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2024

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Best Mortgage Brokers in Kansas City

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Kansas City Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

37Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

7280 Northwest 87th Terrace, Kansas City, MO 64153
WebsiteLicense: 227722

Expertise.com Rating

Review Sources

Google
5.0 (39)
Facebook
5.0 (5)

Why choose this provider?

Metropolitan Mortgage Corporation assists Kansas City clients in finding and applying for various mortgage solutions. Operating since 1996, the company's portfolio of mortgage products includes FHA, USDA, VA, conventional, fixed-rate, and jumbo loans. In addition, its mortgage professionals can address questions clients may have regarding issues such as current interest rates and possible mortgage refinancing. Metropolitan Mortgage Corporation has funded over $2 billion in home loans for over 10,000 families in Kansas City and Missouri.

  • New Construction
  • Refinance

435 Nichols Rd Suite 200, Kansas City, MO 64112
WebsiteLicense: 304737

Expertise.com Rating

Review Sources

Google
5.0 (36)

Why choose this provider?

Trish Reedy is a mortgage broker under Trusted Lending Center who serves Kansas City and the neighboring communities. She offers a variety of loan options such as 30-year and 15-year fixed, adjustable-rate, and jumbo loans. She also provides services for government programs such as FHA, VA, 203k, and USDA loans. Trish has been in the industry for more than 10 years and has helped over 800 families with their home financing. She has been named an Influential Woman by KC Business Magazine in 2013.

  • Refinance

7501 Mission Road, Prairie Village, KS 66208
WebsiteLicense: 1138268

Expertise.com Rating

Review Sources

Google
4.0 (312)
Facebook
5.0 (10)
Yelp
4.0 (1)

Why choose this provider?

Fountain Mortgage is a locally owned mortgage lending company that serves the residents of Kansas City. It offers various home purchase loans, such as conventional loans, FHA loans, and VA loans. It also provides loan programs for first-time homebuyers, community heroes, veterans, entrepreneurs, and physicians, as well as transition loans and renovation loans. Fountain Mortgage supports community organizations such as Big Brother Big Sisters of Kansas City, the Urban League of Kansas City, and the Veterans Community Project.

  • New Construction

6025 Metcalf Lane, Overland Park, KS 66202
WebsiteLicense: 1429470

Expertise.com Rating

Review Sources

Google
4.4 (14)
Zillow
4.3 (12)
Facebook
5.0 (6)

Why choose this provider?

First Fidelis serves clients throughout the Greater Kansas City area by providing a wide range of mortgage loan products. With offices in Overland Park and Lee's Summit, this mortgage lender enables access to an extensive array of loan programs, including fixed-rate and conventional home loans, FHA, USDA, VA, and jumbo loans. Moreover, the company offers Fannie Mae loans, reverse mortgages, and 203K home loans. Company founder Lance Richards is a senior loan officer with over a decade of experience in the mortgage loan industry.

  • Refinance
  • Reverse Mortgages

10020 Northwest Prairie View Road, Kansas City, MO 64153
WebsiteLicense: 12007

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (7)
Yelp
5.0 (2)

Why choose this provider?

Established in 1992, LeaderOne Financial Corporation is a mortgage brokerage serving clients in Kansas City. Its vice president, John Stathopoulos, is a mortgage professional specializing in residential loans, refinancing, and real estate purchases. John and his team are committed to helping clients find loans that fit their financial needs and situation. They also aim to provide constant communication throughout the loan process and educating the clients on their options. LeaderOne Financial Corporation is a member of the Mortgage Bankers Association.

  • Commercial Loans
  • Multi-Family Loans

8301 State Line Road, Kansas City, MO 64114
WebsiteLicense: 21-1582

Expertise.com Rating

Review Sources

Google
4.0 (44)
Yelp
5.0 (1)

Why choose this provider?

Community Lending of America, Inc., is a Kansas City-based mortgage brokerage firm that serves clients throughout Kansas and Missouri. The company's founder, Jeremy Marks, has been originating mortgages for local clients for more than 15 years. Together with his team of mortgage experts, he offers several mortgage solutions for first-time homebuyers and those looking to refinance an outstanding mortgage. The types of loans available for home purchase include conventional and non-conventional loans, jumbo loans, FHA loans, and VA loans.

  • Refinance

325 Southwest Boulevard, Kansas City, MO 64108
WebsiteLicense: 1844285

Expertise.com Rating

Review Sources

Google
4.0 (99)
Facebook
5.0 (43)
Yelp
5.0 (1)

Why choose this provider?

Clear Mortgage is a mortgage broker based in Kansas City founded in 2019. The company provides services that include residential mortgages and loan programs. It has various loan options, such as conventional, FHA, VA, USDA, 203(k), and reverse mortgage loans. Moreover, Clear Mortgage offers refinancing assistance for homeowners who need to consolidate debt. Adriana Bates, one of the co-owners, assists clients with making informed decisions by being involved in the whole loan process, from initial consultation to closing.

  • Refinance
  • Reverse Mortgages

8725 Rosehill Road, Lenexa, KS 66215
WebsiteLicense: 2579

Expertise.com Rating

Review Sources

Google
5.0 (288)

Why choose this provider?

Affinity Mortgage LLC is a mortgage broker established in 2000. The agency serves Kansas City and surrounding areas. Its loan officers provide expert guidance regarding home purchasing, refinancing, and conventional loans. Furthermore, the company offers individualized services for government loans, such as VA, FHA, and USDA. To maximize time and savings, Affinity Mortgage ensures that consultations are delivered fast with simplicity and accuracy. Through its website, the firm accepts digital mortgage, which is an online platform for initial inquiries.

  • New Construction
  • Refinance

7301 Mission Road, Prairie Village, KS 66208
WebsiteLicense: 1175236

Expertise.com Rating

Review Sources

Zillow
5.0 (76)

Why choose this provider?

Elite Mortgage is a brokerage firm that addresses the mortgage needs of Kansas City residents. The company's mortgage specialists educate clients about the home refinancing or buying process and the range of products they can avail themselves of, including USDA, VA, FHA, and jumbo loans. They guide clients in evaluating properties and provide comparative mortgage quotes to help borrowers find the best deals. They also offer fixed-rate and adjustable-rate mortgages, with terms of at most 30 years. Elite Mortgage has been in the industry since 2014.

  • Refinance
  • Purchase Transactions

8900 Indian Creek Parkway, Overland Park, KS 66210
WebsiteLicense: 1614317

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Prime Lending has been serving homeowners in Kansas City and the surrounding areas since 1986. It strives to make the process easier for clients through the use of technology and has a team of over 2500 members and over 400 mortgage products. These include fixed-rate and adjustable-rate mortgages, as well as conventional, FHA, and VA loans. Jumbo, USDA, and new construction loans are also available. Cash-out refinancing, as well as loans for pools, repairs, and renovations, are also offered.

  • Refinance

9401 Indian Creek Parkway, Overland Park, KS 66210
WebsiteLicense: 37902

Expertise.com Rating

Review Sources

Google
5.0 (33)
Facebook
4.0 (26)
Yelp
5.0 (1)

Why choose this provider?

Open Mortgage is a multi-channel mortgage lender servicing clients in Kansas City since 2003. The company offers a variety of mortgage solutions to clients who are looking to buy a house or refinance their current mortgages, including USDA, FHA, VA, and rehab loans. It also handles reverse mortgage programs for clients aged 62 years and above. Open Mortgage's CEO, Scott Gordon has over 10 years of banking experience and has launched numerous companies such as Brava Services and Credit Minders.

  • Refinance

6201 College Boulevard, Leawood, KS 66211
WebsiteLicense: 1642035

Expertise.com Rating

Review Sources

Facebook
4.0 (198)
Google
4.0 (41)
Yelp
1.0 (1)

Why choose this provider?

Flat Branch Home Loans is a team of loan officers that provides mortgage solutions to clients in Kansas City. The company assists clients who are looking to buy a home or refinance their current mortgages. The firm's services include traditional and non-traditional loan programs such as FHA, VA, USDA, and HomeReady loans. The company also designed the Community Champions program as an appreciation for the people who serve in the community. Moreover, the company offers an Indian Home loan for eligible tribes.

  • New Construction
  • Refinance

6850 College Boulevard, Overland Park, KS 66210
WebsiteLicense: 413867

Expertise.com Rating

Review Sources

Google
4.0 (201)
Facebook
4.0 (62)
Yelp
4.0 (10)

Why choose this provider?

Chad Trease is a loan originator with PrimeLending who serves clients in the Kansas City area. He provides professional guidance for home purchases, refinances, and home renovations. PrimeLending offers over 400 loan products, such as VA, FHA, and USDA, as well as conventional and jumbo loans. Additionally, it provides fixed-rate and adjustable-rate mortgage plans. Cash-out refinancing and renovation loans are available. Trease utilizes loanplicity, a simplified and digital loan process used by PrimeLending loan officers.

  • Refinance

7509 Northwest Tiffany Springs Parkway, Kansas City, MO 64153
WebsiteLicense: 224143

Expertise.com Rating

Review Sources

Google
4.0 (53)
Yelp
4.5 (5)

Why choose this provider?

Community Mortgage serves clients in the Kansas City metro and nearby areas. It assists in refinancing and home purchase loans and offers a range of mortgage products. These include conventional, USDA, VA, and FHA loans. Home improvement mortgage is also available. Mortgage professionals Brian Kilkenny and Adam French have been in the industry for more than two decades. Brian previously worked as a loan officer and regional manager, while Adam served as a branch manager and vice president of sales.

  • Refinance
  • Commercial Loans
  • Multi-Family Loans

200 Northwest Executive Way, Lee's Summit, MO 64063
WebsiteLicense: 268370

Expertise.com Rating

Review Sources

Google
4.0 (315)
Facebook
4.0 (151)
Yelp
4.0 (9)

Why choose this provider?

A1 Mortgage is a mortgage broker that serves clients in Kansas City. It works with a range of lenders to help customers find the right policies that meet their mortgage and refinancing needs. It specializes in residential mortgage lending. Its loan programs include USDA, jumbo, FHA, and conventional. It also provides freedom loans and down payment assistance services. Its owner, Richard Cowan, is committed to assist others in achieving their homeownership dreams. Aside from A1 Mortgage, Cowan has also managed several businesses in the industry.

  • Commercial Loans
  • Multi-Family Loans

8585 College Boulevard, Overland Park, KS 66210
WebsiteLicense: 222524

Expertise.com Rating

Review Sources

Facebook
4.0 (48)
Google
4.0 (35)

Why choose this provider?

Homestead Financial Mortgage is a mortgage consultancy and financing firm that attends to clients' needs in Kansas City. As a direct lender, it can assist borrowers and first-time homebuyers through funding from the start of the application process. Conventional, USDA, FHA, and VA loans are among the mortgage programs offered by the company. Additionally, its team helps homeowners refinance their mortgages. Homestead Financial Mortgage's staff received praises from its clients for providing a complete and seamless process.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Metropolitan Mortgage Corporation
7280 Northwest 87th Terrace, Kansas City, MO 64153
Trish Reedy
435 Nichols Rd Suite 200, Kansas City, MO 64112
Fountain Mortgage
7501 Mission Road, Prairie Village, KS 66208
First Fidelis
6025 Metcalf Lane, Overland Park, KS 66202
LeaderOne Financial Corporation
10020 Northwest Prairie View Road, Kansas City, MO 64153
Community Lending of America Inc.
8301 State Line Road, Kansas City, MO 64114
Clear Mortgage
325 Southwest Boulevard, Kansas City, MO 64108
Affinity Mortgage LLC
8725 Rosehill Road, Lenexa, KS 66215
Elite Mortgage
7301 Mission Road, Prairie Village, KS 66208
Prime Lending
8900 Indian Creek Parkway, Overland Park, KS 66210
Open Mortgage
9401 Indian Creek Parkway, Overland Park, KS 66210
Flat Branch Home Loans
6201 College Boulevard, Leawood, KS 66211
Chad Trease
6850 College Boulevard, Overland Park, KS 66210
Community Mortgage
7509 Northwest Tiffany Springs Parkway, Kansas City, MO 64153
A1 Mortgage
200 Northwest Executive Way, Lee's Summit, MO 64063
Homestead Financial Mortgage
8585 College Boulevard, Overland Park, KS 66210

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.