Best Mortgage Brokers in Union City, CA

George L. Duarte, a professional under Horizon Financial Associates, serves residents in Union City who need mortgage brokers. He has reverse mortgages fit for the aging members of the community. The agent maintains articles that inform readers about the developments with Freddie Mac loans and the general construction market. Refinancing is also available for current obligations with older and burdensome provisions. The brokerage supports military veterans and is a member of The Veterans Advocacy & Benefits Association.

ReRx Capital Inc. is a mortgage brokerage business assisting home buyers and investors in Union City and the neighboring communities. Its representatives provide consultations to help clients explore financing options that suit their needs. The team provides different mortgage options, including fixed-rate, adjustable-rate, jumbo, and USDA loans. In addition, the company offers Home Affordable Refinance Program (HARP) Loans from the Federal Housing Finance Agency. This loan option allows underwater and near-underwater homeowners to refinance their mortgages.

Jocelyn De Guzman, a real estate agent and an independent mortgage broker, has over 17 years of experience assisting clients in their homeownership in Union City and neighboring areas. She provides personalized, step-by-step guidance throughout the process of purchasing, refinancing, and selling residential properties. She deals with various types of properties, including luxury homes, condos, townhouses, and bungalow homes. Former clients praise De Guzman for her ability to educate them about their mortgage options and match a mortgage product according to their needs.

Levias Lending is a mortgage brokerage that serves clients in Union City. Owner and loan officer Stephen Levias offers programs such as FHA, HELOC, FHA streamline finance, VA, FHA 203k, and HomePath loans. He also provides 80/10/10 loans. Levias’ passion is in advising clients and sharing knowledge to help them in making sound decisions in home financing. He is an advisor who guides customers in every step of the process of buying homes, moving up to larger homes, downsizing, and refinancing their mortgages.

Prasanna Rangaswamy is a loan officer affiliated with Arcus Lending, an Inc. 500-listed mortgage brokerage firm. He assists Union City clients throughout the loan process to make their homeownership dreams a reality. His experience working as an engineer in various tech industries and as a Realtor enables him to help homebuyers navigate the Bay Area market and acquire investment properties. Rangaswamy has been recognized as a member of the “Master” and “Grand Master” achievement clubs by the Bay East Association of Realtors.

Romo Team is part of Excel Realty and Mortgage and caters to the financing needs of individuals and families in Union City. The team assists people in their homeownership journey, starting from document preparation and home search to transaction negotiations and loan funding. These professionals develop mortgage solutions for first-time buyers, relocating clients, and refinancing borrowers. In addition, they serve clients looking to construct homes, planning to buy foreclosed or REO properties, and considering selling their properties.

William R. Pape, from Excel Realty and Mortgage, serves the locals of Union City and the surrounding communities. He provides mortgage solutions to various types of clients, such as owners of residential single-family homes, multi-family homes, commercial and vacant lands, and condominiums. He utilizes his knowledge of market rates and connections with other mortgage professionals to help his clients make informed choices. Pape works as a broker associate and mortgage loan originator. He has more than 35 years of experience as a Realtor.

Optimal Loans delivers residential and commercial lending solutions to clients in Union City. It serves individuals looking to buy homes and refinance their properties. Its products include ARMs, FRMs, jumbo, conforming, home equity, and government-backed loan programs. These options provide benefits such as interest rate and payment fee reduction or term length change. Owner and principal loan officer Karan Singh brings over a decade of experience in real estate and banking management. He has worked with companies, including Wells Fargo and Infineon.