Best Mortgage Brokers in Sacramento, CA

Solcosta Home Loans is a mortgage brokerage that serves clients in Sacramento and the surrounding areas. Its staff members help clients in selecting the loan programs for their home purchasing needs. These include conventional, jumbo, FHA, and VA loan programs. It also provides refinancing services to help clients receive cash from their home equity and lower down their monthly interest rates. Solcosta Home Loans is owned by Dan Patty, a mortgage broker who specializes in loan guidelines.

Masters Team Mortgage is home to mortgage professionals with more than 100 years of combined lending experience. Serving Sacramento and nearby communities, the company offers a variety of programs such as FHA and VA home loans, home refinances, home equity loans and lines of credit, and fixed and adjustable rates mortgages. Other areas of specialization include commercial, construction, jumbo, and bridge loans. Masters Team Mortgage utilizes technology where its clients can process and complete their mortgage transactions through its website.

Iron Point Mortgage is a mortgage firm that serves first-time, second-time, and experienced homeowners and homebuyers in Sacramento. It is affiliated with Finance of America, a mortgage banker that offers both standard and customized loan plans. The company can compare and estimate the expenses of various programs like conventional loans, VA, FHA, and jumbo loans. Furthermore, it can give clients seasonal housing market and mortgage reports. Iron Point Mortgage has multiple online resources, such as a checklist of pre-approval requirements.

CARE Finance Group is a mortgage solutions provider serving clients in Sacramento and nearby communities. The locally owned firm helps customers in finding the right home loan for their mortgage needs. Its mortgage brokers apply an education-first approach to assess the needs of their clients and help them compare loan options among multiple lenders. The team provides an array of home loan products, such as fixed-rate, adjustable-rate, FHA, VA, USDA, and jumbo programs. The company's lead loan officer carries over 17 years of experience.

Kappel Mortgage Group Incorporated is a team of mortgage professionals based in Sacramento. The company offers a selection of loan programs, including VA, conventional, and jumbo loans. Its specialists carry Location Efficiency Mortgage (LEM) options, which provide higher funding for individuals looking to purchase homes in areas that have efficient public transportation systems. They also guide clients on local housing programs. Danielle Carson, its Sacramento business manager, has been a resident for 20 years and has focused on client relations for 15 years.

Golden Bay Mortgage Group is a company based in Sacramento that addresses the real estate financing needs of residents in the area. Its brokers are experienced in assisting individuals through the loan application and approval process. These mortgage professionals educate clients on various home purchase loan programs, such as jumbo loans, conforming loans, fixed-rate mortgages, and adjustable rates mortgages. They also help clients with home refinancing by comparing mortgage terms. Additionally, Golden Bay Mortgage Group's other loan options include FHA, VA, HARP, and USDA loans.

New Way Mortgage is a real estate financing company that serves the Sacramento area. The firm assists individuals and families in finding the right home loan that can serve their homeownership and purchasing goals. Fixed-rate, FHA, VA, Jumbo, and USDA loans are among the residential loans that its mortgage advisors specialize in. The group also offers traditional and cash-out mortgages to those wish to lower their current payments and reduce their loan terms. The company started serving customers in 2020.

Brizzi Financial is a mortgage brokerage that has been serving families and individuals in Sacramento, Roseville, and the surrounding areas. It assists homebuyers with loan products from various entities designed to meet their needs and goals. It is experienced in a variety of programs, including conventional, FHA, VA, fixed-rate, and adjustable-rate loans. The company also provides refinancing services designed to replace existing mortgages with a new loan and lower monthly payments or interest rates. Brizzi Financial is owned by broker Ethan Brizzi.

City Center Financial is a mortgage brokerage firm that serves Sacramento and the surrounding areas. The company offers loan programs that help first-time homebuyers or people moving up to a new home. Its list of services includes FHA 203k, conventional, FHA and VA, and jumbo loans. City Center Financial also offers refinancing programs to help clients get better interest rates or get some cash out of their home's equity. Additionally, the company's website has an online purchase assistant that narrows down loan options based on clients' needs.

Dennis Bergstrom of Nexa Lending aims to help clients realize their dream of home ownership. Serving clients across the Sacramento area, he assists with a wide range of mortgages, such as fixed rate, adjustable rate, interest only, and graduated payment types. Through his online platform, clients can easily submit loan applications and pre-qualify for home loans. He also discusses roadblocks in the mortgage process and guides clients in overcoming them. Dennis is a Certified Military Home Specialist.

Eric Teply Mortgage Advisor provides its services to Sacramento and the surrounding areas. Eric Teply assists clients who want to find a loan program or refinance their current mortgage. He also provides mortgage advice to help his clients choose the right loans, which include FHA, conventional, reverse, and VA loans. With over a decade of experience in the industry, Eric works with lenders, Realtors, wholesale lender representatives, and homebuyers. He has received praises from previous clients for providing professional assistance throughout the mortgage process.

California Capital Mortgage Company provides financing assistance from its Sacramento location. The family-owned business helps home buyers and builders select from various loan types, from USDA, VA, and FHA to conventional loans. Furthermore, it provides assistance for homeowners looking into refinancing. The mortgage firm, which is also licensed in Colorado, Montana, and Wyoming, was founded in 2008 by Gary Prudler, who specializes in working with complex borrowers and first-time homebuyers. He has more than 15 years of industry experience.

Chris Lamm is the vice president of mortgage banking at Change Home Mortgage, which serves clients in Sacramento. His team offers various loan programs for homebuyers, homeowners, and real estate investors that include conventional mortgage, FHA, VA, and USDA loans. They also handle home loan refinancing and reverse mortgages. Lamm has more than 15 years of experience in the mortgage industry, working with brokers, financial planners, land developers, and attorneys. He is also familiar with credit reports.

Ken McKee is a licensed mortgage advisor representing Canopy Mortgage in the Sacramento metro. He has been in the real estate finance industry for more than 17 years and is committed to sourcing loan and mortgage options based on the client's budget and needs. Some of the loan programs he offers include conventional loans, jumbo loans, USDA loans, FHA loans, and downpayment assistance. Ken and his team have been named one of the Top 1% of the Mortgage Originators in America in 2020.

The Chris Kennedy Team is a Sacramento-based mortgage broker operating under Reliant Lending. Led by Chris Kennedy, the team specializes in home purchase loans, refinancing, VA loans, FHA loans, conventional loans, jumbo loans, USDA loans, reverse mortgages, doctor loans (physician mortgages), down payment assistance, and investment property financing throughout Sacramento, Placer, El Dorado, and Yolo counties in Northern California. The Chris Kennedy Team is a trusted VA loan specialist helping veterans, active-duty military, and surviving spouses purchase and refinance homes with 0% down, no PMI, and flexible qualifying guidelines, including VA IRRRL streamline refinance. As a doctor loan (physician mortgage) specialist, the team offers physician mortgage programs with a 0% down payment, no PMI, loan amounts up to $2 million, and student loan debt treated favorably. Programs are available to MDs, DOs, dentists (DDS/DMD), optometrists, podiatrists, veterinarians, pharmacists, nurse practitioners, physician assistants, and medical residents/fellows — even before their attending salary begins.

As the oldest mortgage brokerage in California, Western Heritage Financial specializes in both home purchases and refinances since 1980. Western Heritage Financial takes pride in its excellent reputation and association with many outstanding and reputable organizations but values the customer first and foremost. As a pioneer in the mortgage industry and with over 6 decades of home loan experience, President Jerry Anderson has forged every market change. Mr. Anderson has a vast knowledge of all aspects of lending and requires excellent service and transparency to all customers. Customers for life has been a proven fact over the years. With creative Loan Officers, they are able to work past qualifying issues to ensure that if there is a way to get your loan closed, they will find it. They never give up on their clients.

PMG Home Loans is a company that provides purchase, refinancing, and mortgage assistance to clients in and near the Sacramento area. With over 20 years of industry experience, it has already underwritten 1,500 plus home loans with an average of 13 days loan closing time. It offers loan options for clients like conventional, FHA, VA, USDA, jumbo, and reverse mortgage. Meanwhile, PMG is a company that provides opportunities and benefits to its staff, having team-building events for its members and medical benefits packages for full-timers.