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2024

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Best Mortgage Brokers in Moreno Valley

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Moreno Valley Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

68Reviewed

48Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

24816 Morning Mist Drive, Moreno Valley, CA 92557
WebsiteLicense: 1675089

Expertise.com Rating

Review Sources

Google
4.0 (8)
Facebook
5.0 (1)

Why choose this provider?

The Phoenix Man Financials is a Moreno-Valley mortgage brokers firm that caters to the varied needs of individuals and families in the metro. The firm uses its extensive local knowledge of the area to guide clients in choosing the best mortgage and refinancing options for their needs and lifestyles. The Phoenix Man Financials offers home purchase and refinancing loans such as jumbo loans, VA loans, FHA loans, reverse loans, and cash-out home loans that can all be adjusted accordingly.

  • New Construction
  • Refinance

16310 Porter Avenue, Riverside, CA 92504
WebsiteLicense: 247447

Expertise.com Rating

Review Sources

Zillow
5.0 (35)
Google
5.0 (12)
Yelp
5.0 (8)

Why choose this provider?

Kevin O'Connor is a mortgage professional serving Moreno Valley. He helps clients with financing options in the purchase or renovation of homes and properties. Clients can choose from different loan programs such as conforming, conventional and FA loans, debt consolidation, and reverse mortgage. Kevin has more than 16 years of experience in the mortgage industry. He is affiliated with JB Mortgage Capital, a company that values data privacy for its clients and utilizes mortgage processing technology to serve them.

  • Refinance

1111 East Tahquitz Canyon Way, Palm Springs, CA 92262
WebsiteLicense: 01230170

Expertise.com Rating

Why choose this provider?

MortgageWorks, Inc., is a brokerage that provides its services to Moreno Valley and the surrounding areas. Its loan programs include fixed-rate, adjustable-rate, interest-only, reverse, and graduated payment mortgages. It also offers VA loans for veterans and FHA loans for individuals who want a low mortgage rate. In addition, MortgageWorks works on refinancing solutions, such as cash-out, conventional, jumbo, HARP, and HELOC. The company's founder, Art Alvarez, has over 40 years of experience in the industry.

  • New Construction
  • Refinance

19318 Jesse Lane, Ste 100, Riverside, CA 92508
WebsiteLicense: 1011953

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Patty Frias is a mortgage broker who serves Moreno Valley. Frias helps clients buy, sell, refinance, or build homes. She provides FHA, conventional, and condo loans. Her refinancing programs help clients obtain lower monthly payment options and better interest rates. Frias offers high-balance loans for high-cost areas and home ready loans for people with good credit. She is part of Movement Mortgage, which started in 2008 and initiates health clinics, housing, and school projects to create change in communities and corporate cultures.

  • Refinance
  • Purchase Transactions

11963 Stovall Way, Yucaipa, CA 92399
WebsiteLicense: 1866855

Expertise.com Rating

Review Sources

Yelp
5.0 (2)

Why choose this provider?

Imagine Loan Funding is a mortgage brokerage firm that offers home purchase and refinance services. They also have diverse loan options for FHA, VA, USDA, jumbo, and 203K. Mortgage options available include fixed-rate, adjustable-rate, and reverse mortgage. The company also features online tools that facilitate loan applications. Imagine Loan Funding is operated by Darren and Shelly Jenkins, mortgage brokers who have 30 years of mortgage lending experience. Their services are available in the Moreno Valley area.

  • Refinance

6370 Magnolia Avenue, Riverside, CA 92506
WebsiteLicense: 135932

Expertise.com Rating

Review Sources

Google
5.0 (211)
Yelp
5.0 (12)
Facebook
5.0 (8)

Why choose this provider?

First Lending Solutions is a mortgage company serving clients located in the Moreno Valley area and the surrounding communities. The business offers purchasing and refinancing solutions to homes and other real estate properties. Its loan options include 30-year and 15-year fixed-rate, as well as adjustable-rate mortgages. In addition, it deals with USDA, FHA, VA, and jumbo loans. Seniors age 62 and older can also turn to First Lending Solutions to acquire a reverse mortgage loan.

  • Refinance
  • Reverse Mortgages

31290 Windstone Drive, Winchester, CA 92596
WebsiteLicense: 1771951

Expertise.com Rating

Review Sources

Zillow
5.0 (31)
Facebook
4.0 (6)

Why choose this provider?

Oak Leaf Funding is an owner-operated mortgage brokerage firm serving clients throughout Oakland, Moreno Valley, and nearby places. Its loan options include a 30-year fixed mortgage, 15-year fixed mortgage, FHA, jumbo, and USDA loans. The team of professionals at this company assists its clients throughout the entire home loan, and home refinance process and keeps them informed about the differences between loan programs to help them choose the one that suits their needs. Owners Wahid Afzal and Charles Gianfrate carry more than 20 years of experience in the industry.

  • New Construction

14920 Perris Boulevard, Moreno Valley, CA 92553
WebsiteLicense: 1940537

Expertise.com Rating

Review Sources

Google
5.0 (3)
Yelp
5.0 (2)

Why choose this provider?

Puente De Oro Home Loans is a mortgage company that handles the home loan needs of residents in the metro and the surrounding communities through its Moreno Valley office. It offers different loan options for first-time homebuyers like FHA, conventional, and VA loans. Additionally, its team of professionals also offers refinancing options for clients that want to take advantage of their mortgage. Furthermore, the company can assist clients in selling a previously owned house and pre-qualifying.

  • Refinance

Moreno Valley, CA 92557
WebsiteLicense: 1025998

Expertise.com Rating

Review Sources

Google
5.0 (37)

Why choose this provider?

Darlena Moore is a mortgage broker servicing clients in Moreno Valley and nearby areas. She offers a range of loan products including FHA, VA jumbo purchase and refinance, conventional, and government loans. Her other services include private money investor loans, reverse mortgages, and notary and living trust. Darlena used to be a processor and loan officer trainer, in addition to being a loan broker. She has more than 20 years of experience in the mortgage industry.

  • Multi-Family Loans

127 East State Street, Redlands, CA 92373
WebsiteLicense: 1704379

Expertise.com Rating

Review Sources

Google
4.0 (59)
Facebook
5.0 (3)

Why choose this provider?

Viewpoint Financial is a team of mortgage brokers that provides home loan services to clients in Moreno Valley and nearby metros. Its owner, Marvin Hudson, has been in the mortgage industry since 1984 and established the brokerage firm in 1991. Its mortgage loan program lineup includes conventional loans, VA loans, government loans, and renovation loans. Additionally, it offers reverse mortgage assistance for homeowners, who are 62 years and over, who would like to convert a portion of their equity into cash.

  • Reverse Mortgages

3610 Central Avenue, Riverside, CA 92506
WebsiteLicense: 235342

Expertise.com Rating

Review Sources

Google
5.0 (60)

Why choose this provider?

Todd Iles is a loan production manager that serves clients in Moreno Valley, Riverside, and the surrounding areas. He set up his own mortgage agency, Plaza Residential Mortgage, under GEM Mortgage. He and his team assist home buyers and those looking to refinance their mortgages to tap loan programs. He provides in-house processing, underwriting, and funding for programs that include FHA, VA, jumbo, USDA, and conventional loans. Todd also has experience in providing purchase, rate, term, and cash-out refinance programs.

  • Refinance

3400 Central Avenue, Riverside, CA 92506
WebsiteLicense: 298953

Expertise.com Rating

Review Sources

Google
4.0 (6)
Facebook
5.0 (5)

Why choose this provider?

Matthew Rundle is a professional broker serving Moreno Valley. He is affiliated with Mountain West Financial, a company that has been in the mortgage business for more than 30 years that helps clients interested in purchasing, refinancing, building, and renovating homes or properties find the most suitable financing option. Matthew assists clients in loan programs such as conventional, FHA, VA, USDA, and CalPATH and PATH, a special loan program available only from Mountain West Financial that benefits local communities.

  • New Construction
  • Refinance

7211 Magnolia Avenue, Riverside, CA 92504
WebsiteLicense: 1689518

Expertise.com Rating

Review Sources

Google
4.9 (234)
Facebook
5.0 (53)

Why choose this provider?

Secure Choice Lending aims to help first-time buyers and current homeowners in Moreno Valley. The company was founded by Mark Hossler in 2017 and has since provided loan and refinancing options for clients in the community. Mark works with a team of mortgage experts who are well-versed in the tasks involved in acquiring conventional, FHA, and VA loans. Secure Choice Lending also offers assistance for pre-retirees and retirees who would like to make the most of their home's equity through a reverse mortgage.

  • New Construction
  • Refinance

23328 Olive Wood Plaza Drive, Moreno Valley, CA 92553
WebsiteLicense: 944254

Expertise.com Rating

Review Sources

Yelp
5.0 (7)
Facebook
5.0 (5)
Google
1.0 (1)

Why choose this provider?

Lee Duran the Financeman is a mortgage loan officer at New American Funding who serves clients in Moreno Valley. He offers a wide range of mortgage loan options for homebuyers and homeowners, including conventional, FHA, USDA, and VA home loans. Lee also assists clients in fixing and improving their credit scores to enhance their chances of obtaining the financing programs that suit their homeownership goals. Additionally, he is a Navy veteran and he works with his business partner, Chris Dominguez.

  • Refinance

246 West 4th Street, Perris, CA 92570
WebsiteLicense: 1590426

Expertise.com Rating

Review Sources

Google
4.0 (27)
Facebook
5.0 (15)
Yelp
4.0 (8)

Why choose this provider?

The Marin Realty Group serves residents in Moreno Valley who are in need of mortgage brokers. The company was founded by Jose Marin, a broker who offers a variety of mortgage products. He also provides financing options and specializes in luxury properties. When taking on projects, Marin is committed to making himself available to assist clients with any concerns or queries. He helps them make decisions about financing their homes by breaking down each aspect of the loan and referring them to the appropriate mortgage contacts.

  • New Construction

27271 Las Ramblas, Mission Viejo, CA 92691
WebsiteLicense: 1613890

Expertise.com Rating

Review Sources

Facebook
4.0 (54)

Why choose this provider?

Jill Hamilton is a mortgage loan officer who works for Ocean Lending and serves clients in Moreno Valley. She has nearly 20 years of banking experience and specializes in providing reverse mortgage loans. Jill tailors programs based on her customers' goals, from retirement investment to assistance for their children and grandchildren. Additionally, she educates them on different loan requirements, such as established equity and minimum credit scores. A native of California, Jill has processed over 800 reverse mortgages.

  • Reverse Mortgages

1758 Orange Tree Lane, Redlands, CA 92374
WebsiteLicense: 1745403
Website

Expertise.com Rating

Review Sources

Google
5.0 (27)
Facebook
5.0 (9)

Why choose this provider?

Representing Primary Mortgage Resource, Steven Burns offers mortgage loan products to clients in Moreno Valley. Steven specializes in the purchase process and works with clients to help them find the right program, along with secure low market rates, while making sure their loans close on time. He offers a wide range of loan products including conventional, USDA, VA, and FHA. Steven has been commended by clients for his constant communication and being knowledgeable. He also offers refinancing services.

  • Refinance
  • Purchase Transactions

10509 Vista Sorrento Parkway, Moreno Valley, CA 92121
WebsiteLicense: 135622

Expertise.com Rating

Why choose this provider?

C2 Financial Corporation is a mortgage broker company with over 70 years of experience serving the Moreno Valley area. The company has over 900 originators and operates in 10 states. Aside from being a mortgage broker, it also offers an array of services such as consulting, loan originating, advising, and lending services. In 2019 and 2020, C2 Financial Corporation was ranked as the # 1 mortgage broker in America by the Association of Independent Mortgage Experts.

  • Refinance

2900 Adams Street, Riverside, CA 92504
WebsiteLicense: 1939219

Expertise.com Rating

Review Sources

Google
5.0 (127)
Facebook
4.9 (24)
Zillow
5.0 (8)

Why choose this provider?

Locke Your Loan has been offering mortgage solutions in Moreno Valley and the neighboring areas for nearly two decades. It assists clients through various loan programs including conventional, USDA, FHA, and VA loans. The company also provides refinancing options that lower interest rates, consolidate debts, or generate cash income for home renovations, medical expenses, or college funds. Reverse mortgage is also available. Broker-owner Lara Locke is a direct lender who also offers wealth management and finance consulting.

  • Multi-Family Loans

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
The Phoenix Man Financials
24816 Morning Mist Drive, Moreno Valley, CA 92557
Kevin O'Connor
16310 Porter Avenue, Riverside, CA 92504
MortgageWorks, Inc.
1111 East Tahquitz Canyon Way, Palm Springs, CA 92262
Patty Frias
19318 Jesse Lane, Ste 100, Riverside, CA 92508
Imagine Loan Funding
11963 Stovall Way, Yucaipa, CA 92399
First Lending Solutions
6370 Magnolia Avenue, Riverside, CA 92506
Joe McDermott
31290 Windstone Drive, Winchester, CA 92596
Puente de Oro Home Loans
14920 Perris Boulevard, Moreno Valley, CA 92553
Darlena Moore
Moreno Valley, CA 92557
Viewpoint Financial
127 East State Street, Redlands, CA 92373
Todd Iles
3610 Central Avenue, Riverside, CA 92506
Matthew Rundle
3400 Central Avenue, Riverside, CA 92506
Secure Choice Lending
7211 Magnolia Avenue, Riverside, CA 92504
Lee Duran the Financeman
23328 Olive Wood Plaza Drive, Moreno Valley, CA 92553
Marin Realty Group
246 West 4th Street, Perris, CA 92570
Jill Hamilton
27271 Las Ramblas, Mission Viejo, CA 92691
Steven Burns
1758 Orange Tree Lane, Redlands, CA 92374
C2 Financial Corporation
10509 Vista Sorrento Parkway, Moreno Valley, CA 92121
Locke Your Loan
2900 Adams Street, Riverside, CA 92504

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.