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2025

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Best Mortgage Brokers in San Jose, CA

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Jose mortgage brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

247Reviewed

155Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Mortgage Brokers Serving San Jose
275 Saratoga Avenue, Santa Clara, CA 95050
Visit WebsiteLicense: 280238

Expertise.com Rating

Review Sources

Yelp
5.0 (21)

Why choose this provider?

Tina Elias is a loan officer at the mortgage brokerage The Loan Story. She assists her clients in finding and selecting a loan program that would best suit them. Elias also provides an analysis of their financial situation based on factors such as credit score, loan size, the type of property, and the type of transaction. Additionally, she deals with underwriting, closing documentation, and loan closing. Elias has more than 15 years of experience in the mortgage industry.

  • New Construction
  • Refinance

Best Mortgage Brokers Serving San Jose
497 North Santa Cruz Avenue, Los Gatos, CA 95030
Visit WebsiteLicense: 256297

Expertise.com Rating

Review Sources

Yelp
5.0 (51)
Zillow
5.0 (19)
Facebook
5.0 (9)

Why choose this provider?

Robert Bachman is a mortgage professional affiliated with New American Funding that serves San Jose and the surrounding areas. He specializes in providing assistance with residential real estate purchases, refinancing, and home equity loans. He offers FHA loans, VA loans, Fannie Mae HomePath, jumbo loans, and non-conforming portfolio products. He is also experienced in the mortgage banking industry and in loan origination. Robert gives professional advice and support to clients helping them make sound home financing decisions.

  • New Construction
  • Refinance
  • Reverse Mortgages

Best Mortgage Brokers Serving San Jose
17760 Monterey Road, Suite C, Morgan Hill, CA 95037
Visit WebsiteLicense: 288922

Expertise.com Rating

Review Sources

Google
4.9 (64)
Facebook
5.0 (10)

Why choose this provider?

Global Mortgage provides lending solutions to the people of San Jose and the surrounding areas. It works to facilitate the process for clients applying for a home purchasing or refinancing loan by guiding them and providing the tools they need. It offers a variety of financing options for first homes, new constructions, and investment properties. Some of the loan programs available are jumbo, conventional, non-QM, FHA, and USDA mortgages. Global Mortgage is affiliated with the California Association of Mortgage Professionals.

  • Refinance

Best Mortgage Brokers Serving San Jose
51 East Campbell Avenue, Campbell, CA 95008
Visit WebsiteLicense: 287201

Expertise.com Rating

Review Sources

Yelp
5.0 (8)

Why choose this provider?

Rita Roysental is a senior mortgage consultant at Bayview Residential Broker that serves first-time and experienced homebuyers in San Jose and its surrounding areas. She provides professional assistance and guidance throughout the entire home refinancing and buying process. She also helps clients choose the right loan according to their needs. The company offers various programs that include reverse mortgage, fixed- and adjustable-rate, FHA, and VA loans. Rita is also a real estate agent with experience in the financial services industry.

  • Refinance

Best Mortgage Brokers Serving San Jose
17500 Depot Street, Morgan Hill, CA 95037
Visit WebsiteLicense: 1121558

Expertise.com Rating

Review Sources

Yelp
4.0 (24)
Facebook
5.0 (20)
Google
5.0 (2)

Why choose this provider?

Golden Eagle Mortgage Group offers brokerage services to homeowners in San Jose and neighboring communities. It helps first-time applicants understand different types of loan programs, from conventional to specialized options. These options include FHA, VA, jumbo, asset depletion, and 20-year mortgage programs. The group can also customize refinancing options for existing homeowners or those unsatisfied with their current loan programs. Golden Eagle Mortgage Group believes in giving back to the community and has held a toy drive for children in need.

  • Refinance

Best Mortgage Brokers Serving San Jose
1952 Camden Avenue, San Jose, CA 95124
Visit WebsiteLicense: 322146

Expertise.com Rating

Review Sources

Zillow
5.0 (49)
Google
5.0 (32)
Yelp
5.0 (29)

Why choose this provider?

Crystal Estates is a mortgage brokerage firm located in San Jose with over 14 years of experience in the industry. The firm works with various lenders to help clients determine mortgage loan options that best suit their unique situations. Crystal Estates provides guidance in securing loans including purchase loans and refinances. The firm is headed by Thai Nguyen, who has over a decade of professional experience and aims to help a range of clients from first-time buyers to experienced investors.

  • Refinance

Best Mortgage Brokers Serving San Jose
1900 McCarthy Boulevard, Milpitas, CA 95035
Visit WebsiteLicense: 341756

Expertise.com Rating

Review Sources

Yelp
5.0 (5)

Why choose this provider?

Access Mortgage has been delivering residential mortgage solutions in San Jose and the surrounding areas since 1989. Its team is experienced in guiding clients throughout the transaction, including pre-approvals and closings. These mortgage professionals offer home loan solutions that are customized to individual financial situations and goals. They partner with more than 20 lenders to provide low-interest rates for home purchase, refinance, reverse mortgage, jumbo, and cash-out home loans. Additionally, Access Mortgage has convenient resources and tools to determine loan options and payment estimates.

  • Refinance

Best Mortgage Brokers Serving San Jose
275 Saratoga Avenue, Santa Clara, CA 95050
Visit WebsiteLicense: 280923

Expertise.com Rating

Review Sources

Yelp
5.0 (21)
Google
5.0 (9)
Facebook
5.0 (2)

Why choose this provider?

Franny Yen is a mortgage specialist for The Loan Story, serving San Jose and the Silicon Valley area. She has over 20 years of experience assisting clients in their refinancing, purchase loans, mortgage plannings, loan processing, and even credit score boosting. Currently, her focus is on long-term home loan programs such as fixed-rate mortgages, adjustable-rate mortgages, and investor loans. Most clients. Past clients often mention their appreciation of her attention to detail and her transparency in dealing with them.

  • New Construction

Best Mortgage Brokers Serving San Jose
1891 Second Street, Livermore, CA 94550
Visit WebsiteLicense: 313231

Expertise.com Rating

Review Sources

Yelp
5.0 (12)

Why choose this provider?

Boyd Robinson is a loan officer at Welcome Home Funding, a mortgage firm that assists homeowners in San Jose. He offers different loan options that range from conventional loans to specialized types like USDA, jumbo, and FHA loans. He also provides access to modernized loan options like All In One, an offset type-mortgage solution, and HomeFundIt, a social media-style crowdfunding platform. Previous clients spoke highly of Boyd for his patience with first-time homeowners and his informative answers regarding mortgage concerns.

  • New Construction
  • Refinance

Best Mortgage Brokers Serving San Jose
116 East Campbell Avenue, Campbell, CA 95008
Visit WebsiteLicense: 327522

Expertise.com Rating

Review Sources

Yelp
5.0 (2)

Why choose this provider?

Stevensen & Neal Realtors Community Trust Mortgage is an agency that delivers funding services to individuals and families who dream of homeownership in San Jose and the surrounding areas. The company's broker, Mark W. Stevensen, provides a wide range of mortgage loan options. Home loan programs offered are fixed and adjustable rates, as well as FHA and VA loans. In addition, Stevensen & Neal Realtors Community Trust Mortgage serves the real estate needs of both buyers and sellers.

  • Refinance

Best Mortgage Brokers Serving San Jose
1630 Oakland Road, San Jose, CA 95131
Visit WebsiteLicense: 236095

Expertise.com Rating

Review Sources

Yelp
5.0 (9)
Zillow
5.0 (8)
Facebook
5.0 (6)

Why choose this provider?

Founded in 2007, GoldenPoint Finance is a San Jose-based mortgage brokerage offering loan packages to commercial and residential clients. The company provides programs based on clients' financial plans and needs. Owner Trisha La offers 18 years of real estate and mortgage experience. She partners with various lenders to accommodate every individual's loan concerns. She offers adjustable-rate mortgages, fixed-rate mortgages, FHA loans, and jumbo loans. Additionally, loan programs for apartments, construction, and multi-family homes are available.

  • Commercial Loans

Best Mortgage Brokers Serving San Jose
1930 Camden Avenue, San Jose, CA 95124
Visit WebsiteLicense: 01274093

Expertise.com Rating

Review Sources

Yelp
5.0 (37)
Google
5.0 (14)
Zillow
5.0 (6)

Why choose this provider?

Elva Wormley is a mortgage consultant with C2 Financial Corporation who serves the San Jose metro and the surrounding areas. She offers loan services for homebuyers such as fixed-rate mortgages, adjustable-rate mortgages, balloon mortgages, stated income programs, imperfect credit programs, and first-time buyers programs. Elva has been in the mortgage industry since 1981, and nearly 80% of her business comes from satisfied clients' referrals. She guides them throughout the entire process and presents all available options, allowing clients to make informed financial decisions.

  • Refinance
  • Purchase Transactions

Best Mortgage Brokers Serving San Jose
500 East Calaveras Boulevard, Milpitas, CA 95035
Visit WebsiteLicense: 1157733

Expertise.com Rating

Review Sources

Yelp
5.0 (5)

Why choose this provider?

Platinum Realty Group And Finance, Inc., is a mortgage broker assisting clients in San Jose with their financial concerns and needs. Particularly, its loan brokers and agents help residential clients who are planning to purchase, sell, or refinance their homes by guiding them through the mortgage process and real estate transaction. The company was established with the mission to provide financial services that focus on the individual needs of its clients. Platinum Realty Group and Finance founder Kelly Yip has been serving the real estate and mortgage industry since 2012.

  • New Construction
  • Refinance

Best Mortgage Brokers Serving San Jose
1754 Technology Drive, San Jose, CA 95110
Visit WebsiteLicense: 289969

Expertise.com Rating

Review Sources

Yelp
5.0 (187)

Why choose this provider?

Stephen Wong is a mortgage broker under BayOne Real Estate Investment Corp. helping San Jose homeowners find loan solutions for their purchase or refinancing needs. With experience in mortgages spanning 10 years, he is knowledgeable in the different areas of home loans, namely credit counseling, personal finance, and lending programs. Wong works with first-time homebuyers in identifying which loan options best fit their needs. He specializes in conventional loans, HARP programs, and PLUS loans.

  • Refinance

Best Mortgage Brokers Serving San Jose
1625 The Alameda, San Jose, CA 95126
Visit WebsiteLicense: 331340

Expertise.com Rating

Review Sources

Yelp
5.0 (34)

Why choose this provider?

Established in 1990, Mortgage Magic is a San Jose-based mortgage brokerage firm. The firm can assist clients in acquiring an array of financing options, ranging from HELOC and reverse mortgage to jumbo loans and adjustable rate mortgages. Its loan officers have an average of 14 years of industry experience. The company has helped nearly 700 clients achieve their mortgaging needs. Mortgage Magic has received the Golden Kettle award from Salvation Army and has been previously featured in The Business Journal.

  • Reverse Mortgages

Best Mortgage Brokers Serving San Jose
1100 Lincoln Avenue, San Jose, CA 95125
Visit WebsiteLicense: 238044

Expertise.com Rating

Review Sources

Yelp
5.0 (18)
Google
5.0 (9)
Facebook
5.0 (5)

Why choose this provider?

Todd Flesner is a senior loan officer based in San Jose. He specializes in a wide range of financing options, including construction, investment property, jumbo, and VA loans. Whether clients are purchasing or refinancing mortgages, he is committed to guiding them throughout the lending process, from coordinating with the title company and underwriters to closing. Flesner, who has been working in the mortgage industry since 1999, has a background in nonprofit management. He also used to work at the YMCA.

  • New Construction

Best Mortgage Brokers Serving San Jose
20 South Santa Cruz Avenue, Los Gatos, CA 95030
Visit WebsiteLicense: 1766200

Expertise.com Rating

Review Sources

Yelp
5.0 (7)

Why choose this provider?

Commerce Home Mortgage - Los Gatos is a residential lender that has been in the industry since 1994. It comprises mortgage professionals who are capable of serving the financial needs of borrowers in San Jose and the surrounding communities. They help families achieve the dream of homeownership by offering traditional mortgage options, including conventional, reverse, jumbo, USDA, VA, and FHA. In addition, they provide non-traditional mortgage loans, such as alt-doc, prime plus, investor, and community mortgage.

  • New Construction
  • Refinance

Best Mortgage Brokers Serving San Jose
275 Saratoga Avenue, Santa Clara, CA 95050
Visit WebsiteLicense: 295351

Expertise.com Rating

Review Sources

Yelp
5.0 (12)
Facebook
5.0 (7)
Google
5.0 (1)

Why choose this provider?

Michael Ryan is a mortgage broker who serves clients in San Jose. He offers loan options for borrowers, such as fixed-rate refinance and purchase home loans, reverse mortgage loans, commercial and SBA financing, VA and FHA home loans. He has more than 30 years of experience in the industry. He is committed to ensuring that his clients receive the loans that suit their needs by monitoring international and national interest rate movements. He is also familiar with the interaction between loans and real estate purchase agreements, appraisals, and underwriting.

  • New Construction
  • Reverse Mortgages

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Tina Elias
275 Saratoga Avenue, Santa Clara, CA 95050
Robert Bachman
497 North Santa Cruz Avenue, Los Gatos, CA 95030
Global Mortgage
17760 Monterey Road, Suite C, Morgan Hill, CA 95037
Rita Roysental
51 East Campbell Avenue, Campbell, CA 95008
Golden Eagle Mortgage Group - Morgan Hill
17500 Depot Street, Morgan Hill, CA 95037
Crystal Estates
1952 Camden Avenue, San Jose, CA 95124
Access Mortgage
1900 McCarthy Boulevard, Milpitas, CA 95035
Franny Yen - The Loan Story
275 Saratoga Avenue, Santa Clara, CA 95050
Boyd Robinson
1891 Second Street, Livermore, CA 94550
Stevensen & Neal Realtors Community Trust Mortgage
116 East Campbell Avenue, Campbell, CA 95008
GoldenPoint Finance
1630 Oakland Road, San Jose, CA 95131
Elva Wormley
1930 Camden Avenue, San Jose, CA 95124
Platinum Realty Group
500 East Calaveras Boulevard, Milpitas, CA 95035
Stephen Wong
1754 Technology Drive, San Jose, CA 95110
Mortgage Magic
1625 The Alameda, San Jose, CA 95126
Todd Flesner
1100 Lincoln Avenue, San Jose, CA 95125
Commerce Home Mortgage - Los Gatos
20 South Santa Cruz Avenue, Los Gatos, CA 95030
Michael Ryan Mortgage Broker
275 Saratoga Avenue, Santa Clara, CA 95050