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2024

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Best Mortgage Brokers in Orlando, FL

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Orlando Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

74Reviewed

52Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

450 S Orange Ave 3rd Floor Suite 379, Orlando, FL 32801
WebsiteLicense: 2412313

Expertise.com Rating

Review Sources

Google
4.9 (201)
Zillow
5.0 (30)
Yelp
5.0 (3)

Why choose this provider?

Mortgage Expert is a locally owned and operated brokerage firm that serves the residents of Orlando and the surrounding areas. It assists with a variety of home purchase loans, including conventional, FHA, VA, and jumbo loans. Its rates range from 15-year fixed to 30-year fixed. In addition, the firm offers mortgage refinance programs for rate and term, cash out, and debt consolidation purposes. President Shahram Sondi has been working in the lending industry for more than two decades.

  • Conventional Mortgages
  • Mortgage Lenders
  • Mortgage Refinance
  • Mortgage Brokers
  • Investment Property

Orlando, FL

Expertise.com Rating

Why choose this provider?

Need help contacting a Mortgage Broker in Orlando? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Orlando, FL
WebsiteLicense: 1951574

Expertise.com Rating

Review Sources

Facebook
5.0 (91)

Why choose this provider?

Agave Home Loans is an independent mortgage broker that serves homebuyers in Orlando. It guides clients in understanding their needs and looking for suitable home loans. Representing hundreds of lenders, it offers a variety of mortgage products, like conventional, non-qualifying, VA, and FHA loans. The company's agents guide individuals through the search and application processes. Co-owner Marshall Gottlieb was in the hospitality and restaurant sector for seven years before shifting to the lending and real estate business.

  • Refinance

13538 Village Park Dr Ste 240, Orlando, FL 32837

Expertise.com Rating

Review Sources

Google
4.9 (46)

Why choose this provider?

Pioneer Mortgage Funding Inc., is a company serving Orlando and its surrounding communities. It offers a wide range of loan options for individuals who are looking to buy or refinance a home. These include VA, FHA, jumbo, and 15-year to a 30-year fixed mortgage. Its team of professionals conducts discussions with clients in English or Spanish to evaluate their current financial situation and short-term to long-term objectives. The company also conducts a refinance analysis and calculates mortgage details.

  • Refinance

5440 W 110th St Ste 300, Overland Park, KS 66212
WebsiteLicense: 2140357

Expertise.com Rating

Review Sources

Google
5.0 (221)
Facebook
4.7 (14)
Yelp
5.0 (2)

Why choose this provider?

Smart Home Lending serves first-time homebuyers and investors in Orlando. It provides mortgage solutions that assist families and individuals in purchasing their dream homes. The company assesses clients' income, assets, and employment histories to ensure that they can repay their mortgage loans. The team handles VA, FHA, USDA, jumbo, and conventional loans. It also provides refinancing services for consolidating loans, lowering interest rates, and repaying other debts. Smart Home Lending has been in the industry for more than seven years.

  • Refinance
  • New Construction

6236 Kingspointe, Orlando, FL 32819

Expertise.com Rating

Review Sources

Facebook
5.0 (98)
Google
4.8 (55)

Why choose this provider?

My Florida Mortgage Solutions is a local firm that serves Orlando and the surrounding areas. It helps clients seeking to purchase or refinance residential properties, whether they are buying their first home or investing in a second one. The firm's team of mortgage professionals offers various loan program options such as FHA loans, VA loans, jumbo loans, and USDA loans. Clients may also opt for Home Possible mortgage, HomeReady, and HARP. Reverse mortgage loans are also available for seniors aged 62 years or older.

  • New Construction

100 East Sybelia Avenue, Maitland, FL 32751
WebsiteLicense: 336991

Expertise.com Rating

Why choose this provider?

Streamline is a Maitland-based mortgage firm that offers a variety of loan options to homebuyers and refinance clients in Orlando and surrounding areas. It has been providing mortgage solutions since 2005 and has closed more than 1,900 loan applications. Its mortgage programs include FHA loans, jumbo loans, and conventional loans that include a variety of downpayment options. Streamline also offers VA loans to help veterans, service members, and eligible surviving spouses achieve their goals of homeownership.

  • Refinance
  • Reverse Mortgages

913 Burland Circle, Winter Garden, FL 34787

Expertise.com Rating

Why choose this provider?

Harper Mortgage Team is headed by Jeff Harper, a broker that serves Orlando and nearby areas. He helps homebuyers find loans suitable for their resources, needs, and goals. He assists them in applying for conventional, FHA, and USDA loans. The mortgage specialist also offers programs for homeowners seeking to refinance current loans. These include HARP loans, which are provided by the federal government. Harper has more than a decade of experience in the mortgage industry.

  • New Construction
  • Refinance

617 E Colonial Dr. Ste A, Orlando, FL 32803

Expertise.com Rating

Review Sources

Google
4.7 (31)
Facebook
5.0 (7)

Why choose this provider?

American Mortgage serves aspiring homeowners in and around Orlando. Its team of advisors helps individuals and families looking to purchase a new home by matching them up with a loan program that fits their needs. It also provides refinancing options to those who want to pay their loans faster or reduce their monthly payments and interest rates. In its over 20 years of existence, the company has served nearly 200,000 clients, with an average closing period of 17 days.

  • Multi-Family Loans

6832 Aloma Ave., Winter Park, FL 32792

Expertise.com Rating

Review Sources

Google
3.4 (30)
Facebook
5.0 (5)
Yelp
1.0 (2)

Why choose this provider?

Infinity Mortgage Group, Inc., serves individuals and families in Orlando. Its consultants help homeowners make informed decisions regarding their finances and get them through underwriting quickly. It handles a variety of loan types, including fixed-rate, adjustable-rate, FHA, and VA, and assists clients in choosing loans that suit their situations and needs. It also offers guidance throughout the mortgage process, which includes computing purchase power, studying upfront costs, and buying properties. Additionally, the firm provides refinancing solutions.

  • Refinance

10959 Dylan Loren Circle, Orlando, FL 32825

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Zillow
5.0 (7)
Google
5.0 (2)

Why choose this provider?

Sibley Mortgage Group provides residential mortgages to individuals and families in Orlando and nearby neighborhoods. It offers various mortgage rate options, including adjustable-rate, fixed-rate, interest-only, and graduated payments. Other mortgage loan programs include FHA, VA, USDA, conventional, and jumbo. The company assists clients in selecting among home purchase, refinancing, or equity loan types. One of the clients praised the team for being attentive and communicative compared to other lending institutions.

  • New Construction
  • Refinance

1412 W Colonial DR. Suite#100, Orlando, FL 32804

Expertise.com Rating

Review Sources

Google
4.9 (61)
Zillow
5.0 (25)
Facebook
5.0 (5)

Why choose this provider?

JD Lending Group Inc. is a full-service mortgage firm that offers a wide range of mortgage options to meet clients' financial needs and circumstances. It serves individuals and families throughout Orlando and the nearby areas, assisting clients who are looking to buy their first home, invest in a second one, or refinance an existing mortgage. It works with over 20 lenders in the country, offering a broad range of loan options that include VA, USDA, conventional, and FHA loans.

  • Refinance

2626B Edgewater Drive, Orlando, FL 32804

Expertise.com Rating

Review Sources

Google
5.0 (104)
Zillow
5.0 (3)
Yelp
3.0 (2)

Why choose this provider?

Integrity Mortgage assists borrowers in and around the Orlando area. It is headed by Rick Cason, who assists homebuyers throughout the home loan process, from preapproval to closing. He helps them apply for different mortgages, including jumbo loans, which have fixed rates. He also serves homeowners looking to refinance outstanding loans. Cason received the Best Service Award from Orlando Magazine for four consecutive years. He was also quoted by the New York Times for five successive years.

  • New Construction
  • Refinance

3185 S Conway Rd Suite C, Orlando, FL 32812

Expertise.com Rating

Review Sources

Google
5.0 (30)

Why choose this provider?

Daniel A. Arjona of Alterra Home Loans helps borrowers in and around the Orlando area. He guides them through the home loan process and develops mortgage plans in pursuit of helping them fund their home purchases. He has served more than 2,500 families throughout his over 15 years of working in the mortgage industry. Former clients commended Arjona for informing them throughout the process, giving financial tips, responding promptly to inquiries, and paying attention to detail.

  • Refinance

100 W Lucerne Cir Unit 502, Orlando, FL 32801

Expertise.com Rating

Why choose this provider?

Tewes Mortgage serves clients in the Orlando area. Its brokers assist first-time and veteran buyers with securing financing for their homes or investment properties. They also help property owners with refinancing their mortgages so that they pay lower interest rates and smaller monthly payments. Company founder and president Brian Tewes has more than 24 years of experience in the mortgage business. Tewes Mortgage offers 24/7 assistance and is part of the Florida Association of Mortgage Professionals.

  • Refinance

230 E. Marks St, Orlando, FL 32803

Expertise.com Rating

Review Sources

Google
5.0 (46)
Zillow
5.0 (5)

Why choose this provider?

Nationwide Mortgage Advisors is an Orlando-based firm that assists clients, including self-employed individuals and business owners, in their journey of homeownership. For clients buying a new home or relocating to a new area, the firm's mortgage advisors have various loan options to offer, such as conventional, jumbo, FHA, VA, home ready, and commercial loans. They also cater to clients looking to cash out or get a better rate and term through FHA streamline and conventional refinance programs.

  • New Construction

231 East Tillman Avenue, Orlando, FL 33853
WebsiteLicense: 1486483

Expertise.com Rating

Review Sources

Zillow
5.0 (65)
Google
4.8 (41)
Facebook
5.0 (39)

Why choose this provider?

Reverse Loan Solutions is a mortgage company that serves clients in and around Orlando. Its mortgage brokers assist elderly people in gaining access to funds by converting their home equities to mortgages that can help with their daily needs, medical bills, and any unexpected expenses. It also offers reverse mortgage options for clients looking to purchase a new home or refinance their current loans. Reverse Loan Solutions has been in business for more than two decades.

  • New Construction
  • Refinance

941 W. Morse Blvd. Suite 100, Winter Park, FL 32789

Expertise.com Rating

Review Sources

Google
5.0 (67)

Why choose this provider?

Mortgage Money Lending is a firm that offers various loan arrangements to property purchasers in Orlando. The team delivers fixed and adjustable-rate options across conventional, FHA, jumbo, or multi-family products. The firm also provides home equity lines of credit and co-op financing solutions. Mortgage Money Lending has grown its client base principally through the referrals of past customers, loan originators, and local realtors. President Reggie Gomez began his life in the mortgage trade in 1999.

  • New Construction

6735 Conroy Rd, 3rd Floor, Suite 309, Orlando, FL 32835

Expertise.com Rating

Review Sources

Google
5.0 (67)
Facebook
5.0 (18)

Why choose this provider?

Multi Home Loans serves clients residing in the Orlando metro and the surrounding areas. It helps individuals with home loan processes, from application to approval and closing. It explains and offers different types of programs, such as FHA, VA, jumbo, 203K, and USDA loans, to first-time and repeat homebuyers. The local firm also handles home refinancing matters. Clayton Chaves and Edgar Leme, Multi Home Loans' mortgage broker and originator, are fluent in Portuguese and Spanish.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
The Mortgage Expert
450 S Orange Ave 3rd Floor Suite 379, Orlando, FL 32801Call for estimate
Agave Home Loans
Orlando, FL
Pioneer Mortgage Funding Inc.
13538 Village Park Dr Ste 240, Orlando, FL 32837
Smart Home Lending
5440 W 110th St Ste 300, Overland Park, KS 66212
My Florida Mortgage Solutions
6236 Kingspointe, Orlando, FL 32819
Streamline
100 East Sybelia Avenue, Maitland, FL 32751
Harper Mortgage Team
913 Burland Circle, Winter Garden, FL 34787
American Mortgage
617 E Colonial Dr. Ste A, Orlando, FL 32803
Infinity Mortgage Group, Inc
6832 Aloma Ave., Winter Park, FL 32792
Sibley Mortgage Group
10959 Dylan Loren Circle, Orlando, FL 32825
JD Lending Group Inc.
1412 W Colonial DR. Suite#100, Orlando, FL 32804
Integrity Mortgage
2626B Edgewater Drive, Orlando, FL 32804
Alterra Home Loans
3185 S Conway Rd Suite C, Orlando, FL 32812
Tewes Mortgage
100 W Lucerne Cir Unit 502, Orlando, FL 32801
Nationwide Mortgage Advisors
230 E. Marks St, Orlando, FL 32803
Reverse Loan Solutions
231 East Tillman Avenue, Orlando, FL 33853
Mortgage Money Lending
941 W. Morse Blvd. Suite 100, Winter Park, FL 32789
Multi Home Loans
6735 Conroy Rd, 3rd Floor, Suite 309, Orlando, FL 32835

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.