Best Mortgage Brokers in Newport Beach, CA

Pacific Financial is a team of mortgage professionals serving the homeownership needs of the Newport Beach community. Leveraging its knowledge of the mortgage banking industry, the team assists individuals and families in applying for programs such as HELOC, reverse mortgage, and private equity funding. These professionals guide clients through the loan or refinancing process, from analysis of finances and appraisal to closing. Pacific Financial was founded in 2004 and also serves multiple states, including Florida, Arizona, and Colorado.

Save Financial is a mortgage brokerage that caters to clients across the Newport Beach metro and the neighboring communities. It provides individuals with various mortgage loan options, such as purchase, long-term, bridge, and private money. It also serves clients wishing to purchase condos, townhouses, and one-to-four unit homes using no-income mortgage loans. Mortgage refinancing and commercial transaction services are also available. The brokerage's loan officers have more than 25 years of combined experience in the industry.

Americas Funding Group (AFGMTG) is a private mortgage brokerage and banker serving Newport Beach. As a full-service provider, the company renders a range of real estate financing services, from mortgage arrangement to financial consultation. It assists various clientele, including individuals and families buying their first homes, those who are upgrading, and clients considering refinancing or reverse mortgages. AFGMTG is a family-owned business that has been operating for over 20 years. It is a Freddie Mac, Fannie Mae, and Ginnie Mae direct lender.

Excelerate Capital is a full-service mortgage firm based in Newport Beach. It offers customers residential property lending options, including conventional loans and mortgage programs fit for seasoned real estate investors. The team uses paperless processes to facilitate compliance with periodic dues. Excelerate Capital also has choices that address the needs of everyday wage earners and self-employed individuals. The business has been open since 2015 and focuses on non-qualifying mortgages. Its CEO, Thomas Yoon, is an 18-year veteran of the lending sector.

John Farrell is a private mortgage banker who assists clients throughout Newport Beach and the surrounding metros. He has over 20 years of experience in the real estate sector and helps clients find the right mortgage solution for their situations. He and his team offer loan options such as new construction and lot, FHA, investment property, VA, and fixed- and adjustable-rate loans. Farrell also offers refinancing assistance to help clients lower monthly payments, take out cash from their equity, or combine current debts.

Rippon Capital is a locally operated boutique mortgage company in Newport Beach providing personalized home loan solutions to clients in the metro and the surrounding communities. It assists prospective home buyers with their pre-approval and financing needs, as well as existing homeowners planning to refinance their homes. It works closely with clients throughout the mortgage process, from understanding their home financing objectives to selecting options tailored to their lifestyle and financial circumstance and closing a transaction.

Crystal Lending Group is a Newport Beach-based company that serves the needs of residential and commercial borrowers in the metro. The business provides FHA, fixed-rate, VA, jumbo, and first-time home buyer loans. Additionally, it has low down payment purchase options, non-QM loans, and investment property programs. It also assists homeowners who want to restructure their debts or get access to cash through refinancing. Crystal Lending Group has been in the industry for 15 years. It funds its own loans, allowing it to deliver lower rates.

Pacific Coast Home Loans & Realty, Inc., serves residents in Newport Beach who are looking for mortgage brokers. The office delivers a variety of loan options, including fixed mortgages with terms ranging from 15 years to three decades. 5/1 adjustable-rate choices are also available. The company maintains online facilities to facilitate lending and refinancing transactions. Pacific Coast opened in 2002. Its principal and owner, Noah Sharifi, has more than two decades of experience in the mortgage industry.

Tim Storm is a loan professional from Fairway Independent Mortgage Corporation who offers tailored financial options to clients in the greater Newport Beach metro. Storm provides brokerage services to help individuals locate the best mortgage package for their requirements. He assists borrowers in filing applications for a selection of loan programs, such as FHA, VA, jumbo, and conventional loans. Tim Storm is certified by the NMLS and has been in the lending industry for over 32 years.

BankerBroker serves clients' mortgage needs throughout Newport Beach and the surrounding metros. The company offers a wide variety of home loan options from its network of local, national, and online banks, including FHA and conventional home loans, Hard Money, No Doc and Easy Doc, and bad credit mortgage programs. BankerBroker has over 350 employees worldwide, including those from throughout California. It was founded by former principals with more than a hundred years of combined experience.

American Heritage Lending specializes in purchasing and refinancing loans for non-owner-occupied properties. It works directly with borrowers, investors, brokers, property managers, and real estate agents in Newport Beach. The team brings a simple, fast, and transparent approach, working diligently to fund loans in as little as five days. Its account executives, loan brokers, and loan officers, who have over $1 billion in loans funded, offer real solutions for difficult loans rejected by traditional lenders or government-automated underwriting methods. American Heritage is a direct lender handling loan submissions to funding in-house.