Best Mortgage Brokers in Tracy, CA

Mission San Jose Mortgage assists clients throughout their homeownership journey in Tracy and the surrounding areas. Its team of mortgage brokers offers various types of mortgage options, such as fixed rate, adjustable rate, FHA, VA, and USDA loans, for first-time homebuyers and property investors. They also help those with outstanding mortgages lower monthly payments and get better terms through refinancing. Company founder Omar Khamisa has been personally overseeing half a billion mortgage loans since 2001.

The Mortgage House is a team of loan officers serving Tracy and the surrounding areas. They assist clients through the home loan process, helping them choose from numerous options. The company offers Dignified Reverse Mortgages, which cater to seniors looking to eliminate monthly mortgage payments or purchase new properties to either move closer to family or downsize. Jumbo reverse mortgages are also available. The Mortgage House, which is a member of the Mortgage Bankers Association, started operating in 1995.

Valley Capital Lending & Realty, Inc., addresses the mortgage needs of people in Tracy. It provides real estate solutions to help families and individuals acquire different residential spaces, such as multi-family homes, condominiums, and mobile houses. The company processes a variety of mortgage products, including FHA, bank statement, investment property, and down payment loans. Owner Angie Garibay is a mortgage broker who has been in the industry for over two decades. She is a member of the Association of Realtors.

Zoom Loans, founded in 2017, helps Tracy residents navigate the mortgage process. Its team of loan officers assists homebuyers in finding properties that fit their budget and homeowners in refinancing their existing loan to reduce their monthly payment and interest. They also give them pre-approval advice to help them achieve their homeownership goals. The company is an Equal Housing Lender that provides a variety of mortgage options such as VA, FHA, USDA, and jumbo loans.

CC Mortgage Company caters to individuals and families in Tracy and the surrounding communities. The women-owned firm provides financial solutions for clients seeking to purchase a home or refinance their current loans, including FHA, VA, and cash-out. Cheri Caspilo, the founder of the agency, walks customers through every stage of the loan process, from pre-qualification to closing. One client praised Caspilo for regularly updating her via email or phone and making the process easy and manageable.

Rush Financial is a Tracy-based company that caters to clients throughout the local metro. It guides aspiring homeowners through the mortgage application process and provides loan programs from federal agencies like the VA, FHA, and USDA. It also offers jumbo loans, a way for borrowers to acquire properties in high-cost communities. Its team educates other clients through the refinancing process and works with owners of different types of properties, including condominiums and townhouses. The company also runs a blog to inform individuals about current housing market trends.

MoneyHungry helps clients in Tracy with their lending needs. It offers financing options to individuals who are planning to buy a home or refinance their current mortgages. Its mortgage programs include fixed- and adjustable-rate, interest-only, and graduated payments. Jumbo, FHA, VA, and USDA loans are also available. In addition, the team provides clients with commercial loans such as merchant cash advances, SBA lending, and equipment financing. The company's online loan processing tool utilizes 256-bit encryption to ensure the security of each client.

Seth Conley leads the MortgageSeth Team, which has over two decades of experience and is licensed in the state and across North Carolina, Florida, Arizona, Idaho, and Nevada. He offers financing solutions for borrowers in the Tracy metro who are planning to purchase a townhouse, condo, single-family home, or multi-family residence. In addition, he handles refinance transactions. Conley started his career in the industry by working as a sales manager for a local mortgage company.

Compass Home Loans caters to the financing needs of homebuyers and owners in the Tracy metro. It offers purchase and refinancing loan programs, including Jumbo, VA, FHA, and USDA. Home equity loans and reverse mortgages are also available. Clients have various rate options, including fixed-rate, interest-only, and graduated payments. Compass Home Loans strives to make the mortgage process easy and minimize closing costs by providing digital solutions, such as online pre-qualification and loan applications, and mortgage calculators.

Howard Davies is a reverse and traditional mortgage advisor with American Family Funding Group who serves clients in Tracy and all of California. Davies assists those who want to buy or refinance a home as well as seniors seeking to free up the untapped equity in their residential properties using a reverse mortgage. He also works with those who have credit, proof of income, or down payment challenges but want to enter the home market. Davies has been in the industry since 1998.