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2024

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Best Mortgage Brokers in Thornton

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Thornton Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

49Reviewed

36Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1350 Lawrence St 100, Denver, CO 80204
WebsiteLicense: 167768

Expertise.com Rating

Review Sources

Google
4.8 (92)
Yelp
5.0 (84)

Why choose this provider?

For over two decades, Uptown Mortgage, a locally owned Colorado brokerage, has been serving clients in Thornton. Through an assigned loan originator, the company helps individuals apply for loan programs, including VA and FHA, from a variety of government agencies. It also provides non-qualified mortgages for self-employed borrowers seeking to qualify through documents like bank statements. It works with other clients aiming to refinance. Jason Kauffman, one of its owners, is a former president of the Colorado Association of Mortgage Professionals.

  • Purchase
  • First Time Homebuyer
  • VA Specialists
  • New Construction
  • Refinance

Thornton, CO

Expertise.com Rating

Why choose this provider?

Need help contacting a Mortgage Broker in Thornton? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

12201 North Pecos Street, Westminster, CO 80234
WebsiteLicense: 75243

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Paramount Residential Mortgage Group, Inc., is a mortgage brokerage company that has been serving the Thornton metro for over a decade. The company is composed of both residential home lenders and groups of national mortgage bankers, all with the aim of assisting each client in choosing the best loan type for their needs. Paramount Residential Mortgage Group generally offers FHA, VA, and USDA loan products while also providing standard conventional loans and home renovation loan programs.

  • Multi-Family Loans

333 West Colfax Avenue, Denver, CO 80204
WebsiteLicense: 112844

Expertise.com Rating

Review Sources

Google
5.0 (25)
Facebook
5.0 (17)

Why choose this provider?

Founded in 2003, PierPoint Mortgage has been providing mortgage services to clients in the Thornton area through agents who have over 50 years of combined experience. It offers a wide variety of mortgage programs to help homeowners find the right plans to fit their needs. The company provides conventional, USDA, VA, FHA, and Jumbo loan options. It also offers refinancing to help clients convert their equity to cash, change loan terms, and reduce monthly payments. Reverse mortgage options are also available.

  • Refinance

11166 Huron Street, Northglenn, CO 80234
WebsiteLicense: 1402947

Expertise.com Rating

Review Sources

Facebook
5.0 (78)
Google
5.0 (4)

Why choose this provider?

The Baltazar Team of Thrive Mortgage is a lending company serving home buyers and owners in Thornton and nearby areas. It specializes in purchasing, refinancing, and renovating home loans. It offers different home loan products such as USDA, VA, FHA, conforming, jumbo, and construction financing. The company was founded in 2001 and provides residential mortgage loans in California, Florida, Washington, and Ohio. Branch Manager Myrna Baltazar is experienced in down payment assistance, bonds, and adverse credit.

  • Multi-Family Loans

8354 Northfield Boulevard, Denver, CO 80238
WebsiteLicense: 374978

Expertise.com Rating

Review Sources

Zillow
4.9 (227)
Google
5.0 (64)
Yelp
5.0 (1)

Why choose this provider?

First National Financing is a mortgage company serving clients in Thornton. It works with multiple lenders to provide clients with a mortgage solution based on their needs. It offers adjustable-rate loans, fixed-rate loans, and VA and FHA loans. The company's fixed-rate loans are available from 10-year to up to 30-year terms. It also provides mortgage refinancing solutions to clients seeking to lower their monthly payments. First National Financing's mortgage professionals guide clients through the entire loan process.

  • Refinance
  • Multi-Family Loans

11152 Huron Street, Denver, CO 80234
WebsiteLicense: 1484060

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (1)

Why choose this provider?

North Metro Mortgage is a mortgage brokerage firm founded by Thom Trumble, serving clients in Thornton. Its purchase loans include conventional, FHA, VA, and USDA. The firm assists clients with refinancing to cash-out equity, lower monthly payments, and remove monthly mortgage insurance. Its team members have over 50 years of combined experience in the lending industry and are locals in the North Denver suburbs. North Metro Mortgage provides a mortgage market widget that shows national rate averages.

  • Refinance

1499 West 120th Avenue, Westminster, CO 80234
WebsiteLicense: 2032871

Expertise.com Rating

Review Sources

Google
5.0 (14)

Why choose this provider?

Pathway Home Lending has assisted thousands of clients since it opened in 2020. It is an independent mortgage brokerage firm serving Thornton and the neighboring areas. It provides home loans and refinancing services through programs, such as super jumbo, jumbo, USDA, FHA, and VA loans. In addition, adjustable-rate and fixed-rate mortgages with 5-year to 30-year terms are also available. Its other products include conforming and 203k loans. Pathway Home Lending is a member of the Association of Independent Mortgage Experts.

  • Refinance
  • Purchase Transactions

1001 West 120th Avenue, Westminster, CO 80234
WebsiteLicense: 150953

Expertise.com Rating

Review Sources

Google
4.0 (33)
Facebook
5.0 (13)

Why choose this provider?

20/20 Mortgage Solutions is a local mortgage planning team at Luminate Home Loans serving Thornton and the nearby areas. It specializes in mortgage and real estate planning processes and financial strategies. It offers home loan programs, including super jumbo loans, adjustable-rate mortgages, conforming loans, FHA, VA, and USDA loans. It also has fixed-rate mortgages with terms ranging from 10 years to 30 years. The team of mortgage advisors assists clients through the whole home loan process.

  • Refinance

600 17th Street, Denver, CO 80202
WebsiteLicense: 2132932

Expertise.com Rating

Review Sources

Google
5.0 (30)

Why choose this provider?

American Premier Mortgage offers lending assistance to address the home purchasing and refinancing needs of Thornton residents. The business works with over 100 investors to provide various types of loan programs such as 10- to 30-year mortgages, 1- to 5-year ARMS, conventional, commercial, and jumbo. Its loan officers are also equipped to process home equity lines and VA. The company has online calculators for consolidation, renting versus buying, and refinance. American Premier Mortgage is driven to provide the highest level of service to its clients.

  • Refinance

500 East 84th Avenue, Thornton, CO 80229
WebsiteLicense: 1818695

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Located in Thornton, Montis Lending Group is an independent provider of mortgage services. It guides its clients with their financing decisions and offers various loan options that may match their needs, such as jumbo home loans, FHA home loans, and VA home loans. It also provides refinancing services that may adjust clients' existing mortgages under different terms. Montis Lending Group has a strong focus on time, closing most of its loans in 30 days or less.

  • Refinance
  • Purchase Transactions

2081 East 129th Drive, Thornton, CO 80241
WebsiteLicense: 512382

Expertise.com Rating

Review Sources

Google
5.0 (21)

Why choose this provider?

BestRates Mortgage is a brokerage firm that serves Thornton and the surrounding areas. It offers several fixed-rate and adjustable-rate loan options ranging from 10-year to 30-year terms. The company also provides government loan programs such as FHA and VA loans. Refinancing options are also available for clients who wish to lower their monthly payments, obtain better interest rates, pay off their debt more quickly, or take some cash out of their home equity for investment or renovation purposes.

  • New Construction
  • Refinance

1932 West 33rd Avenue, Denver, CO 80211
WebsiteLicense: 1462

Expertise.com Rating

Review Sources

Google
4.9 (174)
Facebook
5.0 (24)

Why choose this provider?

American Liberty Mortgage is a lending company serving Thornton and the rest of the state. Whether a client is buying a home for the first time, refinancing an existing mortgage, or consolidating debt with high interest, the company is able to offer an extensive list of mortgage solutions. Its loan programs include conventional loans, FHA and FHA streamline loans, VA and VA IRRL loans, and jumbo loans. In addition, special programs such as FHA 203K rehab loans and reverse mortgages are also available.

  • Refinance

8700 Turnpike Drive, Westminster, CO 80031
WebsiteLicense: 1626526

Expertise.com Rating

Review Sources

Google
5.0 (111)
Facebook
5.0 (64)

Why choose this provider?

Move Mortgage provides mortgage loan options to clients in Thornton. Its team members specialize in property evaluation, comparing loan rates, cash-out refinance, and home purchase loan services. They also assist clients who prefer to get an adjustable-rate mortgage to lower their initial payment. In addition, the agency has 30 and 15 years fixed-rate loan programs that give clients a constant interest rate and monthly payments. Move Mortgage also handles FHA, VA, jumbo, 203K, adjustable-rate, and USDA loan options.

  • Refinance
  • Purchase Transactions

1630 Welton Street, Denver, CO 80202
WebsiteLicense: 372137

Expertise.com Rating

Review Sources

Google
4.0 (36)
Facebook
5.0 (6)

Why choose this provider?

Formed in 2003, Hunter Lending provides customized mortgage solutions to its clients in Thornton. The business is driven to assist customers in achieving their financial goals through various loan options, such as conventional, FHA, jumbo, and VA loans. Its agents also guides first-time homebuyers in financing their dream homes despite lacking ideal credit and having a challenging debt-to-income ratio. Aside from forming Hunter Lending, senior mortgage specialist Ryan Hunter also founded Hulce Mortgage and Hulce Title Company.

  • Refinance

2301 Blake Street, Denver, CO 80205
WebsiteLicense: 2085418

Expertise.com Rating

Review Sources

Google
5.0 (29)

Why choose this provider?

Beacon Lending is a mortgage firm providing home loans to borrowers across Thornton. The company was established in 2003 and has since served thousands of clients, including foreign nationals and individuals with low credit scores. It strives to provide mortgage solutions that work for each client's unique needs. The business offers various lending programs, such as conventional, jumbo, USDA, VA, and HARP loans. Additionally, mortgage options are available for investment properties, new constructions, condotels, and manufactured homes.

  • New Construction

387 Corona Street, Denver, CO 80218
WebsiteLicense: 1838215

Expertise.com Rating

Review Sources

Google
5.0 (164)
Facebook
4.8 (20)

Why choose this provider?

Mortgage Maestro Group is a full-service brokerage that assists Thornton residents along the homebuying process. Its team of mortgage specialists helps clients select from a wide range of financing options, including FHA, VA, jumbo, and conventional loans. They also offer specialty products such as renovation loans and down payment assistance programs. Mortgage Meastro Group is owned by Ray Williams. He and his team have over 25 years of collective industry experience. Ray has a background in computer information systems.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Uptown Mortgage - Thornton
1350 Lawrence St 100, Denver, CO 80204Call for quote
Paramount Residential Mortgage Group, Inc.
12201 North Pecos Street, Westminster, CO 80234
PierPoint Mortgage
333 West Colfax Avenue, Denver, CO 80204
The Baltazar Team
11166 Huron Street, Northglenn, CO 80234
First National Financing
8354 Northfield Boulevard, Denver, CO 80238
North Metro Mortgage
11152 Huron Street, Denver, CO 80234
Pathway Home Lending
1499 West 120th Avenue, Westminster, CO 80234
20/20 Mortgage Solutions
1001 West 120th Avenue, Westminster, CO 80234
American Premier Mortgage
600 17th Street, Denver, CO 80202
Montis Lending Group
500 East 84th Avenue, Thornton, CO 80229
BestRates Mortgage
2081 East 129th Drive, Thornton, CO 80241
American Liberty Mortgage
1932 West 33rd Avenue, Denver, CO 80211
Move Mortgage
8700 Turnpike Drive, Westminster, CO 80031
Hunter Lending
1630 Welton Street, Denver, CO 80202
Beacon Lending
2301 Blake Street, Denver, CO 80205
Mortgage Maestro Group
387 Corona Street, Denver, CO 80218

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.