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Best Mortgage Brokers in Fort Wayne, IN

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fort Wayne Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

73Reviewed

49Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

161 St Matthews Ave STE 10, Louisville, KY 40207
WebsiteLicense: 408969

Expertise.com Rating

Review Sources

Google
5.0 (107)
Zillow
4.8 (55)
Facebook
5.0 (25)

Why choose this provider?

Lightpoint Mortgage Company Inc. works with home sellers, buyers, and refinancers in the Fort Wayne metro. Its team offers a range of loan options, from VA, FHA, and Jumbo loans to HARP, 203(k) loans, and reverse mortgages. Its loan officers help clients find loans for their particular needs and financial capacity, whether buying their first real estate, renovating the family home, or investing in a new property. The locally focused brokerage has been operating since 2011.

  • Refinancing
  • Home Financing
  • Home Purchase
  • Mortgage Broker

Fort Wayne, IN

Expertise.com Rating

Why choose this provider?

Need help contacting a Mortgage Broker in Fort Wayne? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

1169 North Main Street, Bluffton, IN 46714
WebsiteLicense: 613932

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Zillow
5.0 (4)

Why choose this provider?

Jessica Beste is a mortgage originator with American Mortgage Service Company serving clients in the Fort Wayne area. She assists those who are looking to buy a home or refinance their current properties. She provides various types of loans, including FHA, USDA RD, and VA, as well as conventional loans. Additionally, her refinancing solutions include lower monthly payments, shorter mortgage terms, and utilizing home equities. Jessica has been in the industry for over eight years.

  • Refinance

348 Quell Court, Fort Wayne, IN 46845
WebsiteLicense: 128113

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (2)

Why choose this provider?

Based in Fort Wayne, Northwest Mortgage provides for the mortgage needs of individuals in the area. Its services include new home financing, home improvement loans, pre-approvals, and refinancing. The company assists home purchasers by educating them on their mortgage qualifications and guiding them towards their options. It also offers mortgage solutions to clients that have filed for chapter 7 bankruptcy and chapter 13 bankruptcy. Northwest Mortgage is locally owned and has provided its services throughout Indiana since 1999.

  • Refinance

7421 Coldwater Road, Fort Wayne, IN 46825
WebsiteLicense: 53441

Expertise.com Rating

Review Sources

Google
4.0 (300)
Facebook
5.0 (34)
Yelp
5.0 (1)

Why choose this provider?

Hallmark Home Mortgage in Fort Wayne focuses on offering mortgage lending solutions to homebuyers, homeowners, and builders. Included in its residential mortgage services are conventional, FHA, USDA, and VA loans, as well as down payment assistance. The firm also offers builder loans, such as construction, two-time construction, toolbox renovation, and VA construction loans. Specialty loan products, such as doctor loan programs and jumbo loans, are also available. Hallmark Home Mortgage is consistently recognized by the Fort Wayne Newspaper as the best mortgage lender in the area.

  • New Construction
  • Refinance

7421 Coldwater Road, Fort Wayne, IN 46825
WebsiteLicense: 938187

Expertise.com Rating

Review Sources

Google
5.0 (49)
Facebook
4.0 (39)

Why choose this provider?

260 Mortgage is a Hallmark Home Mortgage division located in Fort Wayne. It offers various options, such as conventional, bond, FHA, USDA, and VA loans. Homeowners in need of construction and renovation can also apply for construction and toolbox loans. For those in the medical field, doctor loans are made specifically to address their needs. Its local mortgage loan originator, Seth Bennett, has more than 10 years of experience and is committed to providing exceptional services.

  • Refinance

9614 Lima Rd #104, Fort Wayne, IN 46818
WebsiteLicense: 470511

Expertise.com Rating

Review Sources

Google
5.0 (60)
Zillow
5.0 (36)
Facebook
5.0 (6)

Why choose this provider?

Chris Smith Group is a mortgage provider catering to the needs of homebuyers in the Fort Wayne metro and surrounding communities. Smith and his team assist new home buyers in choosing from a variety of financing options such as jumbo, FHA, and conventional loans. They also create solutions customized for a wide range of needs, from the self-employed and contractors to refinancers and credit-challenged individuals. Chris Smith Group has been serving the community for more than 15 years.

  • New Construction

5743 Wilkie Drive, Fort Wayne, IN 46804
WebsiteLicense: 1275489

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Community Mortgage Lending is a mortgage brokerage firm that serves clients in the Fort Wayne area. It works with a range of lenders to find the right policies that meet its clients' mortgage and refinancing needs. Its loan programs include conventional fixed-rate, adjustable-rate, manufactured housing, and VA loans. It also provides refinance mortgage, jumbo, and home equity loans. The company aims to prioritize its customers' needs and guide them through the process of obtaining homeownership.

  • New Construction
  • Refinance

226 East Collins Road, Fort Wayne, IN 46825
WebsiteLicense: 1736886

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Integrity Mortgage, Inc. is a professional home mortgage services company located in Fort Wayne. It helps clients with the purchase of residential real estate properties and refinancing. It also provides assistance in real estate buying and selling processes. Integrity Mortgage, Inc. handles all types of loan programs, including USDA, FHA, VA, fixed and ARMS, and prime and non-prime loans. Its loan officers are licensed in the states of Alabama, Colorado, and Indiana and are well-versed in the market trends.

  • Refinance
  • Purchase Transactions

10301 Dawsons Creek Boulevard, Fort Wayne, IN 46825
WebsiteLicense: 186805

Expertise.com Rating

Review Sources

Facebook
4.0 (55)

Why choose this provider?

Diamond Residential Mortgage Corporation is headed by Paul Diamond, its president and CEO who has over 30 years of experience in the mortgage industry. The company provides financing solutions to fit the needs of new home buyers and real estate investors in Fort Wayne and nearby areas. In addition, its bilingual employees assist in finding the perfect loan product that allows clients to purchase or renovate a home. These products include conventional, jumbo, USDA, VA, and FHA loans.

  • Refinance

10514 Coldwater Road, Fort Wayne, IN 46845
WebsiteLicense: 2334

Expertise.com Rating

Review Sources

Facebook
4.0 (150)
Google
4.0 (33)

Why choose this provider?

Located in Fort Wayne, Bailey & Wood Financial Group provides loan solutions to individuals and families planning to purchase homes. It has various loan programs like FHA, USDA, conventional, VA, doctors, and jumbo loans. Additionally, it offers FHA 203K loans. D. Mike Wood founded Bailey & Wood Financial Group in 2007. In 2020, the Indianapolis Star selected it as one of its Central Indiana Top Workplaces 2020. Its team has also been named Five Star Mortgage Professionals by the Indianapolis Monthly Magazine.

  • New Construction
  • Refinance

312 East Dupont Road, Fort Wayne, IN 46825
WebsiteLicense: 38072

Expertise.com Rating

Review Sources

Facebook
5.0 (23)
Google
3.0 (6)

Why choose this provider?

VSI Home Lending is a mortgage company serving clients in Fort Wayne and the surrounding areas. The business has been in the industry for over 12 years, providing comprehensive loan programs to clients looking to purchase or refinance their loans. It offers a wide range of programs, such as FHA and VA loans, in addition to a fixed-rate and adjustable-rate mortgage. The professionals from the company also aim to help clients lower their payments, cashing out, and consolidate their debt.

  • Refinance

2420 North Coliseum Boulevard, Fort Wayne, IN 46805
WebsiteLicense: 131254

Expertise.com Rating

Review Sources

Google
4.0 (5)
Facebook
5.0 (1)

Why choose this provider?

Established in 1995, Aspen Mortgage is a locally owned and operated mortgage company that serves clients in Fort Wayne. It offers a wide variety of mortgage loan programs, such as conventional loans, FHA loans, VA loans, manufactured homes loans, and cash-out refinance. Aspen Mortgage, a company of loan professionals, aims to help clients with their financial needs, offer affordable mortgage programs, and provide quality customer service. Owner Glen Ford has 19 years of experience in the industry.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Lightpoint Mortgage Company, Inc.
161 St Matthews Ave STE 10, Louisville, KY 40207Call for consultation
Jessica Beste
1169 North Main Street, Bluffton, IN 46714
Northwest Mortgage
348 Quell Court, Fort Wayne, IN 46845
Hallmark Home Mortgage
7421 Coldwater Road, Fort Wayne, IN 46825
260 Mortgage
7421 Coldwater Road, Fort Wayne, IN 46825
Chris Smith Group
9614 Lima Rd #104, Fort Wayne, IN 46818
Community Mortgage Lending
5743 Wilkie Drive, Fort Wayne, IN 46804
Integrity Mortgage, Inc
226 East Collins Road, Fort Wayne, IN 46825
Diamond Residential Mortgage Corporation - Fortwayne
10301 Dawsons Creek Boulevard, Fort Wayne, IN 46825
Bailey & Wood Financial Group
10514 Coldwater Road, Fort Wayne, IN 46845
VSI Home Lending
312 East Dupont Road, Fort Wayne, IN 46825
Aspen Mortgage
2420 North Coliseum Boulevard, Fort Wayne, IN 46805

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.