Expertise.com Homepage

2025

Last updated:

Best Mortgage Brokers in Elgin, IL

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Elgin mortgage brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

39Reviewed

28Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

16 North Spring St, Elgin, IL 60120
WebsiteLicense: 523638

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Ed Currie is a Certified Mortgage Planner serving residential and commercial borrowers in Elgin. He offers different types of mortgages, including rehab, jumbo, interest-only, fixed-rate, and adjustable-rate loans for condos, multi-unit homes, investment properties, and second homes. He develops construction loan programs, handling the process from appraisal and loan approval to closing. Currie and his team also provide refinancing options. The mortgage planner has over 25 years of experience in the construction lending industry and has helped over 5,000 clients.

  • Reverse Mortgages

1118 E. Main St. Ste. 1B St., Charles, IL 60174
WebsiteLicense: 1094161

Expertise.com Rating

Review Sources

Google
5.0 (165)
Facebook
4.9 (50)
Yelp
5.0 (27)

Why choose this provider?

Two Roads Lending attends to the mortgage needs of residents in and around Elgin. Its team assists first-time homebuyers throughout the loan process, which involves a consultation that may be held via phone, video, or in person. The mortgage brokers also guide clients through the pre-approval procedure up until closing. In addition, they assist investors looking to purchase properties and homeowners seeking help with refinancing. Being independent gives Two Roads Lending access to mortgage rates from various lending institutions, allowing them to provide clients with more options.

  • Refinance

140 N Barrington Rd #5, Streamwood, IL 60107
WebsiteLicense: 283550

Expertise.com Rating

Review Sources

Google
4.8 (39)
Facebook
5.0 (26)

Why choose this provider?

Resonate Mortgage provides services to clients in Elgin and the neighboring cities. It helps individuals apply for mortgage loan programs to purchase their first, second, or investment residential properties, including condominium units, single- and multi-family homes, townhouses, and manufactured homes. Its team also guides them in choosing loan options suitable for their needs, such as FHA, USDA, VA, and conventional. The company is available for mortgage refinancing services. Its team offers 22 years of combined industry experience.

  • Refinance
  • New Construction

64 E Crystal Lake Ave, Crystal Lake, IL 60014
WebsiteLicense: 232541

Expertise.com Rating

Review Sources

Google
5.0 (40)

Why choose this provider?

Eric Gousios is a loan officer who represents Mortgage Capital Group, Inc., in the Elgin metro. He uses an individual planning approach to help his clients structure mortgages and other debts properly to minimize interest expense, increase liquidity, maximize tax deductions, improve cash flow, and create safety. Some of the loan solutions he offers include conventional, VA, USDA, FHA, and conventional loans. Gousios has been in the mortgage industry for more than two decades.

  • Refinance
  • New Construction

460 Briargate Drive. Suite 200, South Elgin, IL 60177
WebsiteLicense: 204840

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (6)

Why choose this provider?

Direct Mortgage Corporation aims to boost homeownership in and around Elgin through its services. Its programs range from conventional FRMs and ARMs to jumbo, 203K, and government-backed VA and FHA loans. The company offers mortgages for first-time purchases, second homes, and non-owner-occupied investment properties. Grant funds for those seeking down payment assistance are also available. The team at Direct Mortgage Corporation draws from over three decades of experience in handling the loan process on behalf of its clients.

  • New Construction

6847 Cermak Rd, Berwyn, IL 60402
WebsiteLicense: 1833870

Expertise.com Rating

Review Sources

Facebook
5.0 (51)

Why choose this provider?

KeySmart Mortgage Company is a veteran-owned and veteran-operated company that offers Elgin residents a variety of mortgage solutions for their needs. Its team has a combined 40 years of experience in the industry, helping prospective homeowners get pre-qualified and buy a home for the first time. It assists current homeowners who want to lower their monthly payments, get shorter terms, or get cash from equity through refinancing loans. The company strives to make its mortgage process efficient by limiting the number of files each processor handles.

  • Refinance
  • New Construction

875 Feinberg Ct. #103, Cary, IL 60013
WebsiteLicense: 285795

Expertise.com Rating

Why choose this provider?

Don Elbert is the President of Peace Mortgage, Inc., which helps Elgin clients buy homes or refinance their current loans to get a better rate or some cash out of their properties. He assists first-time buyers, moving up and second home buyers, refinancing homeowners, investment buyers, and seniors looking for reverse mortgages. Don works to make mortgage applications easy by helping clients find the right program for them and following the application so that it closes on time.

  • Refinance

935 North Plum Grove Road Unit H, Schaumburg, IL 60173
WebsiteLicense: 1705182

Expertise.com Rating

Review Sources

Google
4.3 (34)

Why choose this provider?

Ez Lending Solution is a full-service mortgage brokerage operating in Elgin and surrounding areas. It assists individuals and businesses in acquiring home and commercial properties through various loan programs, including conventional, FHA, jumbo, and VA. Conventional refinancing options are on offer, and non-qualified mortgage services are also available to homeowners who do not meet standard criteria. The team at the family-owned and family-operated Ez Lending Solution—led by CEO James Allen—has over 30 years of combined experience in the financial services industry.

  • Refinance

40W310 La Fox Rd Ste C1, Saint Charles, IL 60175
WebsiteLicense: 182873

Expertise.com Rating

Review Sources

Google
4.7 (27)
Yelp
2.5 (19)
Facebook
5.0 (15)

Why choose this provider?

Cherry Creek Mortgage is a brokerage firm serving the Elgin metro since 2004. Led by mortgage originator Claude Ehinger, it has given financial solutions to clients like FHA, jumbo, conventional, low down payment, and VA loans. It helps self-employed individuals, first-time home buyers, and families wanting to have a home renovation. Claude and his team aim to provide a personalized service by sharing financial knowledge with their clients and spend time exploring all possibilities and options.

  • Refinance
  • New Construction

1051 E Main St. Suite 219, East Dundee, IL 60118
WebsiteLicense: 278748

Expertise.com Rating

Review Sources

Google
3.8 (13)

Why choose this provider?

Barclay Butler Financial Incorporated has been providing services to home buyers and first-time owners in Elgin and nearby areas since 1991. It assists clients in identifying which types of mortgage and refinancing options suit their requirements and needs. It offers FHA, VA, conventional, jumbo, and Fannie Mae and Freddie Mac HARP loans. It lends to foreign nationals looking to fund loans and acquire apartment buildings and commercial spaces. Barclay Butler Financial also caters to clients in Florida, Georgia, and North Carolina.

  • Refinance

2815 Forbs Ave Suite 107-#59, Hoffman Estates, IL 60192
WebsiteLicense: 223747

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (8)

Why choose this provider?

Acclaim Mortgage is a lending company providing financing options to Elgin homebuyers. It offers various home purchase and refinancing solutions, including fixed, adjustable-rate, conventional, government-backed, and mortgage replacement loans. Its Home Affordable Refinance Program 2.0 helps restructure terms and interest rates without needing appraisal or underwriting. Acclaim Mortgage has a Loanzify mobile app that simplifies the application process by connecting future homeowners to loan officers and Realtors. Senior loan officer Andre Lenartowski works to find personalized loan arrangements relevant to a client’s unique situation.

  • Refinance

2401 W US Highway 20, Suite 206, Pingree Grove, IL 60140
WebsiteLicense: 1085173

Expertise.com Rating

Review Sources

Google
4.5 (124)

Why choose this provider?

LifeStone Mortgage Corporation serves individuals throughout the Elgin community and the surrounding areas. It offers various loan options, such as FHA, VA, and jumbo, to help clients purchase homes within their budget and financial goals. It also guides individuals in applying for 203k loan programs to repair or renovate an old or damaged home. Its other loan options include adjustable and fixed rates. Reserve mortgage services are available for individuals aged 62 years old and above.

  • Refinance
  • New Construction

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Ed Currie
16 North Spring St, Elgin, IL 60120
Two Roads Lending
1118 E. Main St. Ste. 1B St., Charles, IL 60174
Resonate Mortgage
140 N Barrington Rd #5, Streamwood, IL 60107
Eric Gousios
64 E Crystal Lake Ave, Crystal Lake, IL 60014
Direct Mortgage Corporation
460 Briargate Drive. Suite 200, South Elgin, IL 60177
KeySmart Mortgage Company
6847 Cermak Rd, Berwyn, IL 60402
Don Elbert
875 Feinberg Ct. #103, Cary, IL 60013
Ez Lending Solution
935 North Plum Grove Road Unit H, Schaumburg, IL 60173
Cherry Creek Mortgage
40W310 La Fox Rd Ste C1, Saint Charles, IL 60175
Barclay Butler Financial Incorporated
1051 E Main St. Suite 219, East Dundee, IL 60118
Acclaim Mortgage
2815 Forbs Ave Suite 107-#59, Hoffman Estates, IL 60192
LifeStone Mortgage Corporation
2401 W US Highway 20, Suite 206, Pingree Grove, IL 60140