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Best Mortgage Brokers in Tracy, CA

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tracy mortgage brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

32Reviewed

23Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4550 N. Pershing Ave Suite 7, Stockton, CA 95207
WebsiteLicense: 1412107

Expertise.com Rating

Review Sources

Google
4.9 (45)
Facebook
5.0 (35)
Yelp
4.5 (13)

Why choose this provider?

Valley Capital Lending & Realty, Inc., addresses the mortgage needs of people in Tracy. It provides real estate solutions to help families and individuals acquire different residential spaces, such as multi-family homes, condominiums, and mobile houses. The company processes a variety of mortgage products, including FHA, bank statement, investment property, and down payment loans. Owner Angie Garibay is a mortgage broker who has been in the industry for over two decades. She is a member of the Association of Realtors.

  • Commercial Loans

2111 West March Lane Suite B100, Stockton, CA 95207
WebsiteLicense: 936439

Expertise.com Rating

Review Sources

Google
5.0 (84)
Facebook
5.0 (36)
Yelp
5.0 (21)

Why choose this provider?

Mission San Jose Mortgage assists clients throughout their homeownership journey in Tracy and the surrounding areas. Its team of mortgage brokers offers various types of mortgage options, such as fixed rate, adjustable rate, FHA, VA, and USDA loans, for first-time homebuyers and property investors. They also help those with outstanding mortgages lower monthly payments and get better terms through refinancing. Company founder Omar Khamisa has been personally overseeing half a billion mortgage loans since 2001.

  • Multi-Family Loans

1190 S. Bascom Avenue Suite 215, San Jose, CA 95128
WebsiteLicense: 274558

Expertise.com Rating

Review Sources

Google
4.9 (67)
Yelp
5.0 (19)
Facebook
5.0 (12)

Why choose this provider?

Howard Davies is a reverse and traditional mortgage advisor with American Family Funding Group who serves clients in Tracy and all of California. Davies assists those who want to buy or refinance a home as well as seniors seeking to free up the untapped equity in their residential properties using a reverse mortgage. He also works with those who have credit, proof of income, or down payment challenges but want to enter the home market. Davies has been in the industry since 1998.

  • Refinance
  • New Construction

3414 Brookside Road, Stockton, CA 95219
WebsiteLicense: 276162

Expertise.com Rating

Why choose this provider?

The Nevis Team of Evergreen Home Loans takes care of the mortgage needs of individuals, couples, and families throughout Tracy and the surrounding metros. It offers a wide selection of loan options for both first-time and repeat homebuyers, helping them select the appropriate loan for their needs. Refinance loans are also tailored to meet clients' goals, whether to save money on monthly payments or consolidate debts. The Nevis Team has more than 35 years of collective experience in the mortgage industry.

  • Refinance
  • New Construction

1430 Renown Drive, Tracy, CA 95376
WebsiteLicense: 1778846

Expertise.com Rating

Why choose this provider?

Rush Financial is a Tracy-based company that caters to clients throughout the local metro. It guides aspiring homeowners through the mortgage application process and provides loan programs from federal agencies like the VA, FHA, and USDA. It also offers jumbo loans, a way for borrowers to acquire properties in high-cost communities. Its team educates other clients through the refinancing process and works with owners of different types of properties, including condominiums and townhouses. The company also runs a blog to inform individuals about current housing market trends.

  • Refinance
  • New Construction

3461 Brookside Rd, Suite B, Stockton, CA 95219
WebsiteLicense: 1312186
Website

Expertise.com Rating

Review Sources

Facebook
5.0 (43)
Google
5.0 (13)
Yelp
4.5 (8)

Why choose this provider?

Zoom Loans, founded in 2017, helps Tracy residents navigate the mortgage process. Its team of loan officers assists homebuyers in finding properties that fit their budget and homeowners in refinancing their existing loan to reduce their monthly payment and interest. They also give them pre-approval advice to help them achieve their homeownership goals. The company is an Equal Housing Lender that provides a variety of mortgage options such as VA, FHA, USDA, and jumbo loans.

  • Refinance

450 W Larch Rd #4, Tracy, CA 95304
WebsiteLicense: 372497

Expertise.com Rating

Review Sources

Yelp
4.5 (8)
Zillow
5.0 (2)
Google
5.0 (1)

Why choose this provider?

Compass Home Loans caters to the financing needs of homebuyers and owners in the Tracy metro. It offers purchase and refinancing loan programs, including Jumbo, VA, FHA, and USDA. Home equity loans and reverse mortgages are also available. Clients have various rate options, including fixed-rate, interest-only, and graduated payments. Compass Home Loans strives to make the mortgage process easy and minimize closing costs by providing digital solutions, such as online pre-qualification and loan applications, and mortgage calculators.

  • Refinance
  • New Construction

672 West 11th Street #204, Tracy, CA 95376
WebsiteLicense: 2105316

Expertise.com Rating

Review Sources

Google
5.0 (17)
Yelp
5.0 (2)

Why choose this provider?

MoneyHungry helps clients in Tracy with their lending needs. It offers financing options to individuals who are planning to buy a home or refinance their current mortgages. Its mortgage programs include fixed- and adjustable-rate, interest-only, and graduated payments. Jumbo, FHA, VA, and USDA loans are also available. In addition, the team provides clients with commercial loans such as merchant cash advances, SBA lending, and equipment financing. The company's online loan processing tool utilizes 256-bit encryption to ensure the security of each client.

  • Refinance

1151 W Robinhood Dr, Stockton, CA 95207
WebsiteLicense: 262055

Expertise.com Rating

Review Sources

Zillow
5.0 (67)
Facebook
4.6 (11)
Yelp
4.5 (11)

Why choose this provider?

The Mortgage House is a team of loan officers serving Tracy and the surrounding areas. They assist clients through the home loan process, helping them choose from numerous options. The company offers Dignified Reverse Mortgages, which cater to seniors looking to eliminate monthly mortgage payments or purchase new properties to either move closer to family or downsize. Jumbo reverse mortgages are also available. The Mortgage House, which is a member of the Mortgage Bankers Association, started operating in 1995.

  • Refinance

95 West 11th Street #101, Tracy, CA 95376
WebsiteLicense: 1595108

Expertise.com Rating

Review Sources

Google
5.0 (47)
Facebook
5.0 (39)
Zillow
4.9 (9)

Why choose this provider?

Seth Conley leads the MortgageSeth Team, which has over two decades of experience and is licensed in the state and across North Carolina, Florida, Arizona, Idaho, and Nevada. He offers financing solutions for borrowers in the Tracy metro who are planning to purchase a townhouse, condo, single-family home, or multi-family residence. In addition, he handles refinance transactions. Conley started his career in the industry by working as a sales manager for a local mortgage company.

  • Refinance

1601 Biarritz St, Tracy, CA 95304
WebsiteLicense: 1613881

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

CC Mortgage Company caters to individuals and families in Tracy and the surrounding communities. The women-owned firm provides financial solutions for clients seeking to purchase a home or refinance their current loans, including FHA, VA, and cash-out. Cheri Caspilo, the founder of the agency, walks customers through every stage of the loan process, from pre-qualification to closing. One client praised Caspilo for regularly updating her via email or phone and making the process easy and manageable.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Valley Capital Lending & Realty, Inc
4550 N. Pershing Ave Suite 7, Stockton, CA 95207
Mission San Jose Mortgage
2111 West March Lane Suite B100, Stockton, CA 95207
Howard Davies
1190 S. Bascom Avenue Suite 215, San Jose, CA 95128
The Nevis Team
3414 Brookside Road, Stockton, CA 95219
Rush Financial
1430 Renown Drive, Tracy, CA 95376
Zoom Loans
3461 Brookside Rd, Suite B, Stockton, CA 95219
Compass Home Loans
450 W Larch Rd #4, Tracy, CA 95304
MoneyHungry
672 West 11th Street #204, Tracy, CA 95376
The Mortgage House
1151 W Robinhood Dr, Stockton, CA 95207
Seth Conley
95 West 11th Street #101, Tracy, CA 95376
CC Mortgage Company
1601 Biarritz St, Tracy, CA 95304