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2024

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Best Mortgage Brokers in Santa Clarita, CA

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Santa Clarita Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

58Reviewed

42Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

23822 Valencia Boulevard, Santa Clarita, CA 91355
WebsiteLicense: 1570216

Expertise.com Rating

Review Sources

Zillow
5.0 (44)
Facebook
5.0 (19)
Yelp
5.0 (1)

Why choose this provider?

CSMC Mortgage is a Westlake Village-based company that extends its services to individuals in the Santa Clarita metro. It assists first-time and experienced home buyers with their mortgage loans. The company's team of mortgage specialists offers a range of loan programs such as jumbo, conventional, reverse, FHA, and VA loans. They also help clients in refinancing their loans. Headed by Jeff Baum, CSMC Mortgage provides regular loan updates and progress reports and works with companies, real estate professionals, and builders in delivering services.

  • Refinance

7007 Washington Avenue, Whittier, CA 90602
WebsiteLicense: 240012

Expertise.com Rating

Review Sources

Facebook
5.0 (14)

Why choose this provider?

Lending Enterprise is a mortgage firm that serves clients in Santa Clarita. The company offers a wide range of loan options for homeowners and homebuyers, including FHA home loans, mortgage refinancing, conventional mortgage loans, VA home loans, and jumbo loans. Clients have praised owner Melinda Estrada and her team of loan officers and loan coordinators for their professionalism, efficiency, and knowledge about the different types of loan programs available to them. The company also abides by the principles of integrity and quality customer service.

  • Refinance

25129 The Old Road, Santa Clarita, CA 91381
WebsiteLicense: 241911

Expertise.com Rating

Review Sources

Yelp
4.0 (162)
Google
4.0 (80)
Facebook
4.0 (24)

Why choose this provider?

Augusta Financial, Inc., is a company of mortgage professionals located in the Santa Clarita area that specializes in sourcing out loan programs, mortgage rates, and financing options for new and existing homeowners in the area. The company is composed of NMLS-certified mortgage professionals that guide clients from consultation to financing approval. Some of its loan programs include conventional, FHA, and VA loans. The company also offers downpayment assistance, bridge loans, and fixed- and adjustable-rate mortgages.

  • Refinance

20555 Devonshire Street, Los Angeles, CA 91311
WebsiteLicense: 351062

Expertise.com Rating

Review Sources

Yelp
5.0 (6)

Why choose this provider?

Metro Valley Mortgage & Realty, Inc., is a privately owned full-service brokerage providing real estate loans throughout Southern California, including Santa Clarita. It deals with residential equity loans, commercial lending, first trust deeds, home refinances, and home purchases. Its loan advisors and escrow officers work together to provide loan products tailored to every client's needs. With over 10 years of experience in real estate services, the firm continues to be committed to forming long-term customer relationships through exceptional customer service.

  • Refinance

9400 California 27, Los Angeles, CA 91311
WebsiteLicense: 275197

Expertise.com Rating

Review Sources

Yelp
5.0 (48)
Google
5.0 (3)

Why choose this provider?

Homiro serves the Santa Clarita area and has been offering assistance in securing mortgage loan options since 2019. The firm's professionals handle adjustable and fixed mortgages for residential property loans, including conventional, jumbo, FHA, and VA. They also help determine rates by assessing various factors, such as loan type and purpose, credit score, and property value. Homiro primarily executes its loan and refinance services through its online platform, which also includes resources such as masterclasses.

  • Refinance

26500 Agoura Road, Calabasas, CA 91302
WebsiteLicense: 1071362

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (3)

Why choose this provider?

eLoan Group, Inc., is a mortgage brokerage firm that has been offering innovative mortgage servicing solutions to homebuyers in Santa Clarita since 1990. It specializes in conforming, conventional, VA, and FHA mortgages. This family business also helps clients process construction, commercial, or private money loans. With decades of industry experience, its team of mortgage professionals offers lending programs that are tailored to meet specific needs. They also lay out home equity, reverse mortgage, and home refinancing options.

  • New Construction
  • Reverse Mortgages

9400 California 27, Los Angeles, CA 91311
WebsiteLicense: 1267188

Expertise.com Rating

Review Sources

Google
4.0 (148)
Zillow
5.0 (12)

Why choose this provider?

Ratebeat is a company that offers mortgage services to residents of Santa Clarita and the surrounding communities. The list of services that it provides includes conventional, jumbo, FHA, USDA, VA, and NON-QM loans. Moreover, it provides first-time-buyer loans, 15-year fixed-rate mortgages, and 30-year fixed-rate mortgages. Additionally, it offers refinancing services for homeowners. Ratebeat also offers custom loans that are special loans created by the mortgage lenders specifically for a borrower to meet their financial needs.

  • New Construction
  • Refinance

28338 Constellation Road, Santa Clarita, CA 91355
WebsiteLicense: 1850

Expertise.com Rating

Review Sources

Google
4.0 (193)
Facebook
5.0 (15)
Yelp
5.0 (8)

Why choose this provider?

Based in Santa Clarita, American Family Funding is a full-service mortgage broker that has been serving the entire state of California for almost three decades. It arranges home purchase loans such as conventional, FHA, USDA, VA, and jumbo loans. American Family Funding is a division of the American Pacific Mortgage Corporation. It is partnered with several credit unions, such as the Pasadena Federal Credit Union, Ontario Montclair School Employees Federal Credit Union, and UPS Employees Credit Union.

  • Refinance
  • Reverse Mortgages

7100 Hayvenhurst Avenue, Van Nuys, CA 91406
WebsiteLicense: 1286297

Expertise.com Rating

Review Sources

Zillow
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Oren Saig of the Saig Mortgage Team is a mortgage professional serving the Santa Clarita metro residents through home financing and refinancing options. He is an NMLS licensed loan officer and represents National Trust Lending in the area. His team has over 20 years of industry experience and is an expert in applying for and securing loan programs such as conventional, government, and jumbo loans. It also offers mortgage financing options that reduce mortgage rates and cash out equity.

  • New Construction
  • Refinance

23504 Lyons Avenue, Santa Clarita, CA 91321
WebsiteLicense: 356630

Expertise.com Rating

Review Sources

Google
5.0 (26)
Yelp
5.0 (1)

Why choose this provider?

Laura Uribe is a mortgage broker who has been working at Security Bancorp for more than 23 years. Based in Santa Clarita, Laura specializes in residential loans and helps clients with their cash-out and debt consolidation goals. Her services cover reverse mortgages, FHA, VA, and HARP loans, and adjustable-rate mortgages. She is also a member of the American Association of Independent Mortgage Experts and the Women’s Mortgage Network. Additionally, Laura carries over three decades of real estate experience.

  • Refinance

24510 Town Center Drive, Santa Clarita, CA 91355
WebsiteLicense: 255882

Expertise.com Rating

Review Sources

Facebook
5.0 (93)
Google
5.0 (34)
Zillow
5.0 (27)

Why choose this provider?

Keith Renno is a loan originator at Wintrust Mortgage who serves clients in Santa Clarita. He offers various loan options for homebuyers and homeowners, including conventional loans, FHA loans, VA home loans, and jumbo loans. Keith has been active in the mortgage industry for 16 years, and he has closed over $500 million loans from 2010-2017. Established in 1979, Wintrust Mortgage is a direct lender that originates over $4 billion in loans each year. It also offers wealth management services and insurance premium financing.

  • Refinance

25060 Avenue Stanford, Santa Clarita, CA 91355
WebsiteLicense: 237717

Expertise.com Rating

Review Sources

Google
5.0 (41)
Yelp
5.0 (38)
Facebook
5.0 (17)

Why choose this provider?

Southern Oaks Mortgage, Inc., is a boutique mortgage company serving Santa Clarita and the surrounding area. Its president, Jeff Eisenberg, is a licensed broker with over two decades of experience in the mortgage industry. He leads a team of mortgage consultants and service professionals. They provide loan packages customized to the client's financial situation. Their loan home programs cover refinance, debt consolidation, home equity loans, home improvement loans, and reverse mortgages. Southern Oaks Mortgage also offers interactive tools for purchase and refinancing information.

  • Refinance

25129 The Old Road, Stevenson Ranch, CA 91381
WebsiteLicense: 331322

Expertise.com Rating

Review Sources

Zillow
5.0 (46)
Facebook
5.0 (10)
Google
5.0 (1)

Why choose this provider?

Steve Tampus Financial Group provides mortgage planning services from its Stevenson Ranch location. Whether clients seek assistance in purchasing or refinancing loans, the company assists them with various products, including FHA, VA, fixed-rate, and adjustable-rate mortgages. It is headed by Stephen Tampus, a certified mortgage planner and longtime Santa Clarita Valley resident. In addition to mortgage planning, he also offers credit counseling services. He is an active member of the community and holds basketball coaching sessions in the area.

  • Refinance

16501 Ventura Boulevard, Los Angeles, CA 91436
WebsiteLicense: 1948296

Expertise.com Rating

Review Sources

Google
4.7 (7)
Yelp
5.0 (4)

Why choose this provider?

Empower Lending Group is an Encino-based mortgage lending company that serves clients throughout the Southern California area, including Santa Clarita. It provides clients with financing options such as FHA, VA, jumbo, and DACA loans. The company's loan specialists can also assist clients in refinancing and restructuring their existing loans. Empower Lending Group also has a selection of programs to assist specific clients, such as doctors and peace officers, in qualifying and paying for their loans.

  • Refinance

27936 Lost Canyon Road, Santa Clarita, CA 91387
WebsiteLicense: 248248

Expertise.com Rating

Review Sources

Yelp
5.0 (7)
Facebook
5.0 (6)
Google
5.0 (3)

Why choose this provider?

Above All Lending is a mortgage brokerage firm based in Santa Clarita specializing in providing residential loan options. Its loan programs include government-backed loans, such as FHA, VA, and USDA loans. Its mortgage professionals can also deliver jumbo loans for properties that exceed loan-servicing limits. Its mortgage options are available in fixed-rate, adjustable-rate, interest-only, and graduated payment mortgages. Clients can also turn to Above All Lending for its renovation and refinancing loan solutions.

  • Refinance

8535 Reseda Boulevard, Los Angeles, CA 91324
WebsiteLicense: 252973

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Yelp
4.0 (12)

Why choose this provider?

Effective Mortgage Company is a full-service mortgage brokerage operating for more than 20 years. It serves the Santa Clarita community and surrounding areas. It specializes in conventional, jumbo, investment, and government loans like FHA, VA, and reverse mortgage. The firm helps clients in finding an ideal mortgage that suits their requirements. It also leverages its network of lenders to give clients a wide range of options. A former client commends how the firm made the loan process for their recently purchased home seamless.

  • New Construction
  • Refinance

28494 Westinghouse Place, Valencia, CA 91355
WebsiteLicense: 1520664

Expertise.com Rating

Review Sources

Yelp
5.0 (67)
Google
5.0 (8)
Facebook
5.0 (1)

Why choose this provider?

Stress Free Mortgage provides mortgage programs and refinancing services for clients in Santa Clarita and nearby areas. The company's loan officer, Linda Fleischmann, offers advice on loan options to help home-buyers and homeowners choose the refinancing program that best fits their situation. The company provides a variety of mortgage options, including VA, FHA, and conventional loans. StressFree Mortgage works with seniors seeking reverse mortgages and offers various interest rate options on its traditional loan programs.

  • Refinance

25350 Magic Mountain Parkway, Santa Clarita, CA 91355
WebsiteLicense: 302015

Expertise.com Rating

Review Sources

Yelp
5.0 (44)
Google
5.0 (7)

Why choose this provider?

Dan Felico is a mortgage broker under SelectPlus Lending that serves Santa Clarita and the surrounding areas. He specializes in helping service members buy a house through the VA housing loan program. This program allows homebuyers a no-money-down benefit and competitive interest rates. Additionally, Dan provides refinancing assistance for people looking to lower their monthly payments, consolidate their debt, or pay off their mortgage more quickly. His website also provides some tips on how to improve a person's credit rating.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
CSMC Mortgage - Santa Clarita
23822 Valencia Boulevard, Santa Clarita, CA 91355
Lending Enterprise
7007 Washington Avenue, Whittier, CA 90602
Augusta Financial, Inc. - Santa Clarita
25129 The Old Road, Santa Clarita, CA 91381
Metro Valley Mortgage & Realty Inc.
20555 Devonshire Street, Los Angeles, CA 91311
Homiro
9400 California 27, Los Angeles, CA 91311
eLoan Group, Inc.
26500 Agoura Road, Calabasas, CA 91302
Ratebeat
9400 California 27, Los Angeles, CA 91311
American Family Funding
28338 Constellation Road, Santa Clarita, CA 91355
Oren Saig
7100 Hayvenhurst Avenue, Van Nuys, CA 91406
Laura Uribe
23504 Lyons Avenue, Santa Clarita, CA 91321
Keith Renno
24510 Town Center Drive, Santa Clarita, CA 91355
Southern Oaks Mortgage, Inc.
25060 Avenue Stanford, Santa Clarita, CA 91355
Steve Tampus Financial Group
25129 The Old Road, Stevenson Ranch, CA 91381
Empower Lending Group
16501 Ventura Boulevard, Los Angeles, CA 91436
Above All Lending
27936 Lost Canyon Road, Santa Clarita, CA 91387
Effective Mortgage Company
8535 Reseda Boulevard, Los Angeles, CA 91324
Stress Free Mortgage
28494 Westinghouse Place, Valencia, CA 91355
Dan Felico
25350 Magic Mountain Parkway, Santa Clarita, CA 91355

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.