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2024

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Best Mortgage Brokers in Greeley, CO

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Greeley Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35Reviewed

25Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Greeley, CO
WebsiteLicense: 225207

Expertise.com Rating

Why choose this provider?

Real Estate Loans 4 You is a mortgage company that serves borrowers in Greeley. It offers USDA, VA, FHA, and conventional loans to help residents achieve their financial goals. The company also helps first-time buyers and those who want to opt for refinance loans. The company is led by Brad Tuttle, who has over 37 years of experience in the industry. Unlike large banking institutions, Collins works closely with local clients to give them the best option to fit their mortgage needs.

  • New Construction

2919 17th Street, Suite 115, Longmont, CO 80503
WebsiteLicense: 394057

Expertise.com Rating

Review Sources

Google
5.0 (88)
Facebook
5.0 (32)

Why choose this provider?

For over two decades, 1st Colorado Mortgage Solutions, Inc., has been helping Greeley clients who are looking to refinance or purchase homes. It assists them with conventional, jumbo, VA, FHA, and USDA loans, as well as reverse mortgages. It guides clients in finding out how much they can borrow, helps them select the best loan program, and assists them through obstacles. For clients with at least 640 FICO scores, the brokerage offers the Keys on Time Program, which gets loans approved within 24 hours.

  • Reverse Mortgages

3553 Clydesdale Pkwy Suite 310, Loveland, CO 80538
WebsiteLicense: 3094

Expertise.com Rating

Review Sources

Facebook
5.0 (47)
Google
4.6 (45)
Zillow
4.9 (37)

Why choose this provider?

The Billy Campbell Team of Primary Residential Mortgage, Inc., accommodates homeowners and prospective property buyers in the Greeley area. Its products include loan options from the USDA, FHA, VA, and CHFA, as well as conventional loans and refinancing. Branch manager Billy Campbell focuses on mortgage planning and has been with the company for over a decade. He and his team provide flexible mortgage-related strategies that cater to the short- and long-term financial goals of their clients.

  • Refinance
  • New Construction

1271 Banner Circle, Erie, CO 80516
WebsiteLicense: 47572

Expertise.com Rating

Review Sources

Facebook
5.0 (82)

Why choose this provider?

Mindful Mortgage Group helps clients in the area of Greeley with their home purchasing or refinancing needs. The business has a team of mortgage brokers who provide borrowers with various loan options such as FHA, USDA, VA, jumbo, and 203K. Its owner and broker, Kimberlee Clancy, works with realtors, insurance agents, financial planners, and tax accountants to provide and present its customers with a well-balanced loan product that will match their home needs and financial goals.

  • Refinance
  • New Construction

2016 Overland Drive, Johnstown, CO 80534
WebsiteLicense: 1867557

Expertise.com Rating

Review Sources

Google
5.0 (30)
Facebook
5.0 (12)

Why choose this provider?

Edge Mortgage is a locally owned and operated company serving first-time home buyers and real estate investors in Greeley. It helps clients select mortgage loan programs that fit their needs and financial resources, including fixed-rate, jumbo, VA, FHA, and rehab loans. Its brokers assist clients in refinancing various types of properties, including single-family homes, condominiums, and townhomes. Edge Mortgage is an education-based brokerage that informs clients about the pre-approval process, location selection, and mortgage co-signing.

  • Refinance
  • New Construction

4700 S College Ave., Fort Collins, CO 80525
WebsiteLicense: 480957

Expertise.com Rating

Review Sources

Google
4.8 (55)
Zillow
5.0 (21)
Facebook
5.0 (11)

Why choose this provider?

Dynamic Mortgage Concepts provides services throughout Greeley and the surrounding areas. It assists individuals who want to refinance their current loan programs to meet their financial needs and goals. The company also guides clients in purchasing homes using mortgage loan options, such as jumbo, conventional, USDA, and VA. Its team offers a fixed-rate mortgage for individuals who wish to keep the rate of their monthly payments throughout the loan term. Its other service areas include Loveland, Fort Collins, and Longmont.

  • Refinance

2619 W 11th Street Rd #21, Greeley, CO 80634
WebsiteLicense: 389894

Expertise.com Rating

Review Sources

Google
5.0 (45)
Facebook
5.0 (9)

Why choose this provider?

Team Paz Mortgage Professionals, LLC, helps clients in the Greeley metro secure suitable financial products when purchasing or refinancing homes. It offers a wide variety of lending options, including 15- and 30-year fixed-rate mortgages, adjustable-rate mortgages, FHA, USDA, and VA loans. It also provides reverse mortgages, enabling people aged 62 years and over to turn their home equity into cash with no monthly mortgage payments. Chris Pasquinzo, one of the mortgage brokers from the company, is a former real estate agent.

  • Reverse Mortgages

422 Main Street, Windsor, CO 80550
WebsiteLicense: 1405948

Expertise.com Rating

Review Sources

Google
5.0 (28)
Facebook
5.0 (16)

Why choose this provider?

Velocity Lending helps individuals and families in Greeley throughout their homeownership goals. It offers loan programs to clients looking to purchase or refinance their existing mortgages, including conventional, FHA, VA, and USDA. Customers have access to the company's online resources, such as mortgage and rate calculators, to determine the right plan for their financial situation. They can also regularly check the website for updates on real estate listings, such as sold properties and newly-built homes. Velocity Lending brings over 20 years of experience in the industry.

  • New Construction

2815 East Harmony Road Suite 108, Fort Collins, CO 80528
WebsiteLicense: 397446

Expertise.com Rating

Review Sources

Google
4.7 (24)
Zillow
4.5 (6)

Why choose this provider?

Harmony Brokers is a real estate and lending company that serves residential and commercial clients in the Greeley area. It offers mortgage assistance for those looking to purchase new properties or refinance existing ones. It also offers buying and selling services, including current market analyses and home worth evaluations. Harmony Brokers is headed by Jeff Theisen, who has been in the banking and real estate industry for over 25 years. H3 established the company in 2011.

  • Reverse Mortgages
  • Refinance

1019 37th Avenue Court Unit #1, Greeley, CO 80634
WebsiteLicense: 249980

Expertise.com Rating

Review Sources

Facebook
5.0 (28)
Google
5.0 (9)
Yelp
5.0 (2)

Why choose this provider?

Home Team Lending is a Greeley-based company that works with clients across the metro. It guides individuals seeking to purchase a home and offers loan options, like USDA, VA, and FHA mortgages. It also provides specialized programs for first-time home buyers that allow them to fund their downpayment through grants or gifts. Tonya Jenkins, its branch manager, is the recipient of the Affiliate of the Year award in 2014 from the Greeley Area Realtor Association. She has been in the industry for over 29 years.

  • Multi-Family Loans

3416 Windsor Ct, Loveland, CO 80538
WebsiteLicense: 1198712

Expertise.com Rating

Review Sources

Google
4.5 (16)
Facebook
5.0 (12)

Why choose this provider?

Alibel Mortgage is a family-owned and family-operated company that serves first-time home buyers and seasoned veterans in Greeley and its nearby areas. Since 2014, the business has been offering different home refinancing options, such as USDA, conventional fixed-and adjustable-rate, VA, and FHA. Husband-and-wife duo and mortgage brokers, David and Ashley Miller, assist clients throughout the home purchasing and selling process. They are also licensed to accommodate customers in Minnesota, Idaho, and Utah. They have more than 20 years of combined industry experience.

  • Commercial Loans

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Real Estate Loans 4 You
Greeley, CO
1st Colorado Mortgage Solutions, Inc.
2919 17th Street, Suite 115, Longmont, CO 80503
Primary Residential Mortgage, Inc.
3553 Clydesdale Pkwy Suite 310, Loveland, CO 80538
Mindful Mortgage Group
1271 Banner Circle, Erie, CO 80516
Edge Mortgage
2016 Overland Drive, Johnstown, CO 80534
Dynamic Mortgage Concepts
4700 S College Ave., Fort Collins, CO 80525
Team Paz Mortgage Professionals, LLC
2619 W 11th Street Rd #21, Greeley, CO 80634
Velocity Lending
422 Main Street, Windsor, CO 80550
Harmony Brokers
2815 East Harmony Road Suite 108, Fort Collins, CO 80528
Home Team Lending
1019 37th Avenue Court Unit #1, Greeley, CO 80634
Alibel Mortgage
3416 Windsor Ct, Loveland, CO 80538

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.