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2024

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Best Mortgage Brokers in Tampa, FL

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tampa Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

102Reviewed

69Curated

20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

450 S Orange Ave 3rd Floor Suite 379, Orlando, FL 32801
WebsiteLicense: 2412313

Expertise.com Rating

Review Sources

Google
4.9 (199)
Yelp
5.0 (3)

Why choose this provider?

Mortgage Expert, Inc., helps hundreds of homeowners in the Tampa community and across Florida every year. It provides mortgage refinancing solutions to clients, allowing them to achieve their short- and long-term homeownership goals, such as shortening their terms or obtaining funds to consolidate their debt. The professionals at the firm assess their situation and advise them on the best option for their specific needs, with the goal of guiding them toward their goals. They are also available to answer homeowners' and home buyers' mortgage questions.

  • Investment Property
  • Conventional Mortgages
  • Mortgage Refinance
  • Mortgage Lenders
  • Mortgage Brokers

Tampa, FL
WebsiteLicense: 1951574

Expertise.com Rating

Review Sources

Google
5.0 (1072)
Facebook
4.9 (166)
Zillow
5.0 (111)

Why choose this provider?

Agave Home Loans helps clients in the Tampa metro. This mortgage provider works directly with lenders, shopping for loan programs that offers the lowest possible interest rates and meet the financial capability of its clients. Committed to seeing their clients achieve their financial objectives, the company’s staff guides them through the process of acquiring conventional, VA, FHA, or Non-QM loans. This company also helps clients with their mortgage refinancing needs. Co-owner Doug Wang has over seven years of industry experience.

  • Consolidate Debt
  • Low Credit Options
  • Purchase a Home
  • New Construction
  • Refinance Your Home

705 East Orange Street, Lakeland, FL 33801
WebsiteLicense: 322254

Expertise.com Rating

Review Sources

Facebook
5.0 (17)
Zillow
5.0 (4)
Yelp
5.0 (2)

Why choose this provider?

Compass Mortgage LLC is a full-service mortgage brokerage company serving the Tampa metro area and nearby localities. The firm assists first-time and experienced homebuyers in finding the right home loan option akin to their needs. Its independent mortgage brokers filter a variety of home loan products among multiple providers. These include conventional fixed-rate, ARMS, FHA, VA, and USDA. The group also helps clients who wish to refinance their existing mortgage. The company is locally owned and operated in Lakeland.

  • New Construction

3419 Brook Crossing Drive, Brandon, FL 33511
WebsiteLicense: 227399

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Yelp
5.0 (3)

Why choose this provider?

A & A Mortgage Funding, Inc., is a mortgage broker that serves clients in Tampa and its surrounding areas. The company helps clients in finding the right loan option for their unique needs. It offers a wide range of mortgage options such as USDA, FHA, VA, conventional, purchases, and refinances. Permanent, home improvement, and bill consolidation loans are also available. A & A Mortgage Funding is led by mortgage broker Lisa Pusateri who has been in the industry since 1985.

  • New Construction
  • Refinance
  • Commercial Loans

14802 North Dale Mabry Highway, Tampa, FL 33618
WebsiteLicense: 380601

Expertise.com Rating

Review Sources

Google
4.0 (35)
Facebook
4.0 (11)
Yelp
3.0 (3)

Why choose this provider?

The Associates Home Loan of Florida, Inc., is a mortgage company that caters to Tampa and its surrounding areas. The firm helps its clients obtain home financing, including those who struggle with bankruptcy, foreclosure, and loss of income. It offers a wide range of loan options, such as commercial, conventional, fixed-rate, home equity, and nontraditional. Moreover, FHA, hard money, jumbo, VA, and reverse mortgages are available. The Associates Home Loan of Florida is also a member of the National Association of Mortgage Brokers.

  • New Construction
  • Refinance

11701 South Belcher Road, Largo, FL 33773
WebsiteLicense: 324329

Expertise.com Rating

Review Sources

Google
5.0 (267)
Facebook
5.0 (13)

Why choose this provider?

DDA Mortgage, Inc. is a licensed mortgage brokerage in Largo specializing in conventional mortgages, FHA and VA loans, and subprime commercial loans. The company offers personalized services including evening and weekend appointments, no cost or obligation pre-qualification interviews, expedient loan processing, full disclosure on all costs, and more. The loan officers at DDA Mortgage are all NMLS licensed, have completed rigorous testing, and pursue ongoing education to stay current on every law and regulation.

  • Refinance

Southwest 53rd Street, Tampa, FL 33330
WebsiteLicense: 1156346

Expertise.com Rating

Review Sources

Yelp
5.0 (19)

Why choose this provider?

Premier Lending Corp. is a mortgage brokerage firm serving Tampa. With over 25 years of collective experience, its loan officers focus on providing personalized loans for residential and commercial investments. The company caters to first-time homebuyers and seasoned investors, arranging various loan programs such as FHA, VA, conventional, jumbo, and USDA. Premier Lending Corp. also assists foreign nationals in achieving their housing goals. Manny Fajardo, its president, worked for national mortgage lenders prior to starting the business.

  • Refinance

5322 Primrose Lake Circle Suite A, Tampa, FL 33647
WebsiteLicense: 1564092

Expertise.com Rating

Review Sources

Google
5.0 (124)
Facebook
5.0 (31)
Yelp
5.0 (3)

Why choose this provider?

Bliss Mortgage, LLC, provides a wide variety of mortgage loan products to clients in Tampa. The broker has mortgage professionals who work with clients individually to educate them on the process and get the financing solution that meets their needs. Among the loan products it offers are home purchase loans, FHA loans, VA loans, conventional loans, and jumbo home loans. Clients have commended the brokers at Bliss Mortgage for their work ethic, knowledge, and honesty.

  • New Construction
  • Refinance
  • Reverse Mortgages

100 S. Ashley Drive, Suite 1150, Tampa, FL 33602
WebsiteLicense: 1516011

Expertise.com Rating

Review Sources

Zillow
5.0 (151)
Google
4.8 (64)

Why choose this provider?

For over five years, Home Access Financial has been working with individuals throughout Tampa. The company provides VA, FHA, and USDA mortgage programs for clients aiming to obtain properties. It maintains a website that contains online calculators to help individuals understand the impact of their financial decisions. The company also assists existing homeowners through the refinancing process. Brian Finucane, one of its founders, previously worked under the firm Countrywide Financial. He has over a decade of industry experience.

  • Refinance
  • New Construction

110 East Pine Street, Lakeland, FL 33801
WebsiteLicense: 336880

Expertise.com Rating

Review Sources

Facebook
5.0 (29)

Why choose this provider?

Landmark Mortgage & Associates, Inc., is a small team of five mortgage lenders serving Tampa and surrounding communities. The company helps clients secure no-down-payment loans such as USDA/Rural Development mortgages. It also offers conforming fixed-rate, long-term, and adjustable loans based on Freddie Mac and Fannie Mae loan limits and borrower or property guidelines. It assists clients in securing FHA loans, 203(k) loans, VA loans, ARMs, and refinancing programs that take advantage of low rates. Owner and president Taylor Caffey has been in the mortgage lending business for over 20 years.

  • Refinance

13915 Carrollwood Village Run, Tampa, FL 33618
WebsiteLicense: 226560

Expertise.com Rating

Review Sources

Google
5.0 (278)
Yelp
5.0 (1)

Why choose this provider?

First Security Mortgage Services, Inc., is a company that has been servicing the Tampa community since 1993. It assists clients looking to purchase or refinance their mortgage in choosing from a wide selection of loan programs. The company's website features a wealth of information about the mortgage process and how can clients calculate different types of mortgages. Its president, Faxon Bissett III, has been in the mortgage finance industry since 1992. He is available to assist clients round-the-clock.

  • Refinance

8141 Bellarus Way, Trinity, FL 34655
WebsiteLicense: 450815

Expertise.com Rating

Review Sources

Zillow
5.0 (12)
Google
5.0 (1)

Why choose this provider?

Dan Ernest is the branch manager for Fairway Independent Mortgage Corporation's Trinity branch. He works with clients in the local area, including Tampa. Working in the mortgage industry since 2003, Dan is experienced in helping clients acquire financing options such as 203k loans, reverse mortgages, fixed rate loans, and FHA loans. Clients commend Dan and his team of loan officers for their solid communication skills and ability to relay complex mortgage information in simpler terms.

  • Refinance

13115 West Linebaugh Avenue, Suite 102, Tampa, FL 33626
WebsiteLicense: 1749939

Expertise.com Rating

Review Sources

Facebook
5.0 (18)
Yelp
4.5 (14)

Why choose this provider?

The Heckman Group is a Tampa-based subsidiary of Hamilton Home Loans. Its team of mortgage professionals is headed by the branch manager, Brian Heckman, who is a certified mortgage advisor with more than 20 years of experience in the industry. The Heckman Group provides various loan options, including FHA loans, VA loans, USDA loans, and DPA loans. It also offers financial advice for first-time homebuyers, as well as consultation services for mortgage refinancing.

  • New Construction
  • Multi-Family Loans

2150 Seven Springs Boulevard, Trinity, FL 34655
WebsiteLicense: 233300

Expertise.com Rating

Review Sources

Google
5.0 (37)
Zillow
5.0 (8)
Facebook
5.0 (5)

Why choose this provider?

The Mortgage Firm Trinity is a Florida-based mortgage solutions provider that serves customers in Tampa and nearby communities. The locally-owned and locally-operated business helps individuals and families in making informed decisions on home loan acquisitions. Its mortgage brokers provide an array of mortgage loan options for homebuyers, such as conventional, down payment assistance, Jumbo, FHA, VA, and USDA. The professionals also assist homeowners who wish to change their current mortgage through refinancing. Past clients commended the firm for applying a simplified process for closing loans.

  • Refinance

13789 Linden Drive, Spring Hill, FL 34609
WebsiteLicense: 856640

Expertise.com Rating

Review Sources

Facebook
5.0 (18)
Zillow
5.0 (18)
Yelp
5.0 (2)

Why choose this provider?

E Loans Mortgage Inc. is a mortgage firm that serves Tampa and the surrounding areas. It comprises a team of specialists with more than 50 years of combined experience in the mortgage and real estate industry. The firm offers a number of loan options such as conventional loans, jumbo loans, FHA and VA loans, rural development loans, and reverse mortgage services. In addition, its website sports several tools for clients to use, such as calculators that help clients in debt consolidation and refinance analysis.

  • New Construction

6521 Gunn Highway, Tampa, FL 33625
WebsiteLicense: 189233

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
5.0 (14)

Why choose this provider?

The Mortgage Firm Tampa One offers mortgage services for purchasing residential properties. Since 1995, the company has been working with individual homebuyers, existing homeowners, builders, and real estate professionals to meet their investment goals. Partnered with an extensive lender network, the firm provides prospective buyers access to conventional loans, FHA, VA, USDA, and jumbo loan programs. Its Tampa-based loan officers can also arrange home refinancing options such as fixed-rate, cash-out, and government-backed FHA or VA refinancing.

  • Refinance

777 South Harbour Island Boulevard, Tampa, FL 33602

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Monroe & Giordano is a privately owned mortgage banking firm in Tampa with over six decades of combined experience in commercial real estate financing. The company specializes in the funding for manufactured home communities, RV parks, and planned communities. Other areas of expertise include financing for commercial and industrial developments, apartments, condominiums, hotels, and self-storage units. Monroe & Giordano has closed over $2 billion in loans including commercial real estate investments.

  • Commercial Loans

1265 South Myrtle Avenue, Clearwater, FL 33756
WebsiteLicense: 347075

Expertise.com Rating

Why choose this provider?

Moneylink Mortgage is a local family-owned firm serving homeowners and homebuyers in Tampa and throughout the state. Established in 1999, it specializes in various mortgage products for clients seeking to purchase new properties or refinance existing mortgages. The firm also offers reverse mortgage and reverse purchase plans. Its loan programs include USDA, VA, FHA, jumbo, conventional, and non-QM loans. Refinancing options such as VA/FHA IRRRL, cash-out, and rate-and-term refinances are also available. Founder Michael Galasso has been working in the mortgage industry since 1994.

  • Refinance

2216 South Alexander Street, Plant City, FL 33563
WebsiteLicense: 289323

Expertise.com Rating

Review Sources

Yelp
5.0 (3)
Facebook
5.0 (1)

Why choose this provider?

Florida Mortgage Firm is a mortgage company in Plant City with extensive experience in the fields of real estate, title and insurance, retail banking, and credit union loan processing. The firm offers conventional mortgages, FHA, VA, USDA, and Jumbo loans. Other options include FHA and VA construction loans for qualified borrowers. Florida Mortgage Firm stands as the recommended source “for credible information relevant to mortgage lending” by The Tampa Bay Times.

  • New Construction
  • Refinance

8471 West Linebaugh Avenue, Tampa, FL 33625
WebsiteLicense: 1477952

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

The Mortgage Firm is a private lender in Winter Park with more than two decades of experience in the lending business. The company features in-house processing, in-house underwriting, and utilizes local appraisers. Loan options include conventional loans with low down payment options, FHA and VA loans, USDA loans with 100% financing available to qualified borrowers, and Jumbo home loans for amounts greater than $417,000. The Mortgage Firm is a member of the Greater Tampa REALTORS.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
The Mortgage Expert
450 S Orange Ave 3rd Floor Suite 379, Orlando, FL 32801Call for estimate
Agave Home Loans
Tampa, FLCall for Quote
Compass Mortgage LLC
705 East Orange Street, Lakeland, FL 33801
A & A Mortgage Funding, Inc.
3419 Brook Crossing Drive, Brandon, FL 33511
The Associates Home Loan of Florida, Inc.
14802 North Dale Mabry Highway, Tampa, FL 33618
DDA Mortgage, Inc.
11701 South Belcher Road, Largo, FL 33773
Premier Lending Corp
Southwest 53rd Street, Tampa, FL 33330
Bliss Mortgage LLC
5322 Primrose Lake Circle Suite A, Tampa, FL 33647
Home Access Financial
100 S. Ashley Drive, Suite 1150, Tampa, FL 33602
Landmark Mortgage & Associates, Inc.
110 East Pine Street, Lakeland, FL 33801
First Security Mortgage Services, Inc.
13915 Carrollwood Village Run, Tampa, FL 33618
Dan Ernest
8141 Bellarus Way, Trinity, FL 34655
Heckman Mortgage
13115 West Linebaugh Avenue, Suite 102, Tampa, FL 33626
The Mortgage Firm Trinity
2150 Seven Springs Boulevard, Trinity, FL 34655
E Loans Mortgage Inc
13789 Linden Drive, Spring Hill, FL 34609
The Mortgage Firm Tampa One
6521 Gunn Highway, Tampa, FL 33625
Monroe & Giordano
777 South Harbour Island Boulevard, Tampa, FL 33602
Moneylink Mortgage
1265 South Myrtle Avenue, Clearwater, FL 33756
Florida Mortgage Firm
2216 South Alexander Street, Plant City, FL 33563
The Mortgage Firm Tampa
8471 West Linebaugh Avenue, Tampa, FL 33625

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.