Best Mortgage Brokers in West Covina, CA

Carlos Flores is a Covina-based loan officer that caters to clients across West Covina. He helps individuals achieve their goal of homeownership through a range of mortgage options, from VA to FHA loans. Flores offers tools like mortgage calculators to guide his clients with their decision-making. He also provides an FHA 203(k) loan, a program that allows homeowners to renovate their properties. Flores has spent more than 20 years in the industry. He once served as a branch manager at the firm Finance of America Mortgage.

Evelyn Arhart is a mortgage broker that caters to clients located in the West Covina metro and surrounding areas. She is a sales manager for CMG Financial, an NMLS-registered Equal Housing Lender. The firm holds lending approvals with federal agencies like HUD, RHS, FNMA, GNMA, FHLMC, and VA. It has been around since 1993 and has grown fond of innovation through technology, taking advantage of the crowdfunding platform HomeFundIt, and the lending program All In One Loan.

C&S California Capital serves clients in and around West Covina. The team provides reverse mortgages to borrowers over the age of 62 who want to tap into their home equity. Other loan products available include FHA, USDA, VA, and specialty loans. The company has been in the industry since 1997. C&S California Capital was acquired by American Pacific Mortgage in 2014, allowing it to become both a direct lender and a loan broker for its clients.

Broker Donaji Zamora owns Donaji and Associates Real Estate, a family-owned business serving clients in and around West Covina. His company helps clients sell, buy, and refinance residential properties. The firm offers different mortgage options to help lessen terms. These loans can also pay off debt for other needs, such as education and emergency expenses. Donaji has been working in the industry since 2005. The company’s office is located inside West Covina Mall for clients' easy access.

Super Mortgage Bros is a West Covina branch of national mortgage company GEM Mortgage. It was established and is currently operated by brothers Armando and Jerry Novelo. Branch manager Armando helps clients understand the different loan programs they may avail themselves of, the loan process, the requirements they have to submit, and what to expect after lodging their application. Since its founding, Super Mortgage Bros has helped more than 1,500 families obtain a home loan.

Estates & Rates serves self-employed individuals, real estate investors, and first-time homebuyers in West Covina. The company assists customers in personalizing their mortgage options by comparing and shopping rates from more than 40 residential lenders, including Angel Oak, Pacific Bay, Essex Mortgage, and Home Point Financial. It provides various loan options, such as USDA, FHA, conventional, and VA. Loan officer and Realtor Chris Borunda helps clients evaluate how much their home will sell in the current market.

Capital Direct Funding is a family-owned and family-operated business that serves clients in the West Covina metro and the neighboring areas. It offers various loans to mortgage professionals including those for residential, commercial, mixed-use, and single-use properties. It also caters to investors and offers risk analysis, loan program development, lender distributions and reporting, and IRS 1098 and 1099 reporting services. The company's co-founder, Frank Williams, has more than 30 years of experience in the industry.

Howard Platte is a branch manager at GEM Mortgage that serves clients in and around West Covina. He sets up loan programs insured or guaranteed by government agencies—like USDA, VA, and FHA—to help individuals acquire properties. He also offers adjustable-rate mortgages and works with various professionals, including home builders and realtors, to provide down payment assistance to aspiring homeowners. Platte additionally assists property owners looking to decrease their interest rates or modify their mortgage terms through refinancing.

Prime Equity Mortgage accommodates clients in West Covina. This full-service mortgage brokerage offers various types of loans, such as conventional, FHA, USDA, and VA loans. It also provides conforming and non-conforming loan products for homebuyers and home refinancing programs for current homeowners. Additionally, it assists clients in selling their residential properties. Its mortgage specialists have over 40 years of combined experience in handling mortgage loans. The company has been serving clients for more than a decade.

Briseno & Co. serves residents of West Covina who need mortgages to cover their home purchases. These options extend to refinancing products for homebuyers whose current rates are overly burdensome. The team has accommodations for new sales transactions. It has amassed more than a decade's worth of collective experience in the lending sector and has members who are proficient in the Chinese and Spanish tongues. Briseno & Co. operates under the banner of The Mortgage Guys.

Lopez Financial Inc caters to individuals and families throughout the Greater West Covina metro. It assists homebuyers in obtaining a loan program that fits their unique situations and needs. Available are bridge and jumbo loans. It also helps clients seeking to lower their interest rates and monthly payments, consolidate their debts, cash out their home's equity, or pay off their mortgages faster through mortgage refinancing. Additionally, its team members aid homeowners aged 62 and above in applying for reverse mortgages.

Golden Dove Realty is a firm that works for individuals and families in West Covina and the surrounding areas. It offers home purchase, refinance, and rate and term loans and provides reverse mortgage programs and escrow services. It aims to deliver the best mortgage experience by educating clients about the mortgage and real estate process. The founder and CEO of Golden Dove Realty, Belle Gonzales, is the vice president of the West Covina Filipino Lions Club.

GM Brokerage is an independently owned and operated firm that has been serving clients in West Covina and the rest of the Inland Empire since 2016. It provides loan products such as 30-year and 15-year fixed-rate and reverse mortgages as well as FHA and VA loans. It also offers options for self-employed individuals, investors, and foreign nationals. In addition, the team helps refinance existing mortgages. GM Brokerage is a member of the Association of Independent Mortgage Experts.