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2024

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Best Mortgage Brokers in San Diego, CA

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Diego mortgage brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

327Reviewed

203Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

814 Morena Boulevard, San Diego, CA 92110
WebsiteLicense: 908271

Expertise.com Rating

Review Sources

Google
5.0 (117)
Yelp
5.0 (43)
Facebook
5.0 (17)

Why choose this provider?

Community Mortgage is a San Diego-based mortgage brokerage firm that has been providing its clients with competitive mortgage options since 2009. This group of loan specialists specializes in VA loans, FHA loans, and conventional fixed-rate loans with a constant interest rate. It evaluates the client's needs and goals to formulate a refinancing plan specific to the client's situation. Community Mortgage aims to provide transparent services in all aspects of the lending process. The company ensures that borrowers are well-informed of their options to make better decisions.

  • New Construction

San Diego, CA
WebsiteLicense: 249552

Expertise.com Rating

Review Sources

Yelp
5.0 (140)
Facebook
5.0 (59)
Google
5.0 (56)

Why choose this provider?

Transparent Mortgage is a San Diego company owned by a mortgage broker with 12 years of industry experience. The company was founded to offer customers a trusted partnership and to make the mortgage or home loan application process as easy and transparent as possible. The company's team strives to empower homeowners and to adhere to the core values of communication, integrity, and operational efficiency. The business was voted San Diego's Best by U-T Readers' poll in 2015. The company helps customers qualify for home purchase loans, mortgages, and refinance loans. There are no upfront appraisal fees and the company promises to provide its clients with daily, personalized status updates throughout the process.

  • Refinance

3594 Adams Avenue, San Diego, CA 92116
WebsiteLicense: 366847

Expertise.com Rating

Review Sources

Yelp
5.0 (334)
Google
4.0 (51)
Facebook
4.0 (28)

Why choose this provider?

The GreenHouse Group is a mortgage planning firm that serves home buyers and owners in San Diego. Whether clients need assistance in purchasing or refinancing loans, its team customizes plans and helps them throughout the process, from underwriting qualifications to shopping for programs from different lending institutions. In addition, The GreenHouse Group provides real estate consultation services for home buyers and sellers. Its co-founder, Jeremy Beck, has been offering financing solutions for more than 12 years.

  • New Construction
  • Refinance

San Diego, CA
WebsiteLicense: 1951574

Expertise.com Rating

Review Sources

Facebook
5.0 (91)
Zillow
5.0 (73)
Yelp
5.0 (6)

Why choose this provider?

Agave Home Loans assists San Diego homebuyers by shopping and comparing lenders across the local market. Its mortgage brokers help new and experienced homebuyers in making informed financial decisions by keeping an open line of communication and constant support throughout the loan process. It also uses special software that sifts through the various offerings of over 50 lenders. It offers conventional, FHA, non-QM, and VA loan options. Agave Home Loans also helps clients with refinancing their loans.

  • Refinance

9750 Miramar Road, San Diego, CA 92126
WebsiteLicense: 275260

Expertise.com Rating

Review Sources

Zillow
5.0 (44)
Yelp
4.0 (13)
Facebook
5.0 (5)

Why choose this provider?

GHI Mortgage was founded in 2003 in San Diego and has since built a reputation as an "outstanding full-service mortgage lending firm." The company serves as a direct lender and can therefore process, underwrite, close, and fund all loans without relying on external companies. The company's team works to build life-long relationships with customers through the core values of integrity and professionalism. Loan options available include fixed-rate mortgages, conforming loans, FHA and VA government loans, jumbo loans, and conventional loans. State and local housing programs are also available.

  • Refinance

4747 Morena Boulevard, San Diego, CA 92117
WebsiteLicense: 330730

Expertise.com Rating

Review Sources

Google
5.0 (21)
Yelp
5.0 (2)

Why choose this provider?

Timothy Gray is a loan officer at Mortgage Alliance Group in San Diego who helps his clients understand the loan process and various loan terms. He assists customers with purchasing a home and refinancing a mortgage. Timothy also offers a broad range of loan options, including fixed-rate and adjustable-rate mortgages, home renovation loans, FHA loans, VA loans, balloon mortgages, and renovation loans for additional accessory dwelling units. In addition, Mortgage Alliance Group handles reverse and graduated payment mortgages.

  • Refinance

3655 Avocado Boulevard, La Mesa, CA 91941
WebsiteLicense: 1332699

Expertise.com Rating

Review Sources

Zillow
5.0 (53)
Google
5.0 (38)
Yelp
5.0 (29)

Why choose this provider?

BRIK Home Loans is a family-owned and family-operated, full-service mortgage broker company catering to San Diego residents and its surrounding areas. The company's principals have over 20 years of mortgage business experience. They have helped their clients find loan options that fit their needs whether it is buying a new home, cashing out, or just getting a better rate or term. The company offers conventional, FHA, VA, USDA, and jumbo loans. Loan provisions for first-time homebuyers are also available.

  • Refinance

8996 Miramar Road, San Diego, CA 92126
WebsiteLicense: 320387

Expertise.com Rating

Review Sources

Yelp
5.0 (75)
Facebook
5.0 (22)

Why choose this provider?

Established in 1985, Morgan Home Funding Corporation is a family-owned mortgage brokerage based in San Diego. Its main focus is providing mortgage and refinancing options such as low-interest rates, down payment options, low closing costs, conventional home loans, home equity loans, FHA loans, VA loans, and refinancing.  Morgan Home Funding is a member of the California Mortgage Brokers Association and the Mira Mesa Chamber of Commerce. The company's founder, Caron Cain, has been in the mortgage brokerage industry for 40 years.

  • New Construction
  • Refinance

San Diego, CA
WebsiteLicense: 1501423

Expertise.com Rating

Review Sources

Zillow
4.9 (14)
Google
4.0 (13)
Yelp
3.0 (2)

Why choose this provider?

United Wholesale Funding, Inc., is a full-service mortgage financing company that serves customers in San Diego. It assists individuals, families, and real estate investors in acquiring new residential properties through a home mortgage loan. Its brokers connect with multiple lenders that can provide different home loan products, such as conventional, FHA, VA, jumbo, and reverse mortgage plans. The group also helps existing homeowners to reduce monthly payments and pay off debts easier through mortgage refinancing. The company aims to leverage technology in all its services.

  • Refinance

10509 Vista Sorrento, #400, San Diego, CA 92121
WebsiteLicense: 290056

Expertise.com Rating

Review Sources

Google
5.0 (56)
Zillow
5.0 (20)
Yelp
5.0 (13)

Why choose this provider?

Imad Canavati is a mortgage loan originator serving individuals throughout Redwood City and the surrounding communities. He specializes in helping clients achieve their home financial goals by assisting them in choosing various loan options, including FHA and jumbo. He also offers mortgage refinancing solutions for homeowners wishing to change their terms or lower their payments. Reverse mortgage services are also available for senior citizens. Imad has been handling mortgage matters for more than two decades.

  • Refinance

3930 Oregon Street, San Diego, CA 92104
WebsiteLicense: 1345190

Expertise.com Rating

Review Sources

Google
5.0 (228)
Yelp
5.0 (61)
Zillow
5.0 (11)

Why choose this provider?

Grander Home Loans is a San Diego-based team of mortgage brokers that educates homebuyers on various loan options, from jumbo, conventional, high balance, and VA to FHA government mortgages. They are committed to guiding clients during the entire process, from finding programs with suitable combinations of terms and rates to providing loan application updates regularly. Grander Home Loans' mortgage specialists are certified LendingTree professionals. The brokerage firm also has an office in Lanai City, Hawaii.

  • Refinance

409 Camino del Rio South, San Diego, CA 92108
WebsiteLicense: 1169242

Expertise.com Rating

Review Sources

Zillow
5.0 (142)
Google
5.0 (102)
Yelp
4.9 (43)

Why choose this provider?

Military Home Loans is a "VA home loan lender with a personal touch" in San Diego. The company is owned and operated by veterans Ken and Karen Bates, who seek to assist fellow veterans qualify for and find the best loans for their financial situations and future plans. The company works with home buyers in California, Washington, and Nevada and handles all paperwork to make the process as easy as possible. Customers can request a quote and submit a pre-qualification application directly on the company's website.

  • Refinance

8954 Rio San Diego Drive, San Diego, CA 92108
WebsiteLicense: 258869

Expertise.com Rating

Review Sources

Zillow
5.0 (118)
Yelp
5.0 (30)

Why choose this provider?

Gary Jackson helps homebuyers in San Diego navigate the process of residential mortgages. His experience in residential mortgage began in 1996 when he became a loan officer. Gary aims to apply his industry experience and knowledge to understand each client's unique situation and provide them with different financing options to address their mortgage goals. He works with Intercap Lending, which offers a variety of loan programs, including conventional and federally backed loans, as well as specialty programs, such as reverse mortgages, downpayment assistance, and 203k loans.

  • New Construction
  • Refinance

1940 Garnet Avenue, San Diego, CA 92109
WebsiteLicense: 305360

Expertise.com Rating

Review Sources

Google
5.0 (21)
Yelp
5.0 (6)
Facebook
5.0 (1)

Why choose this provider?

First Liberty Funding helps property buyers and real estate investors throughout the San Diego community. The local firm assists first-time home buyers through the mortgage brokering process by preparing prequalification forms, collecting necessary documentation, and discussing different loan options. Its team also develops recommendations for clients seeking to buy investment properties, refinance existing home loans, or manage debt consolidation procedures. The company's president, Steve Hasani, leverages over 20 years of experience as a broker in the mortgage industry.

  • New Construction
  • Refinance

2878 Camino del Rio South, San Diego, CA 92108
WebsiteLicense: 247664

Expertise.com Rating

Review Sources

Google
5.0 (105)
Yelp
5.0 (77)
Zillow
5.0 (23)

Why choose this provider?

Maureen Martin is a San Diego-based mortgage loan originator who caters to clients throughout the local metro and all of California. She sets up FHA mortgage programs for first-time homebuyers and loans backed by the VA for current or former military service personnel. Maureen also offers reverse mortgages to senior homeowners who want to convert a portion of their home's equity into cash. She educates clients on other programs, including conventional and jumbo loans. She has over 23 years of experience in the industry.

  • Refinance

4542 Ruffner Street, San Diego, CA 92111
WebsiteLicense: 244257

Expertise.com Rating

Review Sources

Yelp
5.0 (19)
Facebook
5.0 (7)
Google
5.0 (4)

Why choose this provider?

Founded in 2004, the DACA Financial Group is a full-service company that provides a variety of financial solutions involving mortgages, investments, taxes, trusts, and real estate to individuals, families, and companies in San Diego. It has a network of lenders that helps individuals with home purchasing and refinancing. DACA Financial Group also has a staff of financial consultants, insurance agents, tax professionals, and Realtors who are committed to helping clients with their finances, insurances, taxes, and real estate transactions.

  • Refinance

437 Ninth Avenue, San Diego, CA 92101
WebsiteLicense: 01370625

Expertise.com Rating

Review Sources

Yelp
5.0 (99)

Why choose this provider?

West End Mortgage Group is a mortgage broker that serves clients in San Diego. It offers a wide range of loan options for borrowers, including conventional home loans, VA jumbo loans, FHA loans, mortgage refinancing, piggyback mortgage loans, and FHA 600 FICO. As a mortgage broker, West End Mortgage Group can sell multiple loan products from various sources, and its loan specialists can provide objective recommendations to borrowers. The company also strives to provide clients loans that suit their needs at wholesale rates.

  • Refinance
  • Reverse Mortgages

2468 Historic Decatur Road, San Diego, CA 92106
WebsiteLicense: 261482

Expertise.com Rating

Review Sources

Yelp
5.0