Best Mortgage Brokers in Modesto, CA

SJ Morgan provides mortgage services to clients in the Modesto metro and the surrounding areas. Its brokers connect lenders and borrowers by understanding their investment needs and interests. It also assists individuals who wish to purchase real estate properties with the help of mortgage loans. The company's owner, Sonya Morgan, brings over 17 years of experience in the lending and real estate field. SJ Morgan also caters to clients requiring assistance with their flipping funds.

Carrollton Mortgage is a family-owned and family-operated brokerage company serving clients in Modesto and nearby areas. Founded in 1989, it provides mortgage services and guides clients through the entire application, from finding loan options and underwriting to funding and closing. The firm offers real estate loan products for new home purchases and refinancing. These include conventional, jumbo, FHA, VA, farm, and private loans. Reverse mortgages are also available. Carrollton Mortgage is an Equal Housing Lender.

Cornerstone Mortgage is a mortgage bank established in 2008 by Jose Perez. Working as a loan originator, Perez assists borrowers in acquiring loans for their properties. He offers help in a range of loan options including FHA loans, VA loans, USDA loans, and reverse mortgages. He also guides residential owners through the refinancing process to help them cash out money for renovation projects or for settling financial issues. Perez has been working in the mortgage industry since 2002.

Greg Nunes Realty is an independent real estate brokerage in Patterson that offers mortgage solutions to clients in the Modesto metro. The company was founded in 2004 by Greg Nunes, a third-generation farmer for over 45 years and a real estate broker since 2004. Some of the company's services include real estate closings, property buys and sells, listings, open houses, and rental property management. Greg's team comprises real estate professionals and property managers who are members of the National Association of Realtors.

American Pacific Mortgage has a branch in Modesto. Lead by Rick Hall, the mortgage brokerage caters to individuals, families, and communities seeking home financing. It offers programs for first-time homebuying, new investor property, and home construction. These programs include conventional, jumbo, FHA, VA, and reverse mortgages. American Pacific Mortgage accommodates out-of-the-box solutions through its specialty loans program as well as rural homeownership through its USDA program. The company has been in business since 1996 and has over 200 branches nationwide.

The Mortgage Guys has been serving clients in Modesto and the surrounding areas since 2013. It offers residential mortgages and financing for FHA and VA loans. The company also provides pre-qualification and consultation services. In addition, it assists with refinancing with home value estimates and a complete analysis of a client’s current payment terms. The Mortgage Guys is composed of 50 loan officers who have closed over $10 billion worth of transactions in its years of service.

S/L Mortgage caters to home buyers in the Modesto metro and the surrounding communities. It helps clients achieve their dream properties through its wide range of loan programs. The company offers jumbo, FHA, VA, and USDA loans. It also provides fixed-rate, interest-only, graduated payment, and adjustable ARM mortgage rate options. In addition, its specialists assist individuals in refinancing their single-family and multi-family homes, townhouses, manufactured homes, and condominiums. S/L Mortgage is an Equal Housing Lender.

Joe Villegas is a mortgage broker with Cross Country Mortgage that has been serving the Modesto metro Cross Country Mortgag since 2005. Villegas' group focuses on providing its clientele with a multitude of options when it comes to mortgage and financing, including jumbo, conventional, down payment assistance programs, and government-backed mortgages like VA, FHA, and USDA. He primarily offers home loan consultations and assistance in selecting the appropriate financial solution for families or individuals. He also aims to ensure that each homeowner's dream house is fulfilled.

Founded in 2011, IMS Lending is a mortgage services company that serves residential and commercial clients in Modesto and its surrounding cities. The company offers a wide array of mortgage products and services, including FHA loans, fixed-rate mortgage plans, VA loans, and investment property loans. Professional loan officers at IMS Lending may define a client's financial eligibility, construct relevant ratios and metrics, and create debt repayment programs. IMS Lending also offers refinancing programs to its clients.

Hano Yadegar works for Paramount Residential Mortgage Group, Inc. The mortgage broker assists the residents of Modesto in finding appropriate home purchase or refinance solutions. He offers assistance in the pre-qualification and application phases and provides comparative mortgage quotes to help clients decide. His services include access to various loan options, such as VA, USDA, and FHA loans, and 30-year fixed mortgages. A mortgage specialist since 2004, Hano enjoys working with numbers to help achieve borrowers' homeownership goals.

JLV Realty and Mortgage is a full-service real estate mortgage brokerage firm serving clients in Modesto and surrounding areas. It provides a variety of loan programs for clients who want to buy, refinance, or sell a home. Additionally, clients can buy and sell real estate properties directly with JLV Realty and Mortgage. The company's website has a mortgage calculator and a property search option to help clients decide. Its founder Jose L Valencia has been in the real estate industry since 2003.

Ability Mortgage is a full-service lending company that has been serving Modesto and nearby areas since 1989. It assists real estate professionals, builders, and homebuyers nationwide in processing different loan options such as fixed rate, ARMs, adjustable rate, and initial fixed rate. The company's website contains a variety of information to assist clients with their program options. One of its loan officers, Ruby Magness-Hyles, has been in the home loan mortgage industry since 2004.

Based in Modesto, Alameda Mortgage Corp. is a mortgage broker that has been in business for 50 years. Founded in 1968, it has grown its business to include a selection of various home loans, including fixed-rate mortgages, FHA loans, VA loans, and USDA loans provided through Rural Housing Services. It also offers down payment assistance and adjustable-rate mortgages to first-time and experienced home buyers. Additionally, jumbo loans are available for those with excellent credit and reserves.

Big Valley Mortgage Stockton is a full-service local lender that has been providing services to Modesto residents since 1990. It offers different types of loan programs including, FHA, FHA 203(k) streamlined, USDA loans, CalHFA, VA loans, and reverse mortgages. The company also provides two types of loans, fixed-rate and adjustable-rate. Big Valley Mortgage launched its parent company, American Pacific Mortgage Corporation, in 1997. The company also delivers services to Elk Grove, Fresno, Reno, Roseville, and Sacramento.

NorCal Mortgage is a team of brokers who serves homebuyers in the Modesto area. They help clients secure different types of home loans, from 203K, HARP, USDA, VA, and jumbo to reverse mortgages. The financing professionals also offer 15-year and 30-year fixed loans. In addition, they provide refinancing assistance and analysis for clients looking into retrieving funds from their home equity. They also make available online resources that help clients compare mortgage rates and terms. NorCal Mortgage leans on the knowledge and expertise of its team headed by company president Chris Johnson.

Lending Assets is a mortgage company that serves clients in Modesto. The company offers a variety of loan options for borrowers, including FHA home loans, VA home loans, jumbo loans, conventional mortgage loans, USDA home loans, and adjustable-rate mortgage loans. Its mortgage loan originators are familiar with how lenders judge the credit scores of borrowers, private mortgage insurance, mortgage refinance timing, and the documents needed to prepare a mortgage loan application. The company was established in 2016.

Lending For Living is a mortgage lending firm serving clients in Modesto. The firm works with clients purchasing, selling, refinancing, or building their homes by providing a wide range of loan options, including reverse, USDA, FHA, and VA loans, in addition to 15-year and 30-year fixed-rate mortgages. Its loan officers assist clients throughout the process, from analyzing to closing their loans. Moreover, the company's website provides calculators and tools, such as refinance analysis, payment calculator, and home value estimate. The firm was founded in 2011.