Best Mortgage Brokers in Santa Barbara, CA

Direct Mortgage Funding-Santa Barbara delivers government and private solutions to homebuyers in the metro. The company helps low-income to moderate-income families apply for local and state housing programs. Its professionals guide homebuyers in securing options such as reverse or fixed-rate mortgage, refinancing, and jumbo, VA, and conventional loans. Branch manager Guy Rivera is a native of the metro, serving clients in the mortgage industry for over 24 years. He is a member of the Chamber of Commerce.

Five Star Group deals with clients across Santa Barbara. The company provides fixed-rate and adjustable-rate mortgages for individuals aiming to purchase properties. It also offers solutions that combine the characteristics of a fixed-rate mortgage with an adjustable-rate loan. The company educates clients on the impact of credit reports on their mortgage application process. Jeff McCune, its primary broker, has been working in the lending field for more than three decades. He maintains a website that contains information on current interest rates.

MacFarlane Team is a Santa Barbara-based mortgage group that deals with the various housing needs of its clients. The company strives to make the home-buying process easy by narrowing it down to seven steps. It offers government-backed loans, as well as different refinancing options. Owner Diana MacFarlane has been in the mortgage industry for more than 25 years and has funded $3 billion in home loans. She was also selected as an ambassador for Donna Karan's Women Who Inspire campaign.

McAdams Financial Services caters to borrowers in Santa Barbara. It is a local family business that has been providing residential loan financing solutions since 1982. It offers a wide variety of home loan programs, including interest-only, jumbo, FHA, and fixed-rate and adjustable-rate mortgages. Its professionals help people navigate the overwhelming loan process by using their knowledge and experience in the mortgage industry. They also help home buyers find the right mortgage program for their specific situation.

Susan Bonanno serves Santa Barbara residents as a Finance of America Mortgage-affiliated senior loan advisor. Susan assists clients in locating, qualifying for, and closing a variety of lending options, such as VA loans and reverse mortgages. She discusses the processes involved in applying for private and government-backed lending options with potential borrowers and assists them in weighing the benefits and drawbacks of available options. Susan also helps homeowners refinance their existing mortgages for lower monthly payments or shorter terms.

SB Mortgage Group provides various financial solutions to borrowers in Santa Barbara. It offers FHA, VA, USDA, jumbo, and fixed and adjustable-rate mortgages. It also has interest-only and graduated payments programs. Additionally, it provides refinancing for owners of single- and multi-family units, condominiums, townhouses, and manufactured homes. SB Mortgage Group uses online calculators to let clients compare the interest rates of various programs so they can make the best choice suited for their financial needs.

C2 Certified Reverse Mortgage provides its services to borrowers across the Santa Barbara community. Associate Craig Greene is a reverse mortgage loan officer who has been in the industry since 1989. Through his years of industry experience, he has funded over $1 billion in loans for seniors, advisors, and adult children. These options include jumbo loans and reverse mortgages. Greene recommends loans based on each borrower's long-term financial goals. The company is listed as a National Reverse Mortgage Lenders Association member.

Gold Coast Lending provides custom mortgage solutions to the communities in Santa Barbara and the nearby areas. Its loan officers guide individuals and families planning to refinance their homes, buy or invest in properties, and refinance rental properties. They analyze loan scenarios for every need and help clients navigate through the mortgage process. The company deploys strategies to streamline the pre-approval process and solution implementation. It is managed by professionals who have a combined experience of over 50 years.

For over 30 years, locally owned and operated Paragon Mortgage Group has been representing the goals and visions of Santa Barbara clients to various financial institutions, wholesale lending sources, and boutique mortgage bankers. It offers multiple products that match the needs of prospective homeowners, such as fixed-rate and adjustable-rate loans, buydown options, and refinancing programs. They abide by the ethical standards of the California Association of Mortgage Professionals working as your fiduciary, and keeping your best interests at the forefront of the lending process. Whether you are a first-time buyer or a seasoned property owner, all loan options are explored and costs reviewed in order to help guide the client to the best option for them.

Craig Greene is a professional mortgage broker serving clients in the Santa Barbara community. He maintains a network of FHA, portfolio, jumbo, and Fannie Mae lenders that allows him to provide various financing options to his clients. The mortgage products he carries cover single- and multi-family residences and commercial properties. Greene was raised in the real estate business by his father and California Ranch Home pioneer, Paul Greene. He started working as a mortgage loan originator in 1989.

Vanguard Hard Money brings over 25 years of mortgage experience to the needs of borrowers and Realtors across Santa Barbara and the state of California. As a division of Commercial Loan Express, a direct lending agency, the company arranges loans for its clients, aiming to pair them with a program that fits all their needs. Its products included fix and flip, rehab, private money, and construction loans for either purchasing or refinancing residential and commercial properties.

Heather Barrow is a Citibank mortgage consultant who offers loan options in the Santa Barbara metro. She provides brokerage solutions to help clients find financing programs that will match their requirements. She guides individuals about the selection of mortgage programs they can take advantage of, such as interest-only, fixed-rate, adjustable ARM, and graduated payments. The loan officer also offers FHA, VA, USDA, and jumbo loan programs. Heather Barrow is a former senior account executive of American Bullion Inc.