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2024

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Best Mortgage Brokers in Los Angeles, CA

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Los Angeles Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

945Reviewed

574Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2609 W Beverly Blvd Ste 2, Montebello, CA 90640
WebsiteLicense: 1120144

Expertise.com Rating

Review Sources

Google
5.0 (27)
Yelp
5.0 (4)

Why choose this provider?

AMV Financial Corporation is an independent mortgage broker that services Los Angeles and the entire state of California. It offers home purchase loans such as traditional fixed-rate mortgages, adjustable-rate mortgages, conventional loans, FHA loans, and VA loans. It also offers niche loan programs, such as apartment loans, mobile home loans, commercial loans, down payment assistance, and reverse mortgages. AMV Financial Corporation is a recipient of the 2020 PRMG Paramount Achievement Award and the 2019 UWM Fastest Closer award.

  • Refinance
  • Reverse Mortgages

5556 South Centinela Avenue, Los Angeles, CA 90066
WebsiteLicense: 6606

Expertise.com Rating

Review Sources

Google
5.0 (46)

Why choose this provider?

New American Funding is a California mortgage brokerage serving homeowners and homebuyers in the Los Angeles area. The mortgage company offers a variety of loan products, including conventional and FHA loans, cash-out refinance, fixed-rate mortgages, and reverse mortgages. Additionally, the company's funders and underwriters employ a full-service approach, guiding clients through the loan origination stage up to the final funding. New American Funding was founded by Rick and Patty Arvielo.

  • New Construction
  • Refinance

3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
WebsiteLicense: 1951574

Expertise.com Rating

Review Sources

Google
5.0 (894)
Facebook
4.9 (152)
Zillow
5.0 (87)

Why choose this provider?

Agave Home Loans is an independent mortgage broker that serves borrowers in Los Angeles. It shops for conventional, FHA, non-QM, and VA loans using special software that searches for the ideal option suited for the borrowers' goals. It also assists clients in navigating home refinancing. The team at Agave Home Loans is a mix of people with backgrounds in finance and hospitality. Owned by Marshall Gottlieb and Doug Wang, the company strives to deliver a hassle-free experience during critical financial situations.

  • Refinance

10842 Paramount Boulevard, Downey, CA 90241
WebsiteLicense: 303729

Expertise.com Rating

Review Sources

Yelp
4.5 (24)
Facebook
5.0 (6)

Why choose this provider?

The knowledgeable, bilingual staff and lending experts at New World Mortgage are dedicated to providing excellent service, communication, and integrity to customers. The company provides an extensive selection of options to homeowners, first-time homebuyers, and rural homebuyers, and the company's agents strive to find the best possible rates to suit the customer's needs. Customers receive expert guidance in choosing from a range of conventional home loans, government homer loans, and home refinancing options, and applying is easy with the fast application form on the company's website.

  • New Construction
  • Refinance

Los Angeles, CA
WebsiteLicense: 2063312

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (9)

Why choose this provider?

JK & Associates responds to the mortgage needs of real estate investors and first-time homebuyers in Alhambra and the surrounding areas. The firm offers different home loan programs, such as HARP, 30-and 15-year fixed terms, jumbo, FHA, VA, and adjustable rate mortgages. It has helped customers refinance various residential properties, including luxury homes, multi-unit complexes, and single-family residences. Its team of mortgage advisors guides clients in navigating the home purchasing, selling, and refinancing process. They also serve the Korean-speaking community.

  • Commercial Loans

9267 Haven Ave, 220, Rancho Cucamonga, CA 91730
WebsiteLicense: 1992428

Expertise.com Rating

Review Sources

Zillow
5.0 (4)

Why choose this provider?

Isaac Sanchez is a mortgage broker serving clients in and around the Los Angeles metro. Sanchez and his team work with individuals looking for a first home loan or refinancing before retirement, providing them with conventional loans. They offer fixed-rate options that are available in 10, 15, 20, 25, and 30-year increments, allowing for low down payments and flexible terms. FHA and VA loan programs are also available. Isaac Sanchez operates under the banner of VirtuaLending.

  • Refinance
  • New Construction

6464 Sunset Boulevard, Los Angeles, CA 90028

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

LBC Capital is a Californian direct money lender offering financing solutions to Los Angeles residents and real estate investors. With more than 25 years of combined lenders' experience, it provides quick funding and hard money loans with no hidden fees. Its products include investment fix and flip loans, refinance loans, and short-term loans. Additionally, it assists property owners needing improvement and construction loans. The managing partner, Boris Dorfman, is certified by the California Department of Real Estate.

  • Refinance

11845 West Olympic Boulevard, Los Angeles, CA 90064
WebsiteLicense: 1850

Expertise.com Rating

Review Sources

Yelp
4.5 (16)
Facebook
5.0 (11)

Why choose this provider?

Vault Mortgage Group is a Los Angeles mortgage banking firm. A branch of American Pacific Mortgage, it provides 15 and 30-year fixed-rate mortgage, FHA home loans, VA home loans, and jumbo home loans. The company handles quick closure from submission to underwriting, common sense underwriting, and in-house processing. Its advisors help first-time homebuyers understand available lending options. The company offers refinancing options for existing homeowners, helping customers reduce monthly payments and pay off mortgages faster. The company has over 125 offices across the country.

  • Refinance

2244 Pacific Coast Highway, Lomita, CA 90717
WebsiteLicense: 12901

Expertise.com Rating

Why choose this provider?

Golden State Mortgage is a Rolling Hills direct lending company with a helpful, experienced staff committed to providing the highest quality of service. The company's advisors help homebuyers understand the different types of loans and choose the best rates and options for their individual goals, needs, and budget. The company also offers a range of refinancing options for existing homeowners, helping customers reduce payments and get better interest rates. Customers can get started by pre-applying for a loan right on the company's website.

  • Refinance

3500 West Olive Avenue, Burbank, CA 91505
WebsiteLicense: 1085598

Expertise.com Rating

Review Sources

Google
5.0 (35)
Yelp
5.0 (10)
Facebook
5.0 (3)

Why choose this provider?

Tressa Pope is a mortgage broker who caters to individuals in the Los Angeles metro. She assists clients who are interested in purchasing a home and those who need to refinance. She also offers a wide selection of loan types such as FHA, VA, and adjustable-rate mortgage. Tressa has been in the industry for over 20 years and continues to aid people who are seeking guidance in making home financing decisions. She also values her relationship and communication with her customers.

  • Refinance

11601 Wilshire Boulevard, Los Angeles, CA 90025
WebsiteLicense: 1622845

Expertise.com Rating

Review Sources

Google
5.0 (83)
Yelp
5.0 (10)
Facebook
5.0 (6)

Why choose this provider?

Sunset Lending & Realty is a financial services company based in Los Angeles that provides mortgage financing alternatives to prospective homeowners. Fixed-rate, adjustable-rate, FHA, VA, jumbo, and reverse loans are among the residential loan products offered by the organization. Customers are assisted in assessing their needs and selecting the best mortgage plan to meet their needs and objectives. Its advisors also help clients to save on mortgage costs through mortgage refinancing. The company began operating in 2017.

  • Refinance
  • Reverse Mortgages

229 East 12th Street, Los Angeles, CA 90015
WebsiteLicense: 1623272

Expertise.com Rating

Review Sources

Google
5.0 (21)

Why choose this provider?

Approve Los Angeles is a mortgage broker that caters to individuals in the metro. The company specializes in investment, home, conventional and commercial services. In addition, it is capable of assisting those who are interested either in purchasing or refinancing a property. The firm has formed partnerships with over a hundred lenders with various loan programs. Alec Oesterreich, the owner and senior loan officer, is a second-generation mortgage lender dedicated to building strong relationships with clients by bringing about a sense of calmness.

  • Refinance

4000 Palos Verdes Drive North, Rolling Hills Estates, CA 90274
WebsiteLicense: 1852204

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (3)

Why choose this provider?

For over 17 years, South Bay Mortgage Brokers has been serving the home financing needs of Los Angeles and other surrounding cities. It partners with a wide array of lenders to provide the best loan or refinancing program that suits the unique needs of homebuyers or real estate investors. The company offers USDA, VA, HARP, and FHA loans as well as fixed and adjustable rate mortgages. In addition, it also provides assistance with reverse mortgages, 203K, and jumbo loans.

  • New Construction
  • Refinance

1499 Huntington Drive, South Pasadena, CA 91030
WebsiteLicense: 856170

Expertise.com Rating

Review Sources

Yelp
5.0 (72)
Facebook
5.0 (1)

Why choose this provider?

Equity Smart Home Loans is a mortgage broker assisting prospective homeowners in Los Angeles. Its team of loan officers and consultants has over 100 years of combined experience in the real estate and lending industry. They help clients find and secure a loan that matches their needs and budget. They also guide clients through the mortgage process, from pre-approval to underwriting and funding. The firm offers conventional loans, FH loans, and VA loans. It also processes USDA loans, jumbo mortgages, and reverse mortgage loans.

  • Refinance

12400 Wilshire Boulevard, Los Angeles, CA 90025
WebsiteLicense: 239902

Expertise.com Rating

Review Sources

Yelp
4.5 (16)
Google
4.0 (10)
Facebook
5.0 (8)

Why choose this provider?

Mortgage Capital Partners is a lender that delivers personalized home loan solutions for real estate professionals, CPAs, and business managers in Los Angeles. The programs available are FHA, fixed, adjustable, reverse, and interest-only mortgages. In addition, it originates Freddie Mac, Fannie Mae, and FHA-insured loans and has an on-site underwriting department for different product lines. Mortgage Capital Partners employs a team of loan officers, each with an average of 20 years of experience in the industry.

  • Reverse Mortgages

20301 Ventura Boulevard, Los Angeles, CA 91364
WebsiteLicense: 260091

Expertise.com Rating

Review Sources

Yelp
4.5 (9)
Facebook
5.0 (1)

Why choose this provider?

Customers appreciate the "wonderful team" at California Home Solution Inc. The company's advisors are committed to helping customers make smart financial decisions, offering a range of mortgage options for first-time buyers and homeowners. Customers can choose from options like 15-year fixed mortgages, reverse mortgages, FHA loans, and lease to own programs, and the company's advisors provide support and advice throughout the process, ensuring the best possible care. Customers can call or contact the company on the website for fast, professional service.

  • Refinance

1662 Hillhurst Avenue, Los Angeles, CA 90027
WebsiteLicense: 248170

Expertise.com Rating

Review Sources

Yelp
5.0 (65)
Facebook
5.0 (9)

Why choose this provider?

Hillhurst Mortgage was founded in 2004 and has since catered to the home loan needs of citizens throughout Los Angeles. The company focuses on educating and helping its clients with the entire home financing process. The company was founded on the belief that each client has specific mortgage needs, thus, creating a hassle-free environment in applying for loans. The loan programs they offer include HELOC, reverse mortgage, refinancing, and commercial financing loans.

  • Refinance

11952 Wilshire Boulevard, Los Angeles, CA 90025
WebsiteLicense: 1726526

Expertise.com Rating

Review Sources

Google
4.0 (7)
Yelp
5.0 (4)

Why choose this provider?

Fidelity Mortgage Lenders, Inc., is a business that serves clients in Los Angeles. This mortgage lender specializes in offering residential equity and commercial property loans, mortgage refinancing, and fixed-rate mortgages. The lender also handles trust deeds for real estate investors, which cover commercial or non-owner-occupied residential real estate. Charles Hershson established the company in 1971 as Fidelity Home Loan Co. He has experience as a real estate broker and has served as president of the California Mortgage Association.

  • Refinance

1620 Broadway, Santa Monica, CA 90404
WebsiteLicense: 1125159

Expertise.com Rating

Review Sources

Google
5.0 (16)
Yelp
5.0 (1)

Why choose this provider?

Reverse Your Thinking is a professional mortgage consulting firm that caters to residential and commercial clients in Los Angeles and its surrounding areas. It offers mortgage and financial services including HELOC and HECM credit lines, proprietary loans, and home equity services. The firm's owner, Mathius Marc Gertz, offers a career in financial services and the mortgage industry for over 30 years. His experience qualifies him to work closely with the legal and financial banking entities to assist their customers in choosing viable mortgage options that meet their requirements.

  • Reverse Mortgages

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
AMV Financial Corporation
2609 W Beverly Blvd Ste 2, Montebello, CA 90640
New American Funding - Los Angeles - Centinela
5556 South Centinela Avenue, Los Angeles, CA 90066
Agave Home Loans
3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
New World Mortgage
10842 Paramount Boulevard, Downey, CA 90241
JK & Associates
Los Angeles, CA
Isaac Sanchez
9267 Haven Ave, 220, Rancho Cucamonga, CA 91730
LBC Capital
6464 Sunset Boulevard, Los Angeles, CA 90028
Vault Mortgage Group
11845 West Olympic Boulevard, Los Angeles, CA 90064
Golden State Mortgage
2244 Pacific Coast Highway, Lomita, CA 90717
Tressa Pope
3500 West Olive Avenue, Burbank, CA 91505
Sunset Lending & Realty
11601 Wilshire Boulevard, Los Angeles, CA 90025
Approve Los Angeles
229 East 12th Street, Los Angeles, CA 90015
South Bay Mortgage Brokers
4000 Palos Verdes Drive North, Rolling Hills Estates, CA 90274
Equity Smart
1499 Huntington Drive, South Pasadena, CA 91030
Mortgage Capital Partners
12400 Wilshire Boulevard, Los Angeles, CA 90025
California Home Solution
20301 Ventura Boulevard, Los Angeles, CA 91364
Hillhurst Mortgage, Inc.
1662 Hillhurst Avenue, Los Angeles, CA 90027
Fidelity Mortgage Lenders, Inc.
11952 Wilshire Boulevard, Los Angeles, CA 90025
Reverse Your Thinking
1620 Broadway, Santa Monica, CA 90404

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.