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Best Mortgage Brokers in Centennial, CO

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Centennial Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

40Reviewed

29Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5299 Dtc Boulevard, Ste. 300, Greenwood Village, CO 80111
WebsiteLicense: 191647

Expertise.com Rating

Review Sources

Zillow
5.0 (123)

Why choose this provider?

Sean Young is an NMLS-licensed senior loan consultant who serves as a mortgage broker for residents of Centennial. He firmly believes in providing excellent customer service by providing professional home financing support and advice, various loan products, consistent communication, loan follow-up, and quick close times. The consultant has extensive experience in originating home purchase and refinancing loans and offers conventional loans, as well as I CAN Mortgage. His company, NewAmerican Funding, offers multicultural lending and Pawsome home loans.

  • Refinance
  • New Construction

9556 Park Meadows Drive, Ste 100, Lone Tree, CO 80124
WebsiteLicense: 2019244

Expertise.com Rating

Review Sources

Google
5.0 (122)
Facebook
5.0 (30)

Why choose this provider?

Premier Family Mortgage is a company that serves the metro of Centennial with online loan information on pre-approval letters, refinance analyses, terms and rates as well as a database of homes for sale. The team of mortgage brokers helps its clients with home purchase loans and provides rate comparisons regarding refinancing decisions. It also offers fast funding and cash-out refinance options while also assisting in property evaluation. Premier Family Mortgage guides home buyers and sellers with mortgage rate quotes.

  • Refinance
  • New Construction

9085 E. Mineral Circle Unit 270, Centennial, CO 80112
WebsiteLicense: 292856

Expertise.com Rating

Review Sources

Google
4.7 (88)
Facebook
4.1 (26)

Why choose this provider?

DHA Financial, LLC, is a mortgage brokerage firm that has been serving clients in the Centennial metro since 2001. It assists prospective buyers and existing homeowners in purchasing or refinancing properties using various loan options. Its programs include fixed-rate, adjustable-rate, VA, and FHA loans. The company is led by Danny Langerman, who carries more than 20 years of experience in the industry. He holds the CMB designation and is a member of the Colorado Mortgage Lenders Association and the National Association of Home Builders.

  • Refinance

8310 S Valley Hwy, Third Floor, Englewood, CO 80112
WebsiteLicense: 373773

Expertise.com Rating

Review Sources

Google
5.0 (92)
Zillow
5.0 (74)
Yelp
5.0 (4)

Why choose this provider?

Mortgage Mint is a Colorado-based mortgage company that serves families and businesses in and around Centennial. The company provides a wide range of loan programs such as FHA, VA, fixed-rate, adjustable-rate, and jumbo loans. Other available financing solutions include debt consolidation, home equity, lines of credit, cash-out loans, and self-employed loans. Mortgage Mint's president, Landon Farley, has more than two decades of experience in the mortgage industry and specializes in home purchase loans and refinancing.

  • Reverse Mortgages
  • Refinance

8600 Park Meadows Drive Suite 250, Lone Tree, CO 80124
WebsiteLicense: 1579555

Expertise.com Rating

Review Sources

Zillow
5.0 (73)
Google
4.9 (57)
Facebook
5.0 (13)

Why choose this provider?

Premier Home Loans helps residents in Centennial and throughout Colorado purchase or build their dream properties through financing. It provides various loan options, which include FHA, HARP, Jumbo, USDA, and VA. Its team refinances existing mortgages to allow homebuyers to change the terms or reduce interest rates and monthly payments. The mortgage brokerage firm also enables clients to take money from their homes’ equity through cash-out refinancing. Owner Dana Dodd works as a senior loan officer in the company.

  • Refinance

8480 E Orchard Rd, Suite 3000, Greenwood Village, CO 80111
WebsiteLicense: 227765

Expertise.com Rating

Review Sources

Facebook
5.0 (22)

Why choose this provider?

DayOne Mortgage Group helps people achieve their homeownership goals. The team offers a variety of loan programs to clients in Centennial and the surrounding areas. These loan options include conventional, FHA, VA, and USDA. It also provides opportunities to people looking to acquire a home through the HomePath program. Additionally, it works with borrowers seeking refinancing. DayOne Mortgage Group aims to make a positive home purchase or refinance experience for clients by simplifying the loan application and pre-qualification online.

  • Refinance

7343 S Alton Way #150, Centennial, CO 80112
WebsiteLicense: 68929

Expertise.com Rating

Review Sources

Google
5.0 (151)
Facebook
4.9 (25)

Why choose this provider?

The Mortgage Co. caters to the residents of Centennial and neighboring metros. Its team of professionals works closely with clients to find the right mortgage for those who are looking to buy their first home or cash out some equity in their current houses. The locally owned firm offers a variety of loan types, including fixed-rate and adjustable-rate. It also provides FHA, USDA, VA, RD, CHFA, and HomeReady mortgages. The Mortgage Co. was founded in 1996.

  • Refinance

7390 S Iola Street, Englewood, CO 80112
WebsiteLicense: 1791

Expertise.com Rating

Review Sources

Facebook
4.9 (1089)
Google
4.9 (353)
Zillow
4.8 (347)

Why choose this provider?

Pulte Mortgage is a Fortune 500 corporation that has been serving the residents of Centennial and the surrounding areas for over five decades. It offers more than 200 different loan products, including conventional, FHA, and VA mortgages. It also assists with low-down-payment and military service member loan options. Its loan process includes application, consultation, financial information verification and credit decision, and closing. The company has served over 700,000 customers and is a member of the PulteGroup Family of Companies.

  • Refinance

7887 E Belleview Ave #1100, Englewood, CO 80111
WebsiteLicense: 1788837

Expertise.com Rating

Review Sources

Google
5.0 (110)
Facebook
5.0 (44)

Why choose this provider?

Colorado Lending Team is a mortgage brokerage firm that serves property buyers and sellers in Centennial. The company provides aspiring homeowners with a variety of home purchase loans, including conventional, Jumbo, FHA, VA, USDA, and bridge. Its mortgage brokers represent numerous carriers and assist clients in choosing the most suitable loan for their financial scenario. The team also provides refinancing options that allow borrowers to shorten loan terms and reduce monthly payments. Carrie Bakunas and Scott Baade, the company's owners, have been in the mortgage business for over 20 years.

8310 S Valley Highway Suite 300, Englewood, CO 80112
WebsiteLicense: 272264

Expertise.com Rating

Review Sources

Google
5.0 (54)
Facebook
4.9 (47)

Why choose this provider?

Lori Richardson is a mortgage broker who has been serving clients in Centennial and nearby locations since 2001. She asks clients about their present financial conditions and goals before recommending a mortgage strategy to help them optimize their wealth over time. She introduces new debt and equity management tools and techniques to help integrate and manage clients' mortgages. In addition, Lori assists with choosing a loan package to achieve objectives, such as increasing net worth and improving current cash flow.

  • Refinance
  • New Construction

7600 E Orchard Rd, Suite 250N, Greenwood Village, CO 80111
WebsiteLicense: 3001

Expertise.com Rating

Review Sources

Google
4.8 (1428)
Facebook
4.9 (56)

Why choose this provider?

Blue Spot Home Loans caters to families and individuals in the Centennial area. Its loan officers work closely with clients to help them obtain or refinance residential spaces. The company offers an FHA loan program, where employers, unions, government agencies, charitable organizations, and relatives can gift funds to help customers purchase a home. It also processes conforming and non-conforming conventional, jumbo, and VA loans. The agency extends its services in California, Pennsylvania, Tennessee, and Wyoming.

  • Refinance
  • New Construction

5200 DTC Pkwy Suite 300, Greenwood Village, CO 80111
WebsiteLicense: 1216108

Expertise.com Rating

Review Sources

Google
4.8 (80)
Facebook
4.9 (44)

Why choose this provider?

Zero Point Mortgage Services enables people in Centennial to achieve their homeownership goals. The brokerage provides various mortgage programs for purchasing and refinancing purposes, including conventional, VA, and FHA, as well as HARP and USDA. It also helps clients merge their mortgages with home construction loans through the 203(k) program to refinance or purchase fixer-upper properties. The brokerage provides a mortgage calculator to help buyers and homeowners project their potential expenses. It is licensed to offer mortgage loans in several states, including California, Florida, and Texas.

  • Refinance

10303 E. Dry Creek Road - Suite 100, Englewood, CO 80112
WebsiteLicense: 389617

Expertise.com Rating

Review Sources

Google
5.0 (121)

Why choose this provider?

The Wilcock Team caters to the needs of home buyers and owners in Centennial and the surrounding communities. The team offers clients various mortgage loan options, including fixed-rate, adjustable-rate, jumbo, and reverse mortgages. It also has experience helping clients with government loans, Lender Paid Mortgage Insurance (LPMI) programs, renovation loans, and non-warrantable condos. Its loan officers are committed to keeping their clients informed throughout the home loan process, responding to their questions, clarifying options, and eliminating worries.

  • Refinance
  • New Construction

384 Inverness Pkwy, #200, Englewood, CO 80112
WebsiteLicense: 378510

Expertise.com Rating

Review Sources

Zillow
4.8 (1104)
Google
4.9 (92)
Facebook
4.7 (19)

Why choose this provider?

K2 Lending has been addressing the mortgage needs of families and individuals in Centennial since 2003. It assists them in obtaining their dream investment spaces through its customized loan programs. The company partners with real estate professionals, electricians, remodelers, painters, and flooring installers to help homeowners design their properties. Its loan originators also guide customers in filing recovery fund applications to reimburse expenses for property damage. The team has more than 50 years of combined industry experience.

  • Reverse Mortgages
  • Alternative Income Documentation Loans
  • Multi-Family Loans

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Sean Young
5299 Dtc Boulevard, Ste. 300, Greenwood Village, CO 80111
Premier Family Mortgage
9556 Park Meadows Drive, Ste 100, Lone Tree, CO 80124
DHA Financial, LLC
9085 E. Mineral Circle Unit 270, Centennial, CO 80112
Mortgage Mint
8310 S Valley Hwy, Third Floor, Englewood, CO 80112
Premier Home Loans
8600 Park Meadows Drive Suite 250, Lone Tree, CO 80124
DayOne Mortgage Group
8480 E Orchard Rd, Suite 3000, Greenwood Village, CO 80111
The Mortgage Co.
7343 S Alton Way #150, Centennial, CO 80112
Pulte Mortgage
7390 S Iola Street, Englewood, CO 80112
Colorado Lending Team
7887 E Belleview Ave #1100, Englewood, CO 80111
Lori Richardson
8310 S Valley Highway Suite 300, Englewood, CO 80112
Blue Spot Home Loans
7600 E Orchard Rd, Suite 250N, Greenwood Village, CO 80111
Zero Point Mortgage Services
5200 DTC Pkwy Suite 300, Greenwood Village, CO 80111
Wilcock Team
10303 E. Dry Creek Road - Suite 100, Englewood, CO 80112
K2 Lending
384 Inverness Pkwy, #200, Englewood, CO 80112

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.