

Expertise.com Rating

Review Sources

Google
5.0 (25)
Yelp
5.0 (1)

Why choose this provider?

LA Lending LLC is a mortgage brokerage firm in Baton Rouge serving families since 2007. It offers personalized loan solutions for fixed-rate and adjustable-rate mortgages, as well as jumbo, super jumbo, VA, FHA, home renovation, and construction loan programs. LA Lending also helps clients seeking to refinance their current mortgage. The firm's co-owner, Chastity Graff, is a mortgage broker, and a member of the Louisiana Mortgage Lender Association, National Association of Mortgage Brokers, and Association of Independent Mortgage Experts.

  • Refinance

10311 Jefferson Highway, Baton Rouge, LA 70809

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
4.0 (8)
Yelp
1.0 (1)

Why choose this provider?

Key Lending Solutions is a local mortgage company based in Baton Rouge. It helps clients from Louisiana and Mississippi sift through a wide range of home purchase and refinance options. These include conventional, rural development, jumbo, construction, CAFA grant, and VA home loans. Key Lending Solutions also offers Fannie Mae and Freddie Mac loan programs. Established in 2003, its loan officers have more than 100 years of combined experience guiding customers in the mortgage process.

  • Refinance
  • New Construction

7660 Pecue Lane, Baton Rouge, LA 70809
WebsiteLicense: 120308

Expertise.com Rating

Review Sources

Google
4.0 (110)

Why choose this provider?

DSLD Mortgage assists clients in Baton Rouge and the surrounding communities in applying for and acquiring financing options. The company offers clients a varied selection of loan programs, ranging from conventional and FHA loans to RD and VA loans. In addition, its mortgage professionals have experience in working with clients who have issues such as foreclosures and bankruptcy on their credit scores. Clients commend the staff at DSLD Mortgage for their consistent communication and in-depth knowledge about the mortgage process.

  • Refinance

8550 United Plaza Boulevard, Baton Rouge, LA 70809
WebsiteLicense: 107678

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (1)

Why choose this provider?

Emanuel Stewart is a mortgage broker working with Reliant Home Lending to serve borrowers in Baton Rouge and the surrounding areas. He helps clients find mortgage solutions when they purchase new homes or refinance their existing mortgages. Some of the home loan programs he offers include fixed-rate and adjustable-rate loans, balloon mortgages, imperfect credit programs, and home equity fixed loans. Stewart is affiliated with the National Association of Mortgage Brokers and the Louisiana Mortgage Lenders Association.

  • New Construction

3233 South Sherwood Forest Boulevard, Baton Rouge, LA 70816
WebsiteLicense: 897325

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Homeowners Mortgage, L.L.C., provides home purchasing loan options to Baton Rouge and the surrounding areas. These options include FHA, jumbo, home equity, VA, and reverse mortgage loans. It also caters to clients needing state and local housing programs and assists them with upfront fees and interest rates. In addition, it helps families who are residing in rural areas to apply for renovation and new construction funds. Homeowners Mortgage, L.L.C., also offers debt consolidations and equity takeout services.

  • Refinance
  • Reverse Mortgages
  • Purchase Transactions

11616 Southfork Avenue, Baton Rouge, LA 70816
WebsiteLicense: 69528

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

America's Mortgage Resource is a full-service mortgage banking firm that serves the residents of Baton Rouge. It offers refinancing, reverse mortgages, and rural development loans. It was founded in 1996 by Andrew Remson. Currently acting as president of the company, he has more than 25 years of background in diversified financial sales and investment history. Together with his team, he is able to cater to individuals located in other states, such as Louisiana and Mississippi.

  • New Construction

5841 South Sherwood Forest Boulevard, Baton Rouge, LA 70816
WebsiteLicense: 1187366

Expertise.com Rating

Review Sources

Google
4.6 (33)
Facebook
4.5 (16)

Why choose this provider?

1st Phase Mortgage is a mortgage firm that serves Baton Rouge and the surrounding areas. It offers personalized mortgage lending options to meet the needs of its clients who are looking to purchase, remodel, or refinance their homes. Its agents are able to help with a variety of loan options including conventional, jumbo, FHA 203k Renovation, new construction, Fannie Mae home-style renovation, and USDA-type loans. The firm's owner, Paul Barranco, has been in the business since 2011.

  • Purchase Transactions

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Utopia Home Mortgage
1500 Lobdell Avenue, Baton Rouge, LA 70806
Intelligent Mortgage
7330 Highland Road, Baton Rouge, LA 70808
Custom Mortgage Lending Group
7341 Jefferson Highway, Baton Rouge, LA 70806
Standard Mortgage Corporation
11616 Southfork Avenue, Baton Rouge, LA 70816
Gulf Mortgage Group, LLC
38034 Post Office Road, Prairieville, LA 70769
Corey Kling
4100 South Sherwood Forest Boulevard Ste 202, Baton Rouge, LA 70816
LA Lending LLC
2051 Silverside Drive, Baton Rouge, LA 70808
Key Lending Solutions
10311 Jefferson Highway, Baton Rouge, LA 70809
DSLD Mortgage
7660 Pecue Lane, Baton Rouge, LA 70809
Emanuel Stewart
8550 United Plaza Boulevard, Baton Rouge, LA 70809
Homeowners Mortgage, L.L.C.
3233 South Sherwood Forest Boulevard, Baton Rouge, LA 70816
America's Mortgage Resource - Baton Rouge
11616 Southfork Avenue, Baton Rouge, LA 70816
1st Phase Mortgage
5841 South Sherwood Forest Boulevard, Baton Rouge, LA 70816

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.