Best Mortgage Brokers in Oceanside, CA

Located in Temecula and serving the area of Oceanside, Modern Lending is a firm composed of mortgage brokers with over 30 years of combined experience. The team dedicates itself to providing a range of programs to its clients, including self-employed individuals and first-time homebuyers. They offer conventional, FHA, VA, USDA, and jumbo loans. They work under the leadership of president and CEO Brian Decker, who has been working in the sector for around 15 years.

Shaffer Realty and Mortgage has been attending to the financial needs of Oceanside for 20 years. The company is focused on homeowners and home sellers in providing advice, negotiating skills, marketing knowledge, and closing of a transaction. Its team is also adept in dealing with conventional loans, jumbo loans, FHA loans, VA loans, and reverse mortgages. Shaffer Realty and Mortgage provides real estate options such as buyer rebate program, home buying, and plan of action listing.

Pacific Coast Home Mortgage is a mortgage brokerage serving clients in Oceanside. Its loan programs include conventional, construction, reverse, FHA, and VA loans. The company is managed by Mark O'Toole, who has over a decade of experience in loan origination and has funded more than 600 mortgage transactions. O'Toole aims to stay updated on the latest program guidelines to ensure a smooth mortgage transaction. Moreover, the company's website has a wide selection of calculators and tools, including amortization, qualification, and pre-payment calculator.

Mountain West Financial, Inc., is a Redlands-based mortgage specialist that serves Oceanside residents. Whether clients need assistance in purchasing or refinancing, it offers a number of options such as conventional, renovation, combo HELOC, VA, and FHA loan programs. Furthermore, the company also provides energy-efficient mortgages that allow VA and FHA borrowers to fund energy preservation developments into their loans. Mountain West Financial has been helping home loan purchasers and refinancers for more than 30 years.

Eagle Platinum Mortgage offers a range of mortgage loan programs in Oceanside. Whether a client is planning on buying a home or considering refinancing, the company provides personal service and mortgage loan solutions tailored to their specific needs. Its loan products include conventional loans, jumbo mortgages, VA and FHA loan programs, and hard money loans. Its team of mortgage professionals provides assistance throughout the complex loan process, from reviewing a client's credit and income history to finding a lender.

The Marelly Group is a real estate company that serves the Oceanside community and the rest of North San Diego County. Aside from helping clients buy or sell their homes, it also helps homebuyers finance their dream properties. Having access to sponsoring lenders, its team of local financing experts guides each client through the process of obtaining a suitable loan program. The loan program options available are conventional, FHA, VA, and adjustable and fixed-rate mortgages.

Bluefire Mortgage is a mortgage lender that offers a variety of loan products for Oceanside borrowers planning to finance their homes. It offers concierge services for lending programs such as FHA, VA, and adjustable-rate mortgage loans. The company additionally has 60 years of professional experience in residential purchase financing. With a mission to promote education, Bluefire Mortgage designates a portion of its profits to fund the schooling of orphaned children in the rural areas of India.

North Coast Financial, Inc., is a hard money lending business with more than 40 years of experience. It has been serving loans to real estate investors and property owners in Oceanside and surrounding areas since 1981. Don Hensel is a managing broker and the president of the business. He is a member of the California Mortgage Association and is personally involved in the loans provided to customers. The loans offered by the business include investment and rental property, probate and estate, and owner-occupied hard money loans.

Platinum Mortgage Group provides a variety of home purchasing and refinancing loan options to clients in Oceanside. This company offers comprehensive loan products and programs, including FHA, VA, and jumbo loans; down payment assistance; and reverse mortgages. Alexis Roper, the company's residential mortgage loan originator, started her career in the industry in 2001 as a loan consultant. Roper strives to work closely with her clients throughout the process of residential and investment loans and helps them make informed decisions.

Gapital Mortgage helps the residents of Oceanside understand the mortgage process and achieve their financial goals. As a mortgage broker, the company employs a seamless process and adopts a transparent approach in providing comparative mortgage quotes. Its mortgage specialists offer necessary support in the qualification, application, and closing phases, informing clients of available loan choices, such as conventional, VA, USDA, and FHA loans. Its mother-and-son team, Tacy Nichols and Cody Stevens, established the company to encourage connections and help people.

Strategic Equities is a mortgage broker that serves residential and commercial clients in Oceanside. The company offers a variety of loan programs, which include fixed-rate mortgage loans, conventional home loans, jumbo loans, VA home loans, and home equity lines of credit. It also accommodates borrowers whose situations call for full documentation loans, no-document mortgage loans, non-owner-occupied, and multifamily loans. Strategic Equities works with more than 55 investors and private lenders.

Point Mortgage Corporation - Menifee is a mortgage banking company that delivers lending services for builders, real estate agents, and homebuyers in Oceanside. It provides loan products, such as home purchase, refinance, equity, and reverse mortgages. In addition, the application process, including viewing loan alternatives, is available online. Point Mortgage Corporation - Menifee has access to a wide range of mortgage solutions that helps them fulfill its goal of assisting families in finding the right choice for their homeownership goals.

Boulton Mortgage and Real Estate Service is a mortgage broker located in Vista. Serving clients in and around Oceanside, the company's team is comprised of mortgage loan officers, reverse mortgage specialists, and real estate agents. Among the programs that the team offers include VA home loans, reverse mortgage, and mortgage refinancing. It also works with over 20 lenders to give home buyers a wide range of loan options. Denise Boulton has been in the mortgage and real estate industry for over three decades.

Fitzpatrick Capital is a mortgage company that serves clients in Oceanside. Its team of mortgage loan specialists offers various mortgage loan options for home buyers and homeowners who are planning to refinance their loans, including conventional loans, jumbo loans, VA loans, fixed-rate mortgages, adjustable-rate mortgage loans, and reverse mortgages. The family-owned company was established by the couple Meghan and Jeff Fitzpatrick in 2003. Meghan has more than 19 years of experience in the mortgage industry.

Lisa Toscano My Mortgage Girl helps clients navigate through a variety of home loans and mortgage options available in the market. Mortgage broker Lisa services conventional and non-traditional loans. She handles foreign national, FHA, non-QM, VA, and USDA loan options, as well as refinance and reverse mortgages. Lisa is a state-licensed broker and is a member of the National Association of Mortgage Brokers (NAMB). Her services are available to residents in and around Oceanside.

Blackstone Financial Inc. is a Carlsbad residential and commercial real estate financing company that works with clients in and around the local area, including Oceanside. Its staff walks clients through the mortgage process, starting with understanding the client's situation and establishing financial goals. The company can also refinance a client's mortgage by changing its term and rate or through a cash-out refinance. Founder Magdy Badr is a certified commercial investment member, mortgage banker master, and accredited mortgage professional.