Best Mortgage Brokers in Milpitas, CA

Excel Realty & Mortgage serves first-time home buyers in Milpitas. As a real estate and mortgage company, it guides clients through every step of the home purchasing process, from locating a home with amenities and features that match an individual's needs to finding suitable funding programs. It simplifies the process by providing tools such as a monthly payment calculator for computing payment and amortization schedules, a loan comparison calculator for comparing terms, and a mortgage tax savings calculator for estimating tax savings.

Pacificwide Business Group Inc. is a real estate and mortgage company that assists locals in Milpitas. The company provides a variety of mortgage loan alternatives, including conventional, FHA, REFI, cash out, Freddie Mac, and reverse, as well as bank statement loan 5/1 adjustable rates. In addition, its team offers real estate-related services, including the marketing, leasing, and management of residential single-family houses, condos, office buildings, and shopping malls. Pacificwide Business Group was founded in 2009.

Loan Factory accommodates first-time homebuyers and seasoned veterans in Milpitas and its surrounding communities. The business offers different mortgage programs, such as VA, conventional, and FHA. It compares rates and shops loan products from 39 lenders, including Flagstar Bank, Plaza Home Mortgage, Inc., Planet Home Lending, and The Loan Store. It has closed more than 20,000 loans and helped over 27,000 clients purchase and sell various properties, like single-family residences. Loan Factory is also licensed to assist the residents of Colorado and New Mexico.

For more than two decades, Nationwide Mortgage has been providing home financing solutions to clients looking to own a home in Milpitas and neighboring communities. Its team of mortgage brokers offers various primary residence loan programs, including conventional, jumbo, FHA, VA, non-prime, and reverse mortgages, to cater to first-time homebuyers, seasoned real estate investors, and those looking for refinancing. Nationwide Mortgage works with different types of clients, including those who have credit, down payment, equity, and income challenges.

Eric Garnicki assists individuals and families in Milpitas to achieve their homeownership dreams. He primarily serves first-time homebuyers, CPAs, and self-employed clients who wish to refinance or buy a home. Eric works as a senior mortgage advisor for C2 Financial Corporation, which provides loans to veterans and customers looking to upgrade their homes. In addition, the company helps senior homeowners aged 62 and up use their home equity to pay off taxes and health insurance.

The mortgage brokers of Platinum Realty Group serve Milpitas residents. The company was established with the premise that every client has unique mortgage needs and goals that should be addressed with personal attention to detail and using a simplified process. It helps clients sell and buy homes, as well as obtain mortgage loans. Founder Kelly Yip-Chuan has been working as a mortgage and real estate salesperson and broker since 2012. She is a Milpitas Chamber of Commerce board member.

Access Mortgage has been addressing clients' financial needs in and around Milpitas since 1989. It partners with more than 20 lenders to help customers looking to purchase single-family or multifamily units, condominiums, or townhouses secure the loan program that matches their needs. Its lending options include jumbo, FHA, VA, and reverse mortgage loans. The company also assists homeowners who want to take cash out of their home equity or refinance their outstanding loans to lower their interest rates and monthly payments.

LaChica Loans delivers mortgage solutions for buyers of residential and commercial properties in Milpitas. Headed by Lillian Lachica, its team walks buyers through the process of real estate financing. The staff assists in choosing from options such as conventional or jumbo loans and FHA or VA products backed by the government. LaChica started in the mortgage industry in 2006 as VP of Cal Coast Financial Corp. She holds a degree in industrial engineering and serves on the Hispanic Foundation.

Mobile Home Loan.com gives Milpitas clients access to its selection of mobile and manufactured home financing products. The purchase options it provides include fixed-rate mortgages and loans with low down payments. It also arranges for home refinancing so clients can enjoy a reduction in their existing monthly rates or cash out to pay high-interest debts. Mobile Home Loan.com has been in business for the past 20 years. It specializes in serving populations with average loan amounts of $100,000.

Supreme Financial Services caters to locals in Milpitas who need mortgage services. The team focuses on refinancing solutions and rearranges current obligations into more manageable forms. Some of these options include cash-out and rate-term programs. The company's choices are fit for transactions involving multi-unit homes and investment assets. Supreme Financial Services has been operating since 1987, and its very first application was written on an IBM Typewriter. Its reach extends to selected states, including Hawaii.

Morgan Real Estate & Financial caters to clients in Milpitas. Its team of real estate and mortgage consultants helps homeowners, real estate investors, and residential property buyers apply for mortgage programs, including jumbo, high balance, and conforming loans. It also allows clients to choose 15- to 30-year fixed-rate or five- to seven-year adjustable-rate mortgages. In addition, the company assists individuals in buying and selling their residential properties. It has been operating for more than 10 years.