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2024

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Best Mortgage Brokers in Hartford, CT

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hartford Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

47Reviewed

35Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

15 Pitkin Street, Manchester, CT 06040
WebsiteLicense: 90746

Expertise.com Rating

Review Sources

Google
5.0 (58)
Facebook
5.0 (7)
Yelp
5.0 (4)

Why choose this provider?

Burke Mortgage provides strategic mortgage solutions to its clients in Hartford and the surrounding communities. The service provider helps businesses, first-time home buyers, and homeowners acquire loan programs in line with their mortgage needs. Its agents offer years of experience in purchasing, refinancing, and reversing mortgages. John Burke, its owner, started his mortgage career in 2002. Three years later, he founded Burke Mortgage to help individuals obtain the right mortgage products available in the marketplace.

  • Refinance

15 Lewis Street, Hartford, CT 06103
WebsiteLicense: 25932

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Google
5.0 (1)

Why choose this provider?

Located in Hartford, Sojourn Mortgage assists clients with their lending needs. It offers mortgage advice, debt-to-income analysis, order appraisals and inspections, and financial documentation collection. It also provides conventional loans, reverse mortgages, jumbo, and non-QM lending products. Its owner, Paula Mercier, is a mortgage planning specialist and a member of the Greater Newton Charitable Society. She has 25 years of industry experience. Mercier was also featured in the Connecticut Magazine for winning the Five-Star Professional's annual award 12 years in a row.

  • Reverse Mortgages

2640 Main Street, Glastonbury, CT 06033
WebsiteLicense: 71655

Expertise.com Rating

Review Sources

Facebook
4.0 (169)
Yelp
3.0 (21)
Google
5.0 (11)

Why choose this provider?

Norcom Mortgage is a mortgage company addressing different kinds of mortgage needs in Hartford. The company serves clients through various financing solutions such as mortgage refinancing, reverse mortgages, and USDA loans. Its mortgage professionals work to educate clients throughout the application process through consultations and educational resources available on its website. Norcom Mortgage maintains a local community outreach division called Norcom Cares that hosts charity fundraisers and participates in volunteer work.

  • Refinance
  • Reverse Mortgages

1331 Silas Deane Highway, Wethersfield, CT 06109
WebsiteLicense: 2744

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Welcome Home Mortgage, LLC, has been helping clients around Hartford with matching their specific needs to the loan services available in the company. They offer a variety of loans such as FHA, VA, Hybrid ARMs, and HARP 2.0. The other mortgage programs include fixed-rate and adjustable-rate mortgages, interest-only, and reverse mortgages. The team at Welcome Home Mortgage is composed of mortgage brokers who have had extensive practice and experience in the industry.

  • New Construction

37 West Center Street, Southington, CT 06489
WebsiteLicense: 112216

Expertise.com Rating

Review Sources

Google
4.0 (66)
Facebook
5.0 (42)

Why choose this provider?

New England Home Mortgage is a firm that offers home purchase loans in Hartford. Its brokers assess every client's financial status to provide the mortgage solution that fits their home buying requirements. The different programs available are reverse and FHA mortgages, CHFA financing, and conventional, USDA, and VA loans. New England Home Mortgage has over 50 years of experience in the industry. It strives to provide stress-free services by assisting in every aspect of the process, from pre-qualification to closing.

  • New Construction
  • Refinance

80 Lamberton Road, Windsor, CT 06095
WebsiteLicense: 2600

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Carrington Mortgage Services, LLC, provides home financing programs for its clients in Hartford and other nearby communities. It offers loan solutions that match the needs of first-time homebuyers, seasoned investors, and veterans. These home loan options include conventional, FHA, USDA, VA, and adjustable-rate mortgages. It also helps homeowners refinance their existing loans. In addition, the company gives back to the community through its non-profit charitable foundation that supports veterans by providing them with adaptive housing and entrepreneurship opportunities.

  • New Construction
  • Refinance

415 Wolcott Road, Wolcott, CT 06716
WebsiteLicense: 815059

Expertise.com Rating

Review Sources

Google
4.0 (26)
Facebook
5.0 (20)
Zillow
5.0 (7)

Why choose this provider?

New England Residential Finance, LLC, is a mortgage brokerage that serves clients in Hartford. It offers a variety of loan options for homebuyers, homeowners, and real estate professionals, including conventional fixed-rate mortgage, FHA, VA home, and USDA loans. Having access to mortgage sources, its loan specialists strive to find programs that suit the needs of its clients. Its team of mortgage consultants includes managing director Michael Rousseau, who has been working in the industry for over two decades.

  • New Construction

154 Talcottville Road, Vernon, CT 06066
WebsiteLicense: 1155

Expertise.com Rating

Review Sources

Google
5.0 (67)
Facebook
5.0 (1)

Why choose this provider?

Americay Mortgage Corp. is composed of mortgage brokers offering their services to Hartford and other nearby cities. They counsel new home buyers or seasoned real estate investors on the available loans that meet their financial goals. In addition, they process the clients' financial documents and find the best interest rates and terms available. Their loan programs include conventional, FHA, USDA, and VA loans. They also offer HARP 2.0 loans for those who are having difficulty with their current mortgages. The company was founded in 2000.

  • Refinance

175 New Britain Avenue, Plainville, CT 06062
WebsiteLicense: 2754

Expertise.com Rating

Review Sources

Google
4.0 (56)
Facebook
5.0 (5)

Why choose this provider?

Mortgage Assistance Company, LLC, has been serving families in Hartford and surrounding areas for over 20 years. Its staff helps clients purchase and refinance residential properties, whether it's a single-family home, multi-family residence, condominium, townhouse, or manufactured home. With decades of experience in the mortgage industry, the firm's loan officers assist in obtaining FHA, VA, USDA, and jumbo loans. Borrowers can visit their website for secure loan applications, loan pre-qualifications, or financing option evaluations using interactive mortgage calculators.

  • Refinance

68 South Main Street, West Hartford, CT 06107
WebsiteLicense: 1876798

Expertise.com Rating

Review Sources

Facebook
4.0 (93)
Google
4.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Residential Mortgage Services is an independent, privately held mortgage company that has been providing personalized loan processing, underwriting, and direct lending services to homeowners in Hartford since 1991. Its loan officers are dedicated to helping clients with their home financing needs by offering a variety of loan products such as conventional, jumbo, first-time homebuyers, VA, FHA, and USDA-RD loans. They also provide renovation, first, second, fixed-rate, and adjustable-rate mortgages. Other services include investment property and state housing loan programs.

  • Refinance

48 Meriden Road, Middlefield, CT 06455
WebsiteLicense: 117273

Expertise.com Rating

Review Sources

Google
4.0 (59)
Facebook
5.0 (18)
Yelp
3.5 (3)

Why choose this provider?

Founded in 2008, Northeast Financial is a local mortgage brokerage firm that serves clients in Hartford and the surrounding areas. Its team has over 50 years of combined industry experience and offers a variety of residential and commercial mortgages. In addition to residential mortgages—including conventional, VA, USDA, reverse, jumbo, and rehab—the firm handles commercial financing for new construction and renovation and asset-based rental property loans. Northeast Financial employs its local knowledge in the community, which helps in personalizing loans according to need.

  • Reverse Mortgages

1 Liberty Square, New Britain, CT 06051
WebsiteLicense: 2576

Expertise.com Rating

Review Sources

Google
1.0 (18)

Why choose this provider?

McCue Mortgage is a Connecticut-based residential loan servicing company serving homeowners in Hartford since 1949. The mortgage lender serves clients' home buying needs at every level of the financing spectrum, from first-time homebuyers to those refinancing their mortgages. From its early years providing homeownership opportunities to helping World War II veterans obtain and stay in their homes, the company has grown along with the needs of all homebuyers, providing escrow, taxes, insurance, and mortgage services, and now represents a portfolio of $1 billion.

  • Refinance

1027 Farmington Avenue, Farmington, CT 06032
WebsiteLicense: 6297

Expertise.com Rating

Review Sources

Facebook
4.0 (23)
Google
5.0 (11)

Why choose this provider?

CT Liberty Mortgage is a full-service mortgage company located in Farmington that also serves the nearby cities of Southington, Plainville, and Hartford. Its brokers partner with lending institutions that offer purchase and refinancing loan programs. They work with both parties, verifying paperwork for the completion of a home purchase or refinancing process. Additionally, they evaluate their clients' situations and design loan plans that meet their requirements, which include conventional, reverse, HomePath, VA, USDA, and FHA loans.

  • Refinance
  • Reverse Mortgages

11 Timberwood Road, West Hartford, CT 06117
WebsiteLicense: 2624

Expertise.com Rating

Review Sources

Facebook
5.0 (25)
Google
5.0 (9)

Why choose this provider?

Guaranty Federal is a mortgage firm that has been serving the Hartford area and beyond for more than 30 years. Whether a client needs to buy a residential property for the first time or to refinance an existing mortgage to reduce monthly payments, Guaranty Federal can help in navigating through the entire mortgage process. Included in its services are the provision of an estimate of costs and fees, the review of financing program options, and coordination until the closing of a transaction.

  • New Construction
  • Refinance

35 North Main Street, West Hartford, CT 06107
WebsiteLicense: 2589

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Sanborn Mortgage Corporation was established in 1981 and has since provided residential lending services to Hartford and other surrounding metros. It guides home buyers through the whole mortgage process and helps them choose the best loan programs that meet their needs. Fixed-rate and adjustable-rate mortgages are the types of conventional loans that it offers to warrantable condos, single-family homes, primary residences, second homes, and investment properties. In addition, it also offers refinancing to homeowners seeking a lower rate mortgage.

  • Refinance

105 East Center Street, Manchester, CT 06040
WebsiteLicense: 21779

Expertise.com Rating

Review Sources

Google
5.0 (34)
Facebook
5.0 (1)

Why choose this provider?

Generation Mortgage, LLC, is a family-owned mortgage company that serves clients in Hartford. The company works with 40 different lenders to help clients find the loan that best suits their needs. Its products include conventional, first-time home-buyer, FHA, VA, USDA, and jumbo loans. Non-qualified mortgage loans are also available. The firm was founded in 2005 by Gerald Rothman Jr., who has a background in real estate, construction, and roofing. The company can also serve clients across Connecticut, Massachusetts, and Florida.

  • Refinance

34 Bloomfield Avenue, Windsor, CT 06095
WebsiteLicense: 69164

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
4.0 (9)

Why choose this provider?

Horizon Home Mortgage LLC is a mortgage company that has been serving the residents of Hartford and the surrounding areas for more than 15 years. It offers a wide variety of loan programs, such as conventional, FHA, VA, USDA, and non-QM loans. In addition, it provides foreign national loans, refinance loans, and reverse mortgages. Founder and principal Samir Doshi has been working in the business and finance industry for more than 30 years.

  • Refinance

43 North Main Street, West Hartford, CT 06107
WebsiteLicense: 110851

Expertise.com Rating

Review Sources

Google
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Elm Tree Funding, LLC, is a full-service mortgage solutions company serving clients in Hartford and nearby areas. The firm assists individuals and families in turning their home ownership goals into actuality with a mortgage loan. As an independent mortgage brokerage, the company has access to a variety of loan programs and guide clients in selecting the best loan for their purchasing, refinancing, and cash-out needs. The agency is licensed to serve clients in all of Connecticut.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Burke Mortgage
15 Pitkin Street, Manchester, CT 06040
Sojourn Mortgage
15 Lewis Street, Hartford, CT 06103
Norcom Mortgage
2640 Main Street, Glastonbury, CT 06033
Welcome Home Mortgage, LLC
1331 Silas Deane Highway, Wethersfield, CT 06109
New England Home Mortgage
37 West Center Street, Southington, CT 06489
Carrington Mortgage Services, LLC
80 Lamberton Road, Windsor, CT 06095
New England Residential Finance, LLC
415 Wolcott Road, Wolcott, CT 06716
Americay Mortgage Corp
154 Talcottville Road, Vernon, CT 06066
Mortgage Assistance Company, LLC
175 New Britain Avenue, Plainville, CT 06062
Residential Mortgage Services
68 South Main Street, West Hartford, CT 06107
Northeast Financial
48 Meriden Road, Middlefield, CT 06455
McCue Mortgage
1 Liberty Square, New Britain, CT 06051
CT Liberty Mortgage
1027 Farmington Avenue, Farmington, CT 06032
Guaranty Federal
11 Timberwood Road, West Hartford, CT 06117
Sanborn Mortgage Corporation
35 North Main Street, West Hartford, CT 06107
Generation Mortgage, LLC
105 East Center Street, Manchester, CT 06040
Horizon Home Mortgage LLC
34 Bloomfield Avenue, Windsor, CT 06095
Elm Tree Funding
43 North Main Street, West Hartford, CT 06107

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.