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2024

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Best Mortgage Brokers in Boulder, CO

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Boulder Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35Reviewed

26Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

11080 Circle Point Rd, Suite 100, Westminster, CO 80020
WebsiteLicense: 686882

Expertise.com Rating

Review Sources

Google
4.8 (59)
Yelp
5.0 (2)

Why choose this provider?

Nova Home Loans - Westminster is a privately owned mortgage lender that serves English- and Spanish-speaking individuals in Boulder and the surrounding areas. It provides loan products for different types of clients, including first-time home buyers, veterans, and those seeking to purchase rural properties. It also offers jumbo, low down payment, and new construction loans. Branch manager Darren Hunstad has been working in the mortgage industry for more than three decades. He is also a certified public accountant.

  • Refinance

3800 Arapahoe Ave, Suite 210, Boulder, CO 80303
WebsiteLicense: 17022

Expertise.com Rating

Review Sources

Google
5.0 (109)
Facebook
5.0 (8)
Zillow
5.0 (2)

Why choose this provider?

Planet Home Lending Boulder, CO, offers solutions for the complex financing needs of individuals and families in the metro. Backed by over 70 years of collective local experience, its team delivers non-QM loans to business entities, condo investors, and non-traditional income clients. In addition, the team deploys a streamlined approach to the financing process using an automated loan origination system. The company gives back to the community by supporting Boulder Bridge House's Path to Home Shelter.

  • Refinance

200 Union Boulevard, Suite 110, Lakewood, CO 80228
WebsiteLicense: 2191655

Expertise.com Rating

Review Sources

Google
5.0 (65)

Why choose this provider?

Nathan Mortgage caters to individuals and families in and around Boulder. Its team provides a selection of mortgage programs to help investors and buyers acquire their preferred residential properties. The independent brokerage firm processes FHA, VA, reverse, and cash offer loans. It guides clients throughout the mortgage process, including the preparation of loan application requirements. It also offers refinancing solutions to eliminate monthly payments and access equity for retirement needs. Managing brokers Nathan Beauchamp and Nathan Jennison have over 35 years of combined industry experience.

  • New Construction

7400 West Jefferson Ave #101, Lakewood, CO 80235
WebsiteLicense: 197135

Expertise.com Rating

Review Sources

Facebook
4.8 (60)
Yelp
4.5 (11)

Why choose this provider?

The Colorado Mortgage Team attends to the home loan needs of residents in the Boulder metro. It caters to different clients, covering first-time homebuyers, credit-impaired individuals, and small business owners. Its team helps clients navigate the process of obtaining loans, offering various options such as construction and renovation, conventional, USDA, and FHA loans. The company provides special accommodations for education and healthcare professionals. Chad Rogers, its senior mortgage advisor, started working in the real estate industry in 2002.

  • Refinance
  • New Construction

3900 Oakwood Dr, Longmont, CO 80503
WebsiteLicense: 207117

Expertise.com Rating

Review Sources

Google
5.0 (156)

Why choose this provider?

Kevin Teel Mortgage serves people in Boulder. It offers home purchase loans to help first-time homebuyers and seasoned investors achieve their real estate ownership goals. Kevin Teel, the firm's founder, serves a diverse clientele, ranging from low-credit borrowers to divorcees. He also offers mortgage refinancing options to people who want to consolidate debt, shorten loan terms, or get equity out of their homes. Teel has been a full-time mortgage officer since 2004. He currently works for MAC5 Mortgage Inc.

  • New Construction

1710 13th Street, Boulder, CO 80302
WebsiteLicense: 1323541

Expertise.com Rating

Review Sources

Google
5.0 (42)

Why choose this provider?

Matthew Cooke Mortgage addresses the real estate concerns of individuals and families in the Boulder metro and nearby locations. It offers mortgage assistance to investors and buyers who want to purchase various types of investment properties. The agency assists clients in filing loan applications and processes a selection of mortgage products, including USDA, FHA, VA, conforming, and fixed- and adjustable-rate loans. Its founder, Matthew Cooke, is a loan officer who has been in the industry since 2015.

  • Refinance

1800 Glenarm Place, Suite 101, Denver, CO 80202
WebsiteLicense: 1926153

Expertise.com Rating

Review Sources

Google
5.0 (70)
Facebook
5.0 (18)
Zillow
5.0 (12)

Why choose this provider?

The Socha Lending Group offers different types of financial plans to people in Boulder. Through its collaboration with local brokerages, banks, and credit unions, its staff has access to a diverse range of choices, from FHA home loans to fixed-rate programs. Its resources include reports on interest rate changes and local market trends to help applicants adjust their preferred loan options. The firm is led by founders Matt and Mike Socha, who have more than two decades of combined experience as mortgage consultants.

  • Commercial Loans

225 Union Blvd #150, Lakewood, CO 80228
WebsiteLicense: 263849

Expertise.com Rating

Review Sources

Google
5.0 (66)
Facebook
5.0 (4)

Why choose this provider?

The Dahman Mortgage Team is part of the Peak Lending Team, serving residential customers in the Boulder area. It offers competitive loan solutions, helps clients navigate through the mortgage process, and strives to meet deadlines and closing schedules. Its staff communicates with the client to keep them informed. It works with first-time, move-up, and second home buyers, investment buyers, refinancing homeowners, and seniors aged 62 and older seeking reverse mortgages. The team's senior loan officer, Shannon Dahman, has over 28 years of experience.

  • Refinance

155 Salina St, Lafayette, CO 80026
WebsiteLicense: 231858

Expertise.com Rating

Review Sources

Google
5.0 (25)

Why choose this provider?

Canyon River Mortgage, LLC, is a brokerage business serving Boulder clients with home purchasing loans and refinancing needs. Its team of loan officers helps with various steps in the mortgage lending process, such as getting in touch with Realtors, scheduling appraisals, working on homeowners' insurance, completing the application, approving the loan, and organizing the closing. Established in 2006, Canyon River Mortgage was founded by Conrad W. Carpenter Jr., who has received multiple-year citations as a five-star mortgage professional.

  • Refinance

8313 Beech Street, Arvada, CO 80005
WebsiteLicense: 1069037

Expertise.com Rating

Review Sources

Google
4.8 (36)

Why choose this provider?

Platinum Mortgage Executives serves the needs of first-time homebuyers, seasoned investors, and homeowners throughout Boulder and the surrounding areas. The firm maintains a vast network of wholesale lenders to provide clients with comprehensive mortgage solutions that meet their particular requirements. In addition, the firm helps with reverse mortgages for seniors aged 62 and older. The company has been in the industry since 2009. Co-founder David Braun has been in the mortgage and real estate sector since 1997.

  • Refinance

165 S. Union Blvd, Lakewood, CO 80228
WebsiteLicense: 395819

Expertise.com Rating

Review Sources

Google
5.0 (307)
Zillow
5.0 (106)
Facebook
5.0 (64)

Why choose this provider?

The RJ Baxter Team of Intercap Lending attends to the home purchasing needs of individuals, families, and couples in Boulder. The company offers various programs for first-time home buyers. These include USDA rural housing, down payment assistance, VA, and FHA loans. It also helps clients get lower rates and monthly payments, pull cash out, and shorten the length of the mortgage through different refinancing options. Broker RJ Baxter has been in the home lending industry for over 15 years.

  • Refinance

1271 Banner Circle, Erie, CO 80516
WebsiteLicense: 47572

Expertise.com Rating

Review Sources

Facebook
5.0 (74)
Zillow
4.9 (39)

Why choose this provider?

Kimberlee Clancy of Mindful Mortgage Group works with homebuyers and owners in Boulder. Kim helps with a range of loan programs, from conventional, FHA, and VA loans to mortgage refinancing and jumbo loans for investors. She has been in the mortgage industry since 2000, aiming to direct clients to ideal loan products and enable them to make informed decisions. Kim connects customers with realtors, tax accountants, insurance agents, and financial planners to help them gain well-rounded advice on achieving their financial goals.

  • Refinance

2919 West 17th Avenue Suite 115, Longmont, CO 80503
WebsiteLicense: 394057

Expertise.com Rating

Review Sources

Google
5.0 (89)
Facebook
5.0 (32)

Why choose this provider?

1st Colorado Mortgage Solutions, Inc., has been serving clients throughout Boulder for over 20 years. It offers a wide variety of lending products for homebuyers, including conventional, jumbo, VA, and USDA loans. It also helps people seeking to lower their interest rates by providing them with various refinancing options such as cash-out refinance, FHA, and 30-year loans. Additionally, the company has the +Plus program that shields homeowners from financial loss in the event that the value of their house declines before they decide to sell.

  • Multi-Family Loans

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Nova Home Loans - Westminster
11080 Circle Point Rd, Suite 100, Westminster, CO 80020
Planet Home Lending Boulder, CO
3800 Arapahoe Ave, Suite 210, Boulder, CO 80303
Nathan Mortgage
200 Union Boulevard, Suite 110, Lakewood, CO 80228
The Colorado Mortgage Team
7400 West Jefferson Ave #101, Lakewood, CO 80235
Kevin Teel Mortgage
3900 Oakwood Dr, Longmont, CO 80503
Matthew Cooke Mortgage
1710 13th Street, Boulder, CO 80302
The Socha Lending Group
1800 Glenarm Place, Suite 101, Denver, CO 80202
The Dahman Mortgage Team
225 Union Blvd #150, Lakewood, CO 80228
Canyon River Mortgage, LLC
155 Salina St, Lafayette, CO 80026
Platinum Mortgage Executives
8313 Beech Street, Arvada, CO 80005
The RJ Baxter Team
165 S. Union Blvd, Lakewood, CO 80228
Kimberlee Clancy
1271 Banner Circle, Erie, CO 80516
1st Colorado Mortgage Solutions, Inc.
2919 West 17th Avenue Suite 115, Longmont, CO 80503

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.